Breakwater Beach Club
Breakwater Beach Club shows consistent revenue growth and operates with a surplus, reporting no officer compensation.
EIN: 210693663 · Long Branch, NJ · Updated: 2026-03-28
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| Metric | Value |
|---|---|
| Total Revenue | $1.2M |
| Total Expenses | $1.0M |
| Program Spending | 80% |
| CEO/Top Officer Pay | $1 |
| Net Assets | $620K |
| Transparency Score | 75/100 |
Search Intent Cockpit
Breakwater Beach Club Form 990, Revenue, CEO Pay, and IRS Filing Signals
Breakwater Beach Club is surfaced here as a decision-ready nonprofit financial profile, not just a charity listing. The page consolidates IRS Form 990 revenue, expenses, assets, tax-exempt classification, executive compensation, mission score, red flags, and year-by-year filing history so donors, researchers, journalists, and grant teams can answer the common search questions around Breakwater Beach Club in one place.
Form 990 Filing Summary
13 filing years are available, with latest revenue of $1.2M and expenses of $1.0M.
Revenue and Expenses
Breakwater Beach Club reported $1.2M in revenue and $1.0M in expenses, a surplus of $199K.
Executive Compensation
Top officer compensation appears as $1 in the stored analysis, with context against revenue and expenses below.
Charity Score and Red Flags
75/100 mission score, 3 red flags, and 4 strengths are shown from structured and AI review.
Is Breakwater Beach Club Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
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Where the Money Comes From and Where It Goes
Revenue Source Mix
Revenue-source line items are not available on the stored filing yet. Future ingestion now preserves contribution, program-revenue, and investment-income fields when ProPublica provides them.
Expense Deployment
| Program services | $836K (80%) |
Across stored filings, Breakwater Beach Club shows contribution history pending. Next enrichment targets: revenue-source fields, IRS BMF classification.
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| Decision Lens | Signal | What to Inspect Next |
|---|---|---|
| Legitimacy | Some Concerns | Good filing record; 3 red flags identified |
| Mission spend | 80% to programs | Excellent |
| Financial durability | Grade A | 13 stored filing years |
| Peer context | Compare with Dance For The Cure Inc | New Jersey and category context |
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Breakwater Beach Club directs 80% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Breakwater Beach Club
Breakwater Beach Club (EIN: 210693663) is a nonprofit organization based in Long Branch, NJ. The organization reported total revenue of $1.2M and total assets of $1.1M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Breakwater Beach Club's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Breakwater Beach Club is a mid-size nonprofit that has been operating for 36 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 5.8%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $1.2M |
| Total Expenses | $1.0M |
| Surplus / Deficit | +$199K |
| Total Assets | $995K |
| Total Liabilities | $376K |
| Net Assets | $620K |
| Operating Margin | 16.0% |
| Debt-to-Asset Ratio | 37.8% |
| Months of Reserves | 11.4 months |
Financial Health Grade: A
In 2023, Breakwater Beach Club reported a surplus of $199K with revenue exceeding expenses, holds 11.4 months of operating reserves (strong position), has a debt-to-asset ratio of 37.8% (moderate leverage).
Financial Trends
Over 13 years of filings (2011–2023), Breakwater Beach Club's revenue has grown at a compound annual growth rate (CAGR) of 5.8%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +7.1% | +6.9% | +35.9% |
| 2022 | +6.5% | +7.6% | +21.9% |
| 2021 | +21.9% | +4.4% | +6.3% |
| 2020 | -9.4% | -1.2% | -1.6% |
| 2019 | +2.6% | +11.2% | -52.6% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1990 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Breakwater Beach Club with a Mission Score of 75 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 15%
- programs: 80%
- fundraising: 5%
According to IRS 990 filings, Breakwater Beach Club allocates its expenses as follows: admin: 15%, programs: 80%, fundraising: 5%. With 80% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $199K, with revenue exceeding expenses.
- Debt-to-asset ratio: 37.8%.
Executive Compensation Analysis
Executive compensation is reported as 0% across all available filings, indicating that the organization's leadership is either entirely volunteer-based or compensated through non-officer roles, which is highly unusual for an organization with over $1 million in annual revenue.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Breakwater Beach Club's IRS 990 filings:
- NTEE Code is 'Unknown', hindering peer comparison and understanding of mission focus.
- Lack of detailed expense breakdown (program, admin, fundraising) in provided data makes efficiency assessment difficult.
- Consistent 0% officer compensation for an organization with over $1M in revenue is unusual and warrants further inquiry into how leadership is supported.
Strengths
The following positive indicators were identified for Breakwater Beach Club:
- Consistent revenue growth over the past decade, from $757,258 in 2014 to $1,244,905 in 2023.
- Operates with a consistent annual surplus, indicating sound financial management (e.g., $1,244,905 revenue vs. $1,045,497 expenses in 2023).
- Significant growth in assets, from $89,631 in 2014 to $995,456 in 2023, strengthening financial stability.
- Low liabilities relative to assets in recent years, with assets of $995,456 significantly exceeding liabilities of $375,828 in 2023.
Frequently Asked Questions about Breakwater Beach Club
Is Breakwater Beach Club a legitimate charity?
Breakwater Beach Club (EIN: 210693663) is a registered tax-exempt nonprofit based in New Jersey. Our AI analysis gives it a Mission Score of 75/100. It has 13 years of IRS 990 filings on record. Total revenue: $1.2M. 3 red flags identified. 4 strengths noted. Financial health grade: A.
How does Breakwater Beach Club spend its money?
Breakwater Beach Club directs 80% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.
Are donations to Breakwater Beach Club tax-deductible?
Breakwater Beach Club is registered as a tax-exempt nonprofit (EIN: 210693663). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How much does the Breakwater Beach Club CEO make?
Breakwater Beach Club's highest-compensated officer earns $1 annually. The organization reported $1.2M in total revenue. Executive compensation data is disclosed in IRS 990 filings.
What percentage of Breakwater Beach Club's spending goes to programs?
Breakwater Beach Club directs 80% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
Where is Breakwater Beach Club located?
Breakwater Beach Club is headquartered in Long Branch, New Jersey and files with the IRS under EIN 210693663.
How many years of IRS 990 filings does Breakwater Beach Club have?
Breakwater Beach Club has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $1.2M in total revenue.
What is the NTEE code for Breakwater Beach Club?
The NTEE code for Breakwater Beach Club is currently listed as 'Unknown' in the provided data.
How does Breakwater Beach Club manage to have 0% officer compensation with over $1 million in revenue?
The filings consistently report 0% officer compensation. This could mean the organization is entirely volunteer-run at the officer level, or compensation is structured in a way that it's not reported under 'officer compensation' on the 990 form, such as through contractor payments or other employee categories.
What are the specific programs that Breakwater Beach Club funds?
The provided IRS 990 data does not detail the specific programs or activities that Breakwater Beach Club funds. Further investigation into their public mission statement or annual reports would be necessary.
What is the organization's long-term strategy for managing its liabilities, which have fluctuated significantly?
Liabilities have shown significant fluctuation, peaking at $1,294,118 in 2018 and decreasing to $375,828 in 2023. While the recent trend is positive, the historical volatility suggests a need to understand the underlying causes and the organization's strategy for liability management.
Filing History
IRS 990 filing history for Breakwater Beach Club showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Breakwater Beach Club's revenue has grown by 97.3%, moving from $631K to $1.2M. Total assets increased by 1225% over the same period, from $75K to $995K. Total functional expenses rose by 38.6%, from $754K to $1.0M. In its most recent filing year (2023), Breakwater Beach Club reported a surplus of $199K, with revenue exceeding expenses. The organization holds $376K in liabilities against $995K in assets (debt-to-asset ratio: 37.8%), resulting in net assets of $620K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $1.2M | $1.0M | $995K | $376K | — | View 990 |
| 2022 | $1.2M | $978K | $733K | $312K | — | View 990 |
| 2021 | $1.1M | $909K | $601K | $365K | — | View 990 |
| 2020 | $896K | $871K | $565K | $513K | — | View 990 |
| 2019 | $989K | $881K | $574K | $548K | — | — |
| 2018 | $964K | $792K | $1.2M | $1.3M | — | View 990 |
| 2017 | $954K | $770K | $572K | $825K | — | View 990 |
| 2016 | $906K | $772K | $392K | $829K | — | View 990 |
| 2015 | $825K | $721K | $240K | $810K | — | View 990 |
| 2014 | $757K | $720K | $90K | $764K | — | View 990 |
| 2013 | $694K | $619K | $58K | $770K | — | View 990 |
| 2012 | $551K | $592K | $58K | $845K | — | View 990 |
| 2011 | $631K | $754K | $75K | $820K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $1.2M, expenses of $1.0M, and assets of $995K (revenue +7.1% year-over-year).
- 2022: Revenue of $1.2M, expenses of $978K, and assets of $733K (revenue +6.5% year-over-year).
- 2021: Revenue of $1.1M, expenses of $909K, and assets of $601K (revenue +21.9% year-over-year).
- 2020: Revenue of $896K, expenses of $871K, and assets of $565K (revenue -9.4% year-over-year).
- 2019: Revenue of $989K, expenses of $881K, and assets of $574K (revenue +2.6% year-over-year).
- 2018: Revenue of $964K, expenses of $792K, and assets of $1.2M (revenue +1.1% year-over-year).
- 2017: Revenue of $954K, expenses of $770K, and assets of $572K (revenue +5.2% year-over-year).
- 2016: Revenue of $906K, expenses of $772K, and assets of $392K (revenue +9.8% year-over-year).
- 2015: Revenue of $825K, expenses of $721K, and assets of $240K (revenue +9.0% year-over-year).
- 2014: Revenue of $757K, expenses of $720K, and assets of $90K (revenue +9.1% year-over-year).
- 2013: Revenue of $694K, expenses of $619K, and assets of $58K (revenue +26.0% year-over-year).
- 2012: Revenue of $551K, expenses of $592K, and assets of $58K (revenue -12.7% year-over-year).
- 2011: Revenue of $631K, expenses of $754K, and assets of $75K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Breakwater Beach Club:
Data Sources and Methodology
This transparency report for Breakwater Beach Club is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.