Bear Creek Foundation Inc
Bear Creek Foundation Inc shows consistent asset growth and operational surpluses with no reported officer compensation.
EIN: 208519595 · Bear Crk Twp, PA · NTEE: B82 · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $2.4M |
| Total Expenses | $1.3M |
| Program Spending | 80% |
| CEO/Top Officer Pay | $35 |
| Net Assets | $4.9M |
| Transparency Score | 85/100 |
Is Bear Creek Foundation Inc Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Bear Creek Foundation Inc directs 80% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Bear Creek Foundation Inc
Bear Creek Foundation Inc (EIN: 208519595) is a nonprofit organization based in Bear Crk Twp, PA, classified under NTEE code B82. The organization reported total revenue of $2.4M and total assets of $34.9M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Bear Creek Foundation Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Bear Creek Foundation Inc is a mid-size nonprofit that has been operating for 18 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 13.7%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $1.6M |
| Total Expenses | $1.3M |
| Surplus / Deficit | +$251K |
| Total Assets | $35.0M |
| Total Liabilities | $30.1M |
| Net Assets | $4.9M |
| Operating Margin | 15.8% |
| Debt-to-Asset Ratio | 86.0% |
| Months of Reserves | 314.8 months |
Financial Health Grade: A
In 2023, Bear Creek Foundation Inc reported a surplus of $251K with revenue exceeding expenses, holds 314.8 months of operating reserves (strong position), has a debt-to-asset ratio of 86.0% (high leverage).
Financial Trends
Over 13 years of filings (2011–2023), Bear Creek Foundation Inc's revenue has grown at a compound annual growth rate (CAGR) of 13.7%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +22.9% | +23.8% | +28.3% |
| 2022 | +0.7% | +0.5% | +23.6% |
| 2021 | +3.3% | +5.4% | -1.8% |
| 2020 | -0.7% | -12.8% | -0.4% |
| 2019 | +0.5% | +11.2% | -1.5% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 2008 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Bear Creek Foundation Inc with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 15%
- programs: 80%
- fundraising: 5%
According to IRS 990 filings, Bear Creek Foundation Inc allocates its expenses as follows: admin: 15%, programs: 80%, fundraising: 5%. With 80% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $251K, with revenue exceeding expenses.
- Debt-to-asset ratio: 86.0%.
Executive Compensation Analysis
Executive compensation is reported as 0% across all available filings, suggesting either a fully volunteer executive leadership or compensation is structured in a way not reported as officer compensation on the 990, which is highly unusual for an organization with assets exceeding $35 million.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Bear Creek Foundation Inc's IRS 990 filings:
- No reported officer compensation for an organization with over $35 million in assets, which is unusual and could warrant further investigation into leadership structure and compensation practices.
Strengths
The following positive indicators were identified for Bear Creek Foundation Inc:
- Consistent financial surpluses, with revenue exceeding expenses in all reported periods (e.g., $1,587,238 revenue vs. $1,335,965 expenses in 2023).
- Significant and steady asset growth, from $10.8 million in 2014 to $35 million in 2023, indicating strong financial management and capacity building.
- Regular and consistent IRS 990 filings over 13 periods, demonstrating commitment to transparency and compliance.
- Low apparent administrative overhead due to no reported officer compensation, potentially allowing more funds for programs.
Frequently Asked Questions about Bear Creek Foundation Inc
Is Bear Creek Foundation Inc a legitimate charity?
Bear Creek Foundation Inc (EIN: 208519595) is a registered tax-exempt nonprofit based in Pennsylvania. Our AI analysis gives it a Mission Score of 85/100. It has 13 years of IRS 990 filings on record. Total revenue: $2.4M. 1 red flag identified. 4 strengths noted. Financial health grade: A.
How does Bear Creek Foundation Inc spend its money?
Bear Creek Foundation Inc directs 80% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.
Are donations to Bear Creek Foundation Inc tax-deductible?
Bear Creek Foundation Inc is registered as a tax-exempt nonprofit (EIN: 208519595). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How much does the Bear Creek Foundation Inc CEO make?
Bear Creek Foundation Inc's highest-compensated officer earns $35 annually. The organization reported $2.4M in total revenue. Executive compensation data is disclosed in IRS 990 filings.
What percentage of Bear Creek Foundation Inc's spending goes to programs?
Bear Creek Foundation Inc directs 80% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does Bear Creek Foundation Inc compare to similar nonprofits?
With a transparency score of 85/100 (Excellent), Bear Creek Foundation Inc is above average for NTEE category B82 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Bear Creek Foundation Inc located?
Bear Creek Foundation Inc is headquartered in Bear Crk Twp, Pennsylvania and files with the IRS under EIN 208519595. It is classified under NTEE code B82.
How many years of IRS 990 filings does Bear Creek Foundation Inc have?
Bear Creek Foundation Inc has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $2.4M in total revenue.
Is Bear Creek Foundation Inc a good charity?
Based on its consistent financial health, significant asset growth, and operational surpluses, Bear Creek Foundation Inc appears to be a well-managed organization. The absence of reported officer compensation is a unique characteristic that could indicate high efficiency or a different operational model.
How has the organization's financial health changed over time?
The organization has shown remarkable financial growth, with assets increasing from $10.8 million in 2014 to over $35 million in 2023. Revenue and expenses have also steadily increased, indicating expanding operations while maintaining a healthy surplus.
What is the significance of 0% officer compensation?
A 0% officer compensation suggests that the organization's top leadership may be entirely volunteer-based or compensated through non-traditional means not reported in this section of the 990. This can lead to lower administrative costs but might also raise questions about sustainability or the nature of leadership commitment for an organization of this size.
Filing History
IRS 990 filing history for Bear Creek Foundation Inc showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Bear Creek Foundation Inc's revenue has grown by 368.8%, moving from $339K to $1.6M. Total assets increased by 1719.4% over the same period, from $1.9M to $35.0M. Total functional expenses rose by 911.1%, from $132K to $1.3M. In its most recent filing year (2023), Bear Creek Foundation Inc reported a surplus of $251K, with revenue exceeding expenses. The organization holds $30.1M in liabilities against $35.0M in assets (debt-to-asset ratio: 86.0%), resulting in net assets of $4.9M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $1.6M | $1.3M | $35.0M | $30.1M | — | — |
| 2022 | $1.3M | $1.1M | $27.3M | $22.7M | — | View 990 |
| 2021 | $1.3M | $1.1M | $22.1M | $17.7M | — | View 990 |
| 2020 | $1.2M | $1.0M | $22.5M | $18.3M | — | View 990 |
| 2019 | $1.3M | $1.2M | $22.6M | $18.6M | — | View 990 |
| 2018 | $1.2M | $1.1M | $22.9M | $19.0M | — | View 990 |
| 2017 | $1.2M | $1.0M | $23.3M | $19.5M | — | — |
| 2016 | $1.5M | $1.0M | $22.8M | $19.2M | — | View 990 |
| 2015 | $579K | $166K | $21.7M | $18.6M | — | View 990 |
| 2014 | $397K | $114K | $10.8M | $8.2M | — | View 990 |
| 2013 | $361K | $96K | $2.4M | $35K | — | View 990 |
| 2012 | $385K | $159K | $2.2M | $67K | — | View 990 |
| 2011 | $339K | $132K | $1.9M | $32K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $1.6M, expenses of $1.3M, and assets of $35.0M (revenue +22.9% year-over-year).
- 2022: Revenue of $1.3M, expenses of $1.1M, and assets of $27.3M (revenue +0.7% year-over-year).
- 2021: Revenue of $1.3M, expenses of $1.1M, and assets of $22.1M (revenue +3.3% year-over-year).
- 2020: Revenue of $1.2M, expenses of $1.0M, and assets of $22.5M (revenue -0.7% year-over-year).
- 2019: Revenue of $1.3M, expenses of $1.2M, and assets of $22.6M (revenue +0.5% year-over-year).
- 2018: Revenue of $1.2M, expenses of $1.1M, and assets of $22.9M (revenue +5.6% year-over-year).
- 2017: Revenue of $1.2M, expenses of $1.0M, and assets of $23.3M (revenue -23.2% year-over-year).
- 2016: Revenue of $1.5M, expenses of $1.0M, and assets of $22.8M (revenue +165.3% year-over-year).
- 2015: Revenue of $579K, expenses of $166K, and assets of $21.7M (revenue +45.9% year-over-year).
- 2014: Revenue of $397K, expenses of $114K, and assets of $10.8M (revenue +10.1% year-over-year).
- 2013: Revenue of $361K, expenses of $96K, and assets of $2.4M (revenue -6.4% year-over-year).
- 2012: Revenue of $385K, expenses of $159K, and assets of $2.2M (revenue +13.8% year-over-year).
- 2011: Revenue of $339K, expenses of $132K, and assets of $1.9M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Bear Creek Foundation Inc:
Data Sources and Methodology
This transparency report for Bear Creek Foundation Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.