Bbb Institute For Marketplace Trust
BBB Institute For Marketplace Trust maintains stable assets with fluctuating revenue and no reported officer compensation.
EIN: 208814392 · Arlington, VA · NTEE: S40 · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $1.6M |
| Total Expenses | $866K |
| Program Spending | 75% |
| Net Assets | $352K |
| Transparency Score | 85/100 |
Is Bbb Institute For Marketplace Trust Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Bbb Institute For Marketplace Trust directs 75% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Bbb Institute For Marketplace Trust
Bbb Institute For Marketplace Trust (EIN: 208814392) is a nonprofit organization based in Arlington, VA, classified under NTEE code S40. The organization reported total revenue of $1.6M and total assets of $852K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Bbb Institute For Marketplace Trust's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Bbb Institute For Marketplace Trust is a mid-size nonprofit that has been operating for 19 years, with 14 years of IRS 990 filings on record (2010–2023). Revenue has grown at a compound annual rate of 0.8%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $804K |
| Total Expenses | $866K |
| Surplus / Deficit | $-62,430 |
| Total Assets | $677K |
| Total Liabilities | $325K |
| Net Assets | $352K |
| Operating Margin | -7.8% |
| Debt-to-Asset Ratio | 48.0% |
| Months of Reserves | 9.4 months |
Financial Health Grade: B
In 2023, Bbb Institute For Marketplace Trust reported a deficit of $62K with expenses exceeding revenue, holds 9.4 months of operating reserves (strong position), has a debt-to-asset ratio of 48.0% (moderate leverage).
Financial Trends
Over 14 years of filings (2010–2023), Bbb Institute For Marketplace Trust's revenue has grown at a compound annual growth rate (CAGR) of 0.8%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +9.1% | +33.9% | -18.6% |
| 2022 | +12.0% | +18.5% | +26.2% |
| 2021 | -8.3% | -24.7% | +21.5% |
| 2020 | -1.3% | +22.3% | -21.6% |
| 2019 | -11.2% | -27.5% | +684.5% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 2000 |
| IRS Ruling Date | 2007 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Bbb Institute For Marketplace Trust with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 15%
- programs: 75%
- fundraising: 10%
According to IRS 990 filings, Bbb Institute For Marketplace Trust allocates its expenses as follows: admin: 15%, programs: 75%, fundraising: 10%. With 75% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $62K, with expenses exceeding revenue.
- Debt-to-asset ratio: 48.0%.
Executive Compensation Analysis
Executive compensation is consistently reported as 0% across all available filings, indicating that no officers received reportable compensation from the organization, which is highly favorable for minimizing administrative costs.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Bbb Institute For Marketplace Trust's IRS 990 filings:
- Operating deficit in some periods (e.g., 202312 expenses $866,041 exceeded revenue $803,611)
- Significant fluctuation in annual revenue and expenses over the filing history
Strengths
The following positive indicators were identified for Bbb Institute For Marketplace Trust:
- Consistent reporting of 0% officer compensation, indicating low executive overhead
- Assets consistently exceed liabilities, demonstrating financial solvency
- Long filing history (14 filings) suggests established operations and compliance
Frequently Asked Questions about Bbb Institute For Marketplace Trust
Is Bbb Institute For Marketplace Trust a legitimate charity?
Based on AI analysis of IRS 990 filings, Bbb Institute For Marketplace Trust (EIN: 208814392) some concerns. Mission Score: 85/100. 2 red flags identified, 3 strengths noted.
How does Bbb Institute For Marketplace Trust spend its money?
Bbb Institute For Marketplace Trust directs 75% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Bbb Institute For Marketplace Trust tax-deductible?
Bbb Institute For Marketplace Trust is registered as a tax-exempt nonprofit (EIN: 208814392). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Bbb Institute For Marketplace Trust's spending goes to programs?
Bbb Institute For Marketplace Trust directs 75% to programs, 10% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does Bbb Institute For Marketplace Trust compare to similar nonprofits?
With a transparency score of 85/100 (Excellent), Bbb Institute For Marketplace Trust is above average for NTEE category S40 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Bbb Institute For Marketplace Trust located?
Bbb Institute For Marketplace Trust is headquartered in Arlington, Virginia and files with the IRS under EIN 208814392. It is classified under NTEE code S40.
How many years of IRS 990 filings does Bbb Institute For Marketplace Trust have?
Bbb Institute For Marketplace Trust has 14 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $1.6M in total revenue.
Is BBB Institute For Marketplace Trust financially stable?
Yes, the organization generally appears financially stable, with assets consistently exceeding liabilities in most recent filings. For example, in 202312, assets were $677,165 against liabilities of $325,057.
How does the organization manage executive compensation?
The organization reports 0% officer compensation across all available filings, indicating that no officers received reportable compensation, which is a strong positive for efficiency.
Has the organization experienced revenue growth?
Revenue has fluctuated over the years, with a high of $1,041,571 in 2014 and a low of $587,861 in 2015. The latest reported revenue (202312) was $803,611.
Are the organization's expenses under control?
Expenses have generally tracked revenue, though there have been periods where expenses exceeded revenue, such as in 202312 ($866,041 expenses vs. $803,611 revenue) and 201712 ($938,180 expenses vs. $690,768 revenue).
Filing History
IRS 990 filing history for Bbb Institute For Marketplace Trust showing financial trends over 14 years of public records:
Over 14 years of IRS 990 filings (2010–2023), Bbb Institute For Marketplace Trust's revenue has grown by 11.3%, moving from $722K to $804K. Total assets increased by 67716400% over the same period, from $1 to $677K. Total functional expenses rose by 17.3%, from $738K to $866K. In its most recent filing year (2023), Bbb Institute For Marketplace Trust reported a deficit of $62K, with expenses exceeding revenue. The organization holds $325K in liabilities against $677K in assets (debt-to-asset ratio: 48.0%), resulting in net assets of $352K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $804K | $866K | $677K | $325K | — | — |
| 2022 | $736K | $647K | $832K | $418K | — | — |
| 2021 | $658K | $546K | $660K | $335K | — | View 990 |
| 2020 | $717K | $725K | $543K | $330K | — | View 990 |
| 2019 | $726K | $593K | $692K | $471K | — | View 990 |
| 2018 | $818K | $818K | $88K | $0 | — | View 990 |
| 2017 | $691K | $938K | $320K | $232K | — | View 990 |
| 2016 | $801K | $801K | $343K | $7K | — | View 990 |
| 2015 | $588K | $912K | $397K | $61K | — | View 990 |
| 2014 | $1.0M | $824K | $752K | $92K | — | View 990 |
| 2013 | $1.1M | $656K | $480K | $38K | — | View 990 |
| 2012 | $664K | $711K | $47K | $13K | — | View 990 |
| 2011 | $282K | $160K | $92K | $10K | — | View 990 |
| 2010 | $722K | $738K | $1 | $41K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $804K, expenses of $866K, and assets of $677K (revenue +9.1% year-over-year).
- 2022: Revenue of $736K, expenses of $647K, and assets of $832K (revenue +12.0% year-over-year).
- 2021: Revenue of $658K, expenses of $546K, and assets of $660K (revenue -8.3% year-over-year).
- 2020: Revenue of $717K, expenses of $725K, and assets of $543K (revenue -1.3% year-over-year).
- 2019: Revenue of $726K, expenses of $593K, and assets of $692K (revenue -11.2% year-over-year).
- 2018: Revenue of $818K, expenses of $818K, and assets of $88K (revenue +18.5% year-over-year).
- 2017: Revenue of $691K, expenses of $938K, and assets of $320K (revenue -13.7% year-over-year).
- 2016: Revenue of $801K, expenses of $801K, and assets of $343K (revenue +36.2% year-over-year).
- 2015: Revenue of $588K, expenses of $912K, and assets of $397K (revenue -43.6% year-over-year).
- 2014: Revenue of $1.0M, expenses of $824K, and assets of $752K (revenue -2.1% year-over-year).
- 2013: Revenue of $1.1M, expenses of $656K, and assets of $480K (revenue +60.4% year-over-year).
- 2012: Revenue of $664K, expenses of $711K, and assets of $47K (revenue +134.9% year-over-year).
- 2011: Revenue of $282K, expenses of $160K, and assets of $92K (revenue -60.9% year-over-year).
- 2010: Revenue of $722K, expenses of $738K, and assets of $1.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Bbb Institute For Marketplace Trust:
Data Sources and Methodology
This transparency report for Bbb Institute For Marketplace Trust is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.