Bellpoint Independent Living Inc
Bellpoint Independent Living Inc. faces persistent operating deficits and declining assets over the past decade.
EIN: 201957797 · Little Rock, AR · NTEE: L21 · Updated: 2026-03-28
Is Bellpoint Independent Living Inc Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Bellpoint Independent Living Inc directs 75% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Bellpoint Independent Living Inc
Bellpoint Independent Living Inc (EIN: 201957797) is a nonprofit organization based in Little Rock, AR, classified under NTEE code L21. The organization reported total revenue of $111K and total assets of $471K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Bellpoint Independent Living Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Bellpoint Independent Living Inc is a small nonprofit that has been operating for 21 years, with 12 years of IRS 990 filings on record (2012–2023). Revenue has grown at a compound annual rate of 2.7%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $110K |
| Total Expenses | $165K |
| Surplus / Deficit | $-54,777 |
| Total Assets | $512K |
| Total Liabilities | $14K |
| Net Assets | $498K |
| Operating Margin | -49.9% |
| Debt-to-Asset Ratio | 2.8% |
| Months of Reserves | 37.4 months |
Financial Health Grade: B
In 2023, Bellpoint Independent Living Inc reported a deficit of $55K with expenses exceeding revenue, holds 37.4 months of operating reserves (strong position), has a debt-to-asset ratio of 2.8% (very low leverage).
Financial Trends
Over 12 years of filings (2012–2023), Bellpoint Independent Living Inc's revenue has grown at a compound annual growth rate (CAGR) of 2.7%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +4.2% | +9.9% | -9.5% |
| 2022 | -0.3% | +0.6% | -6.9% |
| 2021 | +3.1% | +13.8% | -7.0% |
| 2020 | +4.7% | -12.1% | -4.1% |
| 2019 | +3.9% | +11.8% | -6.8% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 2005 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Bellpoint Independent Living Inc with a Mission Score of 55 out of 100 (Fair). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 15%
- programs: 75%
- fundraising: 10%
According to IRS 990 filings, Bellpoint Independent Living Inc allocates its expenses as follows: admin: 15%, programs: 75%, fundraising: 10%. With 75% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $55K, with expenses exceeding revenue.
- Debt-to-asset ratio: 2.8%.
Executive Compensation Analysis
Executive compensation is reported as 0% across all available filings, indicating that no officers or key employees receive salaries, which is highly commendable for a small organization with annual revenues around $100,000.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Bellpoint Independent Living Inc's IRS 990 filings:
- Consistent operating deficits (e.g., $109,736 revenue vs. $164,513 expenses in 2023).
- Significant decline in total assets over the past decade (from $867,415 in 2014 to $512,060 in 2023).
- Expenses consistently exceeding revenue for at least 10 consecutive years.
Strengths
The following positive indicators were identified for Bellpoint Independent Living Inc:
- 0% officer compensation reported across all filings, indicating efficient use of funds at the executive level.
- Low and stable liabilities, suggesting deficits are not leading to accumulating debt.
- Consistent filing of IRS 990 forms, demonstrating transparency.
Frequently Asked Questions about Bellpoint Independent Living Inc
Is Bellpoint Independent Living Inc a legitimate charity?
Based on AI analysis of IRS 990 filings, Bellpoint Independent Living Inc (EIN: 201957797) some concerns. Mission Score: 55/100. 3 red flags identified, 3 strengths noted.
How does Bellpoint Independent Living Inc spend its money?
Bellpoint Independent Living Inc directs 75% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Bellpoint Independent Living Inc tax-deductible?
Bellpoint Independent Living Inc is registered as a tax-exempt nonprofit (EIN: 201957797). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
Is Bellpoint Independent Living Inc. financially sustainable?
Based on the consistent operating deficits (e.g., $109,736 revenue vs. $164,513 expenses in 2023) and the steady decline in assets from $867,415 in 2014 to $512,060 in 2023, the organization's current financial model appears unsustainable in the long term without significant changes to revenue generation or expense management.
Why are assets declining so significantly?
Assets are declining because the organization's expenses consistently exceed its revenues. The deficits (e.g., $54,777 in 2023) are being covered by drawing down the organization's existing asset base, rather than through new income or debt.
What is the organization doing to address its operating deficits?
The provided IRS 990 data does not detail specific strategies to address the operating deficits. However, the consistent pattern suggests that current financial management has not yet resolved the imbalance between revenue and expenses.
Filing History
IRS 990 filing history for Bellpoint Independent Living Inc showing financial trends over 12 years of public records:
Over 12 years of IRS 990 filings (2012–2023), Bellpoint Independent Living Inc's revenue has grown by 34.7%, moving from $81K to $110K. Total assets decreased by 50.2% over the same period, from $1.0M to $512K. Total functional expenses rose by 127%, from $72K to $165K. In its most recent filing year (2023), Bellpoint Independent Living Inc reported a deficit of $55K, with expenses exceeding revenue. The organization holds $14K in liabilities against $512K in assets (debt-to-asset ratio: 2.8%), resulting in net assets of $498K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $110K | $165K | $512K | $14K | — | View 990 |
| 2022 | $105K | $150K | $566K | $13K | — | View 990 |
| 2021 | $106K | $149K | $608K | $10K | — | View 990 |
| 2020 | $103K | $131K | $653K | $13K | — | View 990 |
| 2019 | $98K | $149K | $682K | $13K | — | View 990 |
| 2018 | $94K | $133K | $731K | $12K | — | View 990 |
| 2017 | $94K | $125K | $768K | $9K | — | View 990 |
| 2016 | $93K | $124K | $794K | $6K | — | View 990 |
| 2015 | $93K | $123K | $828K | $8K | — | View 990 |
| 2014 | $113K | $140K | $867K | $17K | — | View 990 |
| 2013 | $97K | $140K | $897K | $1.2M | — | View 990 |
| 2012 | $81K | $72K | $1.0M | $1.2M | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $110K, expenses of $165K, and assets of $512K (revenue +4.2% year-over-year).
- 2022: Revenue of $105K, expenses of $150K, and assets of $566K (revenue -0.3% year-over-year).
- 2021: Revenue of $106K, expenses of $149K, and assets of $608K (revenue +3.1% year-over-year).
- 2020: Revenue of $103K, expenses of $131K, and assets of $653K (revenue +4.7% year-over-year).
- 2019: Revenue of $98K, expenses of $149K, and assets of $682K (revenue +3.9% year-over-year).
- 2018: Revenue of $94K, expenses of $133K, and assets of $731K (revenue -0.2% year-over-year).
- 2017: Revenue of $94K, expenses of $125K, and assets of $768K (revenue +1.9% year-over-year).
- 2016: Revenue of $93K, expenses of $124K, and assets of $794K (revenue +-0.0% year-over-year).
- 2015: Revenue of $93K, expenses of $123K, and assets of $828K (revenue -18.0% year-over-year).
- 2014: Revenue of $113K, expenses of $140K, and assets of $867K (revenue +16.7% year-over-year).
- 2013: Revenue of $97K, expenses of $140K, and assets of $897K (revenue +19.0% year-over-year).
- 2012: Revenue of $81K, expenses of $72K, and assets of $1.0M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Bellpoint Independent Living Inc:
Data Sources and Methodology
This transparency report for Bellpoint Independent Living Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.