Quick charity verification for Union Settlement Assoc (EIN: 131632530)
Verdict: Union Settlement Assoc appears trustworthy
88/100Mission Score
$30.7MRevenue
$28.3MAssets
1Red Flags
5Strengths
Red Flags
Consistent 0% officer compensation reported, which is unusual for an organization of this size and requires further investigation into Schedule J for full transparency.
Strengths
Strong program spending ratio (85% in 2023) indicating mission focus.
Significant asset growth over the past decade, from $4.5M in 2014 to $30.4M in 2023, demonstrating financial stability.
Consistent revenue generation, with latest revenue at $29.5 million.
Consistent IRS 990 filing history, indicating good governance and compliance.
Spending Breakdown
How Union Settlement Assoc allocates its funds across programs, administration, and fundraising.
85%
Program Spending
Healthy — majority goes to mission
10%
Admin Costs
Reasonable — admin costs in check
5%
Fundraising
Within typical range
How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.
How to Interpret This Report
What Red Flags Mean
Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.
What Mission Score Measures
The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.
Using This Data for Donation Decisions
Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.
Frequently Asked Questions about Union Settlement Assoc
Is Union Settlement Assoc a legitimate charity?
Based on AI analysis of IRS 990 filings, Union Settlement Assoc (EIN: 131632530) appears trustworthy. Mission Score: 88/100. 1 red flag identified, 5 strengths noted.
Is Union Settlement Assoc a good charity to donate to?
Union Settlement Assoc has a Mission Score of 88/100. Revenue: $30.7M. Assets: $28.3M. Review the full transparency report for detailed spending breakdown and executive compensation analysis.
What is the EIN for Union Settlement Assoc?
The Employer Identification Number (EIN) for Union Settlement Assoc is 131632530. This is the unique tax ID assigned by the IRS.
What is a Mission Score?
The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.
How does Union Settlement Assoc spend its money?
Union Settlement Assoc allocates 85% to programs, 10% to administration, and 5% to fundraising. Healthy nonprofits typically spend 75%+ on programs.
How can I verify Union Settlement Assoc's tax-exempt status?
You can verify Union Settlement Assoc's tax-exempt status using EIN 131632530 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.
AI Transparency Report
Union Settlement Assoc demonstrates a generally stable financial position with consistent revenue streams, primarily from government grants and program service fees, typical for a P200 (Human Services) organization. Over the past decade, the organization has shown significant growth in assets, from $4.5 million in 2014 to over $30 million in 2023, indicating effective financial management and potentially successful capital campaigns or investment strategies. While expenses have largely tracked revenue, there was a notable dip in net assets in 2017 where liabilities exceeded assets, which has since been robustly corrected. The organization's consistent reporting of 0% officer compensation across all filings suggests that executive salaries are not reported in this specific field, or that the highest-paid officers are compensated through other means not captured by this metric, which warrants further investigation for full transparency.
The organization's spending efficiency appears strong, with a high proportion of expenses dedicated to program services. For instance, in the 2023 filing, program service expenses were $25,472,997 out of total expenses of $29,967,659, representing approximately 85% of total spending. This indicates a strong commitment to its mission. Fundraising expenses are relatively low, suggesting efficient donor acquisition or a reliance on stable funding sources. The consistent filing of IRS Form 990s over many years demonstrates a commitment to regulatory compliance and basic financial transparency.