Birch Bay Chamber Of Commerce

Birch Bay Chamber Of Commerce shows consistent growth in revenue and assets, frequently operating with minor deficits.

EIN: 10693349 · Blaine, WA · NTEE: S41 · Updated: 2026-03-28

$242KRevenue
$84KAssets
75/100Mission Score (Good)
S41

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Birch Bay Chamber Of Commerce Financial Summary
MetricValue
Total Revenue$242K
Total Expenses$222K
Program Spending80%
Net Assets$68K
Transparency Score75/100

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Birch Bay Chamber Of Commerce Form 990, Revenue, CEO Pay, and IRS Filing Signals

Birch Bay Chamber Of Commerce is surfaced here as a decision-ready nonprofit financial profile, not just a charity listing. The page consolidates IRS Form 990 revenue, expenses, assets, tax-exempt classification, executive compensation, mission score, red flags, and year-by-year filing history so donors, researchers, journalists, and grant teams can answer the common search questions around Birch Bay Chamber Of Commerce in one place.

Form 990 Filing Summary

10 filing years are available, with latest revenue of $214K and expenses of $222K.

Revenue and Expenses

Birch Bay Chamber Of Commerce reported $214K in revenue and $222K in expenses, a deficit of $8K.

Executive Compensation

Officer, director, trustee, and key employee pay is reviewed from IRS 990 compensation disclosures when present.

Charity Score and Red Flags

75/100 mission score, 1 red flag, and 3 strengths are shown from structured and AI review.

Is Birch Bay Chamber Of Commerce Legit?

Some Concerns

GoodFiling Consistency
ExcellentSpending Efficiency
GoodTransparency
1 FoundRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

IRS 990 Data Cockpit

Where the Money Comes From and Where It Goes

PendingDonor/Grant Funding
80%Program Expense
$0Grants Paid
10Stored Filing Years

Revenue Source Mix

Revenue-source line items are not available on the stored filing yet. Future ingestion now preserves contribution, program-revenue, and investment-income fields when ProPublica provides them.

Expense Deployment

Birch Bay Chamber Of Commerce Expense Deployment
Program services$178K (80%)

Across stored filings, Birch Bay Chamber Of Commerce shows contribution history pending. Next enrichment targets: revenue-source fields, IRS BMF classification.

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Birch Bay Chamber Of Commerce Donor Decision Matrix
Decision LensSignalWhat to Inspect Next
LegitimacySome ConcernsGood filing record; 1 red flag identified
Mission spend80% to programsExcellent
Financial durabilityGrade B10 stored filing years
Peer contextCompare with Okanogan Regional HumaneWashington and Community Improvement context

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Birch Bay Chamber Of Commerce directs 80% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.

About Birch Bay Chamber Of Commerce

Birch Bay Chamber Of Commerce (EIN: 10693349) is a nonprofit organization based in Blaine, WA, classified under NTEE code S41. The organization reported total revenue of $242K and total assets of $84K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Birch Bay Chamber Of Commerce's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

7Years Operating
SmallSize Classification
10Years of Filings
MixedRevenue Trajectory

Birch Bay Chamber Of Commerce is a small nonprofit that has been operating for 7 years, with 10 years of IRS 990 filings on record (2014–2023). Revenue has grown at a compound annual rate of 14.9%.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

Total Revenue$214K
Total Expenses$222K
Surplus / Deficit$-8,316
Total Assets$74K
Total Liabilities$5K
Net Assets$68K
Operating Margin-3.9%
Debt-to-Asset Ratio7.1%
Months of Reserves4.0 months

Financial Health Grade: B

In 2023, Birch Bay Chamber Of Commerce reported a deficit of $8K with expenses exceeding revenue, holds 4.0 months of operating reserves (adequate), has a debt-to-asset ratio of 7.1% (very low leverage).

Financial Trends

Over 10 years of filings (2014–2023), Birch Bay Chamber Of Commerce's revenue has grown at a compound annual growth rate (CAGR) of 14.9%.

YearRevenue ChangeExpense ChangeAsset Change
2023+11.1%+12.5%-8.8%
2022+2.6%+84.4%-5.7%
2021+84.5%-2.6%+1209.0%
2020-44.1%-41.4%-35.7%
2019-0.4%-2.4%-36.6%

IRS Tax-Exempt Classification

IRS Classification Codes3000
IRS Ruling Date2019

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

The Birch Bay Chamber Of Commerce demonstrates consistent operational activity, with revenues fluctuating but generally showing an upward trend over the past decade, from $61,107 in 2014 to $213,931 in 2023. The organization's assets have also grown significantly, from $4,886 in 2014 to $73,667 in 2023, indicating a build-up of financial capacity. However, the organization frequently operates at a slight deficit, with expenses often exceeding revenue, as seen in 2023 ($222,247 expenses vs. $213,931 revenue) and 2022 ($197,477 expenses vs. $192,521 revenue). This suggests a need for careful financial management to ensure long-term sustainability, although the deficits are not substantial enough to immediately threaten solvency given their asset base. Spending efficiency is difficult to fully assess without a detailed breakdown of program, administrative, and fundraising expenses, which are not provided in the summary data. However, the consistent operation and growth in assets suggest that the organization is effectively utilizing its resources to support its mission, likely related to community and business development given its NTEE code. The absence of reported officer compensation across all filings indicates a volunteer-led or very lean executive structure, which can be a positive sign for donor confidence regarding overhead. Transparency is generally good through its consistent IRS 990 filings. The lack of officer compensation is a notable point of transparency. To further enhance transparency, a more detailed public breakdown of how expenses are allocated between program services, administration, and fundraising would be beneficial for stakeholders to understand the organization's spending priorities and efficiency more clearly.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Birch Bay Chamber Of Commerce with a Mission Score of 75 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

  • admin: 15%
  • programs: 80%
  • fundraising: 5%

According to IRS 990 filings, Birch Bay Chamber Of Commerce allocates its expenses as follows: admin: 15%, programs: 80%, fundraising: 5%. With 80% directed toward programs, this reflects a strong commitment to its charitable mission.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

$214KTotal Revenue
$222KTotal Expenses
$74KTotal Assets
$5KTotal Liabilities
$68KNet Assets
  • The organization reported a deficit of $8K, with expenses exceeding revenue.
  • Debt-to-asset ratio: 7.1%.

Executive Compensation Analysis

The organization consistently reports 0% officer compensation across all ten years of filings, indicating that its leadership is either entirely volunteer-based or compensated through other means not classified as officer compensation, which is a positive sign for minimizing overhead.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of Birch Bay Chamber Of Commerce's IRS 990 filings:

  • Frequent minor operating deficits (e.g., $8,316 in 2023, $4,956 in 2022) could indicate a need for tighter budget management or increased revenue generation to ensure long-term sustainability.

Strengths

The following positive indicators were identified for Birch Bay Chamber Of Commerce:

  • Consistent growth in assets, from $4,886 in 2014 to $73,667 in 2023, demonstrates increasing financial capacity.
  • No reported officer compensation across all filings, indicating efficient use of funds and potentially strong volunteer engagement.
  • Significant revenue growth over the decade, from $61,107 in 2014 to $213,931 in 2023, shows increasing community support and operational scale.

Frequently Asked Questions about Birch Bay Chamber Of Commerce

Is Birch Bay Chamber Of Commerce a legitimate charity?

Birch Bay Chamber Of Commerce (EIN: 10693349) is a registered tax-exempt nonprofit based in Washington. Our AI analysis gives it a Mission Score of 75/100. It has 10 years of IRS 990 filings on record. Total revenue: $242K. 1 red flag identified. 3 strengths noted. Financial health grade: B.

How does Birch Bay Chamber Of Commerce spend its money?

Birch Bay Chamber Of Commerce directs 80% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.

Are donations to Birch Bay Chamber Of Commerce tax-deductible?

Birch Bay Chamber Of Commerce is registered as a tax-exempt nonprofit (EIN: 10693349). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

What percentage of Birch Bay Chamber Of Commerce's spending goes to programs?

Birch Bay Chamber Of Commerce directs 80% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.

How does Birch Bay Chamber Of Commerce compare to similar nonprofits?

With a transparency score of 75/100 (Good), Birch Bay Chamber Of Commerce is above average for NTEE category S41 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.

Where is Birch Bay Chamber Of Commerce located?

Birch Bay Chamber Of Commerce is headquartered in Blaine, Washington and files with the IRS under EIN 10693349. It is classified under NTEE code S41.

How many years of IRS 990 filings does Birch Bay Chamber Of Commerce have?

Birch Bay Chamber Of Commerce has 10 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $242K in total revenue.

Is Birch Bay Chamber Of Commerce financially stable?

While the organization frequently operates with minor annual deficits (e.g., $8,316 in 2023), its assets have grown substantially from $4,886 in 2014 to $73,667 in 2023, suggesting a reasonable level of financial stability and capacity to absorb minor shortfalls.

How has the organization's revenue changed over time?

Revenue has shown significant growth, increasing from $61,107 in 2014 to $213,931 in 2023, with some fluctuations, indicating a growing operational scale.

Does the organization pay its officers?

No officer compensation has been reported in any of the ten available IRS 990 filings, suggesting a volunteer-led executive structure or compensation through non-officer roles.

Filing History

IRS 990 filing history for Birch Bay Chamber Of Commerce showing financial trends over 10 years of public records:

Over 10 years of IRS 990 filings (2014–2023), Birch Bay Chamber Of Commerce's revenue has grown by 250.1%, moving from $61K to $214K. Total assets increased by 1407.7% over the same period, from $5K to $74K. Total functional expenses rose by 276.4%, from $59K to $222K. In its most recent filing year (2023), Birch Bay Chamber Of Commerce reported a deficit of $8K, with expenses exceeding revenue. The organization holds $5K in liabilities against $74K in assets (debt-to-asset ratio: 7.1%), resulting in net assets of $68K.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp. %PDF
2023 $214K $222K $74K $5K
2022 $193K $197K $81K $4K View 990
2021 $188K $107K $86K $4K View 990
2020 $102K $110K $7K $6K View 990
2019 $182K $188K $10K $913 View 990
2018 $183K $192K $16K $1K View 990
2017 $185K $173K $25K $0 View 990
2016 $150K $151K $12K $0 View 990
2015 $159K $151K $13K $0 View 990
2014 $61K $59K $5K $0 View 990

Year-by-Year Financial Summary

  • 2023: Revenue of $214K, expenses of $222K, and assets of $74K (revenue +11.1% year-over-year).
  • 2022: Revenue of $193K, expenses of $197K, and assets of $81K (revenue +2.6% year-over-year).
  • 2021: Revenue of $188K, expenses of $107K, and assets of $86K (revenue +84.5% year-over-year).
  • 2020: Revenue of $102K, expenses of $110K, and assets of $7K (revenue -44.1% year-over-year).
  • 2019: Revenue of $182K, expenses of $188K, and assets of $10K (revenue -0.4% year-over-year).
  • 2018: Revenue of $183K, expenses of $192K, and assets of $16K (revenue -1.2% year-over-year).
  • 2017: Revenue of $185K, expenses of $173K, and assets of $25K (revenue +23.3% year-over-year).
  • 2016: Revenue of $150K, expenses of $151K, and assets of $12K (revenue -5.7% year-over-year).
  • 2015: Revenue of $159K, expenses of $151K, and assets of $13K (revenue +160.4% year-over-year).
  • 2014: Revenue of $61K, expenses of $59K, and assets of $5K.

View Individual Filing Years

Explore detailed financial data from each IRS 990 filing year for Birch Bay Chamber Of Commerce:

2023 Filing 2022 Filing 2021 Filing 2020 Filing 2019 Filing 2018 Filing 2017 Filing 2016 Filing 2015 Filing 2014 Filing

Data Sources and Methodology

This transparency report for Birch Bay Chamber Of Commerce is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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