American Small Business Chamber Of Commerce Inc
American Small Business Chamber Of Commerce Inc operates on a lean budget with no reported officer compensation and minimal assets.
EIN: 201323464 · Wilmington, DE · NTEE: S41 · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $91K |
| Total Expenses | $35K |
| Program Spending | 80% |
| CEO/Top Officer Pay | $90,000 |
| Net Assets | $13K |
| Transparency Score | 75/100 |
Is American Small Business Chamber Of Commerce Inc Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
American Small Business Chamber Of Commerce Inc directs 80% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About American Small Business Chamber Of Commerce Inc
American Small Business Chamber Of Commerce Inc (EIN: 201323464) is a nonprofit organization based in Wilmington, DE, classified under NTEE code S41. The organization reported total revenue of $91K and total assets of $3K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of American Small Business Chamber Of Commerce Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
American Small Business Chamber Of Commerce Inc is a micro nonprofit that has been operating for 21 years, with 10 years of IRS 990 filings on record (2011–2020). Revenue has grown at a compound annual rate of -12.5%.
Key Financial Metrics (2020)
From the most recent IRS 990 filing on record:
| Total Revenue | $38K |
| Total Expenses | $35K |
| Surplus / Deficit | +$2K |
| Total Assets | $13K |
| Net Assets | $13K |
| Operating Margin | 6.6% |
| Months of Reserves | 4.3 months |
Financial Health Grade: A
In 2020, American Small Business Chamber Of Commerce Inc reported a surplus of $2K with revenue exceeding expenses, holds 4.3 months of operating reserves (adequate).
Financial Trends
Over 10 years of filings (2011–2020), American Small Business Chamber Of Commerce Inc's revenue has declined at a compound annual growth rate (CAGR) of -12.5%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2020 | -51.0% | -51.3% | +24.3% |
| 2019 | +8.4% | +3.9% | +83.5% |
| 2018 | +38.9% | +21.8% | +32.2% |
| 2017 | -30.1% | -21.6% | -59.1% |
| 2016 | -36.6% | -37.2% | +1.8% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 2000 |
| IRS Ruling Date | 2005 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates American Small Business Chamber Of Commerce Inc with a Mission Score of 75 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 15%
- programs: 80%
- fundraising: 5%
According to IRS 990 filings, American Small Business Chamber Of Commerce Inc allocates its expenses as follows: admin: 15%, programs: 80%, fundraising: 5%. With 80% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2020)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $2K, with revenue exceeding expenses.
Executive Compensation Analysis
Executive compensation is consistently reported as 0% across all available filings, indicating that officers are either unpaid volunteers or compensated through other means not categorized as officer compensation, which is highly unusual for an organization with over $90,000 in annual revenue.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of American Small Business Chamber Of Commerce Inc's IRS 990 filings:
- Very low asset base relative to revenue, suggesting limited financial cushion ($2,759 assets vs. $90,542 latest revenue).
- Significant year-over-year revenue fluctuations without clear growth strategy.
- Lack of detailed expense breakdown in provided data makes precise program efficiency assessment difficult.
Strengths
The following positive indicators were identified for American Small Business Chamber Of Commerce Inc:
- Consistent reporting of 0% officer compensation, indicating a commitment to minimizing executive overhead.
- Maintains low to no liabilities, demonstrating financial prudence.
- Consistent IRS 990 filing history over a decade, showing commitment to transparency and compliance.
Frequently Asked Questions about American Small Business Chamber Of Commerce Inc
Is American Small Business Chamber Of Commerce Inc a legitimate charity?
American Small Business Chamber Of Commerce Inc (EIN: 201323464) is a registered tax-exempt nonprofit based in Delaware. Our AI analysis gives it a Mission Score of 75/100. It has 10 years of IRS 990 filings on record. Total revenue: $91K. 3 red flags identified. 3 strengths noted. Financial health grade: A.
How does American Small Business Chamber Of Commerce Inc spend its money?
American Small Business Chamber Of Commerce Inc directs 80% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.
Are donations to American Small Business Chamber Of Commerce Inc tax-deductible?
American Small Business Chamber Of Commerce Inc is registered as a tax-exempt nonprofit (EIN: 201323464). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How much does the American Small Business Chamber Of Commerce Inc CEO make?
American Small Business Chamber Of Commerce Inc's highest-compensated officer earns $90,000 annually. The organization reported $91K in total revenue. Executive compensation data is disclosed in IRS 990 filings.
What percentage of American Small Business Chamber Of Commerce Inc's spending goes to programs?
American Small Business Chamber Of Commerce Inc directs 80% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does American Small Business Chamber Of Commerce Inc compare to similar nonprofits?
With a transparency score of 75/100 (Good), American Small Business Chamber Of Commerce Inc is above average for NTEE category S41 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is American Small Business Chamber Of Commerce Inc located?
American Small Business Chamber Of Commerce Inc is headquartered in Wilmington, Delaware and files with the IRS under EIN 201323464. It is classified under NTEE code S41.
How many years of IRS 990 filings does American Small Business Chamber Of Commerce Inc have?
American Small Business Chamber Of Commerce Inc has 10 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $91K in total revenue.
Is the American Small Business Chamber Of Commerce Inc financially stable?
The organization appears stable but operates on a very lean budget with minimal assets ($2,759) and revenues fluctuating between approximately $37,000 and $127,000 annually. It generally manages to cover its expenses, often with small surpluses or deficits, but lacks significant reserves.
How does the organization manage its administrative costs?
A significant indicator of low administrative costs is the consistent reporting of 0% officer compensation across all ten years of filings, suggesting a volunteer-led or extremely lean executive structure.
What is the trend in the organization's revenue?
Revenue has fluctuated over the past decade, from a high of $127,807 in 2012 to a low of $37,878 in 2020, and most recently at $90,542. There isn't a clear upward or downward trend, but rather variability year-to-year.
Does the organization carry significant debt?
No, the organization has reported $0 in liabilities for most of its recent filing periods (2013-2020), indicating a very low or non-existent debt burden.
Filing History
IRS 990 filing history for American Small Business Chamber Of Commerce Inc showing financial trends over 10 years of public records:
Over 10 years of IRS 990 filings (2011–2020), American Small Business Chamber Of Commerce Inc's revenue has declined by 69.9%, moving from $126K to $38K. Total assets increased by 194.6% over the same period, from $4K to $13K. Total functional expenses fell by 71.5%, from $124K to $35K. In its most recent filing year (2020), American Small Business Chamber Of Commerce Inc reported a surplus of $2K, with revenue exceeding expenses.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2020 | $38K | $35K | $13K | $0 | — | View 990 |
| 2019 | $77K | $73K | $10K | $0 | — | View 990 |
| 2018 | $71K | $70K | $6K | $0 | — | View 990 |
| 2017 | $51K | $57K | $4K | $0 | — | View 990 |
| 2016 | $73K | $73K | $10K | $0 | — | View 990 |
| 2015 | $116K | $117K | $10K | $0 | — | View 990 |
| 2014 | $57K | $49K | $11K | $0 | — | View 990 |
| 2013 | $51K | $51K | $3K | $0 | — | View 990 |
| 2012 | $128K | $129K | $3K | $248 | — | View 990 |
| 2011 | $126K | $124K | $4K | $248 | — | View 990 |
Year-by-Year Financial Summary
- 2020: Revenue of $38K, expenses of $35K, and assets of $13K (revenue -51.0% year-over-year).
- 2019: Revenue of $77K, expenses of $73K, and assets of $10K (revenue +8.4% year-over-year).
- 2018: Revenue of $71K, expenses of $70K, and assets of $6K (revenue +38.9% year-over-year).
- 2017: Revenue of $51K, expenses of $57K, and assets of $4K (revenue -30.1% year-over-year).
- 2016: Revenue of $73K, expenses of $73K, and assets of $10K (revenue -36.6% year-over-year).
- 2015: Revenue of $116K, expenses of $117K, and assets of $10K (revenue +101.9% year-over-year).
- 2014: Revenue of $57K, expenses of $49K, and assets of $11K (revenue +13.3% year-over-year).
- 2013: Revenue of $51K, expenses of $51K, and assets of $3K (revenue -60.4% year-over-year).
- 2012: Revenue of $128K, expenses of $129K, and assets of $3K (revenue +1.5% year-over-year).
- 2011: Revenue of $126K, expenses of $124K, and assets of $4K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for American Small Business Chamber Of Commerce Inc:
Data Sources and Methodology
This transparency report for American Small Business Chamber Of Commerce Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.