Berrien Health Plan Corp
Berrien Health Plan Corp reports $0 revenue and assets in latest filing, indicating potential cessation of operations.
EIN: 201595861 · Benton Harbor, MI · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Expenses | $1.4M |
| Transparency Score | 10/100 |
Is Berrien Health Plan Corp Legit?
Significant Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
About Berrien Health Plan Corp
Berrien Health Plan Corp (EIN: 201595861) is a nonprofit organization based in Benton Harbor, MI. The organization reported total revenue of $0 and total assets of $0 according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Berrien Health Plan Corp's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Berrien Health Plan Corp is a small nonprofit, with 5 years of IRS 990 filings on record (2011–2015). Revenue has grown at a compound annual rate of -43.6%.
Key Financial Metrics (2015)
From the most recent IRS 990 filing on record:
| Total Revenue | $260K |
| Total Expenses | $1.4M |
| Surplus / Deficit | $-1,104,603 |
| Total Assets | $0 |
| Net Assets | $0 |
| Operating Margin | -425.4% |
| Months of Reserves | 0.0 months |
Financial Health Grade: C
In 2015, Berrien Health Plan Corp reported a deficit of $1.1M with expenses exceeding revenue, holds 0.0 months of operating reserves (limited).
Financial Trends
Over 5 years of filings (2011–2015), Berrien Health Plan Corp's revenue has declined at a compound annual growth rate (CAGR) of -43.6%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2015 | -88.1% | -20.6% | -100.0% |
| 2014 | +2.0% | -22.0% | +32.7% |
| 2013 | +5.7% | +4.7% | -30.8% |
| 2012 | -20.9% | -15.4% | +4.7% |
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Berrien Health Plan Corp with a Mission Score of 10 out of 100 (Very Poor). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 0%
- programs: 0%
- fundraising: 0%
According to IRS 990 filings, Berrien Health Plan Corp allocates its expenses as follows: admin: 0%, programs: 0%, fundraising: 0%.
Key Financial Metrics (2015)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $1.1M, with expenses exceeding revenue.
Executive Compensation Analysis
Executive compensation was consistently reported as 0% of expenses across all provided filings, indicating that no officer salaries were paid or that they were negligible relative to the organization's size when it was operational.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Berrien Health Plan Corp's IRS 990 filings:
- Latest filing shows $0 revenue and $0 assets, indicating potential insolvency or closure.
- Significant negative net income in 2015 ($259,649 revenue vs. $1,364,252 expenses).
- Complete disappearance of assets from over $1 million in 2014 to $0 in the latest filing.
Strengths
The following positive indicators were identified for Berrien Health Plan Corp:
- Historically reported 0% officer compensation, indicating efficient use of funds for leadership costs when operational.
Frequently Asked Questions about Berrien Health Plan Corp
Is Berrien Health Plan Corp a legitimate charity?
Based on AI analysis of IRS 990 filings, Berrien Health Plan Corp (EIN: 201595861) significant concerns. Mission Score: 10/100. 3 red flags identified, 1 strength noted.
How does Berrien Health Plan Corp spend its money?
Detailed spending breakdown data is not yet available for Berrien Health Plan Corp. Check back for updated IRS 990 analysis.
Are donations to Berrien Health Plan Corp tax-deductible?
Berrien Health Plan Corp is registered as a tax-exempt nonprofit (EIN: 201595861). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
Where is Berrien Health Plan Corp located?
Berrien Health Plan Corp is headquartered in Benton Harbor, Michigan and files with the IRS under EIN 201595861.
How many years of IRS 990 filings does Berrien Health Plan Corp have?
Berrien Health Plan Corp has 5 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends.
Is Berrien Health Plan Corp still operational?
Based on the latest reported revenue of $0 and assets of $0, it is highly unlikely that Berrien Health Plan Corp is still actively operational in the same capacity as in previous years.
What happened to Berrien Health Plan Corp's assets?
The organization reported assets of $1,117,846 in 2014, but the latest filing shows $0 in assets, suggesting a liquidation or transfer of all assets.
Why did Berrien Health Plan Corp's revenue drop to $0?
The provided data does not specify the reason for the drastic drop in revenue from millions to $0, but it strongly suggests a cessation of primary funding sources or operational activities.
Filing History
IRS 990 filing history for Berrien Health Plan Corp showing financial trends over 5 years of public records:
Over 5 years of IRS 990 filings (2011–2015), Berrien Health Plan Corp's revenue has declined by 89.9%, moving from $2.6M to $260K. Total assets decreased by 100% over the same period, from $1.2M to $0. Total functional expenses fell by 45.2%, from $2.5M to $1.4M. In its most recent filing year (2015), Berrien Health Plan Corp reported a deficit of $1.1M, with expenses exceeding revenue.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2015 | $260K | $1.4M | $0 | $0 | — | View 990 |
| 2014 | $2.2M | $1.7M | $1.1M | $13K | — | View 990 |
| 2013 | $2.1M | $2.2M | $842K | $203K | — | View 990 |
| 2012 | $2.0M | $2.1M | $1.2M | $515K | — | View 990 |
| 2011 | $2.6M | $2.5M | $1.2M | $380K | — | View 990 |
Year-by-Year Financial Summary
- 2015: Revenue of $260K, expenses of $1.4M, and assets of $0 (revenue -88.1% year-over-year).
- 2014: Revenue of $2.2M, expenses of $1.7M, and assets of $1.1M (revenue +2.0% year-over-year).
- 2013: Revenue of $2.1M, expenses of $2.2M, and assets of $842K (revenue +5.7% year-over-year).
- 2012: Revenue of $2.0M, expenses of $2.1M, and assets of $1.2M (revenue -20.9% year-over-year).
- 2011: Revenue of $2.6M, expenses of $2.5M, and assets of $1.2M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Berrien Health Plan Corp:
Data Sources and Methodology
This transparency report for Berrien Health Plan Corp is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.