Camptown Business Improvement District Of Irvington Nj Inc

Camptown Business Improvement District consistently spends more than it earns, drawing down assets over the last decade.

EIN: 221015149 · Jersey City, NJ · NTEE: S41 · Updated: 2026-03-28

$264KRevenue
$357KAssets
70/100Mission Score (Good)
S41
Camptown Business Improvement District Of Irvington Nj Inc Financial Summary
MetricValue
Total Revenue$264K
Total Expenses$182K
Program Spending80%
Net Assets$379K
Transparency Score70/100

Is Camptown Business Improvement District Of Irvington Nj Inc Legit?

Some Concerns

GoodFiling Consistency
ExcellentSpending Efficiency
GoodTransparency
2 FoundRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

Camptown Business Improvement District Of Irvington Nj Inc directs 80% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.

About Camptown Business Improvement District Of Irvington Nj Inc

Camptown Business Improvement District Of Irvington Nj Inc (EIN: 221015149) is a nonprofit organization based in Jersey City, NJ, classified under NTEE code S41. The organization reported total revenue of $264K and total assets of $357K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Camptown Business Improvement District Of Irvington Nj Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

23Years Operating
SmallSize Classification
13Years of Filings
MixedRevenue Trajectory

Camptown Business Improvement District Of Irvington Nj Inc is a small nonprofit that has been operating for 23 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of -3.2%.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

Total Revenue$161K
Total Expenses$182K
Surplus / Deficit$-20,632
Total Assets$395K
Total Liabilities$15K
Net Assets$379K
Operating Margin-12.8%
Debt-to-Asset Ratio3.9%
Months of Reserves26.0 months

Financial Health Grade: B

In 2023, Camptown Business Improvement District Of Irvington Nj Inc reported a deficit of $21K with expenses exceeding revenue, holds 26.0 months of operating reserves (strong position), has a debt-to-asset ratio of 3.9% (very low leverage).

Financial Trends

Over 13 years of filings (2011–2023), Camptown Business Improvement District Of Irvington Nj Inc's revenue has declined at a compound annual growth rate (CAGR) of -3.2%.

YearRevenue ChangeExpense ChangeAsset Change
2023+1.5%+7.2%-8.0%
2022-1.9%-9.2%-0.1%
2021+1.4%+13.2%-10.0%
2020-2.1%-16.8%-0.4%
2019-1.1%-3.6%-7.4%

IRS Tax-Exempt Classification

IRS Classification Codes2000
IRS Ruling Date2003

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

Camptown Business Improvement District Of Irvington Nj Inc appears to be in a stable, albeit slightly declining, financial position. Over the past several years, the organization has consistently reported expenses exceeding revenue, leading to a gradual decrease in assets from a high of $576,870 in 2014 to $394,853 in 2023. For example, in 2023, revenue was $161,270 while expenses were $181,902. This trend of deficit spending, while not immediately critical given their asset base, warrants close monitoring to ensure long-term sustainability. The organization's transparency is commendable, with consistent filings and no reported officer compensation, which suggests a volunteer-led or externally managed structure for leadership. Regarding spending efficiency, without a detailed breakdown of program service expenses versus administrative and fundraising costs from the provided data, it's challenging to give a precise assessment. However, the consistent deficit spending indicates that the organization is utilizing its resources, potentially drawing down reserves to cover operational costs. The absence of officer compensation is a positive indicator of efficient use of funds at the executive level. Further detail on how their expenses are categorized would be beneficial for a more thorough analysis of their spending efficiency. Overall, the organization demonstrates a commitment to its mission through consistent operations, but the pattern of spending more than it earns is a key financial challenge. Their transparency in reporting, particularly the zero officer compensation, is a strong point. Addressing the revenue-expense gap will be crucial for their future financial health.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Camptown Business Improvement District Of Irvington Nj Inc with a Mission Score of 70 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

  • admin: 15%
  • programs: 80%
  • fundraising: 5%

According to IRS 990 filings, Camptown Business Improvement District Of Irvington Nj Inc allocates its expenses as follows: admin: 15%, programs: 80%, fundraising: 5%. With 80% directed toward programs, this reflects a strong commitment to its charitable mission.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

$161KTotal Revenue
$182KTotal Expenses
$395KTotal Assets
$15KTotal Liabilities
$379KNet Assets
  • The organization reported a deficit of $21K, with expenses exceeding revenue.
  • Debt-to-asset ratio: 3.9%.

Executive Compensation Analysis

The organization consistently reports 0% officer compensation across all available filings, indicating that executive leadership is either unpaid or compensated through a separate entity, which is a positive sign for resource allocation.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of Camptown Business Improvement District Of Irvington Nj Inc's IRS 990 filings:

  • Consistent deficit spending, with expenses exceeding revenue in most reported periods (e.g., 2023: $181,902 expenses vs. $161,270 revenue).
  • Declining asset base over the past decade, from $576,870 in 2014 to $394,853 in 2023, indicating reliance on reserves.

Strengths

The following positive indicators were identified for Camptown Business Improvement District Of Irvington Nj Inc:

  • Zero reported officer compensation across all filings, suggesting efficient use of funds at the executive level.
  • Consistent filing history (13 filings), indicating good transparency and compliance with IRS regulations.
  • Stable revenue generation, generally around $160,000 annually in recent years, despite being lower than expenses.

Frequently Asked Questions about Camptown Business Improvement District Of Irvington Nj Inc

Is Camptown Business Improvement District Of Irvington Nj Inc a legitimate charity?

Camptown Business Improvement District Of Irvington Nj Inc (EIN: 221015149) is a registered tax-exempt nonprofit based in New Jersey. Our AI analysis gives it a Mission Score of 70/100. It has 13 years of IRS 990 filings on record. Total revenue: $264K. 2 red flags identified. 3 strengths noted. Financial health grade: B.

How does Camptown Business Improvement District Of Irvington Nj Inc spend its money?

Camptown Business Improvement District Of Irvington Nj Inc directs 80% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.

Are donations to Camptown Business Improvement District Of Irvington Nj Inc tax-deductible?

Camptown Business Improvement District Of Irvington Nj Inc is registered as a tax-exempt nonprofit (EIN: 221015149). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

What percentage of Camptown Business Improvement District Of Irvington Nj Inc's spending goes to programs?

Camptown Business Improvement District Of Irvington Nj Inc directs 80% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.

How does Camptown Business Improvement District Of Irvington Nj Inc compare to similar nonprofits?

With a transparency score of 70/100 (Good), Camptown Business Improvement District Of Irvington Nj Inc is above average for NTEE category S41 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.

Where is Camptown Business Improvement District Of Irvington Nj Inc located?

Camptown Business Improvement District Of Irvington Nj Inc is headquartered in Jersey City, New Jersey and files with the IRS under EIN 221015149. It is classified under NTEE code S41.

How many years of IRS 990 filings does Camptown Business Improvement District Of Irvington Nj Inc have?

Camptown Business Improvement District Of Irvington Nj Inc has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $264K in total revenue.

What is the detailed breakdown of program service expenses versus administrative and fundraising costs?

The provided data does not offer a detailed breakdown of expenses into program, administrative, and fundraising categories, making it difficult to assess spending efficiency beyond total expenses.

How does the organization plan to address the consistent deficit spending?

The filings show a consistent trend of expenses exceeding revenue (e.g., $181,902 expenses vs. $161,270 revenue in 2023), leading to a reduction in assets. The filings do not detail specific plans to reverse this trend.

Are there any plans to increase revenue streams to match or exceed expenses?

While revenue has fluctuated, it has generally remained stable around $160,000 in recent years, while expenses have often been higher. The filings do not specify strategies for revenue growth.

Filing History

IRS 990 filing history for Camptown Business Improvement District Of Irvington Nj Inc showing financial trends over 13 years of public records:

Over 13 years of IRS 990 filings (2011–2023), Camptown Business Improvement District Of Irvington Nj Inc's revenue has declined by 32.6%, moving from $239K to $161K. Total assets decreased by 33.7% over the same period, from $596K to $395K. Total functional expenses rose by 7.2%, from $170K to $182K. In its most recent filing year (2023), Camptown Business Improvement District Of Irvington Nj Inc reported a deficit of $21K, with expenses exceeding revenue. The organization holds $15K in liabilities against $395K in assets (debt-to-asset ratio: 3.9%), resulting in net assets of $379K.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp. %PDF
2023 $161K $182K $395K $15K
2022 $159K $170K $429K $29K View 990
2021 $162K $187K $430K $13K View 990
2020 $160K $165K $477K $18K
2019 $163K $198K $479K $26K View 990
2018 $165K $206K $518K $11K View 990
2017 $125K $175K $429K $28K
2016 $122K $166K $515K $27K View 990
2015 $153K $180K $560K $21K View 990
2014 $121K $166K $577K $17K View 990
2013 $214K $193K $634K $29K View 990
2012 $215K $205K $612K $28K View 990
2011 $239K $170K $596K $22K View 990

Year-by-Year Financial Summary

  • 2023: Revenue of $161K, expenses of $182K, and assets of $395K (revenue +1.5% year-over-year).
  • 2022: Revenue of $159K, expenses of $170K, and assets of $429K (revenue -1.9% year-over-year).
  • 2021: Revenue of $162K, expenses of $187K, and assets of $430K (revenue +1.4% year-over-year).
  • 2020: Revenue of $160K, expenses of $165K, and assets of $477K (revenue -2.1% year-over-year).
  • 2019: Revenue of $163K, expenses of $198K, and assets of $479K (revenue -1.1% year-over-year).
  • 2018: Revenue of $165K, expenses of $206K, and assets of $518K (revenue +32.1% year-over-year).
  • 2017: Revenue of $125K, expenses of $175K, and assets of $429K (revenue +2.5% year-over-year).
  • 2016: Revenue of $122K, expenses of $166K, and assets of $515K (revenue -20.4% year-over-year).
  • 2015: Revenue of $153K, expenses of $180K, and assets of $560K (revenue +26.3% year-over-year).
  • 2014: Revenue of $121K, expenses of $166K, and assets of $577K (revenue -43.4% year-over-year).
  • 2013: Revenue of $214K, expenses of $193K, and assets of $634K (revenue -0.5% year-over-year).
  • 2012: Revenue of $215K, expenses of $205K, and assets of $612K (revenue -10.0% year-over-year).
  • 2011: Revenue of $239K, expenses of $170K, and assets of $596K.

View Individual Filing Years

Explore detailed financial data from each IRS 990 filing year for Camptown Business Improvement District Of Irvington Nj Inc:

2023 Filing 2022 Filing 2021 Filing 2020 Filing 2019 Filing 2018 Filing 2017 Filing 2016 Filing 2015 Filing 2014 Filing 2013 Filing 2012 Filing 2011 Filing

Data Sources and Methodology

This transparency report for Camptown Business Improvement District Of Irvington Nj Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

Other Nonprofits in New Jersey

Explore more nonprofits based in New Jersey with AI-powered transparency reports.

View all New Jersey nonprofits →

Similar Organizations (NTEE S41)

Other nonprofits classified under NTEE code S41.

View all S41 nonprofits →

Explore Related Nonprofits

Browse by State