Baptist Retirement Village Ii
Baptist Retirement Village II faces persistent operating deficits and declining assets over the past decade.
EIN: 208141346 · Gadsden, AL · NTEE: L21 · Updated: 2026-03-28
Is Baptist Retirement Village Ii Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Baptist Retirement Village Ii directs 80% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Baptist Retirement Village Ii
Baptist Retirement Village Ii (EIN: 208141346) is a nonprofit organization based in Gadsden, AL, classified under NTEE code L21. The organization reported total revenue of $435K and total assets of $2.7M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Baptist Retirement Village Ii's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Baptist Retirement Village Ii is a small nonprofit that has been operating for 19 years, with 13 years of IRS 990 filings on record (2012–2024). Revenue has grown at a compound annual rate of 3.7%.
Key Financial Metrics (2024)
From the most recent IRS 990 filing on record:
| Total Revenue | $433K |
| Total Expenses | $526K |
| Surplus / Deficit | $-92,400 |
| Total Assets | $2.8M |
| Total Liabilities | $4.7M |
| Net Assets | $-1,839,318 |
| Operating Margin | -21.3% |
| Debt-to-Asset Ratio | 164.7% |
| Months of Reserves | 64.9 months |
Financial Health Grade: C
In 2024, Baptist Retirement Village Ii reported a deficit of $92K with expenses exceeding revenue, holds 64.9 months of operating reserves (strong position), has a debt-to-asset ratio of 164.7% (high leverage).
Financial Trends
Over 13 years of filings (2012–2024), Baptist Retirement Village Ii's revenue has grown at a compound annual growth rate (CAGR) of 3.7%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2024 | +4.4% | +8.0% | -3.1% |
| 2023 | +5.8% | +0.9% | -2.4% |
| 2022 | +6.8% | -4.7% | -3.0% |
| 2021 | +6.6% | +6.8% | -4.0% |
| 2020 | +8.3% | -1.3% | -4.3% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 2007 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Baptist Retirement Village Ii with a Mission Score of 55 out of 100 (Fair). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 15%
- programs: 80%
- fundraising: 5%
According to IRS 990 filings, Baptist Retirement Village Ii allocates its expenses as follows: admin: 15%, programs: 80%, fundraising: 5%. With 80% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2024)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $92K, with expenses exceeding revenue.
- Debt-to-asset ratio: 164.7%.
Executive Compensation Analysis
The organization consistently reports 0% officer compensation across all available filings, suggesting that executive leadership may be volunteer-based or compensated through non-officer roles, which could indicate efficient use of funds for a small organization.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Baptist Retirement Village Ii's IRS 990 filings:
- Consistent operating deficits (expenses exceeding revenue) for multiple years, e.g., $525,542 expenses vs. $433,142 revenue in 202406.
- Steady decline in total assets over the past decade, from $3,978,313 in 201506 to $2,841,028 in 202406.
- Liabilities consistently exceed assets, indicating a potentially precarious financial position.
- Lack of detailed expense breakdown prevents a precise assessment of program vs. administrative spending efficiency.
Strengths
The following positive indicators were identified for Baptist Retirement Village Ii:
- No reported officer compensation, suggesting efficient use of funds at the executive level.
- Clear and consistent mission focus as a retirement home/community (NTEE L21).
Frequently Asked Questions about Baptist Retirement Village Ii
Is Baptist Retirement Village Ii a legitimate charity?
Based on AI analysis of IRS 990 filings, Baptist Retirement Village Ii (EIN: 208141346) some concerns. Mission Score: 55/100. 4 red flags identified, 2 strengths noted.
How does Baptist Retirement Village Ii spend its money?
Baptist Retirement Village Ii directs 80% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Baptist Retirement Village Ii tax-deductible?
Baptist Retirement Village Ii is registered as a tax-exempt nonprofit (EIN: 208141346). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How does Baptist Retirement Village II cover its consistent operating deficits?
The filings show consistent expenses exceeding revenue (e.g., $525,542 expenses vs. $433,142 revenue in 202406). This suggests the organization is likely drawing down on its assets, relying on loans, or receiving significant non-operating contributions not detailed in the provided revenue figures to cover the shortfall.
What is the long-term plan for addressing the declining asset base?
Assets have decreased from $3,978,313 in 201506 to $2,841,028 in 202406. This trend, coupled with high liabilities, indicates a need for a clear strategy to stabilize and rebuild the asset base to ensure long-term financial health.
What is the breakdown of the organization's liabilities, which consistently exceed assets?
Liabilities have consistently been higher than assets (e.g., $4,680,346 liabilities vs. $2,841,028 assets in 202406). Understanding the nature of these liabilities (e.g., mortgages, bonds, program-related debt) is crucial for assessing financial risk.
Filing History
IRS 990 filing history for Baptist Retirement Village Ii showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2012–2024), Baptist Retirement Village Ii's revenue has grown by 54.9%, moving from $280K to $433K. Total assets decreased by 34.8% over the same period, from $4.4M to $2.8M. Total functional expenses rose by 33.4%, from $394K to $526K. In its most recent filing year (2024), Baptist Retirement Village Ii reported a deficit of $92K, with expenses exceeding revenue. The organization holds $4.7M in liabilities against $2.8M in assets (debt-to-asset ratio: 164.7%), resulting in net assets of $-1,839,318.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2024 | $433K | $526K | $2.8M | $4.7M | — | — |
| 2023 | $415K | $487K | $2.9M | $4.7M | — | — |
| 2022 | $392K | $482K | $3.0M | $4.7M | — | View 990 |
| 2021 | $367K | $506K | $3.1M | $4.7M | — | — |
| 2020 | $344K | $474K | $3.2M | $4.7M | — | View 990 |
| 2019 | $318K | $480K | $3.4M | $4.7M | — | View 990 |
| 2018 | $309K | $466K | $3.5M | $4.7M | — | View 990 |
| 2017 | $296K | $407K | $3.7M | $4.7M | — | View 990 |
| 2016 | $277K | $439K | $3.8M | $4.7M | — | View 990 |
| 2015 | $283K | $434K | $4.0M | $4.7M | — | View 990 |
| 2014 | $277K | $415K | $4.1M | $4.7M | — | View 990 |
| 2013 | $277K | $402K | $4.2M | $4.7M | — | View 990 |
| 2012 | $280K | $394K | $4.4M | $4.7M | — | View 990 |
Year-by-Year Financial Summary
- 2024: Revenue of $433K, expenses of $526K, and assets of $2.8M (revenue +4.4% year-over-year).
- 2023: Revenue of $415K, expenses of $487K, and assets of $2.9M (revenue +5.8% year-over-year).
- 2022: Revenue of $392K, expenses of $482K, and assets of $3.0M (revenue +6.8% year-over-year).
- 2021: Revenue of $367K, expenses of $506K, and assets of $3.1M (revenue +6.6% year-over-year).
- 2020: Revenue of $344K, expenses of $474K, and assets of $3.2M (revenue +8.3% year-over-year).
- 2019: Revenue of $318K, expenses of $480K, and assets of $3.4M (revenue +3.0% year-over-year).
- 2018: Revenue of $309K, expenses of $466K, and assets of $3.5M (revenue +4.5% year-over-year).
- 2017: Revenue of $296K, expenses of $407K, and assets of $3.7M (revenue +6.6% year-over-year).
- 2016: Revenue of $277K, expenses of $439K, and assets of $3.8M (revenue -1.9% year-over-year).
- 2015: Revenue of $283K, expenses of $434K, and assets of $4.0M (revenue +2.1% year-over-year).
- 2014: Revenue of $277K, expenses of $415K, and assets of $4.1M (revenue -0.1% year-over-year).
- 2013: Revenue of $277K, expenses of $402K, and assets of $4.2M (revenue -1.0% year-over-year).
- 2012: Revenue of $280K, expenses of $394K, and assets of $4.4M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Baptist Retirement Village Ii:
Data Sources and Methodology
This transparency report for Baptist Retirement Village Ii is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.