Americu Credit Union
Americu Credit Union reports no revenue or assets on latest IRS 990 filing.
EIN: 150542361 · Rome, NY · Updated: 2026-03-28
| Metric | Value |
|---|---|
| CEO/Top Officer Pay | $0 |
| Transparency Score | 50/100 |
Is Americu Credit Union Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
About Americu Credit Union
Americu Credit Union (EIN: 150542361) is a nonprofit organization based in Rome, NY. The organization reported total revenue of $0 and total assets of $0 according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Americu Credit Union's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Americu Credit Union with a Mission Score of 50 out of 100 (Fair). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 0%
- programs: 0%
- fundraising: 0%
According to IRS 990 filings, Americu Credit Union allocates its expenses as follows: admin: 0%, programs: 0%, fundraising: 0%.
Executive Compensation Analysis
With $0 in reported revenue and assets, there is no financial basis to analyze executive compensation. The filing does not provide data on executive salaries.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Americu Credit Union's IRS 990 filings:
- Zero reported revenue and assets for a credit union, indicating a potential issue with the filing or organizational status.
- Lack of financial data prevents any meaningful analysis of financial health or operational efficiency.
Frequently Asked Questions about Americu Credit Union
Is Americu Credit Union a legitimate charity?
Based on AI analysis of IRS 990 filings, Americu Credit Union (EIN: 150542361) some concerns. Mission Score: 50/100. 2 red flags identified, 0 strengths noted.
How does Americu Credit Union spend its money?
Detailed spending breakdown data is not yet available for Americu Credit Union. Check back for updated IRS 990 analysis.
Are donations to Americu Credit Union tax-deductible?
Americu Credit Union is registered as a tax-exempt nonprofit (EIN: 150542361). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How much does the Americu Credit Union CEO make?
Americu Credit Union's highest-compensated officer earns $0 annually. Executive compensation data is disclosed in IRS 990 filings.
Where is Americu Credit Union located?
Americu Credit Union is headquartered in Rome, New York and files with the IRS under EIN 150542361.
Why does Americu Credit Union report $0 in revenue and assets on its IRS 990?
The provided data indicates $0 for both latest revenue and assets. This is highly unusual for a credit union and suggests either an inactive status, an error in the filing, or that it reports under a different IRS form not provided.
Is Americu Credit Union actively operating as a financial institution?
The IRS 990 data provided does not offer sufficient information to determine if Americu Credit Union is actively operating. The $0 revenue and assets suggest it may not be, or that its financial activities are not reflected in this specific filing.
How can one assess the financial health of Americu Credit Union?
Based solely on the provided IRS 990 data, it is impossible to assess the financial health of Americu Credit Union as there are no reported financial figures for revenue or assets.
Data Sources and Methodology
This transparency report for Americu Credit Union is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.