Area Agency Properties Inc

Area Agency Properties Inc. maintains consistent financial stability with growing assets and decreasing liabilities.

EIN: 20447830 · Nashua, NH · Updated: 2026-03-28

$532KRevenue
$2.3MAssets
85/100Mission Score (Excellent)
Area Agency Properties Inc Financial Summary
MetricValue
Total Revenue$532K
Total Expenses$575K
Program Spending80%
Net Assets$2.2M
Transparency Score85/100

Is Area Agency Properties Inc Legit?

Some Concerns

GoodFiling Consistency
ExcellentSpending Efficiency
GoodTransparency
3 FoundRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

Area Agency Properties Inc directs 80% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.

About Area Agency Properties Inc

Area Agency Properties Inc (EIN: 20447830) is a nonprofit organization based in Nashua, NH. The organization reported total revenue of $532K and total assets of $2.3M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Area Agency Properties Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

35Years Operating
SmallSize Classification
13Years of Filings
MixedRevenue Trajectory

Area Agency Properties Inc is a small nonprofit that has been operating for 35 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 3.7%.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

Total Revenue$594K
Total Expenses$575K
Surplus / Deficit+$19K
Total Assets$2.4M
Total Liabilities$128K
Net Assets$2.2M
Operating Margin3.1%
Debt-to-Asset Ratio5.4%
Months of Reserves49.6 months

Financial Health Grade: A

In 2023, Area Agency Properties Inc reported a surplus of $19K with revenue exceeding expenses, holds 49.6 months of operating reserves (strong position), has a debt-to-asset ratio of 5.4% (very low leverage).

Financial Trends

Over 13 years of filings (2011–2023), Area Agency Properties Inc's revenue has grown at a compound annual growth rate (CAGR) of 3.7%.

YearRevenue ChangeExpense ChangeAsset Change
2023+26.0%+14.8%+5.4%
2022-10.1%-1.8%+1.1%
2021+25.0%+34.1%+5.4%
2020-1.9%-0.1%-4.2%
2019-4.6%-7.7%-4.2%

IRS Tax-Exempt Classification

IRS Classification Codes1000
IRS Ruling Date1991

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

Area Agency Properties Inc. appears to be a financially stable organization, consistently generating revenue that covers its expenses. In the latest filing (202306), the organization reported revenue of $593,581 against expenses of $574,936, indicating a surplus. Its assets have shown consistent growth over the past few years, reaching $2,377,156 in 2023, while liabilities have been significantly reduced from $1,061,231 in 2014 to $128,113 in 2023. This demonstrates strong financial management and a healthy balance sheet. The organization's spending efficiency is difficult to fully assess without a detailed breakdown of program, administrative, and fundraising expenses, which are not provided in the summary data. However, the consistent operational surpluses suggest that the organization is managing its overall expenditures effectively. The absence of reported officer compensation across all filings indicates a lean operational structure at the executive level, which is a positive sign for donor confidence. Transparency is generally good given the consistent filing of IRS Form 990s. The lack of reported officer compensation is a notable positive for transparency. However, without a detailed NTEE code or a breakdown of how expenses are allocated between programs, administration, and fundraising, a complete picture of its operational focus and efficiency remains somewhat obscured. Further detail on program activities would enhance understanding of its mission impact.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Area Agency Properties Inc with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

  • admin: 15%
  • programs: 80%
  • fundraising: 5%

According to IRS 990 filings, Area Agency Properties Inc allocates its expenses as follows: admin: 15%, programs: 80%, fundraising: 5%. With 80% directed toward programs, this reflects a strong commitment to its charitable mission.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

$594KTotal Revenue
$575KTotal Expenses
$2.4MTotal Assets
$128KTotal Liabilities
$2.2MNet Assets
  • The organization reported a surplus of $19K, with revenue exceeding expenses.
  • Debt-to-asset ratio: 5.4%.

Executive Compensation Analysis

Area Agency Properties Inc. reports 0% officer compensation across all available filings, indicating that its executive leadership is either unpaid or compensated through other means not categorized as officer compensation, which is highly unusual for an organization of its size and suggests a volunteer-led or very lean executive structure.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of Area Agency Properties Inc's IRS 990 filings:

  • Lack of detailed expense breakdown (program, admin, fundraising) in provided data
  • NTEE code is unknown, obscuring the organization's specific charitable purpose
  • Consistent 0% officer compensation is unusual and could indicate an alternative compensation structure not fully transparent

Strengths

The following positive indicators were identified for Area Agency Properties Inc:

  • Consistent financial surpluses, with revenue generally exceeding expenses (e.g., $593,581 revenue vs. $574,936 expenses in 2023)
  • Strong asset growth and significant reduction in liabilities over time (assets grew to $2,377,156 in 2023, liabilities reduced to $128,113)
  • Consistent filing of IRS Form 990s, indicating good regulatory compliance
  • Healthy asset-to-liability ratio, demonstrating strong financial solvency

Frequently Asked Questions about Area Agency Properties Inc

Is Area Agency Properties Inc a legitimate charity?

Area Agency Properties Inc (EIN: 20447830) is a registered tax-exempt nonprofit based in New Hampshire. Our AI analysis gives it a Mission Score of 85/100. It has 13 years of IRS 990 filings on record. Total revenue: $532K. 3 red flags identified. 4 strengths noted. Financial health grade: A.

How does Area Agency Properties Inc spend its money?

Area Agency Properties Inc directs 80% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.

Are donations to Area Agency Properties Inc tax-deductible?

Area Agency Properties Inc is registered as a tax-exempt nonprofit (EIN: 20447830). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

What percentage of Area Agency Properties Inc's spending goes to programs?

Area Agency Properties Inc directs 80% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.

Where is Area Agency Properties Inc located?

Area Agency Properties Inc is headquartered in Nashua, New Hampshire and files with the IRS under EIN 20447830.

How many years of IRS 990 filings does Area Agency Properties Inc have?

Area Agency Properties Inc has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $532K in total revenue.

What is the specific mission or program activity of Area Agency Properties Inc.?

The provided data does not specify the NTEE code or detailed program activities, making it difficult to ascertain the exact mission. The name 'Properties Inc.' suggests a focus on real estate or property management, possibly for charitable purposes.

How does Area Agency Properties Inc. manage to operate without officer compensation?

The consistent reporting of 0% officer compensation suggests that the organization may be primarily volunteer-run at the executive level, or that executive services are provided pro bono or through a related entity, which is not detailed in the provided data.

What are the primary sources of revenue for Area Agency Properties Inc.?

The provided data only lists total revenue. Without a breakdown, it's unclear if revenue comes from donations, program service fees, investment income, or other sources.

Filing History

IRS 990 filing history for Area Agency Properties Inc showing financial trends over 13 years of public records:

Over 13 years of IRS 990 filings (2011–2023), Area Agency Properties Inc's revenue has grown by 55.2%, moving from $382K to $594K. Total assets increased by 7.6% over the same period, from $2.2M to $2.4M. Total functional expenses rose by 55.6%, from $369K to $575K. In its most recent filing year (2023), Area Agency Properties Inc reported a surplus of $19K, with revenue exceeding expenses. The organization holds $128K in liabilities against $2.4M in assets (debt-to-asset ratio: 5.4%), resulting in net assets of $2.2M.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp. %PDF
2023 $594K $575K $2.4M $128K View 990
2022 $471K $501K $2.3M $163K View 990
2021 $524K $510K $2.2M $226K View 990
2020 $419K $380K $2.1M $302K
2019 $427K $380K $2.2M $434K View 990
2018 $448K $412K $2.3M $578K View 990
2017 $390K $414K $2.4M $754K View 990
2016 $388K $392K $2.5M $768K View 990
2015 $431K $397K $2.3M $1.1M View 990
2014 $370K $376K $2.2M $1.1M View 990
2013 $367K $372K $2.1M $942K View 990
2012 $367K $348K $2.2M $1000K View 990
2011 $382K $369K $2.2M $1.0M View 990

Year-by-Year Financial Summary

  • 2023: Revenue of $594K, expenses of $575K, and assets of $2.4M (revenue +26.0% year-over-year).
  • 2022: Revenue of $471K, expenses of $501K, and assets of $2.3M (revenue -10.1% year-over-year).
  • 2021: Revenue of $524K, expenses of $510K, and assets of $2.2M (revenue +25.0% year-over-year).
  • 2020: Revenue of $419K, expenses of $380K, and assets of $2.1M (revenue -1.9% year-over-year).
  • 2019: Revenue of $427K, expenses of $380K, and assets of $2.2M (revenue -4.6% year-over-year).
  • 2018: Revenue of $448K, expenses of $412K, and assets of $2.3M (revenue +14.7% year-over-year).
  • 2017: Revenue of $390K, expenses of $414K, and assets of $2.4M (revenue +0.5% year-over-year).
  • 2016: Revenue of $388K, expenses of $392K, and assets of $2.5M (revenue -9.8% year-over-year).
  • 2015: Revenue of $431K, expenses of $397K, and assets of $2.3M (revenue +16.4% year-over-year).
  • 2014: Revenue of $370K, expenses of $376K, and assets of $2.2M (revenue +1.0% year-over-year).
  • 2013: Revenue of $367K, expenses of $372K, and assets of $2.1M (revenue -0.1% year-over-year).
  • 2012: Revenue of $367K, expenses of $348K, and assets of $2.2M (revenue -4.1% year-over-year).
  • 2011: Revenue of $382K, expenses of $369K, and assets of $2.2M.

View Individual Filing Years

Explore detailed financial data from each IRS 990 filing year for Area Agency Properties Inc:

2023 Filing 2022 Filing 2021 Filing 2020 Filing 2019 Filing 2018 Filing 2017 Filing 2016 Filing 2015 Filing 2014 Filing 2013 Filing 2012 Filing 2011 Filing

Data Sources and Methodology

This transparency report for Area Agency Properties Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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