Is Zbt National Housing Inc Legit? —…

Spending Breakdown

How Zbt National Housing Inc allocates its funds across programs, administration, and fundraising.

70%

Program Spending

Below average — room for improvement

20%

Admin Costs

Reasonable — admin costs in check

10%

Fundraising

Within typical range

How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.

How to Interpret This Report

What Red Flags Mean

Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.

What Mission Score Measures

The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.

Using This Data for Donation Decisions

Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.

Frequently Asked Questions about Zbt National Housing Inc

Is Zbt National Housing Inc a legitimate charity?

Based on AI analysis of IRS 990 filings, Zbt National Housing Inc (EIN: 136132602) shows mixed signals. Mission Score: 65/100. 3 red flags identified, 3 strengths noted.

Is Zbt National Housing Inc a good charity to donate to?

Zbt National Housing Inc has a Mission Score of 65/100. Revenue: $1.1M. Assets: $5.6M. Review the full transparency report for detailed spending breakdown and executive compensation analysis.

What is the EIN for Zbt National Housing Inc?

The Employer Identification Number (EIN) for Zbt National Housing Inc is 136132602. This is the unique tax ID assigned by the IRS.

What is a Mission Score?

The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.

How does Zbt National Housing Inc spend its money?

Zbt National Housing Inc allocates 70% to programs, 20% to administration, and 10% to fundraising. Healthy nonprofits typically spend 75%+ on programs.

How can I verify Zbt National Housing Inc's tax-exempt status?

You can verify Zbt National Housing Inc's tax-exempt status using EIN 136132602 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.

AI Transparency Report

Zbt National Housing Inc. demonstrates a generally stable financial position with assets consistently exceeding liabilities, reaching $5,563,302 in the latest filing. However, the organization has shown a pattern of operating at a deficit in recent years, with expenses exceeding revenue in 202307 ($189,085 vs. $138,827), 202305 ($1,131,179 vs. $999,589), and 202205 ($1,165,657 vs. $1,013,179). This trend suggests that the organization may be relying on accumulated reserves or other non-operating income to cover its costs. The absence of reported officer compensation across all filings indicates a potential reliance on volunteer leadership or that compensation is reported under other expense categories, which could impact transparency regarding administrative costs if not clearly delineated.

While the overall asset growth from $2,519,665 in 201505 to $5,563,302 currently is positive, the consistent operational deficits warrant closer examination. Without a detailed breakdown of program, administrative, and fundraising expenses, it's challenging to fully assess spending efficiency. The lack of reported officer compensation, while potentially positive for minimizing overhead, also means there's less direct information available about the cost of leadership within the organization. Further transparency on expense allocation would provide a clearer picture of how funds are being utilized.

Is Zbt National Housing Inc Legit?

Verdict: Zbt National Housing Inc shows mixed signals

Red Flags

Strengths