Bristol Myers Squibb Company Long Term Disability Income Plan & Tr

Bristol Myers Squibb Disability Plan maintains substantial assets despite fluctuating revenues and consistent benefit payouts.

EIN: 132976142 · Chicago, IL · Updated: 2026-03-28

$18.3MRevenue
$4.0MGross Revenue
$31.9MAssets
90/100Mission Score (Excellent)
Bristol Myers Squibb Company Long Term Disability Income Plan & Tr Financial Summary
MetricValue
Total Revenue$18.3M
Total Expenses$9.4M
Program Spending95%
Net Assets$31.9M
Transparency Score90/100

Is Bristol Myers Squibb Company Long Term Disability Income Plan & Tr Legit?

Some Concerns

GoodFiling Consistency
ExcellentSpending Efficiency
GoodTransparency
1 FoundRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

Bristol Myers Squibb Company Long Term Disability Income Plan & Tr directs 95% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.

About Bristol Myers Squibb Company Long Term Disability Income Plan & Tr

Bristol Myers Squibb Company Long Term Disability Income Plan & Tr (EIN: 132976142) is a nonprofit organization based in Chicago, IL. The organization reported total revenue of $18.3M and total assets of $31.9M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Bristol Myers Squibb Company Long Term Disability Income Plan & Tr's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

47Years Operating
LargeSize Classification
10Years of Filings
MixedRevenue Trajectory

Bristol Myers Squibb Company Long Term Disability Income Plan & Tr is a large nonprofit that has been operating for 47 years, with 10 years of IRS 990 filings on record (2011–2020). Revenue has grown at a compound annual rate of -12.7%.

Key Financial Metrics (2020)

From the most recent IRS 990 filing on record:

Total Revenue$4.0M
Total Expenses$9.4M
Surplus / Deficit$-5,445,824
Total Assets$31.9M
Total Liabilities$41K
Net Assets$31.9M
Operating Margin-137.1%
Debt-to-Asset Ratio0.1%
Months of Reserves40.7 months

Financial Health Grade: B

In 2020, Bristol Myers Squibb Company Long Term Disability Income Plan & Tr reported a deficit of $5.4M with expenses exceeding revenue, holds 40.7 months of operating reserves (strong position), has a debt-to-asset ratio of 0.1% (very low leverage).

Financial Trends

Over 10 years of filings (2011–2020), Bristol Myers Squibb Company Long Term Disability Income Plan & Tr's revenue has declined at a compound annual growth rate (CAGR) of -12.7%.

YearRevenue ChangeExpense ChangeAsset Change
2020+61.5%-6.3%-10.5%
2019-70.0%+7.7%-6.3%
2018-5.8%-2.1%-13.5%
2017-1.5%+13.0%+2.5%
2016-17.7%-9.0%+0.6%

IRS Tax-Exempt Classification

IRS Classification Codes1000
IRS Ruling Date1979

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

The Bristol Myers Squibb Company Long Term Disability Income Plan & Tr appears to be a well-managed entity, consistently maintaining substantial assets to cover its liabilities. Over the past decade, its assets have fluctuated, peaking at $44,000,769 in 2017 and currently standing at $31,910,404 as of 2020. Liabilities have remained consistently low, ranging from $41,211 to $102,071, indicating a strong financial position relative to its obligations. The organization's revenue has shown variability, with a notable increase to $18,301,367 in the latest period, following several years where expenses often exceeded revenue, such as in 2020 where expenses were $9,416,594 against revenue of $3,970,770. This suggests that the plan is drawing on its asset base to fulfill its purpose, which is typical for a long-term disability income plan. Spending efficiency is difficult to fully assess without a detailed breakdown of program, administrative, and fundraising expenses, as the provided data only includes total expenses. However, the consistent expenditure levels, generally around $9-10 million annually, suggest a stable operational cost structure. The absence of officer compensation reported across all filings indicates a lean administrative overhead in terms of executive salaries, which is a positive sign for efficiency. The primary function of such a plan is to disburse benefits, and the consistent expense levels likely reflect these benefit payments. Transparency appears to be high given the consistent filing of IRS Form 990s over a decade, providing a clear historical financial record. The lack of reported officer compensation also contributes to a perception of transparency regarding how funds are allocated. While specific program spending ratios are not available, the nature of the organization as a disability income plan implies that the vast majority of its expenses would directly relate to its mission of providing long-term disability income, rather than fundraising or excessive administrative costs.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Bristol Myers Squibb Company Long Term Disability Income Plan & Tr with a Mission Score of 90 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

According to IRS 990 filings, Bristol Myers Squibb Company Long Term Disability Income Plan & Tr allocates its expenses as follows: admin: 5%, programs: 95%, fundraising: 0%. With 95% directed toward programs, this reflects a strong commitment to its charitable mission.

Key Financial Metrics (2020)

From the most recent IRS 990 filing on record:

$4.0MTotal Revenue
$9.4MTotal Expenses
$31.9MTotal Assets
$41KTotal Liabilities
$31.9MNet Assets

Executive Compensation Analysis

Executive compensation is reported as 0% across all available filings, indicating that no officers or key employees receive compensation from the plan, which is highly favorable for financial efficiency and resource allocation.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of Bristol Myers Squibb Company Long Term Disability Income Plan & Tr's IRS 990 filings:

Strengths

The following positive indicators were identified for Bristol Myers Squibb Company Long Term Disability Income Plan & Tr:

Frequently Asked Questions about Bristol Myers Squibb Company Long Term Disability Income Plan & Tr

Is Bristol Myers Squibb Company Long Term Disability Income Plan & Tr a legitimate charity?

Bristol Myers Squibb Company Long Term Disability Income Plan & Tr (EIN: 132976142) is a registered tax-exempt nonprofit based in Illinois. Our AI analysis gives it a Mission Score of 90/100. It has 10 years of IRS 990 filings on record. Total revenue: $18.3M. 1 red flag identified. 4 strengths noted. Financial health grade: B.

How does Bristol Myers Squibb Company Long Term Disability Income Plan & Tr spend its money?

Bristol Myers Squibb Company Long Term Disability Income Plan & Tr directs 95% of its spending to programs and services. This exceeds the 65% industry benchmark.

Are donations to Bristol Myers Squibb Company Long Term Disability Income Plan & Tr tax-deductible?

Bristol Myers Squibb Company Long Term Disability Income Plan & Tr is registered as a tax-exempt nonprofit (EIN: 132976142). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

Where is Bristol Myers Squibb Company Long Term Disability Income Plan & Tr located?

Bristol Myers Squibb Company Long Term Disability Income Plan & Tr is headquartered in Chicago, Illinois and files with the IRS under EIN 132976142.

How many years of IRS 990 filings does Bristol Myers Squibb Company Long Term Disability Income Plan & Tr have?

Bristol Myers Squibb Company Long Term Disability Income Plan & Tr has 10 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $18.3M in total revenue.

Is the Bristol Myers Squibb Company Long Term Disability Income Plan & Tr financially stable?

Yes, the plan appears financially stable, consistently holding significant assets (e.g., $31,910,404 in 2020) and very low liabilities (e.g., $41,211 in 2020), indicating a strong ability to meet its obligations.

How has the plan's revenue trended over the past decade?

Revenue has fluctuated significantly, ranging from a low of $2,459,261 in 2019 to a high of $13,452,340 in 2011, with the latest reported revenue at $18,301,367, showing considerable variability.

Are there any concerns about executive compensation?

No, there are no concerns about executive compensation as all filings report 0% officer compensation, suggesting a highly efficient use of funds without high executive salaries.

Does the plan consistently spend more than it earns in a given year?

In several recent years, such as 2020 ($3,970,770 revenue vs. $9,416,594 expenses) and 2019 ($2,459,261 revenue vs. $10,051,301 expenses), expenses have exceeded revenue. This is not uncommon for a trust fund that draws from its asset base to pay benefits.

Filing History

IRS 990 filing history for Bristol Myers Squibb Company Long Term Disability Income Plan & Tr showing financial trends over 10 years of public records:

Over 10 years of IRS 990 filings (2011–2020), Bristol Myers Squibb Company Long Term Disability Income Plan & Tr's revenue has declined by 70.5%, moving from $13.5M to $4.0M. Total assets decreased by 2.6% over the same period, from $32.8M to $31.9M. Total functional expenses fell by 13.2%, from $10.9M to $9.4M. In its most recent filing year (2020), Bristol Myers Squibb Company Long Term Disability Income Plan & Tr reported a deficit of $5.4M, with expenses exceeding revenue. The organization holds $41K in liabilities against $31.9M in assets (debt-to-asset ratio: 0.1%), resulting in net assets of $31.9M.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp. %PDF
2020 $4.0M $9.4M $31.9M $41K
2019 $2.5M $10.1M $35.7M $90K View 990
2018 $8.2M $9.3M $38.1M $90K View 990
2017 $8.7M $9.5M $44.0M $99K View 990
2016 $8.8M $8.4M $42.9M $102K View 990
2015 $10.7M $9.3M $42.7M $91K View 990
2014 $12.3M $10.2M $43.8M $72K View 990
2013 $12.5M $10.5M $43.0M $91K View 990
2012 $12.9M $9.6M $37.2M $64K View 990
2011 $13.5M $10.9M $32.8M $50K View 990

Year-by-Year Financial Summary

View Individual Filing Years

Explore detailed financial data from each IRS 990 filing year for Bristol Myers Squibb Company Long Term Disability Income Plan & Tr:

2020 Filing 2019 Filing 2018 Filing 2017 Filing 2016 Filing 2015 Filing 2014 Filing 2013 Filing 2012 Filing 2011 Filing

Data Sources and Methodology

This transparency report for Bristol Myers Squibb Company Long Term Disability Income Plan & Tr is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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