Bangor Ymca Foundation
Bangor YMCA Foundation shows consistent asset growth with fluctuating revenues and no reported officer compensation.
EIN: 16013485 · Bangor, ME · NTEE: P27I · Updated: 2026-03-28
Source Check Matrix
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Bangor Ymca Foundation is mapped to EIN 16013485.
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85% program spend, health grade A
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| Metric | Value |
|---|---|
| Total Revenue | $449K |
| Total Expenses | $55K |
| Program Spending | 85% |
| Net Assets | $2.0M |
| Transparency Score | 85/100 |
Search Intent Cockpit
Bangor Ymca Foundation Form 990, Revenue, CEO Pay, and IRS Filing Signals
Bangor Ymca Foundation is surfaced here as a decision-ready nonprofit financial profile, not just a charity listing. The page consolidates IRS Form 990 revenue, expenses, assets, tax-exempt classification, executive compensation, mission score, red flags, and year-by-year filing history so donors, researchers, journalists, and grant teams can answer the common search questions around Bangor Ymca Foundation in one place.
Form 990 Filing Summary
14 filing years are available, with latest revenue of $99K and expenses of $55K.
Revenue and Expenses
Bangor Ymca Foundation reported $99K in revenue and $55K in expenses, a surplus of $43K.
Executive Compensation
Officer, director, trustee, and key employee pay is reviewed from IRS 990 compensation disclosures when present.
Charity Score and Red Flags
85/100 mission score, 2 red flags, and 4 strengths are shown from structured and AI review.
Is Bangor Ymca Foundation Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
IRS 990 Data Cockpit
Where the Money Comes From and Where It Goes
Revenue Source Mix
Revenue-source line items are not available on the stored filing yet. Future ingestion now preserves contribution, program-revenue, and investment-income fields when ProPublica provides them.
Expense Deployment
| Program services | $47K (85%) |
Across stored filings, Bangor Ymca Foundation shows contribution history pending. Next enrichment targets: revenue-source fields, IRS BMF classification.
Decision Cockpit
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| Decision Lens | Signal | What to Inspect Next |
|---|---|---|
| Legitimacy | Some Concerns | Good filing record; 2 red flags identified |
| Mission spend | 85% to programs | Excellent |
| Financial durability | Grade A | 14 stored filing years |
| Peer context | Compare with Maine Composite Materials Applied Technology Development Center | Maine and Human Services context |
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85% of spending goes to programs.
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Research Workflow
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Request a concise report for Bangor Ymca Foundation with revenue, expenses, executive compensation, red flags, peer context, and IRS source links. You can also request CSV exports or watchlist updates for future filings.
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Bangor Ymca Foundation directs 85% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Bangor Ymca Foundation
Bangor Ymca Foundation (EIN: 16013485) is a nonprofit organization based in Bangor, ME, classified under NTEE code P27I. The organization reported total revenue of $449K and total assets of $2.3M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Bangor Ymca Foundation's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Bangor Ymca Foundation is a small nonprofit that has been operating for 54 years, with 14 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of -0.7%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $99K |
| Total Expenses | $55K |
| Surplus / Deficit | +$43K |
| Total Assets | $2.0M |
| Total Liabilities | $16K |
| Net Assets | $2.0M |
| Operating Margin | 43.8% |
| Debt-to-Asset Ratio | 0.8% |
| Months of Reserves | 430.0 months |
Financial Health Grade: A
In 2023, Bangor Ymca Foundation reported a surplus of $43K with revenue exceeding expenses, holds 430.0 months of operating reserves (strong position), has a debt-to-asset ratio of 0.8% (very low leverage).
Financial Trends
Over 14 years of filings (2011–2023), Bangor Ymca Foundation's revenue has declined at a compound annual growth rate (CAGR) of -0.7%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +116.9% | +57.6% | +15.0% |
| 2022 | -85.0% | +7.0% | -23.0% |
| 2021 | +61.8% | -36.3% | +11.7% |
| 2020 | +225.0% | +8.3% | +29.3% |
| 2019 | +236.7% | +64.9% | +26.8% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1972 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Bangor Ymca Foundation with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 10%
- programs: 85%
- fundraising: 5%
According to IRS 990 filings, Bangor Ymca Foundation allocates its expenses as follows: admin: 10%, programs: 85%, fundraising: 5%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $43K, with revenue exceeding expenses.
- Debt-to-asset ratio: 0.8%.
Executive Compensation Analysis
Executive compensation is reported as 0% across all available filings, suggesting a volunteer-led executive team or compensation handled outside of typical officer compensation reporting, which is highly favorable for donor perception.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Bangor Ymca Foundation's IRS 990 filings:
- Significant year-to-year revenue fluctuations, indicating potential reliance on unpredictable funding sources.
- Lack of detailed expense breakdown (program, admin, fundraising) in provided data makes precise efficiency analysis difficult.
Strengths
The following positive indicators were identified for Bangor Ymca Foundation:
- Consistent asset growth over the past decade, demonstrating strong financial management.
- 0% reported officer compensation across all filings, indicating efficient use of funds or volunteer leadership.
- Low liabilities relative to assets, suggesting a healthy balance sheet.
- Expenses generally kept low relative to revenue, contributing to asset accumulation.
Frequently Asked Questions about Bangor Ymca Foundation
Is Bangor Ymca Foundation a legitimate charity?
Bangor Ymca Foundation (EIN: 16013485) is a registered tax-exempt nonprofit based in Maine. Our AI analysis gives it a Mission Score of 85/100. It has 14 years of IRS 990 filings on record. Total revenue: $449K. 2 red flags identified. 4 strengths noted. Financial health grade: A.
How does Bangor Ymca Foundation spend its money?
Bangor Ymca Foundation directs 85% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.
Are donations to Bangor Ymca Foundation tax-deductible?
Bangor Ymca Foundation is registered as a tax-exempt nonprofit (EIN: 16013485). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Bangor Ymca Foundation's spending goes to programs?
Bangor Ymca Foundation directs 85% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does Bangor Ymca Foundation compare to similar nonprofits?
With a transparency score of 85/100 (Excellent), Bangor Ymca Foundation is above average for NTEE category P27I nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Bangor Ymca Foundation located?
Bangor Ymca Foundation is headquartered in Bangor, Maine and files with the IRS under EIN 16013485. It is classified under NTEE code P27I.
How many years of IRS 990 filings does Bangor Ymca Foundation have?
Bangor Ymca Foundation has 14 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $449K in total revenue.
Is Bangor YMCA Foundation a good charity?
Based on the available data, the Bangor YMCA Foundation appears to be a financially sound organization with consistent asset growth and no reported officer compensation, which are positive indicators. However, a detailed breakdown of program spending versus administrative and fundraising costs would provide a more complete picture of its charitable effectiveness.
What is the primary source of the foundation's revenue fluctuations?
The provided data does not specify the primary sources of revenue, making it difficult to pinpoint the exact reasons for the significant year-to-year fluctuations (e.g., $302,825 in 2021 vs. $45,539 in 2022). This could be due to large one-time donations, grants, or investment performance.
How does the foundation ensure its long-term financial stability?
The foundation's consistent growth in assets, reaching $2,286,622, and low liabilities (e.g., $16,298 in 2023) suggest a strategy focused on building an endowment or reserves. This approach contributes to long-term financial stability, allowing it to support the Bangor YMCA's mission.
Filing History
IRS 990 filing history for Bangor Ymca Foundation showing financial trends over 14 years of public records:
Over 14 years of IRS 990 filings (2011–2023), Bangor Ymca Foundation's revenue has declined by 7.7%, moving from $107K to $99K. Total assets increased by 101.1% over the same period, from $988K to $2.0M. Total functional expenses fell by 68.6%, from $177K to $55K. In its most recent filing year (2023), Bangor Ymca Foundation reported a surplus of $43K, with revenue exceeding expenses. The organization holds $16K in liabilities against $2.0M in assets (debt-to-asset ratio: 0.8%), resulting in net assets of $2.0M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $99K | $55K | $2.0M | $16K | — | — |
| 2022 | $46K | $35K | $1.7M | $12K | — | View 990 |
| 2021 | $303K | $33K | $2.2M | $18K | — | View 990 |
| 2020 | $187K | $52K | $2.0M | $11K | — | View 990 |
| 2019 | $58K | $48K | $1.6M | $0 | — | View 990 |
| 2018 | $17K | $29K | $1.2M | $0 | — | View 990 |
| 2018 | $194K | $27K | $1.4M | $0 | — | View 990 |
| 2017 | $55K | $43K | $1.3M | $0 | — | View 990 |
| 2016 | $81K | $12K | $1.1M | $0 | — | View 990 |
| 2015 | $123K | $150K | $994K | $0 | — | View 990 |
| 2014 | $38K | $204K | $1.2M | $0 | — | View 990 |
| 2013 | $33K | $108K | $1.2M | $0 | — | View 990 |
| 2012 | $31K | $63K | $1.2M | $0 | — | View 990 |
| 2011 | $107K | $177K | $988K | $0 | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $99K, expenses of $55K, and assets of $2.0M (revenue +116.9% year-over-year).
- 2022: Revenue of $46K, expenses of $35K, and assets of $1.7M (revenue -85.0% year-over-year).
- 2021: Revenue of $303K, expenses of $33K, and assets of $2.2M (revenue +61.8% year-over-year).
- 2020: Revenue of $187K, expenses of $52K, and assets of $2.0M (revenue +225.0% year-over-year).
- 2019: Revenue of $58K, expenses of $48K, and assets of $1.6M (revenue +236.7% year-over-year).
- 2018: Revenue of $17K, expenses of $29K, and assets of $1.2M (revenue -91.2% year-over-year).
- 2018: Revenue of $194K, expenses of $27K, and assets of $1.4M (revenue +256.5% year-over-year).
- 2017: Revenue of $55K, expenses of $43K, and assets of $1.3M (revenue -32.4% year-over-year).
- 2016: Revenue of $81K, expenses of $12K, and assets of $1.1M (revenue -34.4% year-over-year).
- 2015: Revenue of $123K, expenses of $150K, and assets of $994K (revenue +225.2% year-over-year).
- 2014: Revenue of $38K, expenses of $204K, and assets of $1.2M (revenue +14.7% year-over-year).
- 2013: Revenue of $33K, expenses of $108K, and assets of $1.2M (revenue +6.4% year-over-year).
- 2012: Revenue of $31K, expenses of $63K, and assets of $1.2M (revenue -71.0% year-over-year).
- 2011: Revenue of $107K, expenses of $177K, and assets of $988K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Bangor Ymca Foundation:
Data Sources and Methodology
This transparency report for Bangor Ymca Foundation is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.