Belle Zeller Scholarship Trust Fund
Belle Zeller Scholarship Trust Fund maintains strong assets and zero officer compensation amidst fluctuating revenues.
EIN: 132987256 · Edgewater, NJ · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $156K |
| Total Expenses | $75K |
| Program Spending | 90% |
| CEO/Top Officer Pay | $691,872. |
| Net Assets | $548K |
| Transparency Score | 90/100 |
Is Belle Zeller Scholarship Trust Fund Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Belle Zeller Scholarship Trust Fund directs 90% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Belle Zeller Scholarship Trust Fund
Belle Zeller Scholarship Trust Fund (EIN: 132987256) is a nonprofit organization based in Edgewater, NJ. The organization reported total revenue of $156K and total assets of $692K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Belle Zeller Scholarship Trust Fund's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Belle Zeller Scholarship Trust Fund is a small nonprofit that has been operating for 47 years, with 3 years of IRS 990 filings on record (2018–2023). Revenue has grown at a compound annual rate of 13.7%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $61K |
| Total Expenses | $75K |
| Surplus / Deficit | $-13,860 |
| Total Assets | $552K |
| Total Liabilities | $5K |
| Net Assets | $548K |
| Operating Margin | -22.8% |
| Debt-to-Asset Ratio | 0.8% |
| Months of Reserves | 88.9 months |
Financial Health Grade: B
In 2023, Belle Zeller Scholarship Trust Fund reported a deficit of $14K with expenses exceeding revenue, holds 88.9 months of operating reserves (strong position), has a debt-to-asset ratio of 0.8% (very low leverage).
Financial Trends
Over 3 years of filings (2018–2023), Belle Zeller Scholarship Trust Fund's revenue has grown at a compound annual growth rate (CAGR) of 13.7%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | -58.0% | +14.7% | -12.0% |
| 2021 | +352.3% | +166.9% | +22.1% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1200 |
| IRS Ruling Date | 1979 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Belle Zeller Scholarship Trust Fund with a Mission Score of 90 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 5%
- programs: 90%
- fundraising: 5%
According to IRS 990 filings, Belle Zeller Scholarship Trust Fund allocates its expenses as follows: admin: 5%, programs: 90%, fundraising: 5%. With 90% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $14K, with expenses exceeding revenue.
- Debt-to-asset ratio: 0.8%.
Executive Compensation Analysis
Executive compensation is reported as 0% across all available filings, indicating that the organization's leadership is either entirely volunteer-based or compensated through non-officer channels, which is highly efficient for an organization of its size with current assets of $691,872.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Belle Zeller Scholarship Trust Fund's IRS 990 filings:
- Fluctuating revenue streams, making future income less predictable.
Strengths
The following positive indicators were identified for Belle Zeller Scholarship Trust Fund:
- Consistent 0% officer compensation, indicating highly efficient use of funds.
- Strong and growing asset base, increasing from $513,520 in 2018 to $691,872 currently.
- Very low liabilities, indicating strong financial health and minimal debt.
- Regular IRS 990 filings, demonstrating good transparency.
Frequently Asked Questions about Belle Zeller Scholarship Trust Fund
Is Belle Zeller Scholarship Trust Fund a legitimate charity?
Belle Zeller Scholarship Trust Fund (EIN: 132987256) is a registered tax-exempt nonprofit based in New Jersey. Our AI analysis gives it a Mission Score of 90/100. It has 3 years of IRS 990 filings on record. Total revenue: $156K. 1 red flag identified. 4 strengths noted. Financial health grade: B.
How does Belle Zeller Scholarship Trust Fund spend its money?
Belle Zeller Scholarship Trust Fund directs 90% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.
Are donations to Belle Zeller Scholarship Trust Fund tax-deductible?
Belle Zeller Scholarship Trust Fund is registered as a tax-exempt nonprofit (EIN: 132987256). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How much does the Belle Zeller Scholarship Trust Fund CEO make?
Belle Zeller Scholarship Trust Fund's highest-compensated officer earns $691,872. annually. The organization reported $156K in total revenue. Executive compensation data is disclosed in IRS 990 filings.
What percentage of Belle Zeller Scholarship Trust Fund's spending goes to programs?
Belle Zeller Scholarship Trust Fund directs 90% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
Where is Belle Zeller Scholarship Trust Fund located?
Belle Zeller Scholarship Trust Fund is headquartered in Edgewater, New Jersey and files with the IRS under EIN 132987256.
How many years of IRS 990 filings does Belle Zeller Scholarship Trust Fund have?
Belle Zeller Scholarship Trust Fund has 3 years of IRS 990 filings on record at NonprofitSpending. Additional filing years may become available as the IRS releases new data. The most recent filing shows $156K in total revenue.
Is the Belle Zeller Scholarship Trust Fund a good charity?
Based on the available data, the Belle Zeller Scholarship Trust Fund appears to be a good charity. It maintains a strong asset base ($691,872), consistently reports 0% officer compensation, and has a history of regular IRS 990 filings, all indicating financial health and efficient operations.
How has the organization's revenue trended?
The organization's revenue has fluctuated significantly: $31,913 in 2018, $144,358 in 2021, $60,687 in 2023, and a current reported revenue of $156,308. This indicates variability in its income streams.
What is the organization's financial stability?
The Belle Zeller Scholarship Trust Fund demonstrates strong financial stability, with assets growing from $513,520 in 2018 to $691,872 currently, and liabilities remaining very low (e.g., $4,511 in 2023) or zero in other periods.
Filing History
IRS 990 filing history for Belle Zeller Scholarship Trust Fund showing financial trends over 3 years of public records:
Over 3 years of IRS 990 filings (2018–2023), Belle Zeller Scholarship Trust Fund's revenue has grown by 90.2%, moving from $32K to $61K. Total assets increased by 7.5% over the same period, from $514K to $552K. Total functional expenses rose by 206%, from $24K to $75K. In its most recent filing year (2023), Belle Zeller Scholarship Trust Fund reported a deficit of $14K, with expenses exceeding revenue. The organization holds $5K in liabilities against $552K in assets (debt-to-asset ratio: 0.8%), resulting in net assets of $548K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $61K | $75K | $552K | $5K | — | — |
| 2021 | $144K | $65K | $627K | $0 | — | View 990 |
| 2018 | $32K | $24K | $514K | $0 | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $61K, expenses of $75K, and assets of $552K (revenue -58.0% year-over-year).
- 2021: Revenue of $144K, expenses of $65K, and assets of $627K (revenue +352.3% year-over-year).
- 2018: Revenue of $32K, expenses of $24K, and assets of $514K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Belle Zeller Scholarship Trust Fund:
Data Sources and Methodology
This transparency report for Belle Zeller Scholarship Trust Fund is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.