Cambridge Community Housing Inc
Cambridge Community Housing Inc: Stable Growth, Strong Asset Base, but Transparency Lacking
EIN: 222933799 · Cambridge, MA · NTEE: L20Z · Updated: 2026-04-04
| Metric | Value |
|---|---|
| Total Revenue | $5.9M |
| Total Expenses | $3.4M |
| Program Spending | 80% |
| Net Assets | $10.8M |
| Transparency Score | 75/100 |
Is Cambridge Community Housing Inc Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Cambridge Community Housing Inc directs 80% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Cambridge Community Housing Inc
Cambridge Community Housing Inc (EIN: 222933799) is a nonprofit organization based in Cambridge, MA, classified under NTEE code L20Z. The organization reported total revenue of $5.9M and total assets of $29.1M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Cambridge Community Housing Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Cambridge Community Housing Inc is a mid-size nonprofit that has been operating for 33 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 5.3%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $4.7M |
| Total Expenses | $3.4M |
| Surplus / Deficit | +$1.3M |
| Total Assets | $24.4M |
| Total Liabilities | $13.6M |
| Net Assets | $10.8M |
| Operating Margin | 27.9% |
| Debt-to-Asset Ratio | 55.9% |
| Months of Reserves | 86.6 months |
Financial Health Grade: A
In 2023, Cambridge Community Housing Inc reported a surplus of $1.3M with revenue exceeding expenses, holds 86.6 months of operating reserves (strong position), has a debt-to-asset ratio of 55.9% (high leverage).
Financial Trends
Over 13 years of filings (2011–2023), Cambridge Community Housing Inc's revenue has grown at a compound annual growth rate (CAGR) of 5.3%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +7.2% | +0.1% | +6.9% |
| 2022 | +2.3% | +10.2% | +6.5% |
| 2021 | +7.8% | +1.6% | +7.0% |
| 2020 | +9.3% | +1.8% | +5.5% |
| 2019 | +8.2% | +3.1% | +4.5% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1993 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Cambridge Community Housing Inc with a Mission Score of 75 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 10%
- programs: 80%
- fundraising: 10%
According to IRS 990 filings, Cambridge Community Housing Inc allocates its expenses as follows: admin: 10%, programs: 80%, fundraising: 10%. With 80% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $1.3M, with revenue exceeding expenses.
- Debt-to-asset ratio: 55.9%.
Executive Compensation Analysis
Executive compensation details are not immediately apparent from readily available public summaries, making a direct assessment difficult without reviewing specific IRS Form 990 filings for individual salaries.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Cambridge Community Housing Inc's IRS 990 filings:
- Lack of readily available detailed program impact reports on their website.
- Absence of a clear transparency section on their website consolidating key financial and operational data.
Strengths
The following positive indicators were identified for Cambridge Community Housing Inc:
- Consistent revenue growth over the past several years, from $3,171,882 in 2017 to $5,870,216 in 2023.
- Substantial and growing asset base, reaching $29,105,664 in 2023, indicating strong financial health.
- Low percentage of fundraising expenses relative to total expenses, suggesting efficient resource allocation.
- Consistent positive net assets, demonstrating long-term financial stability.
Frequently Asked Questions about Cambridge Community Housing Inc
Is Cambridge Community Housing Inc a legitimate charity?
Cambridge Community Housing Inc (EIN: 222933799) is a registered tax-exempt nonprofit based in Massachusetts. Our AI analysis gives it a Mission Score of 75/100. It has 13 years of IRS 990 filings on record. Total revenue: $5.9M. 2 red flags identified. 4 strengths noted. Financial health grade: A.
How does Cambridge Community Housing Inc spend its money?
Cambridge Community Housing Inc directs 80% of its spending to programs and services. Fundraising costs 10%. This exceeds the 65% industry benchmark.
Are donations to Cambridge Community Housing Inc tax-deductible?
Cambridge Community Housing Inc is registered as a tax-exempt nonprofit (EIN: 222933799). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Cambridge Community Housing Inc's spending goes to programs?
Cambridge Community Housing Inc directs 80% to programs, 10% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does Cambridge Community Housing Inc compare to similar nonprofits?
With a transparency score of 75/100 (Good), Cambridge Community Housing Inc is above average for NTEE category L20Z nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Cambridge Community Housing Inc located?
Cambridge Community Housing Inc is headquartered in Cambridge, Massachusetts and files with the IRS under EIN 222933799. It is classified under NTEE code L20Z.
How many years of IRS 990 filings does Cambridge Community Housing Inc have?
Cambridge Community Housing Inc has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $5.9M in total revenue.
What does Cambridge Community Housing Inc do?
Cambridge Community Housing Inc is a nonprofit organization in the Housing & Shelter sector, located in Cambridge, Massachusetts. It is classified under NTEE code L20Z.
How much revenue does Cambridge Community Housing Inc have?
Cambridge Community Housing Inc reported total revenue of $5,870,216. Based on 13 IRS 990 filings on record.
What are Cambridge Community Housing Inc's total assets?
Cambridge Community Housing Inc holds total assets of $29,105,664 as reported in IRS 990 filings.
Where is Cambridge Community Housing Inc located?
Cambridge Community Housing Inc is based in Cambridge, Massachusetts.
What is Cambridge Community Housing Inc's EIN?
Cambridge Community Housing Inc's Employer Identification Number (EIN) is 222933799. This is the unique tax ID assigned by the IRS for tax-exempt organizations.
What type of nonprofit is Cambridge Community Housing Inc?
Cambridge Community Housing Inc is classified under NTEE code L20Z (Housing & Shelter).
Is Cambridge Community Housing Inc a registered 501(c)(3)?
Yes, Cambridge Community Housing Inc is recognized as a tax-exempt organization by the IRS. EIN: 222933799.
Does Cambridge Community Housing Inc file IRS Form 990?
Yes, Cambridge Community Housing Inc has 13 IRS Form 990 filings on record. The most recent covers tax period 202306.
What was Cambridge Community Housing Inc's revenue in 2023?
In the 202306 filing period, Cambridge Community Housing Inc reported total revenue of $4,683,290, total expenses of $3,378,952, and net assets of $24,381,842.
Is Cambridge Community Housing Inc's revenue growing or declining?
Cambridge Community Housing Inc's revenue is growing. Revenue went from $4,369,519 (202206) to $4,683,290 (202306), a +7.2% change. Based on 13 filings on record.
What is Cambridge Community Housing Inc's most recent 990 filing?
The most recent IRS Form 990 filing for Cambridge Community Housing Inc covers tax period 202306. It shows revenue of $4,683,290, expenses of $3,378,952, total assets of $24,381,842, and liabilities of $13,620,094.
How much does Cambridge Community Housing Inc spend on programs vs administration?
Based on IRS 990 analysis, Cambridge Community Housing Inc allocates approximately 80% of expenses to program services, 10% to administrative costs, and 10% to fundraising. This indicates strong program focus.
Is Cambridge Community Housing Inc a trustworthy charity?
Based on AI analysis of IRS 990 data, Cambridge Community Housing Inc appears trustworthy. Mission Score: 75/100 (Good). 2 red flags identified. 4 strengths noted.
What are the red flags for Cambridge Community Housing Inc?
The following concerns were identified: Lack of readily available detailed program impact reports on their website.. Absence of a clear transparency section on their website consolidating key financial and operational data.. These flags are based on automated analysis of IRS 990 public filings and should be verified independently.
What are Cambridge Community Housing Inc's strengths?
Positive indicators for Cambridge Community Housing Inc include: Consistent revenue growth over the past several years, from $3,171,882 in 2017 to $5,870,216 in 2023.. Substantial and growing asset base, reaching $29,105,664 in 2023, indicating strong financial health.. Low percentage of fundraising expenses relative to total expenses, suggesting efficient resource allocation.. Consistent positive net assets, demonstrating long-term financial stability.. These findings are derived from AI analysis of the organization's financial filings.
How does Cambridge Community Housing Inc compensate executives?
Executive compensation details are not immediately apparent from readily available public summaries, making a direct assessment difficult without reviewing specific IRS Form 990 filings for individual salaries. Executive compensation data is sourced from IRS 990 filings, which require disclosure of officer, director, and key employee pay.
Given the significant asset base of $29,105,664, how does Cambridge Community Housing Inc leverage these assets to directly expand its housing programs and services?
While the asset growth is clear, the specific mechanisms by which these assets are directly translated into new housing units or increased service capacity for the community are not explicitly detailed in readily available public information.
What is the organization's strategy for improving public access to detailed program outcomes and impact metrics, beyond just financial statements?
The current public information primarily focuses on financial health. A strategy for more robust reporting on the social impact and specific outcomes of their housing initiatives would enhance accountability and donor confidence.
Filing History
IRS 990 filing history for Cambridge Community Housing Inc showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Cambridge Community Housing Inc's revenue has grown by 84.8%, moving from $2.5M to $4.7M. Total assets increased by 64.8% over the same period, from $14.8M to $24.4M. Total functional expenses rose by 26.1%, from $2.7M to $3.4M. In its most recent filing year (2023), Cambridge Community Housing Inc reported a surplus of $1.3M, with revenue exceeding expenses. The organization holds $13.6M in liabilities against $24.4M in assets (debt-to-asset ratio: 55.9%), resulting in net assets of $10.8M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $4.7M | $3.4M | $24.4M | $13.6M | — | — |
| 2022 | $4.4M | $3.4M | $22.8M | $13.4M | — | View 990 |
| 2021 | $4.3M | $3.1M | $21.4M | $13.0M | — | View 990 |
| 2020 | $4.0M | $3.0M | $20.0M | $12.8M | — | View 990 |
| 2019 | $3.6M | $3.0M | $19.0M | $12.7M | — | View 990 |
| 2018 | $3.3M | $2.9M | $18.2M | $12.5M | — | View 990 |
| 2017 | $3.2M | $3.0M | $17.6M | $12.4M | — | View 990 |
| 2016 | $3.8M | $2.7M | $17.7M | $12.7M | — | View 990 |
| 2015 | $3.8M | $2.8M | $16.3M | $12.4M | — | View 990 |
| 2014 | $2.7M | $2.6M | $15.0M | $12.1M | — | View 990 |
| 2013 | $2.7M | $2.8M | $15.0M | $12.1M | — | View 990 |
| 2012 | $2.6M | $2.7M | $14.9M | $12.0M | — | View 990 |
| 2011 | $2.5M | $2.7M | $14.8M | $11.8M | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $4.7M, expenses of $3.4M, and assets of $24.4M (revenue +7.2% year-over-year).
- 2022: Revenue of $4.4M, expenses of $3.4M, and assets of $22.8M (revenue +2.3% year-over-year).
- 2021: Revenue of $4.3M, expenses of $3.1M, and assets of $21.4M (revenue +7.8% year-over-year).
- 2020: Revenue of $4.0M, expenses of $3.0M, and assets of $20.0M (revenue +9.3% year-over-year).
- 2019: Revenue of $3.6M, expenses of $3.0M, and assets of $19.0M (revenue +8.2% year-over-year).
- 2018: Revenue of $3.3M, expenses of $2.9M, and assets of $18.2M (revenue +5.6% year-over-year).
- 2017: Revenue of $3.2M, expenses of $3.0M, and assets of $17.6M (revenue -16.3% year-over-year).
- 2016: Revenue of $3.8M, expenses of $2.7M, and assets of $17.7M (revenue +0.3% year-over-year).
- 2015: Revenue of $3.8M, expenses of $2.8M, and assets of $16.3M (revenue +40.4% year-over-year).
- 2014: Revenue of $2.7M, expenses of $2.6M, and assets of $15.0M (revenue -1.5% year-over-year).
- 2013: Revenue of $2.7M, expenses of $2.8M, and assets of $15.0M (revenue +5.7% year-over-year).
- 2012: Revenue of $2.6M, expenses of $2.7M, and assets of $14.9M (revenue +2.0% year-over-year).
- 2011: Revenue of $2.5M, expenses of $2.7M, and assets of $14.8M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Cambridge Community Housing Inc:
Data Sources and Methodology
This transparency report for Cambridge Community Housing Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.