Better Business Bureau Of New Hampshire Inc
Better Business Bureau of New Hampshire experiences recent operating deficits despite growing assets.
EIN: 20437330 · Concord, NH · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $904K |
| Total Expenses | $1.1M |
| Program Spending | 75% |
| CEO/Top Officer Pay | $1 |
| Net Assets | $2.6M |
| Transparency Score | 75/100 |
Is Better Business Bureau Of New Hampshire Inc Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Better Business Bureau Of New Hampshire Inc directs 75% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Better Business Bureau Of New Hampshire Inc
Better Business Bureau Of New Hampshire Inc (EIN: 20437330) is a nonprofit organization based in Concord, NH. The organization reported total revenue of $904K and total assets of $2.5M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Better Business Bureau Of New Hampshire Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Better Business Bureau Of New Hampshire Inc is a small nonprofit that has been operating for 36 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 0.6%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $1.0M |
| Total Expenses | $1.1M |
| Surplus / Deficit | $-47,699 |
| Total Assets | $2.6M |
| Total Liabilities | $63 |
| Net Assets | $2.6M |
| Operating Margin | -4.6% |
| Debt-to-Asset Ratio | 0.0% |
| Months of Reserves | 29.3 months |
Financial Health Grade: B
In 2023, Better Business Bureau Of New Hampshire Inc reported a deficit of $48K with expenses exceeding revenue, holds 29.3 months of operating reserves (strong position), has a debt-to-asset ratio of 0.0% (very low leverage).
Financial Trends
Over 13 years of filings (2011–2023), Better Business Bureau Of New Hampshire Inc's revenue has grown at a compound annual growth rate (CAGR) of 0.6%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +15.6% | +6.3% | +1.8% |
| 2022 | -4.0% | +26.0% | -4.6% |
| 2021 | -4.2% | -3.3% | +4.8% |
| 2020 | -5.6% | -5.8% | +5.6% |
| 2019 | +2.8% | -2.3% | +6.2% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1990 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Better Business Bureau Of New Hampshire Inc with a Mission Score of 75 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 15%
- programs: 75%
- fundraising: 10%
According to IRS 990 filings, Better Business Bureau Of New Hampshire Inc allocates its expenses as follows: admin: 15%, programs: 75%, fundraising: 10%. With 75% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $48K, with expenses exceeding revenue.
- Debt-to-asset ratio: 0.0%.
Executive Compensation Analysis
The organization consistently reports 0% officer compensation across all available filings, which is unusual for an organization of its size with over $1 million in annual expenses, suggesting either a fully volunteer executive team or compensation being reported under other expense categories.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Better Business Bureau Of New Hampshire Inc's IRS 990 filings:
- Expenses exceeding revenue in recent years (2022 and 2023)
- Unusually low (0%) reported officer compensation, potentially obscuring true executive costs
Strengths
The following positive indicators were identified for Better Business Bureau Of New Hampshire Inc:
- Consistent growth in assets over the past decade, reaching $2,624,856 in 2023
- Very low liabilities across all reported periods, indicating strong debt management
- Consistent filing of IRS Form 990s, demonstrating transparency in reporting
Frequently Asked Questions about Better Business Bureau Of New Hampshire Inc
Is Better Business Bureau Of New Hampshire Inc a legitimate charity?
Better Business Bureau Of New Hampshire Inc (EIN: 20437330) is a registered tax-exempt nonprofit based in New Hampshire. Our AI analysis gives it a Mission Score of 75/100. It has 13 years of IRS 990 filings on record. Total revenue: $904K. 2 red flags identified. 3 strengths noted. Financial health grade: B.
How does Better Business Bureau Of New Hampshire Inc spend its money?
Better Business Bureau Of New Hampshire Inc directs 75% of its spending to programs and services. Fundraising costs 10%. This exceeds the 65% industry benchmark.
Are donations to Better Business Bureau Of New Hampshire Inc tax-deductible?
Better Business Bureau Of New Hampshire Inc is registered as a tax-exempt nonprofit (EIN: 20437330). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How much does the Better Business Bureau Of New Hampshire Inc CEO make?
Better Business Bureau Of New Hampshire Inc's highest-compensated officer earns $1 annually. The organization reported $904K in total revenue. Executive compensation data is disclosed in IRS 990 filings.
What percentage of Better Business Bureau Of New Hampshire Inc's spending goes to programs?
Better Business Bureau Of New Hampshire Inc directs 75% to programs, 10% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
Where is Better Business Bureau Of New Hampshire Inc located?
Better Business Bureau Of New Hampshire Inc is headquartered in Concord, New Hampshire and files with the IRS under EIN 20437330.
How many years of IRS 990 filings does Better Business Bureau Of New Hampshire Inc have?
Better Business Bureau Of New Hampshire Inc has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $904K in total revenue.
Why has the organization's expenses exceeded its revenue in the last two reported periods (2022 and 2023)?
In 2023, expenses were $1,076,100 against revenues of $1,028,401, and in 2022, expenses of $1,012,151 surpassed revenues of $889,702. This trend suggests the organization is either drawing down on reserves or experiencing increased operational costs not fully covered by current income.
How does the organization sustain operations with 0% reported officer compensation?
The consistent reporting of 0% officer compensation across all filings is highly unusual for an organization with annual expenses exceeding $1 million. This could indicate that executive leadership is entirely volunteer-based, or that compensation for key management is categorized under other expense lines, which would require a deeper dive into the detailed expense breakdown.
What is the primary source of the organization's revenue?
While the filings show total revenue, the specific breakdown of revenue sources (e.g., membership fees, donations, program service revenue) is not provided in the summary data, making it difficult to assess revenue diversification.
Filing History
IRS 990 filing history for Better Business Bureau Of New Hampshire Inc showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Better Business Bureau Of New Hampshire Inc's revenue has grown by 7.6%, moving from $956K to $1.0M. Total assets increased by 105.4% over the same period, from $1.3M to $2.6M. Total functional expenses rose by 50.2%, from $716K to $1.1M. In its most recent filing year (2023), Better Business Bureau Of New Hampshire Inc reported a deficit of $48K, with expenses exceeding revenue. The organization holds $63 in liabilities against $2.6M in assets (debt-to-asset ratio: 0.0%), resulting in net assets of $2.6M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $1.0M | $1.1M | $2.6M | $63 | — | View 990 |
| 2022 | $890K | $1.0M | $2.6M | $39 | — | View 990 |
| 2021 | $926K | $803K | $2.7M | $128 | — | — |
| 2020 | $967K | $830K | $2.6M | $126 | — | — |
| 2019 | $1.0M | $881K | $2.4M | $3 | — | View 990 |
| 2018 | $996K | $902K | $2.3M | $28 | — | View 990 |
| 2017 | $1.1M | $925K | $2.2M | $12 | — | View 990 |
| 2016 | $966K | $855K | $2.1M | $69 | — | View 990 |
| 2015 | $939K | $854K | $1.9M | $18 | — | View 990 |
| 2014 | $980K | $824K | $1.9M | $13 | — | View 990 |
| 2013 | $955K | $762K | $1.7M | $150 | — | View 990 |
| 2012 | $1.0M | $781K | $1.5M | $960 | — | View 990 |
| 2011 | $956K | $716K | $1.3M | $100 | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $1.0M, expenses of $1.1M, and assets of $2.6M (revenue +15.6% year-over-year).
- 2022: Revenue of $890K, expenses of $1.0M, and assets of $2.6M (revenue -4.0% year-over-year).
- 2021: Revenue of $926K, expenses of $803K, and assets of $2.7M (revenue -4.2% year-over-year).
- 2020: Revenue of $967K, expenses of $830K, and assets of $2.6M (revenue -5.6% year-over-year).
- 2019: Revenue of $1.0M, expenses of $881K, and assets of $2.4M (revenue +2.8% year-over-year).
- 2018: Revenue of $996K, expenses of $902K, and assets of $2.3M (revenue -7.1% year-over-year).
- 2017: Revenue of $1.1M, expenses of $925K, and assets of $2.2M (revenue +11.0% year-over-year).
- 2016: Revenue of $966K, expenses of $855K, and assets of $2.1M (revenue +2.8% year-over-year).
- 2015: Revenue of $939K, expenses of $854K, and assets of $1.9M (revenue -4.2% year-over-year).
- 2014: Revenue of $980K, expenses of $824K, and assets of $1.9M (revenue +2.6% year-over-year).
- 2013: Revenue of $955K, expenses of $762K, and assets of $1.7M (revenue -5.4% year-over-year).
- 2012: Revenue of $1.0M, expenses of $781K, and assets of $1.5M (revenue +5.6% year-over-year).
- 2011: Revenue of $956K, expenses of $716K, and assets of $1.3M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Better Business Bureau Of New Hampshire Inc:
Data Sources and Methodology
This transparency report for Better Business Bureau Of New Hampshire Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.