Black Knights Auto Club
Black Knights Auto Club operates with minimal revenue and no reported officer compensation.
EIN: 203789267 · Spirit Lake, IA · NTEE: Y99 · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $23K |
| Total Expenses | $8K |
| Program Spending | 90% |
| Net Assets | $6K |
| Transparency Score | 75/100 |
Is Black Knights Auto Club Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Black Knights Auto Club directs 90% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Black Knights Auto Club
Black Knights Auto Club (EIN: 203789267) is a nonprofit organization based in Spirit Lake, IA, classified under NTEE code Y99. The organization reported total revenue of $23K and total assets of $10K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Black Knights Auto Club's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Black Knights Auto Club is a micro nonprofit that has been operating for 19 years.
Key Financial Metrics (2011)
From the most recent IRS 990 filing on record:
| Total Revenue | $9K |
| Total Expenses | $8K |
| Surplus / Deficit | +$983 |
| Total Assets | $7K |
| Total Liabilities | $960 |
| Net Assets | $6K |
| Operating Margin | 11.0% |
| Debt-to-Asset Ratio | 13.1% |
| Months of Reserves | 11.0 months |
Financial Health Grade: A
In 2011, Black Knights Auto Club reported a surplus of $983 with revenue exceeding expenses, holds 11.0 months of operating reserves (strong position), has a debt-to-asset ratio of 13.1% (very low leverage).
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 2007 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Black Knights Auto Club with a Mission Score of 75 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 10%
- programs: 90%
- fundraising: 0%
According to IRS 990 filings, Black Knights Auto Club allocates its expenses as follows: admin: 10%, programs: 90%, fundraising: 0%. With 90% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2011)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $983, with revenue exceeding expenses.
- Debt-to-asset ratio: 13.1%.
Executive Compensation Analysis
Officer compensation was reported as 0% in the 2011 filing, indicating that leadership is likely volunteer-based and no funds are being used for executive salaries, which is appropriate for an organization of this size.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Black Knights Auto Club's IRS 990 filings:
- Limited financial data (only one filing available)
- NTEE code Y99 (Unknown/Unclassified) provides no specific mission insight
Strengths
The following positive indicators were identified for Black Knights Auto Club:
- No reported officer compensation (0% in 2011 filing)
- Low liabilities relative to assets ($960 liabilities vs. $7,302 assets in 2011)
- Modest surplus in 2011 ($8,925 revenue vs. $7,942 expenses)
Frequently Asked Questions about Black Knights Auto Club
Is Black Knights Auto Club a legitimate charity?
Based on AI analysis of IRS 990 filings, Black Knights Auto Club (EIN: 203789267) some concerns. Mission Score: 75/100. 2 red flags identified, 3 strengths noted.
How does Black Knights Auto Club spend its money?
Black Knights Auto Club directs 90% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Black Knights Auto Club tax-deductible?
Black Knights Auto Club is registered as a tax-exempt nonprofit (EIN: 203789267). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How does Black Knights Auto Club compare to similar nonprofits?
With a transparency score of 75/100 (Good), Black Knights Auto Club is above average for NTEE category Y99 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Black Knights Auto Club located?
Black Knights Auto Club is headquartered in Spirit Lake, Iowa and files with the IRS under EIN 203789267. It is classified under NTEE code Y99.
Is Black Knights Auto Club a good charity?
Based on the available data, Black Knights Auto Club appears to be a small, volunteer-run organization with no reported officer compensation. Its financial activity is minimal, with $8,925 in revenue and $7,942 in expenses in 2011. Without more detailed program information, it's difficult to fully assess its impact, but the lack of executive pay is a positive sign of efficient resource allocation for its stated purpose.
What is the primary purpose of Black Knights Auto Club?
The NTEE code Y99 (Unknown/Unclassified) does not provide specific insight into the primary purpose. However, the name 'Auto Club' suggests activities related to automobiles, likely community-based or hobby-related, rather than direct charitable services.
Filing History
IRS 990 filing history for Black Knights Auto Club showing financial trends over 1 year of public records:
In its most recent filing year (2011), Black Knights Auto Club reported a surplus of $983, with revenue exceeding expenses. The organization holds $960 in liabilities against $7K in assets (debt-to-asset ratio: 13.1%), resulting in net assets of $6K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2011 | $9K | $8K | $7K | $960 | — | View 990 |
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Black Knights Auto Club:
Data Sources and Methodology
This transparency report for Black Knights Auto Club is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.