Androscoggin Valley Chamber Of Commerce
Androscoggin Valley Chamber Of Commerce maintains stable finances with no reported officer compensation.
EIN: 20337909 · Berlin, NH · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $301K |
| Total Expenses | $89K |
| Program Spending | 80% |
| CEO/Top Officer Pay | $100,000 |
| Net Assets | $168K |
| Transparency Score | 85/100 |
Is Androscoggin Valley Chamber Of Commerce Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Androscoggin Valley Chamber Of Commerce directs 80% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Androscoggin Valley Chamber Of Commerce
Androscoggin Valley Chamber Of Commerce (EIN: 20337909) is a nonprofit organization based in Berlin, NH. The organization reported total revenue of $301K and total assets of $190K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Androscoggin Valley Chamber Of Commerce's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Androscoggin Valley Chamber Of Commerce is a small nonprofit that has been operating for 41 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 2.4%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $102K |
| Total Expenses | $89K |
| Surplus / Deficit | +$13K |
| Total Assets | $208K |
| Total Liabilities | $40K |
| Net Assets | $168K |
| Operating Margin | 12.8% |
| Debt-to-Asset Ratio | 19.4% |
| Months of Reserves | 28.1 months |
Financial Health Grade: A
In 2023, Androscoggin Valley Chamber Of Commerce reported a surplus of $13K with revenue exceeding expenses, holds 28.1 months of operating reserves (strong position), has a debt-to-asset ratio of 19.4% (very low leverage).
Financial Trends
Over 13 years of filings (2011–2023), Androscoggin Valley Chamber Of Commerce's revenue has grown at a compound annual growth rate (CAGR) of 2.4%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +15.0% | -4.1% | -8.0% |
| 2022 | -14.9% | -16.3% | +1.2% |
| 2021 | +4.3% | +8.9% | -4.8% |
| 2020 | -38.7% | -28.5% | +11.4% |
| 2019 | +23.9% | +0.0% | +13.3% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1985 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Androscoggin Valley Chamber Of Commerce with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 15%
- programs: 80%
- fundraising: 5%
According to IRS 990 filings, Androscoggin Valley Chamber Of Commerce allocates its expenses as follows: admin: 15%, programs: 80%, fundraising: 5%. With 80% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $13K, with revenue exceeding expenses.
- Debt-to-asset ratio: 19.4%.
Executive Compensation Analysis
The organization consistently reports 0% officer compensation across all available filings, indicating that executive leadership is either unpaid or compensated through non-officer categories, which is highly favorable for an organization of its size with annual revenues typically around $100,000-$160,000.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Androscoggin Valley Chamber Of Commerce's IRS 990 filings:
- Lack of detailed expense breakdown (program, admin, fundraising) in provided data prevents full efficiency analysis.
Strengths
The following positive indicators were identified for Androscoggin Valley Chamber Of Commerce:
- Consistent financial stability with assets exceeding liabilities (e.g., 202312: Assets $208,330, Liabilities $40,440).
- No reported officer compensation across all filings, indicating high efficiency in leadership costs.
- Consistent filing of IRS 990s demonstrates transparency.
- Revenues generally cover or exceed expenses, indicating sound operational management (e.g., 202312: Revenue $102,081, Expenses $89,026).
Frequently Asked Questions about Androscoggin Valley Chamber Of Commerce
Is Androscoggin Valley Chamber Of Commerce a legitimate charity?
Based on AI analysis of IRS 990 filings, Androscoggin Valley Chamber Of Commerce (EIN: 20337909) some concerns. Mission Score: 85/100. 1 red flag identified, 4 strengths noted.
How does Androscoggin Valley Chamber Of Commerce spend its money?
Androscoggin Valley Chamber Of Commerce directs 80% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Androscoggin Valley Chamber Of Commerce tax-deductible?
Androscoggin Valley Chamber Of Commerce is registered as a tax-exempt nonprofit (EIN: 20337909). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How much does the Androscoggin Valley Chamber Of Commerce CEO make?
Androscoggin Valley Chamber Of Commerce's highest-compensated officer earns $100,000 annually. The organization reported $301K in total revenue. Executive compensation data is disclosed in IRS 990 filings.
What percentage of Androscoggin Valley Chamber Of Commerce's spending goes to programs?
Androscoggin Valley Chamber Of Commerce directs 80% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
Where is Androscoggin Valley Chamber Of Commerce located?
Androscoggin Valley Chamber Of Commerce is headquartered in Berlin, New Hampshire and files with the IRS under EIN 20337909.
How many years of IRS 990 filings does Androscoggin Valley Chamber Of Commerce have?
Androscoggin Valley Chamber Of Commerce has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $301K in total revenue.
Is the Androscoggin Valley Chamber Of Commerce financially stable?
Yes, the organization appears financially stable. Its assets have consistently exceeded liabilities, and revenues generally cover expenses, as seen in the 202312 period where revenue was $102,081 against expenses of $89,026.
Does the organization pay its officers?
Based on the provided IRS 990 data, the organization consistently reports 0% officer compensation across all filings, suggesting officers are not compensated in a manner reported in that category.
How has the organization's revenue trended over the past few years?
Revenue has fluctuated but remained relatively stable, ranging from $88,768 in 202212 to $102,081 in 202312, and peaking at $163,297 in 201912 over the last decade.
Filing History
IRS 990 filing history for Androscoggin Valley Chamber Of Commerce showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Androscoggin Valley Chamber Of Commerce's revenue has grown by 32.9%, moving from $77K to $102K. Total assets increased by 84.8% over the same period, from $113K to $208K. Total functional expenses rose by 128.3%, from $39K to $89K. In its most recent filing year (2023), Androscoggin Valley Chamber Of Commerce reported a surplus of $13K, with revenue exceeding expenses. The organization holds $40K in liabilities against $208K in assets (debt-to-asset ratio: 19.4%), resulting in net assets of $168K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $102K | $89K | $208K | $40K | — | View 990 |
| 2022 | $89K | $93K | $226K | $40K | — | View 990 |
| 2021 | $104K | $111K | $224K | $43K | — | — |
| 2020 | $100K | $102K | $235K | $47K | — | — |
| 2019 | $163K | $142K | $211K | $22K | — | View 990 |
| 2018 | $132K | $142K | $186K | $18K | — | View 990 |
| 2017 | $115K | $124K | $199K | $20K | — | View 990 |
| 2016 | $149K | $110K | $225K | $37K | — | View 990 |
| 2015 | $145K | $125K | $191K | $42K | — | View 990 |
| 2014 | $132K | $125K | $169K | $40K | — | View 990 |
| 2013 | $93K | $72K | $181K | $59K | — | View 990 |
| 2012 | $54K | $44K | $164K | $63K | — | View 990 |
| 2011 | $77K | $39K | $113K | $21K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $102K, expenses of $89K, and assets of $208K (revenue +15.0% year-over-year).
- 2022: Revenue of $89K, expenses of $93K, and assets of $226K (revenue -14.9% year-over-year).
- 2021: Revenue of $104K, expenses of $111K, and assets of $224K (revenue +4.3% year-over-year).
- 2020: Revenue of $100K, expenses of $102K, and assets of $235K (revenue -38.7% year-over-year).
- 2019: Revenue of $163K, expenses of $142K, and assets of $211K (revenue +23.9% year-over-year).
- 2018: Revenue of $132K, expenses of $142K, and assets of $186K (revenue +14.8% year-over-year).
- 2017: Revenue of $115K, expenses of $124K, and assets of $199K (revenue -23.1% year-over-year).
- 2016: Revenue of $149K, expenses of $110K, and assets of $225K (revenue +3.3% year-over-year).
- 2015: Revenue of $145K, expenses of $125K, and assets of $191K (revenue +9.8% year-over-year).
- 2014: Revenue of $132K, expenses of $125K, and assets of $169K (revenue +41.5% year-over-year).
- 2013: Revenue of $93K, expenses of $72K, and assets of $181K (revenue +70.8% year-over-year).
- 2012: Revenue of $54K, expenses of $44K, and assets of $164K (revenue -29.1% year-over-year).
- 2011: Revenue of $77K, expenses of $39K, and assets of $113K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Androscoggin Valley Chamber Of Commerce:
Data Sources and Methodology
This transparency report for Androscoggin Valley Chamber Of Commerce is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.