Aagf Health Reimbursement Arrangement Veba Tr

Aagf Health Reimbursement Arrangement Veba Tr's assets declined to $75,684 in 2017 with $0 revenue and $49,453 in expenses.

EIN: 202074278 · Great Falls, MT · NTEE: Y43 · Updated: 2026-03-28

$0Revenue
$0Assets
65/100Mission Score (Good)
Y43
Aagf Health Reimbursement Arrangement Veba Tr Financial Summary
MetricValue
Total Expenses$49K
Program Spending80%
Net Assets$76K
Transparency Score65/100

Is Aagf Health Reimbursement Arrangement Veba Tr Legit?

Some Concerns

GoodFiling Consistency
ExcellentSpending Efficiency
GoodTransparency
3 FoundRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

Aagf Health Reimbursement Arrangement Veba Tr directs 80% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.

About Aagf Health Reimbursement Arrangement Veba Tr

Aagf Health Reimbursement Arrangement Veba Tr (EIN: 202074278) is a nonprofit organization based in Great Falls, MT, classified under NTEE code Y43. The organization reported total revenue of $0 and total assets of $0 according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Aagf Health Reimbursement Arrangement Veba Tr's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

20Years Operating
MicroSize Classification
7Years of Filings
MixedRevenue Trajectory

Aagf Health Reimbursement Arrangement Veba Tr is a micro nonprofit that has been operating for 20 years, with 7 years of IRS 990 filings on record (2011–2017).

Financial Trends

YearRevenue ChangeExpense ChangeAsset Change
2017-100.0%-44.2%-39.5%
2016-30.1%+5.2%-15.8%
2015+7.7%+15.6%+6.4%
2014+11.5%+13.4%+10.8%
2013+10.4%-9.7%+11.8%

IRS Tax-Exempt Classification

IRS Classification Codes1000
IRS Ruling Date2006

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

Aagf Health Reimbursement Arrangement Veba Tr appears to be a very small organization, likely a trust or fund, given its NTEE code (Y43 - Employee Welfare Benefit Plans) and consistent financial patterns. The organization has reported $0 in revenue and expenses of $49,453 in its latest filing (201712), indicating a significant draw down from its assets, which decreased from $125,137 in 2016 to $75,684 in 2017. This trend of expenses exceeding revenue has been observed in several years, such as 2016 ($65,113 revenue vs. $88,575 expenses) and 2012 ($70,239 revenue vs. $71,125 expenses), suggesting it may be distributing benefits or winding down. The consistent reporting of $0 officer compensation across all filings indicates a volunteer-led or externally managed structure, which is common for such trusts. Spending efficiency is difficult to assess without a breakdown of program vs. administrative costs, which are not detailed in the provided summary. However, the consistent decline in assets, coupled with expenses often exceeding revenue, suggests that the organization is actively disbursing funds, likely for its intended purpose of health reimbursement. The lack of revenue in the latest period is a concern if it's meant to be an ongoing entity, but could be normal for a trust in a distribution phase. Transparency is generally good, with 7 filings available, demonstrating consistent reporting to the IRS. The absence of officer compensation simplifies the financial picture, removing a common area of scrutiny for nonprofits. However, without more granular expense data, it's challenging to fully evaluate the efficiency of its operations beyond the top-line figures.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Aagf Health Reimbursement Arrangement Veba Tr with a Mission Score of 65 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

According to IRS 990 filings, Aagf Health Reimbursement Arrangement Veba Tr allocates its expenses as follows: admin: 20%, programs: 80%, fundraising: 0%. With 80% directed toward programs, this reflects a strong commitment to its charitable mission.

Key Financial Metrics (2017)

From the most recent IRS 990 filing on record:

$49KTotal Expenses
$76KTotal Assets
$76KNet Assets

Executive Compensation Analysis

Executive compensation is consistently reported as 0% across all filings, indicating that the organization is either entirely volunteer-run or managed by an external entity without direct compensation to officers from the trust's funds.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of Aagf Health Reimbursement Arrangement Veba Tr's IRS 990 filings:

Strengths

The following positive indicators were identified for Aagf Health Reimbursement Arrangement Veba Tr:

Frequently Asked Questions about Aagf Health Reimbursement Arrangement Veba Tr

Is Aagf Health Reimbursement Arrangement Veba Tr a legitimate charity?

Based on AI analysis of IRS 990 filings, Aagf Health Reimbursement Arrangement Veba Tr (EIN: 202074278) some concerns. Mission Score: 65/100. 3 red flags identified, 3 strengths noted.

How does Aagf Health Reimbursement Arrangement Veba Tr spend its money?

Aagf Health Reimbursement Arrangement Veba Tr directs 80% of its spending to programs and services. The remaining budget covers administration and fundraising costs.

Are donations to Aagf Health Reimbursement Arrangement Veba Tr tax-deductible?

Aagf Health Reimbursement Arrangement Veba Tr is registered as a tax-exempt nonprofit (EIN: 202074278). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

How does Aagf Health Reimbursement Arrangement Veba Tr compare to similar nonprofits?

With a transparency score of 65/100 (Good), Aagf Health Reimbursement Arrangement Veba Tr is above average for NTEE category Y43 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.

Where is Aagf Health Reimbursement Arrangement Veba Tr located?

Aagf Health Reimbursement Arrangement Veba Tr is headquartered in Great Falls, Montana and files with the IRS under EIN 202074278. It is classified under NTEE code Y43.

How many years of IRS 990 filings does Aagf Health Reimbursement Arrangement Veba Tr have?

Aagf Health Reimbursement Arrangement Veba Tr has 7 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends.

Why did Aagf Health Reimbursement Arrangement Veba Tr report $0 in revenue in its latest filing?

The $0 revenue in 2017 could indicate a change in funding structure, a period of inactivity in contributions, or that the trust is in a phase of distributing its remaining assets without new inflows.

Is the organization financially sustainable given its declining assets?

With assets decreasing from $125,137 in 2016 to $75,684 in 2017, and expenses often exceeding revenue, the organization's long-term financial sustainability is questionable unless new revenue sources are secured or it is intentionally winding down.

What are the primary expenses of the organization?

Without a detailed breakdown, it's assumed that the expenses relate to the administration and distribution of health reimbursement benefits, consistent with its NTEE code Y43 (Employee Welfare Benefit Plans).

Filing History

IRS 990 filing history for Aagf Health Reimbursement Arrangement Veba Tr showing financial trends over 7 years of public records:

Over 7 years of IRS 990 filings (2011–2017), Aagf Health Reimbursement Arrangement Veba Tr's revenue has declined by 100%, moving from $73K to $0. Total assets decreased by 33.4% over the same period, from $114K to $76K. Total functional expenses fell by 20.8%, from $62K to $49K.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp. %PDF
2017 $0 $49K $76K $0 View 990
2016 $65K $89K $125K $0
2015 $93K $84K $149K $0 View 990
2014 $86K $73K $140K $0 View 990
2013 $78K $64K $126K $0 View 990
2012 $70K $71K $113K $0 View 990
2011 $73K $62K $114K $0 View 990

Year-by-Year Financial Summary

View Individual Filing Years

Explore detailed financial data from each IRS 990 filing year for Aagf Health Reimbursement Arrangement Veba Tr:

2017 Filing 2016 Filing 2015 Filing 2014 Filing 2013 Filing 2012 Filing 2011 Filing

Data Sources and Methodology

This transparency report for Aagf Health Reimbursement Arrangement Veba Tr is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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