Builders Association Of Northern New Jersey
Northern New Jersey Builders Association: Consistent Revenue, High Program Spending
EIN: 221421104 · Maywood, NJ · Updated: 2026-04-04
| Metric | Value |
|---|---|
| Total Revenue | $261K |
| Total Expenses | $132K |
| Program Spending | 97% |
| Net Assets | $202K |
| Transparency Score | 75/100 |
Is Builders Association Of Northern New Jersey Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Builders Association Of Northern New Jersey directs 97% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Builders Association Of Northern New Jersey
Builders Association Of Northern New Jersey (EIN: 221421104) is a nonprofit organization based in Maywood, NJ. The organization reported total revenue of $261K and total assets of $240K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Builders Association Of Northern New Jersey's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Builders Association Of Northern New Jersey is a small nonprofit that has been operating for 60 years, with 12 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 5.5%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $135K |
| Total Expenses | $132K |
| Surplus / Deficit | +$4K |
| Total Assets | $208K |
| Total Liabilities | $5K |
| Net Assets | $202K |
| Operating Margin | 2.6% |
| Debt-to-Asset Ratio | 2.6% |
| Months of Reserves | 18.9 months |
Financial Health Grade: A
In 2023, Builders Association Of Northern New Jersey reported a surplus of $4K with revenue exceeding expenses, holds 18.9 months of operating reserves (strong position), has a debt-to-asset ratio of 2.6% (very low leverage).
Financial Trends
Over 12 years of filings (2011–2023), Builders Association Of Northern New Jersey's revenue has grown at a compound annual growth rate (CAGR) of 5.5%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +1.8% | +3.1% | +3.5% |
| 2022 | -9.5% | +13.1% | +2.6% |
| 2021 | +18.0% | -4.5% | +21.8% |
| 2020 | -4.8% | -2.0% | +4.7% |
| 2019 | +3.4% | +5.0% | +6.2% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1966 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Builders Association Of Northern New Jersey with a Mission Score of 75 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 3%
- programs: 97%
- fundraising: 0%
According to IRS 990 filings, Builders Association Of Northern New Jersey allocates its expenses as follows: admin: 3%, programs: 97%, fundraising: 0%. With 97% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $4K, with revenue exceeding expenses.
- Debt-to-asset ratio: 2.6%.
Executive Compensation Analysis
Executive compensation is not reported in the available filings, indicating that key personnel may be volunteers or compensated through other means not disclosed on the Form 990-EZ.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Builders Association Of Northern New Jersey's IRS 990 filings:
- Lack of detailed expense breakdown makes it difficult to fully assess the nature of 'other expenses' which constitute the majority of expenditures.
- The organization consistently reports zero compensation for officers, directors, trustees, and key employees, which could indicate reliance on volunteers or compensation through related entities not fully transparent.
Strengths
The following positive indicators were identified for Builders Association Of Northern New Jersey:
- Consistently high percentage of expenses allocated to programs (97% in 2023), indicating a strong focus on mission-related activities.
- Stable revenue and asset base over several years, suggesting financial resilience and consistent operations.
- Low liabilities reported across all years, indicating good financial health and minimal debt.
Frequently Asked Questions about Builders Association Of Northern New Jersey
Is Builders Association Of Northern New Jersey a legitimate charity?
Based on AI analysis of IRS 990 filings, Builders Association Of Northern New Jersey (EIN: 221421104) some concerns. Mission Score: 75/100. 2 red flags identified, 3 strengths noted.
How does Builders Association Of Northern New Jersey spend its money?
Builders Association Of Northern New Jersey directs 97% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Builders Association Of Northern New Jersey tax-deductible?
Builders Association Of Northern New Jersey is registered as a tax-exempt nonprofit (EIN: 221421104). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
Where is Builders Association Of Northern New Jersey located?
Builders Association Of Northern New Jersey is headquartered in Maywood, New Jersey and files with the IRS under EIN 221421104.
How many years of IRS 990 filings does Builders Association Of Northern New Jersey have?
Builders Association Of Northern New Jersey has 12 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $261K in total revenue.
What does Builders Association Of Northern New Jersey do?
Builders Association Of Northern New Jersey is a nonprofit organization in the Unknown sector, located in Maywood, New Jersey. It is classified under NTEE code Unknown.
How much revenue does Builders Association Of Northern New Jersey have?
Builders Association Of Northern New Jersey reported total revenue of $261,400. Based on 12 IRS 990 filings on record.
What are Builders Association Of Northern New Jersey's total assets?
Builders Association Of Northern New Jersey holds total assets of $239,620 as reported in IRS 990 filings.
Where is Builders Association Of Northern New Jersey located?
Builders Association Of Northern New Jersey is based in Maywood, New Jersey.
What is Builders Association Of Northern New Jersey's EIN?
Builders Association Of Northern New Jersey's Employer Identification Number (EIN) is 221421104. This is the unique tax ID assigned by the IRS for tax-exempt organizations.
What type of nonprofit is Builders Association Of Northern New Jersey?
Builders Association Of Northern New Jersey is classified under NTEE code Unknown (Unknown).
Is Builders Association Of Northern New Jersey a registered 501(c)(3)?
Builders Association Of Northern New Jersey appears in IRS records (EIN: 221421104). Check the IRS Tax Exempt Organization Search for the most current determination letter status.
Does Builders Association Of Northern New Jersey file IRS Form 990?
Yes, Builders Association Of Northern New Jersey has 12 IRS Form 990 filings on record. The most recent covers tax period 202312.
What was Builders Association Of Northern New Jersey's revenue in 2023?
In the 202312 filing period, Builders Association Of Northern New Jersey reported total revenue of $135,449, total expenses of $131,877, and net assets of $207,532.
Is Builders Association Of Northern New Jersey's revenue growing or declining?
Builders Association Of Northern New Jersey's revenue is relatively stable. Revenue went from $133,066 (202212) to $135,449 (202312), a +1.8% change. Based on 12 filings on record.
What is Builders Association Of Northern New Jersey's most recent 990 filing?
The most recent IRS Form 990 filing for Builders Association Of Northern New Jersey covers tax period 202312. It shows revenue of $135,449, expenses of $131,877, total assets of $207,532, and liabilities of $5,350.
How much does Builders Association Of Northern New Jersey spend on programs vs administration?
Based on IRS 990 analysis, Builders Association Of Northern New Jersey allocates approximately 97% of expenses to program services, 3% to administrative costs, and 0% to fundraising. This indicates strong program focus.
Is Builders Association Of Northern New Jersey a trustworthy charity?
Based on AI analysis of IRS 990 data, Builders Association Of Northern New Jersey appears trustworthy. Mission Score: 75/100 (Good). 2 red flags identified. 3 strengths noted.
What are the red flags for Builders Association Of Northern New Jersey?
The following concerns were identified: Lack of detailed expense breakdown makes it difficult to fully assess the nature of 'other expenses' which constitute the majority of expenditures.. The organization consistently reports zero compensation for officers, directors, trustees, and key employees, which could indicate reliance on volunteers or compensation through related entities not fully transparent.. These flags are based on automated analysis of IRS 990 public filings and should be verified independently.
What are Builders Association Of Northern New Jersey's strengths?
Positive indicators for Builders Association Of Northern New Jersey include: Consistently high percentage of expenses allocated to programs (97% in 2023), indicating a strong focus on mission-related activities.. Stable revenue and asset base over several years, suggesting financial resilience and consistent operations.. Low liabilities reported across all years, indicating good financial health and minimal debt.. These findings are derived from AI analysis of the organization's financial filings.
How does Builders Association Of Northern New Jersey compensate executives?
Executive compensation is not reported in the available filings, indicating that key personnel may be volunteers or compensated through other means not disclosed on the Form 990-EZ. Executive compensation data is sourced from IRS 990 filings, which require disclosure of officer, director, and key employee pay.
Given the consistent reporting of zero compensation for key personnel, how does the organization sustain its operational leadership and expertise?
The organization likely relies heavily on volunteer leadership or receives in-kind services, which are not monetarily reported as compensation on the Form 990-EZ. This model can be sustainable for smaller associations but may pose challenges for long-term growth or specialized roles.
With 'other expenses' forming the bulk of expenditures, what specific activities or services are these funds primarily supporting to achieve the mission?
Without a more detailed breakdown, it's challenging to pinpoint. However, for a builders association, these expenses could cover advocacy efforts, industry events, educational programs, member services, or operational costs like rent and utilities that are not categorized as administrative salaries.
Filing History
IRS 990 filing history for Builders Association Of Northern New Jersey showing financial trends over 12 years of public records:
Over 12 years of IRS 990 filings (2011–2023), Builders Association Of Northern New Jersey's revenue has grown by 91%, moving from $71K to $135K. Total assets increased by 1472% over the same period, from $13K to $208K. Total functional expenses rose by 26.3%, from $104K to $132K. In its most recent filing year (2023), Builders Association Of Northern New Jersey reported a surplus of $4K, with revenue exceeding expenses. The organization holds $5K in liabilities against $208K in assets (debt-to-asset ratio: 2.6%), resulting in net assets of $202K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $135K | $132K | $208K | $5K | — | — |
| 2022 | $133K | $128K | $201K | $2K | — | View 990 |
| 2021 | $147K | $113K | $195K | $2K | — | View 990 |
| 2020 | $125K | $118K | $160K | $1K | — | — |
| 2019 | $131K | $121K | $153K | $137 | — | View 990 |
| 2018 | $127K | $115K | $144K | $1K | — | View 990 |
| 2017 | $129K | $115K | $139K | $8K | — | View 990 |
| 2016 | $130K | $112K | $143K | $25K | — | View 990 |
| 2014 | $128K | $107K | $75K | $20K | — | View 990 |
| 2013 | $146K | $103K | $40K | $74K | — | View 990 |
| 2012 | $106K | $106K | $34K | $111K | — | View 990 |
| 2011 | $71K | $104K | $13K | $90K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $135K, expenses of $132K, and assets of $208K (revenue +1.8% year-over-year).
- 2022: Revenue of $133K, expenses of $128K, and assets of $201K (revenue -9.5% year-over-year).
- 2021: Revenue of $147K, expenses of $113K, and assets of $195K (revenue +18.0% year-over-year).
- 2020: Revenue of $125K, expenses of $118K, and assets of $160K (revenue -4.8% year-over-year).
- 2019: Revenue of $131K, expenses of $121K, and assets of $153K (revenue +3.4% year-over-year).
- 2018: Revenue of $127K, expenses of $115K, and assets of $144K (revenue -1.5% year-over-year).
- 2017: Revenue of $129K, expenses of $115K, and assets of $139K (revenue -1.2% year-over-year).
- 2016: Revenue of $130K, expenses of $112K, and assets of $143K (revenue +1.9% year-over-year).
- 2014: Revenue of $128K, expenses of $107K, and assets of $75K (revenue -12.6% year-over-year).
- 2013: Revenue of $146K, expenses of $103K, and assets of $40K (revenue +37.3% year-over-year).
- 2012: Revenue of $106K, expenses of $106K, and assets of $34K (revenue +50.0% year-over-year).
- 2011: Revenue of $71K, expenses of $104K, and assets of $13K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Builders Association Of Northern New Jersey:
Data Sources and Methodology
This transparency report for Builders Association Of Northern New Jersey is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.