American United Life Insurance Co Welfare Benefits Trust For Agents
EIN: 261923546 · Indianapolis, IN · NTEE: Y43
| Metric | Value |
|---|---|
| Total Revenue | $260K |
| Total Expenses | $282K |
| Net Assets | $68K |
Is American United Life Insurance Co Welfare Benefits Trust For Agents Legit?
Insufficient Data
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
About American United Life Insurance Co Welfare Benefits Trust For Agents
American United Life Insurance Co Welfare Benefits Trust For Agents (EIN: 261923546) is a nonprofit organization based in Indianapolis, IN, classified under NTEE code Y43. The organization reported total revenue of $260K and total assets of $75K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of American United Life Insurance Co Welfare Benefits Trust For Agents's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
American United Life Insurance Co Welfare Benefits Trust For Agents is a small nonprofit that has been operating for 17 years, with 14 years of IRS 990 filings on record (2010–2023). Revenue has grown at a compound annual rate of -23.6%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $164K |
| Total Expenses | $282K |
| Surplus / Deficit | $-118,891 |
| Total Assets | $72K |
| Total Liabilities | $4K |
| Net Assets | $68K |
| Operating Margin | -72.7% |
| Debt-to-Asset Ratio | 5.0% |
| Months of Reserves | 3.1 months |
Financial Health Grade: B
In 2023, American United Life Insurance Co Welfare Benefits Trust For Agents reported a deficit of $119K with expenses exceeding revenue, holds 3.1 months of operating reserves (adequate), has a debt-to-asset ratio of 5.0% (very low leverage).
Financial Trends
Over 14 years of filings (2010–2023), American United Life Insurance Co Welfare Benefits Trust For Agents's revenue has declined at a compound annual growth rate (CAGR) of -23.6%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | -7.8% | -4.6% | -61.6% |
| 2022 | -12.1% | -9.9% | -38.8% |
| 2021 | -10.3% | -10.1% | -29.3% |
| 2020 | -87.2% | -78.1% | -24.5% |
| 2019 | -65.5% | -63.8% | -38.9% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 2009 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Analysis Pending
AI enrichment for American United Life Insurance Co Welfare Benefits Trust For Agents has not yet been completed. Basic IRS 990 data is shown below. Check back later for a full transparency report including a Mission Score, spending breakdown, executive compensation analysis, and red flags assessment.
Mission Effectiveness Score
NonprofitSpending's AI analysis rates American United Life Insurance Co Welfare Benefits Trust For Agents with a Mission Score of 0 out of 100 (Very Poor). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $119K, with expenses exceeding revenue.
- Debt-to-asset ratio: 5.0%.
Frequently Asked Questions about American United Life Insurance Co Welfare Benefits Trust For Agents
Is American United Life Insurance Co Welfare Benefits Trust For Agents a legitimate charity?
American United Life Insurance Co Welfare Benefits Trust For Agents (EIN: 261923546) is a registered tax-exempt nonprofit based in Indiana. It has 14 years of IRS 990 filings on record. Total revenue: $260K. No red flags identified. Financial health grade: B.
How does American United Life Insurance Co Welfare Benefits Trust For Agents spend its money?
American United Life Insurance Co Welfare Benefits Trust For Agents reported $260K in total revenue in IRS 990 filings. 14 years of filing data available. Expenses exceeded revenue in the most recent year. Review the full spending breakdown on NonprofitSpending.
Are donations to American United Life Insurance Co Welfare Benefits Trust For Agents tax-deductible?
American United Life Insurance Co Welfare Benefits Trust For Agents is registered as a tax-exempt nonprofit (EIN: 261923546). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
Where is American United Life Insurance Co Welfare Benefits Trust For Agents located?
American United Life Insurance Co Welfare Benefits Trust For Agents is headquartered in Indianapolis, Indiana and files with the IRS under EIN 261923546. It is classified under NTEE code Y43.
How many years of IRS 990 filings does American United Life Insurance Co Welfare Benefits Trust For Agents have?
American United Life Insurance Co Welfare Benefits Trust For Agents has 14 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $260K in total revenue.
Filing History
IRS 990 filing history for American United Life Insurance Co Welfare Benefits Trust For Agents showing financial trends over 14 years of public records:
Over 14 years of IRS 990 filings (2010–2023), American United Life Insurance Co Welfare Benefits Trust For Agents's revenue has declined by 97%, moving from $5.4M to $164K. Total assets decreased by 95.1% over the same period, from $1.5M to $72K. Total functional expenses fell by 94.7%, from $5.3M to $282K. In its most recent filing year (2023), American United Life Insurance Co Welfare Benefits Trust For Agents reported a deficit of $119K, with expenses exceeding revenue. The organization holds $4K in liabilities against $72K in assets (debt-to-asset ratio: 5.0%), resulting in net assets of $68K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $164K | $282K | $72K | $4K | — | — |
| 2022 | $177K | $296K | $187K | $0 | — | — |
| 2021 | $202K | $329K | $306K | $0 | — | View 990 |
| 2020 | $225K | $365K | $433K | $0 | — | — |
| 2019 | $1.8M | $1.7M | $573K | $35 | — | View 990 |
| 2018 | $5.1M | $4.6M | $938K | $454K | — | View 990 |
| 2017 | $4.3M | $5.0M | $861K | $870K | — | View 990 |
| 2016 | $3.9M | $4.0M | $1.2M | $470K | — | View 990 |
| 2015 | $3.1M | $3.5M | $1.0M | $242K | — | View 990 |
| 2014 | $3.7M | $3.9M | $1.6M | $398K | — | View 990 |
| 2013 | $5.0M | $4.4M | $1.7M | $252K | — | View 990 |
| 2012 | $4.9M | $4.9M | $1.0M | $259K | — | View 990 |
| 2011 | $5.6M | $5.6M | $1.3M | $580K | — | View 990 |
| 2010 | $5.4M | $5.3M | $1.5M | $684K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $164K, expenses of $282K, and assets of $72K (revenue -7.8% year-over-year).
- 2022: Revenue of $177K, expenses of $296K, and assets of $187K (revenue -12.1% year-over-year).
- 2021: Revenue of $202K, expenses of $329K, and assets of $306K (revenue -10.3% year-over-year).
- 2020: Revenue of $225K, expenses of $365K, and assets of $433K (revenue -87.2% year-over-year).
- 2019: Revenue of $1.8M, expenses of $1.7M, and assets of $573K (revenue -65.5% year-over-year).
- 2018: Revenue of $5.1M, expenses of $4.6M, and assets of $938K (revenue +18.4% year-over-year).
- 2017: Revenue of $4.3M, expenses of $5.0M, and assets of $861K (revenue +11.0% year-over-year).
- 2016: Revenue of $3.9M, expenses of $4.0M, and assets of $1.2M (revenue +24.8% year-over-year).
- 2015: Revenue of $3.1M, expenses of $3.5M, and assets of $1.0M (revenue -15.7% year-over-year).
- 2014: Revenue of $3.7M, expenses of $3.9M, and assets of $1.6M (revenue -26.3% year-over-year).
- 2013: Revenue of $5.0M, expenses of $4.4M, and assets of $1.7M (revenue +1.7% year-over-year).
- 2012: Revenue of $4.9M, expenses of $4.9M, and assets of $1.0M (revenue -12.2% year-over-year).
- 2011: Revenue of $5.6M, expenses of $5.6M, and assets of $1.3M (revenue +4.5% year-over-year).
- 2010: Revenue of $5.4M, expenses of $5.3M, and assets of $1.5M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for American United Life Insurance Co Welfare Benefits Trust For Agents:
Data Sources and Methodology
This transparency report for American United Life Insurance Co Welfare Benefits Trust For Agents is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.