Arnold & Jeanne Bernstein Fund
Arnold & Jeanne Bernstein Fund's assets have steadily declined over the past decade, with minimal expenses and no officer compensation.
EIN: 136095410 · N Bethesda, MD · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $769K |
| Total Expenses | $5K |
| Program Spending | 90% |
| Net Assets | $609K |
| Transparency Score | 70/100 |
Search Intent Cockpit
Arnold & Jeanne Bernstein Fund Form 990, Revenue, CEO Pay, and IRS Filing Signals
Arnold & Jeanne Bernstein Fund is surfaced here as a decision-ready nonprofit financial profile, not just a charity listing. The page consolidates IRS Form 990 revenue, expenses, assets, tax-exempt classification, executive compensation, mission score, red flags, and year-by-year filing history so donors, researchers, journalists, and grant teams can answer the common search questions around Arnold & Jeanne Bernstein Fund in one place.
Form 990 Filing Summary
10 filing years are available, with latest revenue of $45K and expenses of $5K.
Revenue and Expenses
Arnold & Jeanne Bernstein Fund reported $45K in revenue and $5K in expenses, a surplus of $40K.
Executive Compensation
Officer, director, trustee, and key employee pay is reviewed from IRS 990 compensation disclosures when present.
Charity Score and Red Flags
70/100 mission score, 3 red flags, and 3 strengths are shown from structured and AI review.
Is Arnold & Jeanne Bernstein Fund Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
IRS 990 Data Cockpit
Where the Money Comes From and Where It Goes
Revenue Source Mix
Revenue-source line items are not available on the stored filing yet. Future ingestion now preserves contribution, program-revenue, and investment-income fields when ProPublica provides them.
Expense Deployment
| Program services | $4K (90%) |
Across stored filings, Arnold & Jeanne Bernstein Fund shows contribution history pending. Next enrichment targets: revenue-source fields, IRS BMF classification.
Decision Cockpit
One-Stop Donor, Research, and Peer Context Hub
| Decision Lens | Signal | What to Inspect Next |
|---|---|---|
| Legitimacy | Some Concerns | Good filing record; 3 red flags identified |
| Mission spend | 90% to programs | Excellent |
| Financial durability | Grade A | 10 stored filing years |
| Peer context | Compare with Main Street Mobile Treatment Associates Inc | Maryland and category context |
Trust Check
Review legitimacy, deductibility, red flags, and filing consistency.
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Turn this Form 990 profile into a donor-ready report
Request a concise report for Arnold & Jeanne Bernstein Fund with revenue, expenses, executive compensation, red flags, peer context, and IRS source links. You can also request CSV exports or watchlist updates for future filings.
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Arnold & Jeanne Bernstein Fund directs 90% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Arnold & Jeanne Bernstein Fund
Arnold & Jeanne Bernstein Fund (EIN: 136095410) is a nonprofit organization based in N Bethesda, MD. The organization reported total revenue of $769K and total assets of $339K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Arnold & Jeanne Bernstein Fund's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Arnold & Jeanne Bernstein Fund is a small nonprofit that has been operating for 68 years, with 10 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of -3.7%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $45K |
| Total Expenses | $5K |
| Surplus / Deficit | +$40K |
| Total Assets | $609K |
| Total Liabilities | $1 |
| Net Assets | $609K |
| Operating Margin | 89.3% |
| Debt-to-Asset Ratio | 0.0% |
| Months of Reserves | 1517.9 months |
Financial Health Grade: A
In 2023, Arnold & Jeanne Bernstein Fund reported a surplus of $40K with revenue exceeding expenses, holds 1517.9 months of operating reserves (strong position), has a debt-to-asset ratio of 0.0% (very low leverage).
Financial Trends
Over 10 years of filings (2011–2023), Arnold & Jeanne Bernstein Fund's revenue has declined at a compound annual growth rate (CAGR) of -3.7%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2022 | -124.4% | +0.2% | -25.1% |
| 2021 | +65.2% | +101.5% | -7.9% |
| 2020 | +22.7% | +2.0% | -2.2% |
| 2019 | -53.4% | -4.2% | -19.1% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 2000 |
| IRS Ruling Date | 1958 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Arnold & Jeanne Bernstein Fund with a Mission Score of 70 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 10%
- programs: 90%
- fundraising: 0%
According to IRS 990 filings, Arnold & Jeanne Bernstein Fund allocates its expenses as follows: admin: 10%, programs: 90%, fundraising: 0%. With 90% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $40K, with revenue exceeding expenses.
- Debt-to-asset ratio: 0.0%.
Executive Compensation Analysis
The organization consistently reports 0% officer compensation across all available filings, indicating that its leadership is either entirely volunteer-based or compensated through other means not classified as officer compensation, which is a positive sign for minimizing administrative overhead.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Arnold & Jeanne Bernstein Fund's IRS 990 filings:
- Consistent decline in assets over the past decade, from $1,042,079 in 2015 to $609,326 in 2023.
- Negative revenue reported in 2022 ($-25,211), which is unusual and suggests significant investment losses or adjustments.
- Lack of detailed program information in the provided data makes it difficult to assess mission impact.
Strengths
The following positive indicators were identified for Arnold & Jeanne Bernstein Fund:
- Consistently reports 0% officer compensation, indicating low administrative overhead for leadership.
- Very low reported expenses relative to assets and revenue, suggesting efficient operational management (e.g., $4,817 expenses on $44,939 revenue in 2023).
- Minimal liabilities reported across all filings, often $0 or $1, indicating strong financial solvency in that area.
Frequently Asked Questions about Arnold & Jeanne Bernstein Fund
Is Arnold & Jeanne Bernstein Fund a legitimate charity?
Arnold & Jeanne Bernstein Fund (EIN: 136095410) is a registered tax-exempt nonprofit based in Maryland. Our AI analysis gives it a Mission Score of 70/100. It has 10 years of IRS 990 filings on record. Total revenue: $769K. 3 red flags identified. 3 strengths noted. Financial health grade: A.
How does Arnold & Jeanne Bernstein Fund spend its money?
Arnold & Jeanne Bernstein Fund directs 90% of its spending to programs and services. This exceeds the 65% industry benchmark.
Are donations to Arnold & Jeanne Bernstein Fund tax-deductible?
Arnold & Jeanne Bernstein Fund is registered as a tax-exempt nonprofit (EIN: 136095410). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
Where is Arnold & Jeanne Bernstein Fund located?
Arnold & Jeanne Bernstein Fund is headquartered in N Bethesda, Maryland and files with the IRS under EIN 136095410.
How many years of IRS 990 filings does Arnold & Jeanne Bernstein Fund have?
Arnold & Jeanne Bernstein Fund has 10 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $769K in total revenue.
Why have the organization's assets declined from over $1 million in 2015 to $609,326 in 2023?
The provided data shows a consistent decrease in assets over the past decade, from $1,042,079 in 2015 to $609,326 in 2023. This could be due to grant distributions exceeding investment returns, investment losses, or a deliberate spend-down strategy, which is common for some private foundations.
What caused the negative revenue of $-25,211 in 2022?
A negative revenue figure, as seen in 2022, typically indicates significant investment losses or adjustments that exceeded any income generated during that period. Further details from the full 990 filing would be needed to pinpoint the exact cause.
What specific programs or grants does the Arnold & Jeanne Bernstein Fund support?
The provided data does not include details on specific programs or grants. To understand the organization's mission impact, one would need to review the program service accomplishments section of its IRS Form 990-PF (for private foundations) or 990.
Filing History
IRS 990 filing history for Arnold & Jeanne Bernstein Fund showing financial trends over 10 years of public records:
Over 10 years of IRS 990 filings (2011–2023), Arnold & Jeanne Bernstein Fund's revenue has declined by 36.2%, moving from $70K to $45K. Total assets decreased by 34.1% over the same period, from $925K to $609K. Total functional expenses fell by 91.7%, from $58K to $5K. In its most recent filing year (2023), Arnold & Jeanne Bernstein Fund reported a surplus of $40K, with revenue exceeding expenses. The organization holds $1 in liabilities against $609K in assets (debt-to-asset ratio: 0.0%), resulting in net assets of $609K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $45K | $5K | $609K | $1 | — | — |
| 2022 | $-25,211 | $165K | $568K | $1 | — | View 990 |
| 2021 | $103K | $165K | $759K | $1 | — | — |
| 2020 | $63K | $82K | $824K | $1 | — | View 990 |
| 2019 | $51K | $80K | $843K | $0 | — | View 990 |
| 2015 | $110K | $84K | $1.0M | $0 | — | View 990 |
| 2014 | $81K | $62K | $1.0M | $0 | — | View 990 |
| 2013 | $133K | $51K | $998K | $0 | — | View 990 |
| 2012 | $51K | $54K | $949K | $32K | — | View 990 |
| 2011 | $70K | $58K | $925K | $5K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $45K, expenses of $5K, and assets of $609K.
- 2022: Revenue of $-25,211, expenses of $165K, and assets of $568K (revenue -124.4% year-over-year).
- 2021: Revenue of $103K, expenses of $165K, and assets of $759K (revenue +65.2% year-over-year).
- 2020: Revenue of $63K, expenses of $82K, and assets of $824K (revenue +22.7% year-over-year).
- 2019: Revenue of $51K, expenses of $80K, and assets of $843K (revenue -53.4% year-over-year).
- 2015: Revenue of $110K, expenses of $84K, and assets of $1.0M (revenue +34.9% year-over-year).
- 2014: Revenue of $81K, expenses of $62K, and assets of $1.0M (revenue -38.8% year-over-year).
- 2013: Revenue of $133K, expenses of $51K, and assets of $998K (revenue +161.3% year-over-year).
- 2012: Revenue of $51K, expenses of $54K, and assets of $949K (revenue -27.8% year-over-year).
- 2011: Revenue of $70K, expenses of $58K, and assets of $925K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Arnold & Jeanne Bernstein Fund:
Data Sources and Methodology
This transparency report for Arnold & Jeanne Bernstein Fund is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.