Ben Franklin Swim Club
Ben Franklin Swim Club: Consistent Operations, Limited Growth
EIN: 221810079 · Lawrenceville, NJ · NTEE: N67 · Updated: 2026-04-04
Is Ben Franklin Swim Club Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Ben Franklin Swim Club directs 80% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Ben Franklin Swim Club
Ben Franklin Swim Club (EIN: 221810079) is a nonprofit organization based in Lawrenceville, NJ, classified under NTEE code N67. The organization reported total revenue of $265K and total assets of $82K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Ben Franklin Swim Club's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Ben Franklin Swim Club with a Mission Score of 75 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 10%
- programs: 80%
- fundraising: 10%
According to IRS 990 filings, Ben Franklin Swim Club allocates its expenses as follows: admin: 10%, programs: 80%, fundraising: 10%. With 80% directed toward programs, this reflects a strong commitment to its charitable mission.
Executive Compensation Analysis
Executive compensation cannot be assessed as specific figures for individual executives are not provided in the available data.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Ben Franklin Swim Club's IRS 990 filings:
- Revenue growth has been modest, with a slight decline from 2012 to 2014.
- Expenses have consistently exceeded revenue in several years (e.g., 2014, 2013), leading to net losses.
Strengths
The following positive indicators were identified for Ben Franklin Swim Club:
- Maintains a positive asset base despite operational losses.
- No reported loans, suggesting financial independence from external debt.
- Consistent filing of financial data over several years.
Frequently Asked Questions about Ben Franklin Swim Club
Is Ben Franklin Swim Club a legitimate charity?
Based on AI analysis of IRS 990 filings, Ben Franklin Swim Club (EIN: 221810079) some concerns. Mission Score: 75/100. 2 red flags identified, 3 strengths noted.
How does Ben Franklin Swim Club spend its money?
Ben Franklin Swim Club directs 80% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Ben Franklin Swim Club tax-deductible?
Ben Franklin Swim Club is registered as a tax-exempt nonprofit (EIN: 221810079). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What does Ben Franklin Swim Club do?
Ben Franklin Swim Club is a nonprofit organization in the Recreation & Sports sector, located in Lawrenceville, New Jersey. It is classified under NTEE code N67.
How much revenue does Ben Franklin Swim Club have?
Ben Franklin Swim Club reported total revenue of $264,572. Based on 4 IRS 990 filings on record.
What are Ben Franklin Swim Club's total assets?
Ben Franklin Swim Club holds total assets of $82,242 as reported in IRS 990 filings.
Where is Ben Franklin Swim Club located?
Ben Franklin Swim Club is based in Lawrenceville, New Jersey.
What is Ben Franklin Swim Club's EIN?
Ben Franklin Swim Club's Employer Identification Number (EIN) is 221810079. This is the unique tax ID assigned by the IRS for tax-exempt organizations.
What type of nonprofit is Ben Franklin Swim Club?
Ben Franklin Swim Club is classified under NTEE code N67 (Recreation & Sports).
Is Ben Franklin Swim Club a registered 501(c)(3)?
Yes, Ben Franklin Swim Club is recognized as a tax-exempt organization by the IRS. EIN: 221810079.
Does Ben Franklin Swim Club file IRS Form 990?
Yes, Ben Franklin Swim Club has 4 IRS Form 990 filings on record. The most recent covers tax period 201412.
What was Ben Franklin Swim Club's revenue in 2014?
In the 201412 filing period, Ben Franklin Swim Club reported total revenue of $211,004, total expenses of $221,653, and net assets of $39,239.
Is Ben Franklin Swim Club's revenue growing or declining?
Ben Franklin Swim Club's revenue is growing. Revenue went from $196,152 (201312) to $211,004 (201412), a +7.6% change. Based on 4 filings on record.
What is Ben Franklin Swim Club's most recent 990 filing?
The most recent IRS Form 990 filing for Ben Franklin Swim Club covers tax period 201412. It shows revenue of $211,004, expenses of $221,653, total assets of $39,239, and liabilities of $15,000.
How much does Ben Franklin Swim Club spend on programs vs administration?
Based on IRS 990 analysis, Ben Franklin Swim Club allocates approximately 80% of expenses to program services, 10% to administrative costs, and 10% to fundraising. This indicates strong program focus.
Is Ben Franklin Swim Club a trustworthy charity?
Based on AI analysis of IRS 990 data, Ben Franklin Swim Club appears trustworthy. Mission Score: 75/100 (Good). 2 red flags identified. 3 strengths noted.
What are the red flags for Ben Franklin Swim Club?
The following concerns were identified: Revenue growth has been modest, with a slight decline from 2012 to 2014.. Expenses have consistently exceeded revenue in several years (e.g., 2014, 2013), leading to net losses.. These flags are based on automated analysis of IRS 990 public filings and should be verified independently.
What are Ben Franklin Swim Club's strengths?
Positive indicators for Ben Franklin Swim Club include: Maintains a positive asset base despite operational losses.. No reported loans, suggesting financial independence from external debt.. Consistent filing of financial data over several years.. These findings are derived from AI analysis of the organization's financial filings.
How does Ben Franklin Swim Club compensate executives?
Executive compensation cannot be assessed as specific figures for individual executives are not provided in the available data. Executive compensation data is sourced from IRS 990 filings, which require disclosure of officer, director, and key employee pay.
Given the consistent operational losses (e.g., $10,649 in 2014 and $28,338 in 2013), how does the organization sustain its operations and maintain its asset base?
The organization appears to be drawing down on its accumulated assets or reserves to cover operational shortfalls, as indicated by the decrease in assets from $63,677 in 2012 to $39,239 in 2014, while still avoiding external loans.
Filing History
IRS 990 filing history for Ben Franklin Swim Club showing financial trends over 4 years of public records:
Over 4 years of IRS 990 filings (2011–2014), Ben Franklin Swim Club's revenue has grown by 15.4%, moving from $183K to $211K. Total assets decreased by 42.3% over the same period, from $68K to $39K. Total functional expenses rose by 27.4%, from $174K to $222K. In its most recent filing year (2014), Ben Franklin Swim Club reported a deficit of $11K, with expenses exceeding revenue. The organization holds $15K in liabilities against $39K in assets (debt-to-asset ratio: 38.2%), resulting in net assets of $24K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. | |
|---|---|---|---|---|---|---|
| 2014 | $211K | $222K | $39K | $15K | — | View 990 |
| 2013 | $196K | $224K | $35K | $0 | — | View 990 |
| 2012 | $194K | $199K | $64K | $0 | — | View 990 |
| 2011 | $183K | $174K | $68K | $0 | — | View 990 |
Year-by-Year Financial Summary
- 2014: Revenue of $211K, expenses of $222K, and assets of $39K (revenue +7.6% year-over-year).
- 2013: Revenue of $196K, expenses of $224K, and assets of $35K (revenue +0.9% year-over-year).
- 2012: Revenue of $194K, expenses of $199K, and assets of $64K (revenue +6.3% year-over-year).
- 2011: Revenue of $183K, expenses of $174K, and assets of $68K.
Data Sources and Methodology
This transparency report for Ben Franklin Swim Club is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.