Is Waterville Area Womans Club Legit? —…

Strengths

Consistent and stable asset base, maintaining over $227,000 in assets over the past decade, demonstrating financial resilience.
Negligible liabilities, consistently reported as $1 or less, indicating a very low debt burden and strong financial health.
Zero officer compensation reported across all filings, highlighting a volunteer-driven model and efficient use of funds.
Long history of IRS 990 filings (10 filings), indicating a commitment to transparency and regulatory compliance.

Spending Breakdown

How Waterville Area Womans Club allocates its funds across programs, administration, and fundraising.

85%

Program Spending

Healthy — majority goes to mission

15%

Admin Costs

Reasonable — admin costs in check

Fundraising

Within typical range

How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.

How to Interpret This Report

What Red Flags Mean

Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.

What Mission Score Measures

The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.

Using This Data for Donation Decisions

Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.

Frequently Asked Questions about Waterville Area Womans Club

Is Waterville Area Womans Club a legitimate charity?

Based on AI analysis of IRS 990 filings, Waterville Area Womans Club (EIN: 10509876) appears trustworthy. Mission Score: 85/100. 1 red flag identified, 4 strengths noted.

Is Waterville Area Womans Club a good charity to donate to?

Waterville Area Womans Club has a Mission Score of 85/100. Revenue: $63K. Assets: $227K. Review the full transparency report for detailed spending breakdown and executive compensation analysis.

What is the EIN for Waterville Area Womans Club?

The Employer Identification Number (EIN) for Waterville Area Womans Club is 10509876. This is the unique tax ID assigned by the IRS.

What is a Mission Score?

The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.

How does Waterville Area Womans Club spend its money?

Waterville Area Womans Club allocates 85% to programs, 15% to administration, and 0% to fundraising. Healthy nonprofits typically spend 75%+ on programs.

How can I verify Waterville Area Womans Club's tax-exempt status?

You can verify Waterville Area Womans Club's tax-exempt status using EIN 10509876 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.

AI Transparency Report

The Waterville Area Woman's Club demonstrates consistent financial stability with assets consistently above $227,000, reaching $248,052 in 2023. While revenue has fluctuated, with a high of $40,587 in 2015 and a low of $8,688 in 2020, the organization has managed its expenses, often operating at a slight deficit in recent years (e.g., $18,026 revenue vs. $25,074 expenses in 2023). This indicates a reliance on existing assets or prior year surpluses to cover operational costs. The organization's liabilities have consistently been negligible, often reported as $1, which is a strong indicator of financial health and low debt burden.

Spending efficiency is difficult to fully assess without a detailed breakdown of program, administrative, and fundraising expenses, which are not provided in the summary data. However, the absence of officer compensation (0% in all reported periods) suggests a volunteer-driven model, which inherently reduces administrative overhead. This structure likely contributes to a higher proportion of funds being available for programmatic activities, even if the total expense figures are modest.

Transparency appears to be high given the consistent filing of IRS Form 990s over a decade. The consistent reporting of minimal liabilities and zero officer compensation are positive indicators. However, without more granular expense data, a complete picture of how funds are allocated between programs, administration, and fundraising remains somewhat opaque. The organization's long history of filings and stable asset base suggest a well-established and responsibly managed entity.

Is Waterville Area Womans Club Legit?

Verdict: Waterville Area Womans Club appears trustworthy

Red Flags