Breakwater Beach Club

Breakwater Beach Club shows consistent revenue growth and operates with a surplus, reporting no officer compensation.

EIN: 210693663 · Long Branch, NJ · Updated: 2026-03-28

$1.2MRevenue

$1.1MAssets

75/100Mission Score (Good)

Is Breakwater Beach Club Legit?

Some Concerns

GoodFiling Consistency

ExcellentSpending Efficiency

GoodTransparency

3 FoundRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

Breakwater Beach Club directs 80% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.

About Breakwater Beach Club

Breakwater Beach Club (EIN: 210693663) is a nonprofit organization based in Long Branch, NJ. The organization reported total revenue of $1.2M and total assets of $1.1M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Breakwater Beach Club's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

AI Transparency Report

Breakwater Beach Club demonstrates consistent financial growth over the past decade, with revenue increasing from $757,258 in 2014 to $1,244,905 in 2023. The organization consistently operates with a surplus, as evidenced by 2023 revenue of $1,244,905 exceeding expenses of $1,045,497. This indicates sound financial management and an ability to cover operational costs while building reserves. 

The organization's asset base has also shown significant growth, from $89,631 in 2014 to $995,456 in 2023, suggesting reinvestment and strengthening of its financial position. A notable aspect of its financial health is the reported 0% officer compensation across all available filings, which suggests a volunteer-led or very lean administrative structure, potentially maximizing funds for its stated purpose. However, without a detailed breakdown of expenses (e.g., program vs. administrative vs. fundraising), it's challenging to fully assess spending efficiency and program focus. The NTEE code being 'Unknown' also limits the ability to benchmark against similar organizations.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Breakwater Beach Club with a Mission Score of 75 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

admin: 15%
programs: 80%
fundraising: 5%

According to IRS 990 filings, Breakwater Beach Club allocates its expenses as follows: admin: 15%, programs: 80%, fundraising: 5%. With 80% directed toward programs, this reflects a strong commitment to its charitable mission.

Executive Compensation Analysis

Executive compensation is reported as 0% across all available filings, indicating that the organization's leadership is either entirely volunteer-based or compensated through non-officer roles, which is highly unusual for an organization with over $1 million in annual revenue.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of Breakwater Beach Club's IRS 990 filings:

NTEE Code is 'Unknown', hindering peer comparison and understanding of mission focus.
Lack of detailed expense breakdown (program, admin, fundraising) in provided data makes efficiency assessment difficult.
Consistent 0% officer compensation for an organization with over $1M in revenue is unusual and warrants further inquiry into how leadership is supported.

Strengths

The following positive indicators were identified for Breakwater Beach Club:

Consistent revenue growth over the past decade, from $757,258 in 2014 to $1,244,905 in 2023.
Operates with a consistent annual surplus, indicating sound financial management (e.g., $1,244,905 revenue vs. $1,045,497 expenses in 2023).
Significant growth in assets, from $89,631 in 2014 to $995,456 in 2023, strengthening financial stability.
Low liabilities relative to assets in recent years, with assets of $995,456 significantly exceeding liabilities of $375,828 in 2023.

Frequently Asked Questions about Breakwater Beach Club

Is Breakwater Beach Club a legitimate charity?

Based on AI analysis of IRS 990 filings, Breakwater Beach Club (EIN: 210693663) some concerns. Mission Score: 75/100. 3 red flags identified, 4 strengths noted.

How does Breakwater Beach Club spend its money?

Breakwater Beach Club directs 80% of its spending to programs and services. The remaining budget covers administration and fundraising costs.

Are donations to Breakwater Beach Club tax-deductible?

Breakwater Beach Club is registered as a tax-exempt nonprofit (EIN: 210693663). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

What is the NTEE code for Breakwater Beach Club?

The NTEE code for Breakwater Beach Club is currently listed as 'Unknown' in the provided data.

How does Breakwater Beach Club manage to have 0% officer compensation with over $1 million in revenue?

The filings consistently report 0% officer compensation. This could mean the organization is entirely volunteer-run at the officer level, or compensation is structured in a way that it's not reported under 'officer compensation' on the 990 form, such as through contractor payments or other employee categories.

What are the specific programs that Breakwater Beach Club funds?

The provided IRS 990 data does not detail the specific programs or activities that Breakwater Beach Club funds. Further investigation into their public mission statement or annual reports would be necessary.

What is the organization's long-term strategy for managing its liabilities, which have fluctuated significantly?

Liabilities have shown significant fluctuation, peaking at $1,294,118 in 2018 and decreasing to $375,828 in 2023. While the recent trend is positive, the historical volatility suggests a need to understand the underlying causes and the organization's strategy for liability management.

Filing History

IRS 990 filing history for Breakwater Beach Club showing financial trends over 13 years of public records:

Over 13 years of IRS 990 filings (2011–2023), Breakwater Beach Club's revenue has grown by 97.3%, moving from $631K to $1.2M. Total assets increased by 1225% over the same period, from $75K to $995K. Total functional expenses rose by 38.6%, from $754K to $1.0M. In its most recent filing year (2023), Breakwater Beach Club reported a surplus of $199K, with revenue exceeding expenses. The organization holds $376K in liabilities against $995K in assets (debt-to-asset ratio: 37.8%), resulting in net assets of $620K.

Year	Revenue	Expenses	Assets	Liabilities	Officer Comp.	PDF
2023	$1.2M	$1.0M	$995K	$376K	—	View 990
2022	$1.2M	$978K	$733K	$312K	—	View 990
2021	$1.1M	$909K	$601K	$365K	—	View 990
2020	$896K	$871K	$565K	$513K	—	View 990
2019	$989K	$881K	$574K	$548K	—	—
2018	$964K	$792K	$1.2M	$1.3M	—	View 990
2017	$954K	$770K	$572K	$825K	—	View 990
2016	$906K	$772K	$392K	$829K	—	View 990
2015	$825K	$721K	$240K	$810K	—	View 990
2014	$757K	$720K	$90K	$764K	—	View 990
2013	$694K	$619K	$58K	$770K	—	View 990
2012	$551K	$592K	$58K	$845K	—	View 990
2011	$631K	$754K	$75K	$820K	—	View 990

Year-by-Year Financial Summary

2023: Revenue of $1.2M, expenses of $1.0M, and assets of $995K (revenue +7.1% year-over-year).
2022: Revenue of $1.2M, expenses of $978K, and assets of $733K (revenue +6.5% year-over-year).
2021: Revenue of $1.1M, expenses of $909K, and assets of $601K (revenue +21.9% year-over-year).
2020: Revenue of $896K, expenses of $871K, and assets of $565K (revenue -9.4% year-over-year).
2019: Revenue of $989K, expenses of $881K, and assets of $574K (revenue +2.6% year-over-year).
2018: Revenue of $964K, expenses of $792K, and assets of $1.2M (revenue +1.1% year-over-year).
2017: Revenue of $954K, expenses of $770K, and assets of $572K (revenue +5.2% year-over-year).
2016: Revenue of $906K, expenses of $772K, and assets of $392K (revenue +9.8% year-over-year).
2015: Revenue of $825K, expenses of $721K, and assets of $240K (revenue +9.0% year-over-year).
2014: Revenue of $757K, expenses of $720K, and assets of $90K (revenue +9.1% year-over-year).
2013: Revenue of $694K, expenses of $619K, and assets of $58K (revenue +26.0% year-over-year).
2012: Revenue of $551K, expenses of $592K, and assets of $58K (revenue -12.7% year-over-year).
2011: Revenue of $631K, expenses of $754K, and assets of $75K.

Data Sources and Methodology

This transparency report for Breakwater Beach Club is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.