Calcutta Mercy Ministries
Calcutta Mercy Ministries consistently allocates a high percentage of expenses to programs with no reported officer compensation.
EIN: 203432133 · Fishers, IN · NTEE: P80 · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $1.0M |
| Total Expenses | $1.1M |
| Program Spending | 75% |
| CEO/Top Officer Pay | $1 |
| Net Assets | $59K |
| Transparency Score | 90/100 |
Is Calcutta Mercy Ministries Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Calcutta Mercy Ministries directs 75% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Calcutta Mercy Ministries
Calcutta Mercy Ministries (EIN: 203432133) is a nonprofit organization based in Fishers, IN, classified under NTEE code P80. The organization reported total revenue of $1.0M and total assets of $291K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Calcutta Mercy Ministries's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Calcutta Mercy Ministries is a mid-size nonprofit that has been operating for 21 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of -1.2%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $1.0M |
| Total Expenses | $1.1M |
| Surplus / Deficit | $-33,352 |
| Total Assets | $193K |
| Total Liabilities | $134K |
| Net Assets | $59K |
| Operating Margin | -3.3% |
| Debt-to-Asset Ratio | 69.6% |
| Months of Reserves | 2.2 months |
Financial Health Grade: D
In 2023, Calcutta Mercy Ministries reported a deficit of $33K with expenses exceeding revenue, holds 2.2 months of operating reserves (limited), has a debt-to-asset ratio of 69.6% (high leverage).
Financial Trends
Over 13 years of filings (2011–2023), Calcutta Mercy Ministries's revenue has declined at a compound annual growth rate (CAGR) of -1.2%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +6.3% | -16.9% | -9.4% |
| 2022 | -44.0% | -3.0% | -51.2% |
| 2021 | +73.0% | +75.4% | +207.1% |
| 2020 | +5.1% | -29.6% | -1.2% |
| 2019 | -24.9% | -29.0% | -21.7% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1200 |
| IRS Ruling Date | 2005 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Calcutta Mercy Ministries with a Mission Score of 90 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 15%
- programs: 75%
- fundraising: 10%
According to IRS 990 filings, Calcutta Mercy Ministries allocates its expenses as follows: admin: 15%, programs: 75%, fundraising: 10%. With 75% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $33K, with expenses exceeding revenue.
- Debt-to-asset ratio: 69.6%.
Executive Compensation Analysis
Executive compensation is reported as 0% across all available filings, indicating that no officers or key employees received compensation from the organization. This is highly unusual for an organization with over $1 million in annual revenue and suggests a volunteer-led or externally funded leadership structure, which significantly reduces administrative overhead.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Calcutta Mercy Ministries's IRS 990 filings:
- Significant year-over-year fluctuations in revenue and expenses, making financial predictability challenging.
- Several years with expenses exceeding revenue (e.g., 2022, 2023, 2019, 2018, 2017, 2015), indicating potential reliance on reserves or prior year surpluses.
Strengths
The following positive indicators were identified for Calcutta Mercy Ministries:
- Strong program spending ratio of 75%, indicating a high percentage of funds directly supporting its mission.
- Consistent reporting of 0% officer compensation, demonstrating a commitment to minimizing administrative overhead and maximizing program impact.
- Long filing history (13 filings), suggesting sustained operations and transparency over time.
- Positive net assets in most reported periods, indicating financial stability despite revenue fluctuations.
Frequently Asked Questions about Calcutta Mercy Ministries
Is Calcutta Mercy Ministries a legitimate charity?
Based on AI analysis of IRS 990 filings, Calcutta Mercy Ministries (EIN: 203432133) some concerns. Mission Score: 90/100. 2 red flags identified, 4 strengths noted.
How does Calcutta Mercy Ministries spend its money?
Calcutta Mercy Ministries directs 75% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Calcutta Mercy Ministries tax-deductible?
Calcutta Mercy Ministries is registered as a tax-exempt nonprofit (EIN: 203432133). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How much does the Calcutta Mercy Ministries CEO make?
Calcutta Mercy Ministries's highest-compensated officer earns $1 annually. The organization reported $1.0M in total revenue. Executive compensation data is disclosed in IRS 990 filings.
What percentage of Calcutta Mercy Ministries's spending goes to programs?
Calcutta Mercy Ministries directs 75% to programs, 10% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does Calcutta Mercy Ministries compare to similar nonprofits?
With a transparency score of 90/100 (Excellent), Calcutta Mercy Ministries is above average for NTEE category P80 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Calcutta Mercy Ministries located?
Calcutta Mercy Ministries is headquartered in Fishers, Indiana and files with the IRS under EIN 203432133. It is classified under NTEE code P80.
How many years of IRS 990 filings does Calcutta Mercy Ministries have?
Calcutta Mercy Ministries has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $1.0M in total revenue.
Is Calcutta Mercy Ministries a good charity?
Based on the available IRS 990 data, Calcutta Mercy Ministries appears to be a good charity, particularly due to its high program spending ratio (75%) and the reported 0% officer compensation, indicating a strong focus on its mission and efficient use of funds.
How does Calcutta Mercy Ministries manage its finances given fluctuating revenues?
The organization has experienced fluctuating revenues, ranging from $943,063 in 2019 to $1,713,930 in 2021. Despite this, it has largely managed to keep expenses in line with revenue, though some years show deficits (e.g., 2022 expenses exceeded revenue by over $300,000). The organization's ability to maintain operations and a positive asset base suggests effective financial management despite revenue volatility.
What is the trend in Calcutta Mercy Ministries' assets and liabilities?
Assets have fluctuated significantly, from a low of $141,917 in 2020 to a high of $435,798 in 2021. Liabilities have also varied, with some years showing high liabilities (e.g., $397,859 in 2019) and others very low (e.g., $1,730 in 2015). The latest filing shows assets of $192,551 against liabilities of $134,005, indicating a positive net asset position.
Filing History
IRS 990 filing history for Calcutta Mercy Ministries showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Calcutta Mercy Ministries's revenue has declined by 13.5%, moving from $1.2M to $1.0M. Total assets decreased by 56.3% over the same period, from $440K to $193K. Total functional expenses fell by 1.6%, from $1.1M to $1.1M. In its most recent filing year (2023), Calcutta Mercy Ministries reported a deficit of $33K, with expenses exceeding revenue. The organization holds $134K in liabilities against $193K in assets (debt-to-asset ratio: 69.6%), resulting in net assets of $59K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $1.0M | $1.1M | $193K | $134K | — | — |
| 2022 | $959K | $1.3M | $213K | $121K | — | View 990 |
| 2021 | $1.7M | $1.3M | $436K | $37K | — | View 990 |
| 2020 | $991K | $745K | $142K | $150K | — | View 990 |
| 2019 | $943K | $1.1M | $144K | $398K | — | View 990 |
| 2018 | $1.3M | $1.5M | $183K | $323K | — | View 990 |
| 2017 | $1.5M | $1.7M | $368K | $272K | — | View 990 |
| 2016 | $1.8M | $1.7M | $316K | $42K | — | View 990 |
| 2015 | $1.6M | $1.6M | $174K | $2K | — | View 990 |
| 2014 | $1.8M | $1.6M | $253K | $24K | — | View 990 |
| 2013 | $1.6M | $1.6M | $106K | $26K | — | View 990 |
| 2012 | $1.7M | $2.0M | $156K | $0 | — | View 990 |
| 2011 | $1.2M | $1.1M | $440K | $29K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $1.0M, expenses of $1.1M, and assets of $193K (revenue +6.3% year-over-year).
- 2022: Revenue of $959K, expenses of $1.3M, and assets of $213K (revenue -44.0% year-over-year).
- 2021: Revenue of $1.7M, expenses of $1.3M, and assets of $436K (revenue +73.0% year-over-year).
- 2020: Revenue of $991K, expenses of $745K, and assets of $142K (revenue +5.1% year-over-year).
- 2019: Revenue of $943K, expenses of $1.1M, and assets of $144K (revenue -24.9% year-over-year).
- 2018: Revenue of $1.3M, expenses of $1.5M, and assets of $183K (revenue -15.7% year-over-year).
- 2017: Revenue of $1.5M, expenses of $1.7M, and assets of $368K (revenue -15.2% year-over-year).
- 2016: Revenue of $1.8M, expenses of $1.7M, and assets of $316K (revenue +12.9% year-over-year).
- 2015: Revenue of $1.6M, expenses of $1.6M, and assets of $174K (revenue -11.3% year-over-year).
- 2014: Revenue of $1.8M, expenses of $1.6M, and assets of $253K (revenue +11.3% year-over-year).
- 2013: Revenue of $1.6M, expenses of $1.6M, and assets of $106K (revenue -9.5% year-over-year).
- 2012: Revenue of $1.7M, expenses of $2.0M, and assets of $156K (revenue +47.6% year-over-year).
- 2011: Revenue of $1.2M, expenses of $1.1M, and assets of $440K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Calcutta Mercy Ministries:
Data Sources and Methodology
This transparency report for Calcutta Mercy Ministries is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.