Association Of Certified Background Investigators

Small professional association maintains solvency with fluctuating revenues and no executive compensation.

EIN: 10602741 · Frederick, MD · NTEE: S41 · Updated: 2026-03-26

$85KRevenue
$75KAssets
80/100Mission Score (Excellent)
S41
Association Of Certified Background Investigators Financial Summary
MetricValue
Total Revenue$85K
Total Expenses$11K
Program Spending85%
Net Assets$45K
Transparency Score80/100

Is Association Of Certified Background Investigators Legit?

Some Concerns

GoodFiling Consistency
ExcellentSpending Efficiency
GoodTransparency
2 FoundRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

Association Of Certified Background Investigators directs 85% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.

About Association Of Certified Background Investigators

Association Of Certified Background Investigators (EIN: 10602741) is a nonprofit organization based in Frederick, MD, classified under NTEE code S41. The organization reported total revenue of $85K and total assets of $75K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Association Of Certified Background Investigators's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

23Years Operating
MicroSize Classification
9Years of Filings
MixedRevenue Trajectory

Association Of Certified Background Investigators is a micro nonprofit that has been operating for 23 years, with 9 years of IRS 990 filings on record (2012–2023). Revenue has grown at a compound annual rate of 0.5%.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

Total Revenue$23K
Total Expenses$11K
Surplus / Deficit+$13K
Total Assets$45K
Net Assets$45K
Operating Margin53.9%
Months of Reserves50.0 months

Financial Health Grade: A

In 2023, Association Of Certified Background Investigators reported a surplus of $13K with revenue exceeding expenses, holds 50.0 months of operating reserves (strong position).

Financial Trends

Over 9 years of filings (2012–2023), Association Of Certified Background Investigators's revenue has grown at a compound annual growth rate (CAGR) of 0.5%.

YearRevenue ChangeExpense ChangeAsset Change
2023-37.8%-78.2%+39.1%
2022+227.8%+3197.5%-26.6%
2021-6.3%+5.9%+29.3%
2020-12.8%-94.5%-3.5%
2018-34.6%+73.9%-29.7%

IRS Tax-Exempt Classification

IRS Classification Codes1000
IRS Ruling Date2003

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

The Association Of Certified Background Investigators demonstrates a generally stable, albeit small, financial profile. With latest reported revenue of $85,248 and assets of $74,784, it operates on a modest scale. The organization consistently reports zero liabilities across all available filings, indicating strong financial solvency and a lack of debt. Expenses have fluctuated, with some years like 202212 showing expenses ($49,297) exceeding revenue ($37,602), leading to a decrease in assets. However, the most recent period (202312) shows a healthy surplus with revenue of $23,376 against expenses of $10,770, contributing to asset growth. The consistent reporting of 0% officer compensation across all filings suggests a volunteer-driven or very lean operational structure, which can be a positive indicator of efficiency for a small organization. The NTEE code S41 (Professional Societies & Associations) aligns with its name, suggesting its primary activities are likely member services and professional development.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Association Of Certified Background Investigators with a Mission Score of 80 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

  • admin: 10%
  • programs: 85%
  • fundraising: 5%

According to IRS 990 filings, Association Of Certified Background Investigators allocates its expenses as follows: admin: 10%, programs: 85%, fundraising: 5%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

$23KTotal Revenue
$11KTotal Expenses
$45KTotal Assets
$45KNet Assets
  • The organization reported a surplus of $13K, with revenue exceeding expenses.

Executive Compensation Analysis

Executive compensation is consistently reported as 0% across all available filings, indicating that the organization's leadership is either entirely volunteer-based or compensated through non-officer roles, which is highly efficient for an organization of its size.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of Association Of Certified Background Investigators's IRS 990 filings:

  • Significant year-over-year revenue fluctuations (e.g., $37,602 in 202212 down to $23,376 in 202312)
  • Expenses exceeding revenue in some periods (e.g., 202212: Expenses $49,297 vs. Revenue $37,602)

Strengths

The following positive indicators were identified for Association Of Certified Background Investigators:

  • Consistent reporting of 0% officer compensation, indicating high efficiency in leadership costs.
  • Zero liabilities reported across all filings, demonstrating strong financial solvency.
  • Positive asset growth in recent periods (e.g., assets increased from $32,267 in 202212 to $44,873 in 202312).
  • Clear alignment between organization name and NTEE code (Professional Societies & Associations).

Frequently Asked Questions about Association Of Certified Background Investigators

Is Association Of Certified Background Investigators a legitimate charity?

Association Of Certified Background Investigators (EIN: 10602741) is a registered tax-exempt nonprofit based in Maryland. Our AI analysis gives it a Mission Score of 80/100. It has 9 years of IRS 990 filings on record. Total revenue: $85K. 2 red flags identified. 4 strengths noted. Financial health grade: A.

How does Association Of Certified Background Investigators spend its money?

Association Of Certified Background Investigators directs 85% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.

Are donations to Association Of Certified Background Investigators tax-deductible?

Association Of Certified Background Investigators is registered as a tax-exempt nonprofit (EIN: 10602741). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

What percentage of Association Of Certified Background Investigators's spending goes to programs?

Association Of Certified Background Investigators directs 85% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.

How does Association Of Certified Background Investigators compare to similar nonprofits?

With a transparency score of 80/100 (Excellent), Association Of Certified Background Investigators is above average for NTEE category S41 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.

Where is Association Of Certified Background Investigators located?

Association Of Certified Background Investigators is headquartered in Frederick, Maryland and files with the IRS under EIN 10602741. It is classified under NTEE code S41.

How many years of IRS 990 filings does Association Of Certified Background Investigators have?

Association Of Certified Background Investigators has 9 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $85K in total revenue.

Is the Association Of Certified Background Investigators financially sustainable given its revenue fluctuations?

While revenue has fluctuated significantly (e.g., $11,470 in 202112 vs. $37,602 in 202212), the organization has consistently maintained positive assets and zero liabilities, suggesting it manages its finances to remain solvent despite variations in income. The latest period (202312) shows a healthy surplus.

What are the primary expenses for an organization with 0% officer compensation?

Without detailed expense breakdowns, it's likely that primary expenses for this type of professional association would include operational costs such as website maintenance, event hosting, member services, professional development resources, and potentially legal or administrative fees, rather than salaries for top executives.

Filing History

IRS 990 filing history for Association Of Certified Background Investigators showing financial trends over 9 years of public records:

Over 9 years of IRS 990 filings (2012–2023), Association Of Certified Background Investigators's revenue has grown by 6.1%, moving from $22K to $23K. Total assets increased by 292.5% over the same period, from $11K to $45K. Total functional expenses fell by 62.4%, from $29K to $11K. In its most recent filing year (2023), Association Of Certified Background Investigators reported a surplus of $13K, with revenue exceeding expenses.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp. %PDF
2023 $23K $11K $45K $0
2022 $38K $49K $32K $0 View 990
2021 $11K $1K $44K $0 View 990
2020 $12K $1K $34K $0 View 990
2018 $14K $26K $35K $0 View 990
2017 $21K $15K $50K $0 View 990
2016 $16K $8K $43K $0 View 990
2015 $21K $12K $35K $0 View 990
2012 $22K $29K $11K $0 View 990

Year-by-Year Financial Summary

  • 2023: Revenue of $23K, expenses of $11K, and assets of $45K (revenue -37.8% year-over-year).
  • 2022: Revenue of $38K, expenses of $49K, and assets of $32K (revenue +227.8% year-over-year).
  • 2021: Revenue of $11K, expenses of $1K, and assets of $44K (revenue -6.3% year-over-year).
  • 2020: Revenue of $12K, expenses of $1K, and assets of $34K (revenue -12.8% year-over-year).
  • 2018: Revenue of $14K, expenses of $26K, and assets of $35K (revenue -34.6% year-over-year).
  • 2017: Revenue of $21K, expenses of $15K, and assets of $50K (revenue +31.6% year-over-year).
  • 2016: Revenue of $16K, expenses of $8K, and assets of $43K (revenue -23.2% year-over-year).
  • 2015: Revenue of $21K, expenses of $12K, and assets of $35K (revenue -3.6% year-over-year).
  • 2012: Revenue of $22K, expenses of $29K, and assets of $11K.

View Individual Filing Years

Explore detailed financial data from each IRS 990 filing year for Association Of Certified Background Investigators:

2023 Filing 2022 Filing 2021 Filing 2020 Filing 2018 Filing 2017 Filing 2016 Filing 2015 Filing 2012 Filing

Data Sources and Methodology

This transparency report for Association Of Certified Background Investigators is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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