American Friends Of Merkos Linyonei Chinuch Chabad Lubavitch Of
American Friends Of Merkos Linyonei Chinuch Chabad Lubavitch Of consistently operates at a deficit with declining assets and increasing liabilities.
EIN: 113707153 · Morristown, NJ · NTEE: X30 · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $317K |
| Total Expenses | $623K |
| Program Spending | 70% |
| Net Assets | $-261,382 |
| Transparency Score | 35/100 |
Is American Friends Of Merkos Linyonei Chinuch Chabad Lubavitch Of Legit?
Significant Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
American Friends Of Merkos Linyonei Chinuch Chabad Lubavitch Of directs 70% of its spending to programs. This meets the industry benchmark of 65% for efficient nonprofits.
About American Friends Of Merkos Linyonei Chinuch Chabad Lubavitch Of
American Friends Of Merkos Linyonei Chinuch Chabad Lubavitch Of (EIN: 113707153) is a nonprofit organization based in Morristown, NJ, classified under NTEE code X30. The organization reported total revenue of $317K and total assets of $12K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of American Friends Of Merkos Linyonei Chinuch Chabad Lubavitch Of's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
American Friends Of Merkos Linyonei Chinuch Chabad Lubavitch Of is a small nonprofit that has been operating for 21 years, with 11 years of IRS 990 filings on record (2010–2021). Revenue has grown at a compound annual rate of -6.4%.
Key Financial Metrics (2021)
From the most recent IRS 990 filing on record:
| Total Revenue | $510K |
| Total Expenses | $623K |
| Surplus / Deficit | $-112,608 |
| Total Assets | $3K |
| Total Liabilities | $264K |
| Net Assets | $-261,382 |
| Operating Margin | -22.1% |
| Debt-to-Asset Ratio | 10084.0% |
| Months of Reserves | 0.1 months |
Financial Health Grade: D
In 2021, American Friends Of Merkos Linyonei Chinuch Chabad Lubavitch Of reported a deficit of $113K with expenses exceeding revenue, holds 0.1 months of operating reserves (limited), has a debt-to-asset ratio of 10084.0% (high leverage).
Financial Trends
Over 11 years of filings (2010–2021), American Friends Of Merkos Linyonei Chinuch Chabad Lubavitch Of's revenue has declined at a compound annual growth rate (CAGR) of -6.4%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2021 | +190.5% | +133.0% | +113.5% |
| 2020 | -72.1% | -55.0% | -57.7% |
| 2019 | -11.9% | -32.4% | -50.5% |
| 2018 | +807.4% | +84.7% | -98.3% |
| 2015 | -43.4% | +102.9% | -54.4% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 7000 |
| IRS Ruling Date | 2005 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates American Friends Of Merkos Linyonei Chinuch Chabad Lubavitch Of with a Mission Score of 35 out of 100 (Poor). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 20%
- programs: 70%
- fundraising: 10%
According to IRS 990 filings, American Friends Of Merkos Linyonei Chinuch Chabad Lubavitch Of allocates its expenses as follows: admin: 20%, programs: 70%, fundraising: 10%. Approximately 70% goes to programs, indicating moderate mission focus.
Key Financial Metrics (2021)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $113K, with expenses exceeding revenue.
- Debt-to-asset ratio: 10084.0%.
Executive Compensation Analysis
No officer compensation has been reported in any of the available IRS 990 filings, which could indicate a volunteer-led organization or a lack of transparency in compensation reporting given the organization's fluctuating revenue and expenses.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of American Friends Of Merkos Linyonei Chinuch Chabad Lubavitch Of's IRS 990 filings:
- Consistent operating deficits across multiple years (e.g., 2021, 2020, 2018)
- Dramatic decline in assets from $892,538 in 2012 to $2,618 in 2021
- Significant increase in liabilities to $264,000 in 2021, far exceeding assets
- Lack of reported officer compensation, which can be a transparency concern if leadership is compensated
- Inconsistent revenue generation, making financial planning and stability challenging
Strengths
The following positive indicators were identified for American Friends Of Merkos Linyonei Chinuch Chabad Lubavitch Of:
- Long filing history (11 filings) indicating consistent reporting to the IRS
Frequently Asked Questions about American Friends Of Merkos Linyonei Chinuch Chabad Lubavitch Of
Is American Friends Of Merkos Linyonei Chinuch Chabad Lubavitch Of a legitimate charity?
Based on AI analysis of IRS 990 filings, American Friends Of Merkos Linyonei Chinuch Chabad Lubavitch Of (EIN: 113707153) significant concerns. Mission Score: 35/100. 5 red flags identified, 1 strength noted.
How does American Friends Of Merkos Linyonei Chinuch Chabad Lubavitch Of spend its money?
American Friends Of Merkos Linyonei Chinuch Chabad Lubavitch Of directs 70% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to American Friends Of Merkos Linyonei Chinuch Chabad Lubavitch Of tax-deductible?
American Friends Of Merkos Linyonei Chinuch Chabad Lubavitch Of is registered as a tax-exempt nonprofit (EIN: 113707153). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of American Friends Of Merkos Linyonei Chinuch Chabad Lubavitch Of's spending goes to programs?
American Friends Of Merkos Linyonei Chinuch Chabad Lubavitch Of directs 70% to programs, 10% to fundraising. This meets the 65% industry benchmark for efficient nonprofits.
How does American Friends Of Merkos Linyonei Chinuch Chabad Lubavitch Of compare to similar nonprofits?
With a transparency score of 35/100 (Poor), American Friends Of Merkos Linyonei Chinuch Chabad Lubavitch Of is below average for NTEE category X30 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is American Friends Of Merkos Linyonei Chinuch Chabad Lubavitch Of located?
American Friends Of Merkos Linyonei Chinuch Chabad Lubavitch Of is headquartered in Morristown, New Jersey and files with the IRS under EIN 113707153. It is classified under NTEE code X30.
How many years of IRS 990 filings does American Friends Of Merkos Linyonei Chinuch Chabad Lubavitch Of have?
American Friends Of Merkos Linyonei Chinuch Chabad Lubavitch Of has 11 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $317K in total revenue.
How does the organization plan to address its consistent operating deficits?
The organization has frequently spent more than it earned, for example, in 2021, expenses were $622,686 against revenues of $510,078. A clear strategy for achieving financial sustainability is needed.
What caused the dramatic decline in assets from $892,538 in 2012 to $2,618 in 2021?
This significant reduction in assets over a decade, coupled with increasing liabilities, suggests a substantial depletion of organizational resources that warrants further investigation.
Why have liabilities increased significantly, reaching $264,000 in 2021?
The substantial increase in liabilities, especially in relation to the low asset base, indicates potential financial strain and reliance on debt.
What is the detailed breakdown of program, administrative, and fundraising expenses?
Without a detailed breakdown, it's challenging to assess the efficiency of spending and ensure that the majority of funds are directed towards the stated mission.
Is the organization's leadership entirely volunteer-based, given the zero reported officer compensation?
Clarification on the compensation structure for leadership is important for transparency and understanding operational costs.
Filing History
IRS 990 filing history for American Friends Of Merkos Linyonei Chinuch Chabad Lubavitch Of showing financial trends over 11 years of public records:
Over 11 years of IRS 990 filings (2010–2021), American Friends Of Merkos Linyonei Chinuch Chabad Lubavitch Of's revenue has declined by 51.9%, moving from $1.1M to $510K. Total assets decreased by 99.7% over the same period, from $933K to $3K. Total functional expenses rose by 380.6%, from $130K to $623K. In its most recent filing year (2021), American Friends Of Merkos Linyonei Chinuch Chabad Lubavitch Of reported a deficit of $113K, with expenses exceeding revenue. The organization holds $264K in liabilities against $3K in assets (debt-to-asset ratio: 10084.0%), resulting in net assets of $-261,382.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2021 | $510K | $623K | $3K | $264K | — | View 990 |
| 2020 | $176K | $267K | $1K | $150K | — | View 990 |
| 2019 | $630K | $593K | $3K | $60K | — | View 990 |
| 2018 | $715K | $878K | $6K | $150K | — | View 990 |
| 2015 | $79K | $475K | $343K | $33K | — | View 990 |
| 2014 | $139K | $234K | $752K | $46K | — | View 990 |
| 2013 | $14K | $42K | $862K | $60K | — | View 990 |
| 2013 | $79K | $82K | $889K | $60K | — | View 990 |
| 2012 | $104K | $156K | $893K | $60K | — | View 990 |
| 2011 | $66K | $115K | $891K | $7K | — | View 990 |
| 2010 | $1.1M | $130K | $933K | $0 | — | View 990 |
Year-by-Year Financial Summary
- 2021: Revenue of $510K, expenses of $623K, and assets of $3K (revenue +190.5% year-over-year).
- 2020: Revenue of $176K, expenses of $267K, and assets of $1K (revenue -72.1% year-over-year).
- 2019: Revenue of $630K, expenses of $593K, and assets of $3K (revenue -11.9% year-over-year).
- 2018: Revenue of $715K, expenses of $878K, and assets of $6K (revenue +807.4% year-over-year).
- 2015: Revenue of $79K, expenses of $475K, and assets of $343K (revenue -43.4% year-over-year).
- 2014: Revenue of $139K, expenses of $234K, and assets of $752K (revenue +868.0% year-over-year).
- 2013: Revenue of $14K, expenses of $42K, and assets of $862K (revenue -81.7% year-over-year).
- 2013: Revenue of $79K, expenses of $82K, and assets of $889K (revenue -24.1% year-over-year).
- 2012: Revenue of $104K, expenses of $156K, and assets of $893K (revenue +56.5% year-over-year).
- 2011: Revenue of $66K, expenses of $115K, and assets of $891K (revenue -93.7% year-over-year).
- 2010: Revenue of $1.1M, expenses of $130K, and assets of $933K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for American Friends Of Merkos Linyonei Chinuch Chabad Lubavitch Of:
Data Sources and Methodology
This transparency report for American Friends Of Merkos Linyonei Chinuch Chabad Lubavitch Of is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.