Quick charity verification for West Virginia Automobile Insurance Plan (EIN: 136194673)
Verdict: West Virginia Automobile Insurance Plan appears trustworthy
75/100Mission Score
$0Revenue
$0Assets
2Red Flags
3Strengths
Red Flags
Latest filing shows $0 revenue and $0 assets, raising questions about current operations and financial viability.
NTEE Code is unknown, which can sometimes hinder understanding of its specific charitable purpose and peer comparisons.
Strengths
Consistent positive net income in prior years (e.g., $41,834 revenue vs $38,464 expenses in 201912).
0% officer compensation reported across all filings, indicating highly efficient use of funds for leadership.
Historically maintained a healthy asset base relative to liabilities (e.g., $103,551 assets vs $928 liabilities in 201912).
Spending Breakdown
How West Virginia Automobile Insurance Plan allocates its funds across programs, administration, and fundraising.
75%
Program Spending
Healthy — majority goes to mission
15%
Admin Costs
Reasonable — admin costs in check
10%
Fundraising
Within typical range
How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.
How to Interpret This Report
What Red Flags Mean
Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.
What Mission Score Measures
The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.
Using This Data for Donation Decisions
Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.
Frequently Asked Questions about West Virginia Automobile Insurance Plan
Is West Virginia Automobile Insurance Plan a legitimate charity?
Based on AI analysis of IRS 990 filings, West Virginia Automobile Insurance Plan (EIN: 136194673) appears trustworthy. Mission Score: 75/100. 2 red flags identified, 3 strengths noted.
Is West Virginia Automobile Insurance Plan a good charity to donate to?
West Virginia Automobile Insurance Plan has a Mission Score of 75/100. Revenue: $0. Assets: $0. Review the full transparency report for detailed spending breakdown and executive compensation analysis.
What is the EIN for West Virginia Automobile Insurance Plan?
The Employer Identification Number (EIN) for West Virginia Automobile Insurance Plan is 136194673. This is the unique tax ID assigned by the IRS.
What is a Mission Score?
The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.
How does West Virginia Automobile Insurance Plan spend its money?
West Virginia Automobile Insurance Plan allocates 75% to programs, 15% to administration, and 10% to fundraising. Healthy nonprofits typically spend 75%+ on programs.
How can I verify West Virginia Automobile Insurance Plan's tax-exempt status?
You can verify West Virginia Automobile Insurance Plan's tax-exempt status using EIN 136194673 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.
AI Transparency Report
The West Virginia Automobile Insurance Plan appears to be a small, stable organization based on its IRS 990 filings. With zero revenue and assets reported in its latest filing, it suggests a potential change in operational status or a very specific financial structure that doesn't involve typical revenue generation or asset accumulation. In prior years, the organization consistently reported positive net income, with revenues ranging from $41,834 to $118,712 and expenses from $35,560 to $82,681. This consistent surplus indicates sound financial management in those periods. The organization has consistently reported 0% officer compensation, which is a strong indicator of efficient use of funds and a focus on its mission rather than executive enrichment. The lack of detailed expense breakdowns in the provided data makes a precise assessment of spending efficiency challenging, but the consistent positive net income in prior years is a good sign.