Acacia Creek A Masonic Senior Living Community At Union City
Acacia Creek consistently operates at a deficit with declining assets and high liabilities.
EIN: 204688615 · San Francisco, CA · NTEE: P75 · Updated: 2026-03-28
Is Acacia Creek A Masonic Senior Living Community At Union City Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Acacia Creek A Masonic Senior Living Community At Union City directs 80% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Acacia Creek A Masonic Senior Living Community At Union City
Acacia Creek A Masonic Senior Living Community At Union City (EIN: 204688615) is a nonprofit organization based in San Francisco, CA, classified under NTEE code P75. The organization reported total revenue of $19.7M and total assets of $79.3M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Acacia Creek A Masonic Senior Living Community At Union City's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Acacia Creek A Masonic Senior Living Community At Union City is a large nonprofit that has been operating for 19 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 12.7%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $11.8M |
| Total Expenses | $15.8M |
| Surplus / Deficit | $-4,068,803 |
| Total Assets | $81.5M |
| Total Liabilities | $152.6M |
| Net Assets | $-71,050,483 |
| Operating Margin | -34.5% |
| Debt-to-Asset Ratio | 187.2% |
| Months of Reserves | 61.7 months |
Financial Health Grade: C
In 2023, Acacia Creek A Masonic Senior Living Community At Union City reported a deficit of $4.1M with expenses exceeding revenue, holds 61.7 months of operating reserves (strong position), has a debt-to-asset ratio of 187.2% (high leverage).
Financial Trends
Over 13 years of filings (2011–2023), Acacia Creek A Masonic Senior Living Community At Union City's revenue has grown at a compound annual growth rate (CAGR) of 12.7%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +24.3% | +22.1% | +1.5% |
| 2022 | -22.6% | +9.1% | -10.8% |
| 2021 | +21.8% | -3.4% | -2.9% |
| 2020 | +0.2% | -4.2% | -3.4% |
| 2019 | +7.9% | +2.6% | -3.3% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 2007 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Acacia Creek A Masonic Senior Living Community At Union City with a Mission Score of 55 out of 100 (Fair). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 15%
- programs: 80%
- fundraising: 5%
According to IRS 990 filings, Acacia Creek A Masonic Senior Living Community At Union City allocates its expenses as follows: admin: 15%, programs: 80%, fundraising: 5%. With 80% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $4.1M, with expenses exceeding revenue.
- Debt-to-asset ratio: 187.2%.
Executive Compensation Analysis
The organization consistently reports 0% officer compensation across all available filings, which is highly unusual for an organization with assets exceeding $80 million and annual expenses in the tens of millions. This suggests that executive compensation may be reported under other expense categories or that the organization relies on a unique leadership compensation model.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Acacia Creek A Masonic Senior Living Community At Union City's IRS 990 filings:
- Consistent operating deficits (e.g., $4,068,803 in 2023) indicating expenses regularly exceed revenue.
- Declining asset base (from $102.7M in 2015 to $81.5M in 2023) over the past decade.
- Liabilities consistently exceed assets (e.g., $152.5M liabilities vs. $81.5M assets in 2023), suggesting a highly leveraged financial position.
- 0% reported officer compensation across all filings, which is highly unusual for an organization of this size and complexity.
Strengths
The following positive indicators were identified for Acacia Creek A Masonic Senior Living Community At Union City:
- Provides essential senior living services (NTEE P75).
- Long operating history with 13 IRS 990 filings, indicating established presence.
Frequently Asked Questions about Acacia Creek A Masonic Senior Living Community At Union City
Is Acacia Creek A Masonic Senior Living Community At Union City a legitimate charity?
Based on AI analysis of IRS 990 filings, Acacia Creek A Masonic Senior Living Community At Union City (EIN: 204688615) some concerns. Mission Score: 55/100. 4 red flags identified, 2 strengths noted.
How does Acacia Creek A Masonic Senior Living Community At Union City spend its money?
Acacia Creek A Masonic Senior Living Community At Union City directs 80% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Acacia Creek A Masonic Senior Living Community At Union City tax-deductible?
Acacia Creek A Masonic Senior Living Community At Union City is registered as a tax-exempt nonprofit (EIN: 204688615). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How does Acacia Creek fund its consistent operating deficits?
The organization has consistently reported expenses exceeding revenue, for example, a $4,068,803 deficit in 2023. This suggests reliance on other funding sources, such as investment income, debt, or drawing down on reserves, which is not explicitly detailed in the provided summary data.
Why is officer compensation consistently reported as 0%?
Reporting 0% officer compensation for an organization of this scale is highly unusual. It raises questions about whether executive compensation is included in other expense categories, paid by a related entity, or if the organization operates with an entirely volunteer executive leadership, which would be atypical for a senior living community.
What is the long-term plan to address the declining asset base and high liabilities?
Assets have declined from over $102 million in 2015 to $81.5 million in 2023, while liabilities remain high, exceeding assets. A clear strategy for asset growth and liability management is crucial for long-term financial stability.
What is the breakdown of program, administrative, and fundraising expenses?
Without detailed expense breakdowns from the 990, it's challenging to precisely determine the efficiency of spending. However, given the nature of a senior living community, a significant portion of expenses would typically be program-related (care, housing, services).
Filing History
IRS 990 filing history for Acacia Creek A Masonic Senior Living Community At Union City showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Acacia Creek A Masonic Senior Living Community At Union City's revenue has grown by 317.6%, moving from $2.8M to $11.8M. Total assets decreased by 20.5% over the same period, from $102.5M to $81.5M. Total functional expenses rose by 35.2%, from $11.7M to $15.8M. In its most recent filing year (2023), Acacia Creek A Masonic Senior Living Community At Union City reported a deficit of $4.1M, with expenses exceeding revenue. The organization holds $152.6M in liabilities against $81.5M in assets (debt-to-asset ratio: 187.2%), resulting in net assets of $-71,050,483.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $11.8M | $15.8M | $81.5M | $152.6M | — | — |
| 2022 | $9.5M | $13.0M | $80.3M | $147.5M | — | View 990 |
| 2021 | $12.2M | $11.9M | $89.9M | $149.6M | — | View 990 |
| 2020 | $10.1M | $12.3M | $92.7M | $154.3M | — | — |
| 2019 | $10.0M | $12.9M | $96.0M | $156.2M | — | View 990 |
| 2018 | $9.3M | $12.5M | $99.2M | $163.4M | — | View 990 |
| 2017 | $11.5M | $11.5M | $102.0M | $161.7M | — | View 990 |
| 2016 | $7.9M | $11.4M | $102.2M | $162.3M | — | View 990 |
| 2015 | $7.5M | $11.0M | $102.7M | $159.9M | — | View 990 |
| 2014 | $6.7M | $10.6M | $100.8M | $153.9M | — | View 990 |
| 2013 | $5.3M | $13.9M | $97.7M | $147.1M | — | View 990 |
| 2012 | $2.9M | $12.1M | $97.4M | $146.5M | — | View 990 |
| 2011 | $2.8M | $11.7M | $102.5M | $140.5M | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $11.8M, expenses of $15.8M, and assets of $81.5M (revenue +24.3% year-over-year).
- 2022: Revenue of $9.5M, expenses of $13.0M, and assets of $80.3M (revenue -22.6% year-over-year).
- 2021: Revenue of $12.2M, expenses of $11.9M, and assets of $89.9M (revenue +21.8% year-over-year).
- 2020: Revenue of $10.1M, expenses of $12.3M, and assets of $92.7M (revenue +0.2% year-over-year).
- 2019: Revenue of $10.0M, expenses of $12.9M, and assets of $96.0M (revenue +7.9% year-over-year).
- 2018: Revenue of $9.3M, expenses of $12.5M, and assets of $99.2M (revenue -19.4% year-over-year).
- 2017: Revenue of $11.5M, expenses of $11.5M, and assets of $102.0M (revenue +46.3% year-over-year).
- 2016: Revenue of $7.9M, expenses of $11.4M, and assets of $102.2M (revenue +4.7% year-over-year).
- 2015: Revenue of $7.5M, expenses of $11.0M, and assets of $102.7M (revenue +12.9% year-over-year).
- 2014: Revenue of $6.7M, expenses of $10.6M, and assets of $100.8M (revenue +25.0% year-over-year).
- 2013: Revenue of $5.3M, expenses of $13.9M, and assets of $97.7M (revenue +84.3% year-over-year).
- 2012: Revenue of $2.9M, expenses of $12.1M, and assets of $97.4M (revenue +2.7% year-over-year).
- 2011: Revenue of $2.8M, expenses of $11.7M, and assets of $102.5M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Acacia Creek A Masonic Senior Living Community At Union City:
Data Sources and Methodology
This transparency report for Acacia Creek A Masonic Senior Living Community At Union City is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.