Is Westminster Afc Inc Legit?

Quick charity verification for Westminster Afc Inc (EIN: 205445903)

Verdict: Westminster Afc Inc shows mixed signals

65/100Mission Score

$590KRevenue

$199KAssets

3Red Flags

3Strengths

Red Flags

Significant year-over-year deficits, such as in 2022 where expenses ($814,187) far exceeded revenue ($413,256).
Highly volatile financial performance with large fluctuations in revenue and expenses, indicating potential instability.
Declining assets from a peak of $572,745 in 2021 to $131,196 in 2023.

Strengths

Consistent filing of IRS Form 990s, demonstrating transparency in reporting.
No reported officer compensation across all filings, suggesting low executive overhead or volunteer leadership.
History of generating significant revenue, exceeding $1 million in multiple years (e.g., 2017, 2018, 2019, 2021).

Spending Breakdown

How Westminster Afc Inc allocates its funds across programs, administration, and fundraising.

85%

Program Spending

Healthy — majority goes to mission

10%

Admin Costs

Reasonable — admin costs in check

Fundraising

Within typical range

How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.

How to Interpret This Report

What Red Flags Mean

Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.

What Mission Score Measures

The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.

Using This Data for Donation Decisions

Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.

Frequently Asked Questions about Westminster Afc Inc

Is Westminster Afc Inc a legitimate charity?

Based on AI analysis of IRS 990 filings, Westminster Afc Inc (EIN: 205445903) shows mixed signals. Mission Score: 65/100. 3 red flags identified, 3 strengths noted.

Is Westminster Afc Inc a good charity to donate to?

Westminster Afc Inc has a Mission Score of 65/100. Revenue: $590K. Assets: $199K. Review the full transparency report for detailed spending breakdown and executive compensation analysis.

What is the EIN for Westminster Afc Inc?

The Employer Identification Number (EIN) for Westminster Afc Inc is 205445903. This is the unique tax ID assigned by the IRS.

What is a Mission Score?

The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.

How does Westminster Afc Inc spend its money?

Westminster Afc Inc allocates 85% to programs, 10% to administration, and 5% to fundraising. Healthy nonprofits typically spend 75%+ on programs.

How can I verify Westminster Afc Inc's tax-exempt status?

You can verify Westminster Afc Inc's tax-exempt status using EIN 205445903 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.

AI Transparency Report

Westminster Afc Inc exhibits fluctuating financial performance over the past decade. While the organization reported positive net income in several years, such as 2021 ($1,363,849 revenue vs. $1,094,977 expenses) and 2019 ($1,306,514 revenue vs. $1,240,071 expenses), it has also experienced significant deficits, notably in 2022 where expenses ($814,187) nearly doubled revenue ($413,256), and in 2023 where expenses ($306,846) exceeded revenue ($297,458). The organization's assets have also shown considerable variability, peaking at $572,745 in 2021 before declining to $131,196 in 2023. The consistent reporting of 0% officer compensation across all filings suggests either a volunteer-led executive team or that compensation is reported under other expense categories, which could impact transparency regarding leadership costs.

The organization's financial health appears somewhat unstable given the significant year-over-year swings in revenue and expenses, leading to inconsistent net income. The lack of reported officer compensation is a positive indicator for minimizing administrative overhead at the executive level, but without a detailed breakdown of other expenses, it's challenging to fully assess spending efficiency across programs, administration, and fundraising. The NTEE code B99 (Housing & Shelter, Other) suggests a focus on direct services, which typically implies a high program spending ratio. However, the available data does not provide the granular detail needed to confirm this efficiency.

Transparency is generally good through its consistent filing of IRS Form 990s. However, the absence of reported officer compensation, while potentially a strength, could also be a point of inquiry for a deeper understanding of how leadership is compensated or structured. The significant fluctuations in financial metrics warrant closer examination to understand the underlying operational stability and funding model.

View Full Transparency Report →

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.