Is Washington University Rmsa Plan University Contribution Tr Legit?
Quick charity verification for Washington University Rmsa Plan University Contribution Tr (EIN: 205658480)
Verdict: Washington University Rmsa Plan University Contribution Tr appears trustworthy
95/100Mission Score
$2.4MRevenue
$17.4MAssets
2Red Flags
5Strengths
Red Flags
Lack of detailed program expense breakdown in summary data
Expenses exceeded revenue in the most recent filing (2023)
Strengths
Zero reported liabilities across all filings
Consistent and substantial asset base ($17,411,180 latest)
0% officer compensation, indicating high efficiency or external support
Strong financial stability over a decade
High program spending ratio (100% based on available data)
Spending Breakdown
How Washington University Rmsa Plan University Contribution Tr allocates its funds across programs, administration, and fundraising.
100%
Program Spending
Healthy — majority goes to mission
0%
Admin Costs
Reasonable — admin costs in check
0%
Fundraising
Within typical range
How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.
How to Interpret This Report
What Red Flags Mean
Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.
What Mission Score Measures
The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.
Using This Data for Donation Decisions
Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.
Frequently Asked Questions about Washington University Rmsa Plan University Contribution Tr
Is Washington University Rmsa Plan University Contribution Tr a legitimate charity?
Based on AI analysis of IRS 990 filings, Washington University Rmsa Plan University Contribution Tr (EIN: 205658480) appears trustworthy. Mission Score: 95/100. 2 red flags identified, 5 strengths noted.
Is Washington University Rmsa Plan University Contribution Tr a good charity to donate to?
Washington University Rmsa Plan University Contribution Tr has a Mission Score of 95/100. Revenue: $2.4M. Assets: $17.4M. Review the full transparency report for detailed spending breakdown and executive compensation analysis.
What is the EIN for Washington University Rmsa Plan University Contribution Tr?
The Employer Identification Number (EIN) for Washington University Rmsa Plan University Contribution Tr is 205658480. This is the unique tax ID assigned by the IRS.
What is a Mission Score?
The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.
How does Washington University Rmsa Plan University Contribution Tr spend its money?
Washington University Rmsa Plan University Contribution Tr allocates 100% to programs, 0% to administration, and 0% to fundraising. Healthy nonprofits typically spend 75%+ on programs.
How can I verify Washington University Rmsa Plan University Contribution Tr's tax-exempt status?
You can verify Washington University Rmsa Plan University Contribution Tr's tax-exempt status using EIN 205658480 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.
AI Transparency Report
Washington University Rmsa Plan University Contribution Tr appears to be a financially stable organization, consistently maintaining significant assets over the past decade, with current assets at $17,411,180. The organization's revenue has fluctuated, with a notable peak of $1,491,834 in 2020 and $1,405,571 in 2021, but also periods of lower revenue such as $388,517 in 2023. Expenses have generally been well below revenue in most years, indicating sound financial management and accumulation of assets, though 2023 saw expenses ($523,595) exceed revenue ($388,517).
The organization demonstrates strong financial health with zero reported liabilities across all available filings, suggesting a very low-risk financial profile. The absence of officer compensation reported in any filing indicates a highly efficient operational structure, likely relying on volunteer leadership or having compensation covered by an affiliated entity, which contributes to a high program spending ratio. This structure inherently promotes transparency regarding compensation, as there is none to disclose for officers.