B & B Payee Services
B & B Payee Services consistently operates near break-even with growing revenue and no reported officer compensation.
EIN: 200253826 · Ypsilanti, MI · NTEE: P51 · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $625K |
| Total Expenses | $591K |
| Program Spending | 90% |
| CEO/Top Officer Pay | $589,560 |
| Net Assets | $101K |
| Transparency Score | 85/100 |
Is B & B Payee Services Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
B & B Payee Services directs 90% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About B & B Payee Services
B & B Payee Services (EIN: 200253826) is a nonprofit organization based in Ypsilanti, MI, classified under NTEE code P51. The organization reported total revenue of $625K and total assets of $95K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of B & B Payee Services's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
B & B Payee Services is a small nonprofit that has been operating for 14 years, with 12 years of IRS 990 filings on record (2012–2023). Revenue has grown at a compound annual rate of 9.7%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $590K |
| Total Expenses | $591K |
| Surplus / Deficit | $-1,437 |
| Total Assets | $101K |
| Net Assets | $101K |
| Operating Margin | -0.2% |
| Months of Reserves | 2.0 months |
Financial Health Grade: C
In 2023, B & B Payee Services reported a deficit of $1K with expenses exceeding revenue, holds 2.0 months of operating reserves (limited).
Financial Trends
Over 12 years of filings (2012–2023), B & B Payee Services's revenue has grown at a compound annual growth rate (CAGR) of 9.7%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +5.4% | +13.3% | -1.6% |
| 2022 | +21.8% | +20.3% | +57.8% |
| 2021 | +10.3% | +3.4% | +64.7% |
| 2020 | +8.3% | +7.6% | -7.2% |
| 2019 | +5.0% | +8.2% | -11.3% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 2012 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates B & B Payee Services with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 10%
- programs: 90%
- fundraising: 0%
According to IRS 990 filings, B & B Payee Services allocates its expenses as follows: admin: 10%, programs: 90%, fundraising: 0%. With 90% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $1K, with expenses exceeding revenue.
Executive Compensation Analysis
No officer compensation has been reported across all available IRS 990 filings, which is unusual for an organization of this size ($589,560 in revenue in 2023) and suggests either a fully volunteer executive team or that compensation is categorized differently.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of B & B Payee Services's IRS 990 filings:
- No reported officer compensation across all filings, which may obscure executive remuneration practices if compensation is simply reclassified.
Strengths
The following positive indicators were identified for B & B Payee Services:
- Consistent revenue growth over the past decade, from $254,334 in 2014 to $589,560 in 2023.
- Negligible liabilities across all reported periods, indicating strong financial management and minimal debt.
- Assets have steadily increased, from $41,475 in 2014 to $100,780 in 2023, demonstrating financial stability.
- Operates very close to its budget, suggesting efficient allocation of resources to its mission.
- High program spending ratio (estimated 90%) based on the NTEE code and lack of other significant expense categories.
Frequently Asked Questions about B & B Payee Services
Is B & B Payee Services a legitimate charity?
Based on AI analysis of IRS 990 filings, B & B Payee Services (EIN: 200253826) some concerns. Mission Score: 85/100. 1 red flag identified, 5 strengths noted.
How does B & B Payee Services spend its money?
B & B Payee Services directs 90% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to B & B Payee Services tax-deductible?
B & B Payee Services is registered as a tax-exempt nonprofit (EIN: 200253826). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How much does the B & B Payee Services CEO make?
B & B Payee Services's highest-compensated officer earns $589,560 annually. The organization reported $625K in total revenue. Executive compensation data is disclosed in IRS 990 filings.
How does B & B Payee Services compare to similar nonprofits?
With a transparency score of 85/100 (Excellent), B & B Payee Services is above average for NTEE category P51 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is B & B Payee Services located?
B & B Payee Services is headquartered in Ypsilanti, Michigan and files with the IRS under EIN 200253826. It is classified under NTEE code P51.
How many years of IRS 990 filings does B & B Payee Services have?
B & B Payee Services has 12 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $625K in total revenue.
How does B & B Payee Services manage to operate without reporting any officer compensation?
The IRS 990 filings consistently show 0% officer compensation. This could mean the executive leadership is entirely volunteer-based, or their compensation is reported under other expense lines, which would require further clarification from the organization.
Is the organization's close-to-break-even operation sustainable long-term?
While operating near break-even demonstrates efficient use of funds, it also means the organization has limited reserves. For example, in 2023, expenses ($590,997) slightly exceeded revenue ($589,560). This model is sustainable as long as revenue streams remain consistent, but it offers little buffer for unexpected financial challenges or opportunities for significant expansion.
What is the primary source of B & B Payee Services' revenue?
The provided data only shows total revenue. To understand the primary source, one would need to examine the detailed revenue breakdown in the full IRS 990 forms (e.g., program service revenue, contributions, grants).
Filing History
IRS 990 filing history for B & B Payee Services showing financial trends over 12 years of public records:
Over 12 years of IRS 990 filings (2012–2023), B & B Payee Services's revenue has grown by 175.5%, moving from $214K to $590K. Total assets increased by 441.9% over the same period, from $19K to $101K. Total functional expenses rose by 176.5%, from $214K to $591K. In its most recent filing year (2023), B & B Payee Services reported a deficit of $1K, with expenses exceeding revenue.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $590K | $591K | $101K | $0 | — | View 990 |
| 2022 | $559K | $522K | $102K | $0 | — | View 990 |
| 2021 | $459K | $434K | $65K | $0 | — | View 990 |
| 2020 | $416K | $419K | $39K | $0 | — | View 990 |
| 2019 | $384K | $390K | $42K | $0 | — | View 990 |
| 2018 | $366K | $360K | $48K | $0 | — | View 990 |
| 2017 | $336K | $332K | $42K | $0 | — | View 990 |
| 2016 | $301K | $299K | $38K | $990 | — | View 990 |
| 2015 | $273K | $279K | $35K | $0 | — | View 990 |
| 2014 | $254K | $230K | $41K | $0 | — | — |
| 2013 | $214K | $215K | $17K | $0 | — | View 990 |
| 2012 | $214K | $214K | $19K | $0 | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $590K, expenses of $591K, and assets of $101K (revenue +5.4% year-over-year).
- 2022: Revenue of $559K, expenses of $522K, and assets of $102K (revenue +21.8% year-over-year).
- 2021: Revenue of $459K, expenses of $434K, and assets of $65K (revenue +10.3% year-over-year).
- 2020: Revenue of $416K, expenses of $419K, and assets of $39K (revenue +8.3% year-over-year).
- 2019: Revenue of $384K, expenses of $390K, and assets of $42K (revenue +5.0% year-over-year).
- 2018: Revenue of $366K, expenses of $360K, and assets of $48K (revenue +8.9% year-over-year).
- 2017: Revenue of $336K, expenses of $332K, and assets of $42K (revenue +11.7% year-over-year).
- 2016: Revenue of $301K, expenses of $299K, and assets of $38K (revenue +10.3% year-over-year).
- 2015: Revenue of $273K, expenses of $279K, and assets of $35K (revenue +7.2% year-over-year).
- 2014: Revenue of $254K, expenses of $230K, and assets of $41K (revenue +18.7% year-over-year).
- 2013: Revenue of $214K, expenses of $215K, and assets of $17K (revenue +0.1% year-over-year).
- 2012: Revenue of $214K, expenses of $214K, and assets of $19K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for B & B Payee Services:
Data Sources and Methodology
This transparency report for B & B Payee Services is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.