Boys & Girls Clubs Of Lower Bergen County Inc
Boys & Girls Clubs of Lower Bergen County: Strong Program Focus, but Financial Transparency Could Improve
EIN: 221632037 · Lodi, NJ · NTEE: O23Z · Updated: 2026-04-04
| Metric | Value |
|---|---|
| Total Revenue | $5.6M |
| Total Expenses | $4.7M |
| Program Spending | 85% |
| Net Assets | $1.7M |
| Transparency Score | 85/100 |
Is Boys & Girls Clubs Of Lower Bergen County Inc Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Boys & Girls Clubs Of Lower Bergen County Inc directs 85% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Boys & Girls Clubs Of Lower Bergen County Inc
Boys & Girls Clubs Of Lower Bergen County Inc (EIN: 221632037) is a nonprofit organization based in Lodi, NJ, classified under NTEE code O23Z. The organization reported total revenue of $5.6M and total assets of $4.0M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Boys & Girls Clubs Of Lower Bergen County Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Boys & Girls Clubs Of Lower Bergen County Inc is a mid-size nonprofit that has been operating for 61 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 6.7%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $4.6M |
| Total Expenses | $4.7M |
| Surplus / Deficit | $-46,063 |
| Total Assets | $3.9M |
| Total Liabilities | $2.2M |
| Net Assets | $1.7M |
| Operating Margin | -1.0% |
| Debt-to-Asset Ratio | 56.4% |
| Months of Reserves | 10.1 months |
Financial Health Grade: C
In 2023, Boys & Girls Clubs Of Lower Bergen County Inc reported a deficit of $46K with expenses exceeding revenue, holds 10.1 months of operating reserves (strong position), has a debt-to-asset ratio of 56.4% (high leverage).
Financial Trends
Over 13 years of filings (2011–2023), Boys & Girls Clubs Of Lower Bergen County Inc's revenue has grown at a compound annual growth rate (CAGR) of 6.7%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | -13.5% | +11.8% | -5.4% |
| 2022 | +62.7% | +47.7% | +10.3% |
| 2021 | +64.0% | +19.1% | +13.8% |
| 2020 | -18.4% | -0.1% | -5.4% |
| 2019 | -3.3% | +3.5% | +1.1% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1965 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Boys & Girls Clubs Of Lower Bergen County Inc with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 10%
- programs: 85%
- fundraising: 5%
According to IRS 990 filings, Boys & Girls Clubs Of Lower Bergen County Inc allocates its expenses as follows: admin: 10%, programs: 85%, fundraising: 5%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $46K, with expenses exceeding revenue.
- Debt-to-asset ratio: 56.4%.
Executive Compensation Analysis
The provided data indicates 'c0%' for compensation, suggesting no reported compensation for officers, directors, trustees, or key employees, which is unusual for an organization of this size and should be clarified.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Boys & Girls Clubs Of Lower Bergen County Inc's IRS 990 filings:
- Consistent reporting of 0% compensation for all key personnel across multiple years (e.g., 2023, 2022, 2021) raises questions about how executive functions are compensated or if this data point is incomplete.
- Lack of detailed functional expense reporting makes it difficult to independently verify the exact program, administrative, and fundraising spending percentages.
Strengths
The following positive indicators were identified for Boys & Girls Clubs Of Lower Bergen County Inc:
- The organization demonstrates consistent revenue generation, with reported revenues of $4,631,369 in 2023 and $5,354,297 in 2022, indicating strong donor support.
- Assets have remained stable over the years, with $3,921,368 in 2023 and $4,147,255 in 2022, suggesting sound financial management.
- The organization's mission to serve youth in the community is clearly reflected in its name and implied operational focus.
Frequently Asked Questions about Boys & Girls Clubs Of Lower Bergen County Inc
Is Boys & Girls Clubs Of Lower Bergen County Inc a legitimate charity?
Boys & Girls Clubs Of Lower Bergen County Inc (EIN: 221632037) is a registered tax-exempt nonprofit based in New Jersey. Our AI analysis gives it a Mission Score of 85/100. It has 13 years of IRS 990 filings on record. Total revenue: $5.6M. 2 red flags identified. 3 strengths noted. Financial health grade: C.
How does Boys & Girls Clubs Of Lower Bergen County Inc spend its money?
Boys & Girls Clubs Of Lower Bergen County Inc directs 85% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.
Are donations to Boys & Girls Clubs Of Lower Bergen County Inc tax-deductible?
Boys & Girls Clubs Of Lower Bergen County Inc is registered as a tax-exempt nonprofit (EIN: 221632037). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Boys & Girls Clubs Of Lower Bergen County Inc's spending goes to programs?
Boys & Girls Clubs Of Lower Bergen County Inc directs 85% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does Boys & Girls Clubs Of Lower Bergen County Inc compare to similar nonprofits?
With a transparency score of 85/100 (Excellent), Boys & Girls Clubs Of Lower Bergen County Inc is above average for NTEE category O23Z nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Boys & Girls Clubs Of Lower Bergen County Inc located?
Boys & Girls Clubs Of Lower Bergen County Inc is headquartered in Lodi, New Jersey and files with the IRS under EIN 221632037. It is classified under NTEE code O23Z.
How many years of IRS 990 filings does Boys & Girls Clubs Of Lower Bergen County Inc have?
Boys & Girls Clubs Of Lower Bergen County Inc has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $5.6M in total revenue.
What does Boys & Girls Clubs Of Lower Bergen County Inc do?
Boys & Girls Clubs Of Lower Bergen County Inc is a nonprofit organization in the Youth Development sector, located in Lodi, New Jersey. It is classified under NTEE code O23Z.
How much revenue does Boys & Girls Clubs Of Lower Bergen County Inc have?
Boys & Girls Clubs Of Lower Bergen County Inc reported total revenue of $5,587,593. Based on 13 IRS 990 filings on record.
What are Boys & Girls Clubs Of Lower Bergen County Inc's total assets?
Boys & Girls Clubs Of Lower Bergen County Inc holds total assets of $3,975,202 as reported in IRS 990 filings.
Where is Boys & Girls Clubs Of Lower Bergen County Inc located?
Boys & Girls Clubs Of Lower Bergen County Inc is based in Lodi, New Jersey.
What is Boys & Girls Clubs Of Lower Bergen County Inc's EIN?
Boys & Girls Clubs Of Lower Bergen County Inc's Employer Identification Number (EIN) is 221632037. This is the unique tax ID assigned by the IRS for tax-exempt organizations.
What type of nonprofit is Boys & Girls Clubs Of Lower Bergen County Inc?
Boys & Girls Clubs Of Lower Bergen County Inc is classified under NTEE code O23Z (Youth Development).
Is Boys & Girls Clubs Of Lower Bergen County Inc a registered 501(c)(3)?
Yes, Boys & Girls Clubs Of Lower Bergen County Inc is recognized as a tax-exempt organization by the IRS. EIN: 221632037.
Does Boys & Girls Clubs Of Lower Bergen County Inc file IRS Form 990?
Yes, Boys & Girls Clubs Of Lower Bergen County Inc has 13 IRS Form 990 filings on record. The most recent covers tax period 202312.
What was Boys & Girls Clubs Of Lower Bergen County Inc's revenue in 2023?
In the 202312 filing period, Boys & Girls Clubs Of Lower Bergen County Inc reported total revenue of $4,631,369, total expenses of $4,677,432, and net assets of $3,921,368.
Is Boys & Girls Clubs Of Lower Bergen County Inc's revenue growing or declining?
Boys & Girls Clubs Of Lower Bergen County Inc's revenue is declining. Revenue went from $5,354,297 (202212) to $4,631,369 (202312), a -13.5% change. Based on 13 filings on record.
What is Boys & Girls Clubs Of Lower Bergen County Inc's most recent 990 filing?
The most recent IRS Form 990 filing for Boys & Girls Clubs Of Lower Bergen County Inc covers tax period 202312. It shows revenue of $4,631,369, expenses of $4,677,432, total assets of $3,921,368, and liabilities of $2,210,260.
How much does Boys & Girls Clubs Of Lower Bergen County Inc spend on programs vs administration?
Based on IRS 990 analysis, Boys & Girls Clubs Of Lower Bergen County Inc allocates approximately 85% of expenses to program services, 10% to administrative costs, and 5% to fundraising. This indicates strong program focus.
Is Boys & Girls Clubs Of Lower Bergen County Inc a trustworthy charity?
Based on AI analysis of IRS 990 data, Boys & Girls Clubs Of Lower Bergen County Inc appears trustworthy. Mission Score: 85/100 (Excellent). 2 red flags identified. 3 strengths noted.
What are the red flags for Boys & Girls Clubs Of Lower Bergen County Inc?
The following concerns were identified: Consistent reporting of 0% compensation for all key personnel across multiple years (e.g., 2023, 2022, 2021) raises questions about how executive functions are compensated or if this data point is incomplete.. Lack of detailed functional expense reporting makes it difficult to independently verify the exact program, administrative, and fundraising spending percentages.. These flags are based on automated analysis of IRS 990 public filings and should be verified independently.
What are Boys & Girls Clubs Of Lower Bergen County Inc's strengths?
Positive indicators for Boys & Girls Clubs Of Lower Bergen County Inc include: The organization demonstrates consistent revenue generation, with reported revenues of $4,631,369 in 2023 and $5,354,297 in 2022, indicating strong donor support.. Assets have remained stable over the years, with $3,921,368 in 2023 and $4,147,255 in 2022, suggesting sound financial management.. The organization's mission to serve youth in the community is clearly reflected in its name and implied operational focus.. These findings are derived from AI analysis of the organization's financial filings.
How does Boys & Girls Clubs Of Lower Bergen County Inc compensate executives?
The provided data indicates 'c0%' for compensation, suggesting no reported compensation for officers, directors, trustees, or key employees, which is unusual for an organization of this size and should be clarified. Executive compensation data is sourced from IRS 990 filings, which require disclosure of officer, director, and key employee pay.
Given the consistent 'c0%' compensation reported for key personnel, how does the organization attract and retain leadership, and what is the actual mechanism for compensating individuals in executive roles?
The 'c0%' compensation reported across multiple years for officers, directors, trustees, and key employees is highly unusual for an organization with revenues exceeding $4 million. This could indicate that executive functions are performed by volunteers, compensated through a related entity not captured in this specific data point, or that the reporting method requires further clarification to understand the true cost of leadership.
Filing History
IRS 990 filing history for Boys & Girls Clubs Of Lower Bergen County Inc showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Boys & Girls Clubs Of Lower Bergen County Inc's revenue has grown by 117.3%, moving from $2.1M to $4.6M. Total assets increased by 30.8% over the same period, from $3.0M to $3.9M. Total functional expenses rose by 157.2%, from $1.8M to $4.7M. In its most recent filing year (2023), Boys & Girls Clubs Of Lower Bergen County Inc reported a deficit of $46K, with expenses exceeding revenue. The organization holds $2.2M in liabilities against $3.9M in assets (debt-to-asset ratio: 56.4%), resulting in net assets of $1.7M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $4.6M | $4.7M | $3.9M | $2.2M | — | — |
| 2022 | $5.4M | $4.2M | $4.1M | $2.3M | — | — |
| 2021 | $3.3M | $2.8M | $3.8M | $2.2M | — | View 990 |
| 2020 | $2.0M | $2.4M | $3.3M | $2.2M | — | View 990 |
| 2019 | $2.5M | $2.4M | $3.5M | $2.0M | — | View 990 |
| 2018 | $2.5M | $2.3M | $3.5M | $2.1M | — | View 990 |
| 2017 | $2.1M | $2.0M | $3.4M | $2.3M | — | View 990 |
| 2016 | $2.0M | $1.8M | $3.5M | $2.4M | — | View 990 |
| 2015 | $1.8M | $1.9M | $3.3M | $2.4M | — | View 990 |
| 2014 | $1.8M | $2.9M | $3.5M | $2.5M | — | View 990 |
| 2013 | $1.6M | $1.7M | $3.5M | $2.4M | — | View 990 |
| 2012 | $1.7M | $1.9M | $3.5M | $2.3M | — | View 990 |
| 2011 | $2.1M | $1.8M | $3.0M | $1.6M | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $4.6M, expenses of $4.7M, and assets of $3.9M (revenue -13.5% year-over-year).
- 2022: Revenue of $5.4M, expenses of $4.2M, and assets of $4.1M (revenue +62.7% year-over-year).
- 2021: Revenue of $3.3M, expenses of $2.8M, and assets of $3.8M (revenue +64.0% year-over-year).
- 2020: Revenue of $2.0M, expenses of $2.4M, and assets of $3.3M (revenue -18.4% year-over-year).
- 2019: Revenue of $2.5M, expenses of $2.4M, and assets of $3.5M (revenue -3.3% year-over-year).
- 2018: Revenue of $2.5M, expenses of $2.3M, and assets of $3.5M (revenue +23.3% year-over-year).
- 2017: Revenue of $2.1M, expenses of $2.0M, and assets of $3.4M (revenue +2.7% year-over-year).
- 2016: Revenue of $2.0M, expenses of $1.8M, and assets of $3.5M (revenue +9.0% year-over-year).
- 2015: Revenue of $1.8M, expenses of $1.9M, and assets of $3.3M (revenue +2.7% year-over-year).
- 2014: Revenue of $1.8M, expenses of $2.9M, and assets of $3.5M (revenue +13.0% year-over-year).
- 2013: Revenue of $1.6M, expenses of $1.7M, and assets of $3.5M (revenue -7.4% year-over-year).
- 2012: Revenue of $1.7M, expenses of $1.9M, and assets of $3.5M (revenue -19.5% year-over-year).
- 2011: Revenue of $2.1M, expenses of $1.8M, and assets of $3.0M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Boys & Girls Clubs Of Lower Bergen County Inc:
Data Sources and Methodology
This transparency report for Boys & Girls Clubs Of Lower Bergen County Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.