Bedford Bluffs Inc
Bedford Bluffs Inc shows strong revenue growth and positive net income in 2021, with no reported officer compensation.
EIN: 20263057 · Bedford, NH · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $285K |
| Total Expenses | $220K |
| Program Spending | 80% |
| Net Assets | $427K |
| Transparency Score | 85/100 |
Is Bedford Bluffs Inc Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Bedford Bluffs Inc directs 80% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Bedford Bluffs Inc
Bedford Bluffs Inc (EIN: 20263057) is a nonprofit organization based in Bedford, NH. The organization reported total revenue of $285K and total assets of $515K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Bedford Bluffs Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Bedford Bluffs Inc is a small nonprofit that has been operating for 63 years, with 11 years of IRS 990 filings on record (2011–2021). Revenue has grown at a compound annual rate of 4.2%.
Key Financial Metrics (2021)
From the most recent IRS 990 filing on record:
| Total Revenue | $285K |
| Total Expenses | $220K |
| Surplus / Deficit | +$65K |
| Total Assets | $515K |
| Total Liabilities | $89K |
| Net Assets | $427K |
| Operating Margin | 22.9% |
| Debt-to-Asset Ratio | 17.2% |
| Months of Reserves | 28.1 months |
Financial Health Grade: A
In 2021, Bedford Bluffs Inc reported a surplus of $65K with revenue exceeding expenses, holds 28.1 months of operating reserves (strong position), has a debt-to-asset ratio of 17.2% (very low leverage).
Financial Trends
Over 11 years of filings (2011–2021), Bedford Bluffs Inc's revenue has grown at a compound annual growth rate (CAGR) of 4.2%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2021 | +67.5% | +17.5% | +11.3% |
| 2020 | -21.3% | -19.6% | -6.1% |
| 2019 | -6.8% | +4.9% | -5.5% |
| 2018 | +2.7% | +5.6% | -0.5% |
| 2017 | -3.6% | -1.9% | +0.6% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1963 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Bedford Bluffs Inc with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 15%
- programs: 80%
- fundraising: 5%
According to IRS 990 filings, Bedford Bluffs Inc allocates its expenses as follows: admin: 15%, programs: 80%, fundraising: 5%. With 80% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2021)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $65K, with revenue exceeding expenses.
- Debt-to-asset ratio: 17.2%.
Executive Compensation Analysis
Executive compensation is reported as 0% across all available filings, indicating that no officers or key employees received compensation, which is highly unusual for an organization of this size and suggests a volunteer-led or very lean operational model.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Bedford Bluffs Inc's IRS 990 filings:
- NTEE Code is unknown, making it difficult to benchmark against similar organizations.
- Consistent 0% officer compensation might indicate reliance on external support or an entirely volunteer-run structure, which could pose sustainability risks if not properly managed.
Strengths
The following positive indicators were identified for Bedford Bluffs Inc:
- Consistent positive net assets, with assets ($515,475) significantly exceeding liabilities ($88,763) in 2021.
- Significant reduction in liabilities over the past decade, from $197,302 in 2012 to $88,763 in 2021.
- Strong revenue growth in the latest fiscal year (2021 revenue of $284,998, up from $170,148 in 2020).
- Zero reported officer compensation, suggesting a high proportion of funds are directed towards the mission.
- Consistent filing of IRS Form 990s for 11 periods, demonstrating good transparency.
Frequently Asked Questions about Bedford Bluffs Inc
Is Bedford Bluffs Inc a legitimate charity?
Bedford Bluffs Inc (EIN: 20263057) is a registered tax-exempt nonprofit based in New Hampshire. Our AI analysis gives it a Mission Score of 85/100. It has 11 years of IRS 990 filings on record. Total revenue: $285K. 2 red flags identified. 5 strengths noted. Financial health grade: A.
How does Bedford Bluffs Inc spend its money?
Bedford Bluffs Inc directs 80% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.
Are donations to Bedford Bluffs Inc tax-deductible?
Bedford Bluffs Inc is registered as a tax-exempt nonprofit (EIN: 20263057). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Bedford Bluffs Inc's spending goes to programs?
Bedford Bluffs Inc directs 80% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
Where is Bedford Bluffs Inc located?
Bedford Bluffs Inc is headquartered in Bedford, New Hampshire and files with the IRS under EIN 20263057.
How many years of IRS 990 filings does Bedford Bluffs Inc have?
Bedford Bluffs Inc has 11 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $285K in total revenue.
Is Bedford Bluffs Inc financially stable?
Yes, Bedford Bluffs Inc appears financially stable. Its assets have consistently been over $460,000, and liabilities have significantly decreased from $197,302 in 2012 to $88,763 in 2021. The organization also reported a positive net income of $65,202 in 2021.
How does Bedford Bluffs Inc manage executive compensation?
Bedford Bluffs Inc has reported 0% officer compensation in all available filings, indicating that no officers or key employees are compensated through the organization.
What is the trend in Bedford Bluffs Inc's revenue?
Revenue has fluctuated but shows a positive trend, with the highest reported revenue of $284,998 in 2021, a significant increase from $170,148 in 2020.
Filing History
IRS 990 filing history for Bedford Bluffs Inc showing financial trends over 11 years of public records:
Over 11 years of IRS 990 filings (2011–2021), Bedford Bluffs Inc's revenue has grown by 50.5%, moving from $189K to $285K. Total assets decreased by 8.8% over the same period, from $565K to $515K. Total functional expenses rose by 28.6%, from $171K to $220K. In its most recent filing year (2021), Bedford Bluffs Inc reported a surplus of $65K, with revenue exceeding expenses. The organization holds $89K in liabilities against $515K in assets (debt-to-asset ratio: 17.2%), resulting in net assets of $427K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2021 | $285K | $220K | $515K | $89K | — | — |
| 2020 | $170K | $187K | $463K | $102K | — | — |
| 2019 | $216K | $233K | $494K | $115K | — | View 990 |
| 2018 | $232K | $222K | $522K | $127K | — | View 990 |
| 2017 | $226K | $210K | $525K | $140K | — | View 990 |
| 2016 | $234K | $214K | $522K | $153K | — | View 990 |
| 2015 | $217K | $213K | $514K | $166K | — | View 990 |
| 2014 | $194K | $189K | $521K | $177K | — | View 990 |
| 2013 | $175K | $185K | $527K | $188K | — | View 990 |
| 2012 | $178K | $189K | $546K | $197K | — | View 990 |
| 2011 | $189K | $171K | $565K | $205K | — | View 990 |
Year-by-Year Financial Summary
- 2021: Revenue of $285K, expenses of $220K, and assets of $515K (revenue +67.5% year-over-year).
- 2020: Revenue of $170K, expenses of $187K, and assets of $463K (revenue -21.3% year-over-year).
- 2019: Revenue of $216K, expenses of $233K, and assets of $494K (revenue -6.8% year-over-year).
- 2018: Revenue of $232K, expenses of $222K, and assets of $522K (revenue +2.7% year-over-year).
- 2017: Revenue of $226K, expenses of $210K, and assets of $525K (revenue -3.6% year-over-year).
- 2016: Revenue of $234K, expenses of $214K, and assets of $522K (revenue +8.0% year-over-year).
- 2015: Revenue of $217K, expenses of $213K, and assets of $514K (revenue +11.7% year-over-year).
- 2014: Revenue of $194K, expenses of $189K, and assets of $521K (revenue +11.1% year-over-year).
- 2013: Revenue of $175K, expenses of $185K, and assets of $527K (revenue -1.5% year-over-year).
- 2012: Revenue of $178K, expenses of $189K, and assets of $546K (revenue -6.2% year-over-year).
- 2011: Revenue of $189K, expenses of $171K, and assets of $565K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Bedford Bluffs Inc:
Data Sources and Methodology
This transparency report for Bedford Bluffs Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.