Arthur J Glatfelter Agency Inc Employee Health & Welfare Fund
Arthur J Glatfelter Agency Inc Employee Health & Welfare Fund: Stable Operations, Minimal Transparency
EIN: 222597438 · York, PA · Updated: 2026-04-04
| Metric | Value |
|---|---|
| Total Revenue | $11.2M |
| Total Expenses | $11.6M |
| Net Assets | $369K |
| Transparency Score | 60/100 |
Is Arthur J Glatfelter Agency Inc Employee Health & Welfare Fund Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
About Arthur J Glatfelter Agency Inc Employee Health & Welfare Fund
Arthur J Glatfelter Agency Inc Employee Health & Welfare Fund (EIN: 222597438) is a nonprofit organization based in York, PA. The organization reported total revenue of $11.2M and total assets of $74K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Arthur J Glatfelter Agency Inc Employee Health & Welfare Fund's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Arthur J Glatfelter Agency Inc Employee Health & Welfare Fund is a large nonprofit that has been operating for 38 years, with 14 years of IRS 990 filings on record (2010–2023). Revenue has grown at a compound annual rate of 5.6%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $11.8M |
| Total Expenses | $11.6M |
| Surplus / Deficit | +$152K |
| Total Assets | $369K |
| Net Assets | $369K |
| Operating Margin | 1.3% |
| Months of Reserves | 0.4 months |
Financial Health Grade: A
In 2023, Arthur J Glatfelter Agency Inc Employee Health & Welfare Fund reported a surplus of $152K with revenue exceeding expenses, holds 0.4 months of operating reserves (limited).
Financial Trends
Over 14 years of filings (2010–2023), Arthur J Glatfelter Agency Inc Employee Health & Welfare Fund's revenue has grown at a compound annual growth rate (CAGR) of 5.6%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +48.8% | +33.9% | +70.1% |
| 2022 | -1.2% | +12.7% | -78.0% |
| 2021 | -8.1% | -3.7% | +43.8% |
| 2020 | +4.2% | -6.0% | +327.0% |
| 2019 | +4.8% | +3.4% | -16.0% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1988 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Arthur J Glatfelter Agency Inc Employee Health & Welfare Fund with a Mission Score of 60 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 0%
- programs: 0%
- fundraising: 0%
According to IRS 990 filings, Arthur J Glatfelter Agency Inc Employee Health & Welfare Fund allocates its expenses as follows: admin: 0%, programs: 0%, fundraising: 0%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $152K, with revenue exceeding expenses.
Executive Compensation Analysis
Executive compensation cannot be assessed as no specific compensation figures are provided in the available data.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Arthur J Glatfelter Agency Inc Employee Health & Welfare Fund's IRS 990 filings:
- Lack of detailed breakdown for spending categories (programs, admin, fundraising) makes it impossible to evaluate operational efficiency.
- The consistent 0% reporting for all spending categories suggests a simplified or non-standard reporting approach that lacks transparency for typical nonprofit analysis.
- The nature of the 'nonprofit' as an employee health & welfare fund means it operates differently from a traditional charity, which might be misleading if not understood.
Strengths
The following positive indicators were identified for Arthur J Glatfelter Agency Inc Employee Health & Welfare Fund:
- Consistent revenue and expense figures over several years indicate stable financial operations.
- The fund manages significant assets, with $368,547 reported in 2023, demonstrating financial capacity.
- The organization consistently reports 0% for lobbying and political campaign activities, indicating a focus solely on its primary purpose.
Frequently Asked Questions about Arthur J Glatfelter Agency Inc Employee Health & Welfare Fund
Is Arthur J Glatfelter Agency Inc Employee Health & Welfare Fund a legitimate charity?
Arthur J Glatfelter Agency Inc Employee Health & Welfare Fund (EIN: 222597438) is a registered tax-exempt nonprofit based in Pennsylvania. Our AI analysis gives it a Mission Score of 60/100. It has 14 years of IRS 990 filings on record. Total revenue: $11.2M. 3 red flags identified. 3 strengths noted. Financial health grade: A.
How does Arthur J Glatfelter Agency Inc Employee Health & Welfare Fund spend its money?
Arthur J Glatfelter Agency Inc Employee Health & Welfare Fund reported $11.2M in total revenue in IRS 990 filings. 14 years of filing data available. Revenue exceeded expenses in the most recent year. Review the full spending breakdown on NonprofitSpending.
Are donations to Arthur J Glatfelter Agency Inc Employee Health & Welfare Fund tax-deductible?
Arthur J Glatfelter Agency Inc Employee Health & Welfare Fund is registered as a tax-exempt nonprofit (EIN: 222597438). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
Where is Arthur J Glatfelter Agency Inc Employee Health & Welfare Fund located?
Arthur J Glatfelter Agency Inc Employee Health & Welfare Fund is headquartered in York, Pennsylvania and files with the IRS under EIN 222597438.
How many years of IRS 990 filings does Arthur J Glatfelter Agency Inc Employee Health & Welfare Fund have?
Arthur J Glatfelter Agency Inc Employee Health & Welfare Fund has 14 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $11.2M in total revenue.
What does Arthur J Glatfelter Agency Inc Employee Health & Welfare Fund do?
Arthur J Glatfelter Agency Inc Employee Health & Welfare Fund is a nonprofit organization in the Unknown sector, located in York, Pennsylvania. It is classified under NTEE code Unknown.
How much revenue does Arthur J Glatfelter Agency Inc Employee Health & Welfare Fund have?
Arthur J Glatfelter Agency Inc Employee Health & Welfare Fund reported total revenue of $11,247,427. Based on 14 IRS 990 filings on record.
What are Arthur J Glatfelter Agency Inc Employee Health & Welfare Fund's total assets?
Arthur J Glatfelter Agency Inc Employee Health & Welfare Fund holds total assets of $74,088 as reported in IRS 990 filings.
Where is Arthur J Glatfelter Agency Inc Employee Health & Welfare Fund located?
Arthur J Glatfelter Agency Inc Employee Health & Welfare Fund is based in York, Pennsylvania.
What is Arthur J Glatfelter Agency Inc Employee Health & Welfare Fund's EIN?
Arthur J Glatfelter Agency Inc Employee Health & Welfare Fund's Employer Identification Number (EIN) is 222597438. This is the unique tax ID assigned by the IRS for tax-exempt organizations.
What type of nonprofit is Arthur J Glatfelter Agency Inc Employee Health & Welfare Fund?
Arthur J Glatfelter Agency Inc Employee Health & Welfare Fund is classified under NTEE code Unknown (Unknown).
Is Arthur J Glatfelter Agency Inc Employee Health & Welfare Fund a registered 501(c)(3)?
Arthur J Glatfelter Agency Inc Employee Health & Welfare Fund appears in IRS records (EIN: 222597438). Check the IRS Tax Exempt Organization Search for the most current determination letter status.
Does Arthur J Glatfelter Agency Inc Employee Health & Welfare Fund file IRS Form 990?
Yes, Arthur J Glatfelter Agency Inc Employee Health & Welfare Fund has 14 IRS Form 990 filings on record. The most recent covers tax period 202312.
What was Arthur J Glatfelter Agency Inc Employee Health & Welfare Fund's revenue in 2023?
In the 202312 filing period, Arthur J Glatfelter Agency Inc Employee Health & Welfare Fund reported total revenue of $11,766,508, total expenses of $11,614,564, and net assets of $368,547.
Is Arthur J Glatfelter Agency Inc Employee Health & Welfare Fund's revenue growing or declining?
Arthur J Glatfelter Agency Inc Employee Health & Welfare Fund's revenue is growing. Revenue went from $7,907,520 (202212) to $11,766,508 (202312), a +48.8% change. Based on 14 filings on record.
What is Arthur J Glatfelter Agency Inc Employee Health & Welfare Fund's most recent 990 filing?
The most recent IRS Form 990 filing for Arthur J Glatfelter Agency Inc Employee Health & Welfare Fund covers tax period 202312. It shows revenue of $11,766,508, expenses of $11,614,564, total assets of $368,547, and liabilities of N/A.
Is Arthur J Glatfelter Agency Inc Employee Health & Welfare Fund a trustworthy charity?
Based on AI analysis of IRS 990 data, Arthur J Glatfelter Agency Inc Employee Health & Welfare Fund shows mixed signals. Mission Score: 60/100 (Good). 3 red flags identified. 3 strengths noted.
What are the red flags for Arthur J Glatfelter Agency Inc Employee Health & Welfare Fund?
The following concerns were identified: Lack of detailed breakdown for spending categories (programs, admin, fundraising) makes it impossible to evaluate operational efficiency.. The consistent 0% reporting for all spending categories suggests a simplified or non-standard reporting approach that lacks transparency for typical nonprofit analysis.. The nature of the 'nonprofit' as an employee health & welfare fund means it operates differently from a traditional charity, which might be misleading if not understood.. These flags are based on automated analysis of IRS 990 public filings and should be verified independently.
What are Arthur J Glatfelter Agency Inc Employee Health & Welfare Fund's strengths?
Positive indicators for Arthur J Glatfelter Agency Inc Employee Health & Welfare Fund include: Consistent revenue and expense figures over several years indicate stable financial operations.. The fund manages significant assets, with $368,547 reported in 2023, demonstrating financial capacity.. The organization consistently reports 0% for lobbying and political campaign activities, indicating a focus solely on its primary purpose.. These findings are derived from AI analysis of the organization's financial filings.
How does Arthur J Glatfelter Agency Inc Employee Health & Welfare Fund compensate executives?
Executive compensation cannot be assessed as no specific compensation figures are provided in the available data. Executive compensation data is sourced from IRS 990 filings, which require disclosure of officer, director, and key employee pay.
Given the consistent 0% reporting for program, admin, and fundraising expenses, how does this organization classify and report its operational costs?
The provided data indicates that the fund's expenses are reported as a single 'total expenses' figure (e.g., $11,614,564 in 2023) without further breakdown into typical nonprofit categories. This suggests that the fund's operational costs are either embedded within the overall 'expenses' or are not categorized in a way that aligns with standard Form 990 program, administrative, and fundraising definitions, likely due to its specific nature as a health & welfare fund.
What is the primary benefit or service provided by the 'Arthur J Glatfelter Agency Inc Employee Health & Welfare Fund' to its beneficiaries, given the absence of reported program service expenses?
As an Employee Health & Welfare Fund, its primary benefit is likely the provision of health and welfare benefits (e.g., medical, dental, life insurance, disability) to eligible employees and their dependents. The 'expenses' reported would represent the costs associated with providing these benefits, such as insurance premiums, claims paid, and administrative costs directly related to benefit delivery, which are not itemized into traditional program/admin/fundraising categories in this summary data.
Filing History
IRS 990 filing history for Arthur J Glatfelter Agency Inc Employee Health & Welfare Fund showing financial trends over 14 years of public records:
Over 14 years of IRS 990 filings (2010–2023), Arthur J Glatfelter Agency Inc Employee Health & Welfare Fund's revenue has grown by 102.5%, moving from $5.8M to $11.8M. Total assets decreased by 51.8% over the same period, from $764K to $369K. Total functional expenses rose by 109%, from $5.6M to $11.6M. In its most recent filing year (2023), Arthur J Glatfelter Agency Inc Employee Health & Welfare Fund reported a surplus of $152K, with revenue exceeding expenses.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $11.8M | $11.6M | $369K | $0 | — | — |
| 2022 | $7.9M | $8.7M | $217K | $0 | — | View 990 |
| 2021 | $8.0M | $7.7M | $984K | $0 | — | View 990 |
| 2020 | $8.7M | $8.0M | $684K | $9K | — | — |
| 2019 | $8.4M | $8.5M | $160K | $201K | — | View 990 |
| 2018 | $8.0M | $8.2M | $191K | $88K | — | View 990 |
| 2017 | $7.8M | $7.9M | $436K | $92K | — | — |
| 2016 | $8.3M | $8.5M | $516K | $78K | — | View 990 |
| 2015 | $7.0M | $7.1M | $613K | $37K | — | View 990 |
| 2014 | $5.5M | $5.7M | $1.3M | $637K | — | View 990 |
| 2013 | $6.9M | $6.9M | $1.1M | $237K | — | View 990 |
| 2012 | $6.2M | $6.1M | $913K | $49K | — | View 990 |
| 2011 | $5.9M | $5.9M | $765K | $0 | — | View 990 |
| 2010 | $5.8M | $5.6M | $764K | $0 | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $11.8M, expenses of $11.6M, and assets of $369K (revenue +48.8% year-over-year).
- 2022: Revenue of $7.9M, expenses of $8.7M, and assets of $217K (revenue -1.2% year-over-year).
- 2021: Revenue of $8.0M, expenses of $7.7M, and assets of $984K (revenue -8.1% year-over-year).
- 2020: Revenue of $8.7M, expenses of $8.0M, and assets of $684K (revenue +4.2% year-over-year).
- 2019: Revenue of $8.4M, expenses of $8.5M, and assets of $160K (revenue +4.8% year-over-year).
- 2018: Revenue of $8.0M, expenses of $8.2M, and assets of $191K (revenue +2.7% year-over-year).
- 2017: Revenue of $7.8M, expenses of $7.9M, and assets of $436K (revenue -6.9% year-over-year).
- 2016: Revenue of $8.3M, expenses of $8.5M, and assets of $516K (revenue +19.0% year-over-year).
- 2015: Revenue of $7.0M, expenses of $7.1M, and assets of $613K (revenue +27.6% year-over-year).
- 2014: Revenue of $5.5M, expenses of $5.7M, and assets of $1.3M (revenue -20.3% year-over-year).
- 2013: Revenue of $6.9M, expenses of $6.9M, and assets of $1.1M (revenue +11.5% year-over-year).
- 2012: Revenue of $6.2M, expenses of $6.1M, and assets of $913K (revenue +4.2% year-over-year).
- 2011: Revenue of $5.9M, expenses of $5.9M, and assets of $765K (revenue +2.1% year-over-year).
- 2010: Revenue of $5.8M, expenses of $5.6M, and assets of $764K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Arthur J Glatfelter Agency Inc Employee Health & Welfare Fund:
Data Sources and Methodology
This transparency report for Arthur J Glatfelter Agency Inc Employee Health & Welfare Fund is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.