All Steel Credit Union
EIN: 360719694 · Oswego, IL
| Metric | Value |
|---|---|
| Total Expenses | $923K |
| Net Assets | $3.6M |
Is All Steel Credit Union Legit?
Insufficient Data
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
About All Steel Credit Union
All Steel Credit Union (EIN: 360719694) is a nonprofit organization based in Oswego, IL. The organization reported total revenue of $0 and total assets of $0 according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of All Steel Credit Union's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
All Steel Credit Union is a small nonprofit, with 7 years of IRS 990 filings on record (2011–2017). Revenue has grown at a compound annual rate of -1.9%.
Key Financial Metrics (2017)
From the most recent IRS 990 filing on record:
| Total Revenue | $769K |
| Total Expenses | $923K |
| Surplus / Deficit | $-154,657 |
| Total Assets | $22.2M |
| Total Liabilities | $18.5M |
| Net Assets | $3.6M |
| Operating Margin | -20.1% |
| Debt-to-Asset Ratio | 83.6% |
| Months of Reserves | 288.0 months |
Financial Health Grade: C
In 2017, All Steel Credit Union reported a deficit of $155K with expenses exceeding revenue, holds 288.0 months of operating reserves (strong position), has a debt-to-asset ratio of 83.6% (high leverage).
Financial Trends
Over 7 years of filings (2011–2017), All Steel Credit Union's revenue has declined at a compound annual growth rate (CAGR) of -1.9%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2016 | -100.0% | -100.0% | -99.8% |
| 2015 | -8.3% | -15.3% | +2.7% |
| 2014 | -6.6% | -23.9% | +2.6% |
| 2013 | +6.0% | +53.2% | +9.9% |
AI Analysis Pending
AI enrichment for All Steel Credit Union has not yet been completed. Basic IRS 990 data is shown below. Check back later for a full transparency report including a Mission Score, spending breakdown, executive compensation analysis, and red flags assessment.
Mission Effectiveness Score
NonprofitSpending's AI analysis rates All Steel Credit Union with a Mission Score of 0 out of 100 (Very Poor). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Key Financial Metrics (2017)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $155K, with expenses exceeding revenue.
- Debt-to-asset ratio: 83.6%.
Frequently Asked Questions about All Steel Credit Union
Is All Steel Credit Union a legitimate charity?
Based on AI analysis of IRS 990 filings, All Steel Credit Union (EIN: 360719694) insufficient data. 0 red flags identified, 0 strengths noted.
How does All Steel Credit Union spend its money?
Detailed spending breakdown data is not yet available for All Steel Credit Union. Check back for updated IRS 990 analysis.
Are donations to All Steel Credit Union tax-deductible?
All Steel Credit Union is registered as a tax-exempt nonprofit (EIN: 360719694). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
Where is All Steel Credit Union located?
All Steel Credit Union is headquartered in Oswego, Illinois and files with the IRS under EIN 360719694.
How many years of IRS 990 filings does All Steel Credit Union have?
All Steel Credit Union has 7 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends.
Filing History
IRS 990 filing history for All Steel Credit Union showing financial trends over 7 years of public records:
Over 7 years of IRS 990 filings (2011–2017), All Steel Credit Union's revenue has declined by 11.1%, moving from $864K to $769K. Total assets increased by 16.9% over the same period, from $19.0M to $22.2M. Total functional expenses fell by 0%, from $923K to $923K. In its most recent filing year (2017), All Steel Credit Union reported a deficit of $155K, with expenses exceeding revenue. The organization holds $18.5M in liabilities against $22.2M in assets (debt-to-asset ratio: 83.6%), resulting in net assets of $3.6M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2017 | $769K | $923K | $22.2M | $18.5M | — | View 990 |
| 2016 | $0 | $0 | $36K | $0 | — | View 990 |
| 2015 | $910K | $939K | $22.7M | $18.8M | — | View 990 |
| 2014 | $992K | $1.1M | $22.1M | $18.2M | — | View 990 |
| 2013 | $1.1M | $1.5M | $21.5M | $17.5M | — | View 990 |
| 2012 | $1.0M | $951K | $19.6M | $15.1M | — | View 990 |
| 2011 | $864K | $923K | $19.0M | $14.6M | — | View 990 |
Year-by-Year Financial Summary
- 2017: Revenue of $769K, expenses of $923K, and assets of $22.2M.
- 2016: Revenue of $0, expenses of $0, and assets of $36K (revenue -100.0% year-over-year).
- 2015: Revenue of $910K, expenses of $939K, and assets of $22.7M (revenue -8.3% year-over-year).
- 2014: Revenue of $992K, expenses of $1.1M, and assets of $22.1M (revenue -6.6% year-over-year).
- 2013: Revenue of $1.1M, expenses of $1.5M, and assets of $21.5M (revenue +6.0% year-over-year).
- 2012: Revenue of $1.0M, expenses of $951K, and assets of $19.6M (revenue +16.0% year-over-year).
- 2011: Revenue of $864K, expenses of $923K, and assets of $19.0M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for All Steel Credit Union:
Data Sources and Methodology
This transparency report for All Steel Credit Union is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.