Calvary Baptist Community Center Inc
Calvary Baptist Community Center: Consistent Revenue, Tight Margins
EIN: 221973601 · Paterson, NJ · NTEE: P33Z · Updated: 2026-04-04
| Metric | Value |
|---|---|
| Total Revenue | $2.4M |
| Total Expenses | $2.4M |
| Program Spending | 85% |
| Net Assets | $162K |
| Transparency Score | 75/100 |
Is Calvary Baptist Community Center Inc Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Calvary Baptist Community Center Inc directs 85% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Calvary Baptist Community Center Inc
Calvary Baptist Community Center Inc (EIN: 221973601) is a nonprofit organization based in Paterson, NJ, classified under NTEE code P33Z. The organization reported total revenue of $2.4M and total assets of $268K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Calvary Baptist Community Center Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Calvary Baptist Community Center Inc is a mid-size nonprofit that has been operating for 42 years, with 11 years of IRS 990 filings on record (2013–2023). Revenue has grown at a compound annual rate of -0.7%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $2.6M |
| Total Expenses | $2.4M |
| Surplus / Deficit | +$211K |
| Total Assets | $196K |
| Total Liabilities | $34K |
| Net Assets | $162K |
| Operating Margin | 8.0% |
| Debt-to-Asset Ratio | 17.2% |
| Months of Reserves | 1.0 months |
Financial Health Grade: A
In 2023, Calvary Baptist Community Center Inc reported a surplus of $211K with revenue exceeding expenses, holds 1.0 months of operating reserves (limited), has a debt-to-asset ratio of 17.2% (very low leverage).
Financial Trends
Over 11 years of filings (2013–2023), Calvary Baptist Community Center Inc's revenue has declined at a compound annual growth rate (CAGR) of -0.7%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +10.9% | +6.4% | +298.9% |
| 2022 | +20.3% | +6.6% | -69.2% |
| 2021 | -18.0% | -10.5% | +32.6% |
| 2020 | -4.6% | -3.8% | +27.4% |
| 2019 | +5.6% | +5.2% | +32.6% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 7000 |
| IRS Ruling Date | 1984 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Calvary Baptist Community Center Inc with a Mission Score of 75 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 10%
- programs: 85%
- fundraising: 5%
According to IRS 990 filings, Calvary Baptist Community Center Inc allocates its expenses as follows: admin: 10%, programs: 85%, fundraising: 5%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $211K, with revenue exceeding expenses.
- Debt-to-asset ratio: 17.2%.
Executive Compensation Analysis
Executive compensation is not explicitly detailed in the provided data, making a specific assessment difficult without further filings.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Calvary Baptist Community Center Inc's IRS 990 filings:
- Net assets have fluctuated significantly, with a notable drop from $159,411 in 2021 to $49,024 in 2022, then increasing to $195,579 in 2023.
- The organization consistently operates with very tight margins, with expenses often close to or exceeding revenue in several years (e.g., 2021 expenses of $2,149,015 against revenue of $1,985,162).
Strengths
The following positive indicators were identified for Calvary Baptist Community Center Inc:
- Consistent revenue generation over multiple years, averaging around $2.3 million annually.
- Low reported fundraising costs, indicating efficient resource allocation for donor acquisition and retention.
- Maintains a positive asset base, demonstrating some financial stability despite tight operating margins.
Frequently Asked Questions about Calvary Baptist Community Center Inc
Is Calvary Baptist Community Center Inc a legitimate charity?
Based on AI analysis of IRS 990 filings, Calvary Baptist Community Center Inc (EIN: 221973601) some concerns. Mission Score: 75/100. 2 red flags identified, 3 strengths noted.
How does Calvary Baptist Community Center Inc spend its money?
Calvary Baptist Community Center Inc directs 85% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Calvary Baptist Community Center Inc tax-deductible?
Calvary Baptist Community Center Inc is registered as a tax-exempt nonprofit (EIN: 221973601). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Calvary Baptist Community Center Inc's spending goes to programs?
Calvary Baptist Community Center Inc directs 85% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does Calvary Baptist Community Center Inc compare to similar nonprofits?
With a transparency score of 75/100 (Good), Calvary Baptist Community Center Inc is above average for NTEE category P33Z nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Calvary Baptist Community Center Inc located?
Calvary Baptist Community Center Inc is headquartered in Paterson, New Jersey and files with the IRS under EIN 221973601. It is classified under NTEE code P33Z.
How many years of IRS 990 filings does Calvary Baptist Community Center Inc have?
Calvary Baptist Community Center Inc has 11 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $2.4M in total revenue.
What does Calvary Baptist Community Center Inc do?
Calvary Baptist Community Center Inc is a nonprofit organization in the Human Services sector, located in Paterson, New Jersey. It is classified under NTEE code P33Z.
How much revenue does Calvary Baptist Community Center Inc have?
Calvary Baptist Community Center Inc reported total revenue of $2,363,440. Based on 11 IRS 990 filings on record.
What are Calvary Baptist Community Center Inc's total assets?
Calvary Baptist Community Center Inc holds total assets of $267,888 as reported in IRS 990 filings.
Where is Calvary Baptist Community Center Inc located?
Calvary Baptist Community Center Inc is based in Paterson, New Jersey.
What is Calvary Baptist Community Center Inc's EIN?
Calvary Baptist Community Center Inc's Employer Identification Number (EIN) is 221973601. This is the unique tax ID assigned by the IRS for tax-exempt organizations.
What type of nonprofit is Calvary Baptist Community Center Inc?
Calvary Baptist Community Center Inc is classified under NTEE code P33Z (Human Services).
Is Calvary Baptist Community Center Inc a registered 501(c)(3)?
Yes, Calvary Baptist Community Center Inc is recognized as a tax-exempt organization by the IRS. EIN: 221973601.
Does Calvary Baptist Community Center Inc file IRS Form 990?
Yes, Calvary Baptist Community Center Inc has 11 IRS Form 990 filings on record. The most recent covers tax period 202309.
What was Calvary Baptist Community Center Inc's revenue in 2023?
In the 202309 filing period, Calvary Baptist Community Center Inc reported total revenue of $2,647,940, total expenses of $2,436,559, and net assets of $195,579.
Is Calvary Baptist Community Center Inc's revenue growing or declining?
Calvary Baptist Community Center Inc's revenue is growing. Revenue went from $2,388,233 (202209) to $2,647,940 (202309), a +10.9% change. Based on 11 filings on record.
What is Calvary Baptist Community Center Inc's most recent 990 filing?
The most recent IRS Form 990 filing for Calvary Baptist Community Center Inc covers tax period 202309. It shows revenue of $2,647,940, expenses of $2,436,559, total assets of $195,579, and liabilities of $33,594.
How much does Calvary Baptist Community Center Inc spend on programs vs administration?
Based on IRS 990 analysis, Calvary Baptist Community Center Inc allocates approximately 85% of expenses to program services, 10% to administrative costs, and 5% to fundraising. This indicates strong program focus.
Is Calvary Baptist Community Center Inc a trustworthy charity?
Based on AI analysis of IRS 990 data, Calvary Baptist Community Center Inc appears trustworthy. Mission Score: 75/100 (Good). 2 red flags identified. 3 strengths noted.
What are the red flags for Calvary Baptist Community Center Inc?
The following concerns were identified: Net assets have fluctuated significantly, with a notable drop from $159,411 in 2021 to $49,024 in 2022, then increasing to $195,579 in 2023.. The organization consistently operates with very tight margins, with expenses often close to or exceeding revenue in several years (e.g., 2021 expenses of $2,149,015 against revenue of $1,985,162).. These flags are based on automated analysis of IRS 990 public filings and should be verified independently.
What are Calvary Baptist Community Center Inc's strengths?
Positive indicators for Calvary Baptist Community Center Inc include: Consistent revenue generation over multiple years, averaging around $2.3 million annually.. Low reported fundraising costs, indicating efficient resource allocation for donor acquisition and retention.. Maintains a positive asset base, demonstrating some financial stability despite tight operating margins.. These findings are derived from AI analysis of the organization's financial filings.
How does Calvary Baptist Community Center Inc compensate executives?
Executive compensation is not explicitly detailed in the provided data, making a specific assessment difficult without further filings. Executive compensation data is sourced from IRS 990 filings, which require disclosure of officer, director, and key employee pay.
How transparent is Calvary Baptist Community Center Inc?
• Financial statements are available, but detailed program breakdowns are not readily apparent. • The organization consistently reports 0% compensation from professional fundraising organizations. • Transparency regarding specific program outcomes and impact metrics could be improved. Transparency assessment is based on the availability and consistency of IRS 990 filing data, spending disclosure, and governance indicators.
Given the consistent revenue and tight operating margins, what strategies does Calvary Baptist Community Center employ to maintain its services and financial viability?
The consistent revenue suggests a stable donor base or reliable funding streams. The tight margins imply a focus on cost control and efficient program delivery, potentially through volunteer efforts or in-kind donations not fully captured in the expense figures. Further analysis of their program activities would be needed to understand how they maximize impact with limited financial overhead.
Filing History
IRS 990 filing history for Calvary Baptist Community Center Inc showing financial trends over 11 years of public records:
Over 11 years of IRS 990 filings (2013–2023), Calvary Baptist Community Center Inc's revenue has declined by 6.8%, moving from $2.8M to $2.6M. Total assets increased by 90.7% over the same period, from $103K to $196K. Total functional expenses fell by 2.9%, from $2.5M to $2.4M. In its most recent filing year (2023), Calvary Baptist Community Center Inc reported a surplus of $211K, with revenue exceeding expenses. The organization holds $34K in liabilities against $196K in assets (debt-to-asset ratio: 17.2%), resulting in net assets of $162K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $2.6M | $2.4M | $196K | $34K | — | View 990 |
| 2022 | $2.4M | $2.3M | $49K | $98K | — | — |
| 2021 | $2.0M | $2.1M | $159K | $307K | — | View 990 |
| 2020 | $2.4M | $2.4M | $120K | $104K | — | View 990 |
| 2019 | $2.5M | $2.5M | $94K | $96K | — | View 990 |
| 2018 | $2.4M | $2.4M | $71K | $113K | — | View 990 |
| 2017 | $2.4M | $2.4M | $46K | $117K | — | View 990 |
| 2016 | $2.3M | $2.2M | $83K | $141K | — | View 990 |
| 2015 | $2.3M | $2.3M | $85K | $187K | — | View 990 |
| 2014 | $2.9M | $2.5M | $107K | $231K | — | View 990 |
| 2013 | $2.8M | $2.5M | $103K | $579K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $2.6M, expenses of $2.4M, and assets of $196K (revenue +10.9% year-over-year).
- 2022: Revenue of $2.4M, expenses of $2.3M, and assets of $49K (revenue +20.3% year-over-year).
- 2021: Revenue of $2.0M, expenses of $2.1M, and assets of $159K (revenue -18.0% year-over-year).
- 2020: Revenue of $2.4M, expenses of $2.4M, and assets of $120K (revenue -4.6% year-over-year).
- 2019: Revenue of $2.5M, expenses of $2.5M, and assets of $94K (revenue +5.6% year-over-year).
- 2018: Revenue of $2.4M, expenses of $2.4M, and assets of $71K (revenue -0.5% year-over-year).
- 2017: Revenue of $2.4M, expenses of $2.4M, and assets of $46K (revenue +5.4% year-over-year).
- 2016: Revenue of $2.3M, expenses of $2.2M, and assets of $83K (revenue -1.6% year-over-year).
- 2015: Revenue of $2.3M, expenses of $2.3M, and assets of $85K (revenue -19.2% year-over-year).
- 2014: Revenue of $2.9M, expenses of $2.5M, and assets of $107K (revenue +1.4% year-over-year).
- 2013: Revenue of $2.8M, expenses of $2.5M, and assets of $103K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Calvary Baptist Community Center Inc:
Data Sources and Methodology
This transparency report for Calvary Baptist Community Center Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.