Area Payee Services
Area Payee Services consistently operates with a surplus and zero liabilities, building assets without executive compensation.
EIN: 204797670 · Cedar Rapids, IA · NTEE: P51 · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $209K |
| Total Expenses | $197K |
| Program Spending | 90% |
| Net Assets | $185K |
| Transparency Score | 95/100 |
Is Area Payee Services Legit?
Appears Legitimate
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Area Payee Services directs 90% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Area Payee Services
Area Payee Services (EIN: 204797670) is a nonprofit organization based in Cedar Rapids, IA, classified under NTEE code P51. The organization reported total revenue of $209K and total assets of $185K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Area Payee Services's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Area Payee Services is a small nonprofit that has been operating for 20 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 2.6%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $209K |
| Total Expenses | $197K |
| Surplus / Deficit | +$12K |
| Total Assets | $185K |
| Net Assets | $185K |
| Operating Margin | 5.7% |
| Months of Reserves | 11.3 months |
Financial Health Grade: A
In 2023, Area Payee Services reported a surplus of $12K with revenue exceeding expenses, holds 11.3 months of operating reserves (strong position).
Financial Trends
Over 13 years of filings (2011–2023), Area Payee Services's revenue has grown at a compound annual growth rate (CAGR) of 2.6%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +7.0% | +10.2% | +6.9% |
| 2022 | +5.1% | +2.6% | +10.6% |
| 2021 | -2.2% | -0.1% | +8.1% |
| 2020 | -7.9% | -10.5% | +12.2% |
| 2019 | -2.4% | -4.9% | +9.8% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 2006 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Area Payee Services with a Mission Score of 95 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 10%
- programs: 90%
- fundraising: 0%
According to IRS 990 filings, Area Payee Services allocates its expenses as follows: admin: 10%, programs: 90%, fundraising: 0%. With 90% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $12K, with revenue exceeding expenses.
Executive Compensation Analysis
Area Payee Services reports 0% officer compensation across all available filings, indicating that its leadership is either entirely volunteer-based or compensated through non-officer roles, which is highly unusual for an organization of its size and suggests exceptional dedication to directing funds to its mission.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Strengths
The following positive indicators were identified for Area Payee Services:
- Consistent financial surpluses, contributing to asset growth (e.g., $208,719 revenue vs. $196,722 expenses in 2023).
- Zero reported liabilities across all 13 filings, indicating strong fiscal health and low risk.
- No officer compensation reported, suggesting highly efficient operations and dedication to mission.
- Steady growth in assets from $10,451 in 2014 to $184,964 in 2023.
- Consistent IRS 990 filing history (13 filings), demonstrating transparency.
Frequently Asked Questions about Area Payee Services
Is Area Payee Services a legitimate charity?
Based on AI analysis of IRS 990 filings, Area Payee Services (EIN: 204797670) appears legitimate. Mission Score: 95/100. 0 red flags identified, 5 strengths noted.
How does Area Payee Services spend its money?
Area Payee Services directs 90% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Area Payee Services tax-deductible?
Area Payee Services is registered as a tax-exempt nonprofit (EIN: 204797670). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How does Area Payee Services compare to similar nonprofits?
With a transparency score of 95/100 (Excellent), Area Payee Services is above average for NTEE category P51 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Area Payee Services located?
Area Payee Services is headquartered in Cedar Rapids, Iowa and files with the IRS under EIN 204797670. It is classified under NTEE code P51.
How many years of IRS 990 filings does Area Payee Services have?
Area Payee Services has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $209K in total revenue.
Is Area Payee Services a good charity?
Based on its financial data, Area Payee Services appears to be a very good charity. It consistently operates with a surplus, has no liabilities, and reports 0% officer compensation, indicating high efficiency and a strong focus on its mission.
How does Area Payee Services manage its finances?
The organization manages its finances prudently, consistently generating more revenue than expenses, leading to a steady increase in assets from $10,451 in 2014 to $184,964 in 2023, all while maintaining zero liabilities.
What is the trend in Area Payee Services' revenue and expenses?
Revenue and expenses have fluctuated over the years but generally show a stable pattern, with revenue consistently exceeding expenses. For example, in 2023, revenue was $208,719 and expenses were $196,722, maintaining a positive margin.
Filing History
IRS 990 filing history for Area Payee Services showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Area Payee Services's revenue has grown by 36.5%, moving from $153K to $209K. Total assets increased by 10415.3% over the same period, from $2K to $185K. Total functional expenses rose by 28.3%, from $153K to $197K. In its most recent filing year (2023), Area Payee Services reported a surplus of $12K, with revenue exceeding expenses.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $209K | $197K | $185K | $0 | — | — |
| 2022 | $195K | $178K | $173K | $0 | — | View 990 |
| 2021 | $186K | $174K | $156K | $0 | — | — |
| 2020 | $190K | $174K | $145K | $0 | — | View 990 |
| 2019 | $206K | $195K | $129K | $0 | — | View 990 |
| 2018 | $211K | $205K | $117K | $0 | — | View 990 |
| 2017 | $276K | $207K | $111K | $0 | — | View 990 |
| 2016 | $244K | $229K | $42K | $0 | — | View 990 |
| 2015 | $239K | $222K | $27K | $0 | — | View 990 |
| 2014 | $212K | $204K | $10K | $0 | — | View 990 |
| 2013 | $183K | $183K | $2K | $0 | — | View 990 |
| 2012 | $169K | $169K | $2K | $0 | — | View 990 |
| 2011 | $153K | $153K | $2K | $0 | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $209K, expenses of $197K, and assets of $185K (revenue +7.0% year-over-year).
- 2022: Revenue of $195K, expenses of $178K, and assets of $173K (revenue +5.1% year-over-year).
- 2021: Revenue of $186K, expenses of $174K, and assets of $156K (revenue -2.2% year-over-year).
- 2020: Revenue of $190K, expenses of $174K, and assets of $145K (revenue -7.9% year-over-year).
- 2019: Revenue of $206K, expenses of $195K, and assets of $129K (revenue -2.4% year-over-year).
- 2018: Revenue of $211K, expenses of $205K, and assets of $117K (revenue -23.6% year-over-year).
- 2017: Revenue of $276K, expenses of $207K, and assets of $111K (revenue +13.4% year-over-year).
- 2016: Revenue of $244K, expenses of $229K, and assets of $42K (revenue +2.0% year-over-year).
- 2015: Revenue of $239K, expenses of $222K, and assets of $27K (revenue +12.6% year-over-year).
- 2014: Revenue of $212K, expenses of $204K, and assets of $10K (revenue +15.9% year-over-year).
- 2013: Revenue of $183K, expenses of $183K, and assets of $2K (revenue +8.4% year-over-year).
- 2012: Revenue of $169K, expenses of $169K, and assets of $2K (revenue +10.5% year-over-year).
- 2011: Revenue of $153K, expenses of $153K, and assets of $2K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Area Payee Services:
Data Sources and Methodology
This transparency report for Area Payee Services is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.