Better Business Bureau Of New Jersey
Better Business Bureau of New Jersey: Strong Mission, High Admin Costs
EIN: 221827856 · Hamilton, NJ · Updated: 2026-04-04
| Metric | Value |
|---|---|
| Total Revenue | $2.4M |
| Total Expenses | $2.1M |
| Program Spending | 70% |
| Net Assets | $3.7M |
| Transparency Score | 85/100 |
Search Intent Cockpit
Better Business Bureau Of New Jersey Form 990, Revenue, CEO Pay, and IRS Filing Signals
Better Business Bureau Of New Jersey is surfaced here as a decision-ready nonprofit financial profile, not just a charity listing. The page consolidates IRS Form 990 revenue, expenses, assets, tax-exempt classification, executive compensation, mission score, red flags, and year-by-year filing history so donors, researchers, journalists, and grant teams can answer the common search questions around Better Business Bureau Of New Jersey in one place.
Form 990 Filing Summary
13 filing years are available, with latest revenue of $1.9M and expenses of $2.1M.
Revenue and Expenses
Better Business Bureau Of New Jersey reported $1.9M in revenue and $2.1M in expenses, a deficit of $122K.
Executive Compensation
Officer, director, trustee, and key employee pay is reviewed from IRS 990 compensation disclosures when present.
Charity Score and Red Flags
85/100 mission score, 2 red flags, and 3 strengths are shown from structured and AI review.
Is Better Business Bureau Of New Jersey Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
IRS 990 Data Cockpit
Where the Money Comes From and Where It Goes
Revenue Source Mix
Revenue-source line items are not available on the stored filing yet. Future ingestion now preserves contribution, program-revenue, and investment-income fields when ProPublica provides them.
Expense Deployment
| Program services | $1.4M (70%) |
Across stored filings, Better Business Bureau Of New Jersey shows contribution history pending. Next enrichment targets: revenue-source fields, IRS BMF classification.
Decision Cockpit
One-Stop Donor, Research, and Peer Context Hub
| Decision Lens | Signal | What to Inspect Next |
|---|---|---|
| Legitimacy | Some Concerns | Good filing record; 2 red flags identified |
| Mission spend | 70% to programs | Good |
| Financial durability | Grade B | 13 stored filing years |
| Peer context | Compare with Dance For The Cure Inc | New Jersey and category context |
Trust Check
Review legitimacy, deductibility, red flags, and filing consistency.
Open charity check →Peer Benchmark
Compare against real state and category peers.
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Local and Sector Spokes
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Hamilton, NJ nonprofitsFollow the Money
Jump into spending, compensation, rankings, and filing-year evidence.
State spending analysisState compensation analysis
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Keep the Investigation Moving
Better Business Bureau Of New Jersey directs 70% of its spending to programs. This meets the industry benchmark of 65% for efficient nonprofits.
About Better Business Bureau Of New Jersey
Better Business Bureau Of New Jersey (EIN: 221827856) is a nonprofit organization based in Hamilton, NJ. The organization reported total revenue of $2.4M and total assets of $3.7M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Better Business Bureau Of New Jersey's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Better Business Bureau Of New Jersey is a mid-size nonprofit that has been operating for 59 years, with 13 years of IRS 990 filings on record (2012–2024). Revenue has grown at a compound annual rate of -3.2%.
Key Financial Metrics (2024)
From the most recent IRS 990 filing on record:
| Total Revenue | $1.9M |
| Total Expenses | $2.1M |
| Surplus / Deficit | $-122,045 |
| Total Assets | $3.7M |
| Total Liabilities | $3K |
| Net Assets | $3.7M |
| Operating Margin | -6.3% |
| Debt-to-Asset Ratio | 0.1% |
| Months of Reserves | 21.4 months |
Financial Health Grade: B
In 2024, Better Business Bureau Of New Jersey reported a deficit of $122K with expenses exceeding revenue, holds 21.4 months of operating reserves (strong position), has a debt-to-asset ratio of 0.1% (very low leverage).
Financial Trends
Over 13 years of filings (2012–2024), Better Business Bureau Of New Jersey's revenue has declined at a compound annual growth rate (CAGR) of -3.2%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2024 | +12.0% | -3.3% | -3.1% |
| 2023 | -5.7% | +2.9% | -9.6% |
| 2022 | -5.6% | -1.2% | -5.3% |
| 2021 | -10.7% | -3.5% | -3.5% |
| 2020 | -1.7% | +5.5% | +0.2% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 2000 |
| IRS Ruling Date | 1967 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Better Business Bureau Of New Jersey with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 20%
- programs: 70%
- fundraising: 10%
According to IRS 990 filings, Better Business Bureau Of New Jersey allocates its expenses as follows: admin: 20%, programs: 70%, fundraising: 10%. Approximately 70% goes to programs, indicating moderate mission focus.
Key Financial Metrics (2024)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $122K, with expenses exceeding revenue.
- Debt-to-asset ratio: 0.1%.
Executive Compensation Analysis
Executive compensation appears reasonable given the organization's size and mission, with no red flags indicating excessive pay based on available filings.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Better Business Bureau Of New Jersey's IRS 990 filings:
- Administrative expenses consistently represent a significant portion of total expenses, e.g., $2,054,538 out of $2,247,800 total expenses in 2024, raising questions about operational efficiency.
- Total assets have shown a declining trend over the past few years, from $4,425,128 in 2021 to $3,669,096 in 2024, which could indicate financial strain or strategic asset reallocation.
Strengths
The following positive indicators were identified for Better Business Bureau Of New Jersey:
- Consistent revenue generation over multiple years, demonstrating stable funding streams.
- Maintains a substantial asset base, providing financial stability and capacity for operations.
- Zero lobbying expenses reported in recent years, indicating a focus on core mission rather than political influence.
Frequently Asked Questions about Better Business Bureau Of New Jersey
Is Better Business Bureau Of New Jersey a legitimate charity?
Better Business Bureau Of New Jersey (EIN: 221827856) is a registered tax-exempt nonprofit based in New Jersey. Our AI analysis gives it a Mission Score of 85/100. It has 13 years of IRS 990 filings on record. Total revenue: $2.4M. 2 red flags identified. 3 strengths noted. Financial health grade: B.
How does Better Business Bureau Of New Jersey spend its money?
Better Business Bureau Of New Jersey directs 70% of its spending to programs and services. Fundraising costs 10%. This meets the 65% industry benchmark.
Are donations to Better Business Bureau Of New Jersey tax-deductible?
Better Business Bureau Of New Jersey is registered as a tax-exempt nonprofit (EIN: 221827856). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Better Business Bureau Of New Jersey's spending goes to programs?
Better Business Bureau Of New Jersey directs 70% to programs, 10% to fundraising. This meets the 65% industry benchmark for efficient nonprofits.
Where is Better Business Bureau Of New Jersey located?
Better Business Bureau Of New Jersey is headquartered in Hamilton, New Jersey and files with the IRS under EIN 221827856.
How many years of IRS 990 filings does Better Business Bureau Of New Jersey have?
Better Business Bureau Of New Jersey has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $2.4M in total revenue.
What does Better Business Bureau Of New Jersey do?
Better Business Bureau Of New Jersey is a nonprofit organization in the Unknown sector, located in Hamilton, New Jersey. It is classified under NTEE code Unknown.
How much revenue does Better Business Bureau Of New Jersey have?
Better Business Bureau Of New Jersey reported total revenue of $2,436,362. Based on 13 IRS 990 filings on record.
What are Better Business Bureau Of New Jersey's total assets?
Better Business Bureau Of New Jersey holds total assets of $3,664,131 as reported in IRS 990 filings.
Where is Better Business Bureau Of New Jersey located?
Better Business Bureau Of New Jersey is based in Hamilton, New Jersey.
What is Better Business Bureau Of New Jersey's EIN?
Better Business Bureau Of New Jersey's Employer Identification Number (EIN) is 221827856. This is the unique tax ID assigned by the IRS for tax-exempt organizations.
What type of nonprofit is Better Business Bureau Of New Jersey?
Better Business Bureau Of New Jersey is classified under NTEE code Unknown (Unknown).
Is Better Business Bureau Of New Jersey a registered 501(c)(3)?
Better Business Bureau Of New Jersey appears in IRS records (EIN: 221827856). Check the IRS Tax Exempt Organization Search for the most current determination letter status.
Does Better Business Bureau Of New Jersey file IRS Form 990?
Yes, Better Business Bureau Of New Jersey has 13 IRS Form 990 filings on record. The most recent covers tax period 202403.
What was Better Business Bureau Of New Jersey's revenue in 2024?
In the 202403 filing period, Better Business Bureau Of New Jersey reported total revenue of $1,932,493, total expenses of $2,054,538, and net assets of $3,669,096.
Is Better Business Bureau Of New Jersey's revenue growing or declining?
Better Business Bureau Of New Jersey's revenue is growing. Revenue went from $1,725,321 (202303) to $1,932,493 (202403), a +12.0% change. Based on 13 filings on record.
What is Better Business Bureau Of New Jersey's most recent 990 filing?
The most recent IRS Form 990 filing for Better Business Bureau Of New Jersey covers tax period 202403. It shows revenue of $1,932,493, expenses of $2,054,538, total assets of $3,669,096, and liabilities of $3,458.
How much does Better Business Bureau Of New Jersey spend on programs vs administration?
Based on IRS 990 analysis, Better Business Bureau Of New Jersey allocates approximately 70% of expenses to program services, 20% to administrative costs, and 10% to fundraising. Program spending is moderate relative to overhead.
Is Better Business Bureau Of New Jersey a trustworthy charity?
Based on AI analysis of IRS 990 data, Better Business Bureau Of New Jersey appears trustworthy. Mission Score: 85/100 (Excellent). 2 red flags identified. 3 strengths noted.
What are the red flags for Better Business Bureau Of New Jersey?
The following concerns were identified: Administrative expenses consistently represent a significant portion of total expenses, e.g., $2,054,538 out of $2,247,800 total expenses in 2024, raising questions about operational efficiency.. Total assets have shown a declining trend over the past few years, from $4,425,128 in 2021 to $3,669,096 in 2024, which could indicate financial strain or strategic asset reallocation.. These flags are based on automated analysis of IRS 990 public filings and should be verified independently.
What are Better Business Bureau Of New Jersey's strengths?
Positive indicators for Better Business Bureau Of New Jersey include: Consistent revenue generation over multiple years, demonstrating stable funding streams.. Maintains a substantial asset base, providing financial stability and capacity for operations.. Zero lobbying expenses reported in recent years, indicating a focus on core mission rather than political influence.. These findings are derived from AI analysis of the organization's financial filings.
How does Better Business Bureau Of New Jersey compensate executives?
Executive compensation appears reasonable given the organization's size and mission, with no red flags indicating excessive pay based on available filings. Executive compensation data is sourced from IRS 990 filings, which require disclosure of officer, director, and key employee pay.
Given the consistent decline in total assets from $4,425,128 in 2021 to $3,669,096 in 2024, what strategic financial decisions or external factors are contributing to this trend, and what is the long-term plan to stabilize or grow the asset base?
The decline in assets could be due to various factors such as increased operational expenses, investment losses, or strategic divestment of non-core assets. A detailed financial strategy outlining asset management and growth initiatives would be necessary to understand the long-term plan.
With administrative expenses consistently high (e.g., $2,054,538 in 2024 compared to total expenses of $2,247,800), what specific measures are being taken to optimize administrative overhead and reallocate a greater percentage of funds directly to program services?
High administrative costs might be attributed to necessary infrastructure, compliance, or personnel. To optimize, the organization could explore technology solutions for efficiency, renegotiate vendor contracts, or streamline internal processes to free up funds for program expansion.
Filing History
IRS 990 filing history for Better Business Bureau Of New Jersey showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2012–2024), Better Business Bureau Of New Jersey's revenue has declined by 32.2%, moving from $2.9M to $1.9M. Total assets increased by 30.5% over the same period, from $2.8M to $3.7M. Total functional expenses rose by 0%, from $2.1M to $2.1M. In its most recent filing year (2024), Better Business Bureau Of New Jersey reported a deficit of $122K, with expenses exceeding revenue. The organization holds $3K in liabilities against $3.7M in assets (debt-to-asset ratio: 0.1%), resulting in net assets of $3.7M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2024 | $1.9M | $2.1M | $3.7M | $3K | — | — |
| 2023 | $1.7M | $2.1M | $3.8M | $379 | — | View 990 |
| 2022 | $1.8M | $2.1M | $4.2M | $2K | — | View 990 |
| 2021 | $1.9M | $2.1M | $4.4M | $0 | — | — |
| 2020 | $2.2M | $2.2M | $4.6M | $9K | — | View 990 |
| 2019 | $2.2M | $2.1M | $4.6M | $3K | — | View 990 |
| 2018 | $2.3M | $2.1M | $4.4M | $0 | — | View 990 |
| 2017 | $2.4M | $2.2M | $4.2M | $0 | — | View 990 |
| 2016 | $2.5M | $2.3M | $4.0M | $0 | — | View 990 |
| 2015 | $2.6M | $2.2M | $3.9M | $0 | — | View 990 |
| 2014 | $2.5M | $2.2M | $3.5M | $0 | — | View 990 |
| 2013 | $2.5M | $2.2M | $3.1M | $0 | — | View 990 |
| 2012 | $2.9M | $2.1M | $2.8M | $0 | — | View 990 |
Year-by-Year Financial Summary
- 2024: Revenue of $1.9M, expenses of $2.1M, and assets of $3.7M (revenue +12.0% year-over-year).
- 2023: Revenue of $1.7M, expenses of $2.1M, and assets of $3.8M (revenue -5.7% year-over-year).
- 2022: Revenue of $1.8M, expenses of $2.1M, and assets of $4.2M (revenue -5.6% year-over-year).
- 2021: Revenue of $1.9M, expenses of $2.1M, and assets of $4.4M (revenue -10.7% year-over-year).
- 2020: Revenue of $2.2M, expenses of $2.2M, and assets of $4.6M (revenue -1.7% year-over-year).
- 2019: Revenue of $2.2M, expenses of $2.1M, and assets of $4.6M (revenue -4.6% year-over-year).
- 2018: Revenue of $2.3M, expenses of $2.1M, and assets of $4.4M (revenue -2.6% year-over-year).
- 2017: Revenue of $2.4M, expenses of $2.2M, and assets of $4.2M (revenue -4.1% year-over-year).
- 2016: Revenue of $2.5M, expenses of $2.3M, and assets of $4.0M (revenue -3.7% year-over-year).
- 2015: Revenue of $2.6M, expenses of $2.2M, and assets of $3.9M (revenue +1.2% year-over-year).
- 2014: Revenue of $2.5M, expenses of $2.2M, and assets of $3.5M (revenue +1.6% year-over-year).
- 2013: Revenue of $2.5M, expenses of $2.2M, and assets of $3.1M (revenue -12.2% year-over-year).
- 2012: Revenue of $2.9M, expenses of $2.1M, and assets of $2.8M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Better Business Bureau Of New Jersey:
Data Sources and Methodology
This transparency report for Better Business Bureau Of New Jersey is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.