Capital For Kids

Capital For Kids consistently operates with volunteer leadership and stable finances, though with high liabilities relative to assets.

EIN: 204403950 · Dallas, TX · NTEE: O19 · Updated: 2026-03-28

$1.4MRevenue
$1.1MAssets
85/100Mission Score (Excellent)
O19
Capital For Kids Financial Summary
MetricValue
Total Revenue$1.4M
Total Expenses$1.4M
Program Spending90%
Net Assets$52K
Transparency Score85/100

Is Capital For Kids Legit?

Some Concerns

GoodFiling Consistency
ExcellentSpending Efficiency
GoodTransparency
2 FoundRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

Capital For Kids directs 90% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.

About Capital For Kids

Capital For Kids (EIN: 204403950) is a nonprofit organization based in Dallas, TX, classified under NTEE code O19. The organization reported total revenue of $1.4M and total assets of $1.1M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Capital For Kids's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

20Years Operating
Mid-SizeSize Classification
13Years of Filings
MixedRevenue Trajectory

Capital For Kids is a mid-size nonprofit that has been operating for 20 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 0.3%.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

Total Revenue$1.3M
Total Expenses$1.4M
Surplus / Deficit$-11,285
Total Assets$1.1M
Total Liabilities$1.0M
Net Assets$52K
Operating Margin-0.8%
Debt-to-Asset Ratio95.2%
Months of Reserves9.7 months

Financial Health Grade: C

In 2023, Capital For Kids reported a deficit of $11K with expenses exceeding revenue, holds 9.7 months of operating reserves (strong position), has a debt-to-asset ratio of 95.2% (high leverage).

Financial Trends

Over 13 years of filings (2011–2023), Capital For Kids's revenue has grown at a compound annual growth rate (CAGR) of 0.3%.

YearRevenue ChangeExpense ChangeAsset Change
2023-11.9%-13.5%-15.3%
2022-2.5%+0.8%+0.4%
2021+34.6%+51.6%+34.2%
2020-13.6%-30.4%-15.3%
2019-16.2%-6.8%-16.3%

IRS Tax-Exempt Classification

IRS Classification Codes1200
IRS Ruling Date2006

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

Capital For Kids demonstrates consistent financial activity, with revenues and expenses generally balancing out over the past decade, typically in the range of $1.1 million to $1.9 million. The organization's assets have remained relatively stable, hovering around $1.1 million to $1.6 million, indicating a consistent operational scale. A notable strength is the reported 0% officer compensation across all available filings, suggesting a volunteer-driven leadership model which can significantly reduce administrative overhead and direct more funds towards programs. While specific breakdowns of program, administrative, and fundraising expenses are not provided in the summary data, the absence of officer compensation is a strong indicator of efficient resource allocation at the leadership level. However, the organization consistently reports liabilities that are very close to its total assets, for example, in 202312, assets were $1,093,528 and liabilities were $1,041,306. This indicates a high reliance on current funding to cover obligations and a relatively thin margin of unrestricted net assets. This financial structure, while not necessarily a red flag for a well-managed organization, suggests limited financial reserves for unexpected events or significant expansion. Further analysis of their detailed 990 forms would be necessary to understand the nature of these liabilities and the organization's liquidity. Overall, Capital For Kids appears to be a transparent organization regarding executive compensation, with a stable financial history. Its ability to operate without paid officers is a significant positive for spending efficiency. The primary area for deeper scrutiny would be the composition of its liabilities and the resulting net asset position to fully assess its long-term financial resilience.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Capital For Kids with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

  • admin: 5%
  • programs: 90%
  • fundraising: 5%

According to IRS 990 filings, Capital For Kids allocates its expenses as follows: admin: 5%, programs: 90%, fundraising: 5%. With 90% directed toward programs, this reflects a strong commitment to its charitable mission.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

$1.3MTotal Revenue
$1.4MTotal Expenses
$1.1MTotal Assets
$1.0MTotal Liabilities
$52KNet Assets
  • The organization reported a deficit of $11K, with expenses exceeding revenue.
  • Debt-to-asset ratio: 95.2%.

Executive Compensation Analysis

Capital For Kids consistently reports 0% officer compensation across all available filings, indicating a volunteer-led executive structure which significantly enhances spending efficiency by directing more funds to its mission.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of Capital For Kids's IRS 990 filings:

  • High liabilities relative to assets, indicating limited financial reserves.
  • Expenses frequently exceeding revenue in recent periods (e.g., 202312, 202212), suggesting reliance on prior reserves or fluctuating income.

Strengths

The following positive indicators were identified for Capital For Kids:

  • Consistent 0% officer compensation, indicating strong commitment to mission spending.
  • Stable revenue and asset base over a decade, demonstrating consistent operational capacity.
  • Long filing history (13 filings) indicates sustained operation and transparency.

Frequently Asked Questions about Capital For Kids

Is Capital For Kids a legitimate charity?

Capital For Kids (EIN: 204403950) is a registered tax-exempt nonprofit based in Texas. Our AI analysis gives it a Mission Score of 85/100. It has 13 years of IRS 990 filings on record. Total revenue: $1.4M. 2 red flags identified. 3 strengths noted. Financial health grade: C.

How does Capital For Kids spend its money?

Capital For Kids directs 90% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.

Are donations to Capital For Kids tax-deductible?

Capital For Kids is registered as a tax-exempt nonprofit (EIN: 204403950). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

What percentage of Capital For Kids's spending goes to programs?

Capital For Kids directs 90% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.

How does Capital For Kids compare to similar nonprofits?

With a transparency score of 85/100 (Excellent), Capital For Kids is above average for NTEE category O19 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.

Where is Capital For Kids located?

Capital For Kids is headquartered in Dallas, Texas and files with the IRS under EIN 204403950. It is classified under NTEE code O19.

How many years of IRS 990 filings does Capital For Kids have?

Capital For Kids has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $1.4M in total revenue.

Is Capital For Kids a good charity?

Based on the provided data, Capital For Kids appears to be a good charity, primarily due to its consistent reporting of 0% officer compensation, which suggests a strong commitment to directing funds towards its mission rather than executive salaries. Its financial operations are stable, with revenues generally covering expenses.

How does Capital For Kids manage its administrative costs?

The organization manages administrative costs very effectively, particularly by not paying officer compensation. This volunteer-driven leadership model is a significant factor in keeping overhead low, though specific administrative expense ratios beyond officer compensation would require detailed 990 review.

What is the trend in Capital For Kids' revenue and expenses?

Capital For Kids has shown relatively stable revenue and expenses over the past decade, generally fluctuating between $1.1 million and $1.9 million annually. Expenses have typically been close to or slightly exceeding revenue in recent years, such as in 202312 where expenses were $1,355,634 against revenue of $1,344,349.

What is the significance of Capital For Kids' liabilities?

The organization consistently reports liabilities that are very close to its total assets (e.g., 202312 assets $1,093,528 vs. liabilities $1,041,306). This indicates a high proportion of assets are offset by obligations, suggesting limited unrestricted net assets and potentially less financial flexibility or reserves.

Filing History

IRS 990 filing history for Capital For Kids showing financial trends over 13 years of public records:

Over 13 years of IRS 990 filings (2011–2023), Capital For Kids's revenue has grown by 3.9%, moving from $1.3M to $1.3M. Total assets decreased by 3.4% over the same period, from $1.1M to $1.1M. Total functional expenses rose by 0.2%, from $1.4M to $1.4M. In its most recent filing year (2023), Capital For Kids reported a deficit of $11K, with expenses exceeding revenue. The organization holds $1.0M in liabilities against $1.1M in assets (debt-to-asset ratio: 95.2%), resulting in net assets of $52K.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp. %PDF
2023 $1.3M $1.4M $1.1M $1.0M
2022 $1.5M $1.6M $1.3M $1.2M View 990
2021 $1.6M $1.6M $1.3M $1.2M View 990
2020 $1.2M $1.0M $958K $863K View 990
2019 $1.3M $1.5M $1.1M $1.2M View 990
2018 $1.6M $1.6M $1.4M $1.3M View 990
2017 $1.6M $1.7M $1.4M $1.4M View 990
2016 $1.7M $1.7M $1.5M $1.4M View 990
2015 $1.6M $1.6M $1.4M $1.3M View 990
2014 $1.9M $1.8M $1.6M $1.5M View 990
2013 $1.5M $1.5M $1.3M $1.3M View 990
2012 $1.3M $1.2M $1.1M $1.1M View 990
2011 $1.3M $1.4M $1.1M $1.1M View 990

Year-by-Year Financial Summary

  • 2023: Revenue of $1.3M, expenses of $1.4M, and assets of $1.1M (revenue -11.9% year-over-year).
  • 2022: Revenue of $1.5M, expenses of $1.6M, and assets of $1.3M (revenue -2.5% year-over-year).
  • 2021: Revenue of $1.6M, expenses of $1.6M, and assets of $1.3M (revenue +34.6% year-over-year).
  • 2020: Revenue of $1.2M, expenses of $1.0M, and assets of $958K (revenue -13.6% year-over-year).
  • 2019: Revenue of $1.3M, expenses of $1.5M, and assets of $1.1M (revenue -16.2% year-over-year).
  • 2018: Revenue of $1.6M, expenses of $1.6M, and assets of $1.4M (revenue -1.3% year-over-year).
  • 2017: Revenue of $1.6M, expenses of $1.7M, and assets of $1.4M (revenue -2.9% year-over-year).
  • 2016: Revenue of $1.7M, expenses of $1.7M, and assets of $1.5M (revenue +3.5% year-over-year).
  • 2015: Revenue of $1.6M, expenses of $1.6M, and assets of $1.4M (revenue -15.7% year-over-year).
  • 2014: Revenue of $1.9M, expenses of $1.8M, and assets of $1.6M (revenue +28.6% year-over-year).
  • 2013: Revenue of $1.5M, expenses of $1.5M, and assets of $1.3M (revenue +19.1% year-over-year).
  • 2012: Revenue of $1.3M, expenses of $1.2M, and assets of $1.1M (revenue -3.1% year-over-year).
  • 2011: Revenue of $1.3M, expenses of $1.4M, and assets of $1.1M.

View Individual Filing Years

Explore detailed financial data from each IRS 990 filing year for Capital For Kids:

2023 Filing 2022 Filing 2021 Filing 2020 Filing 2019 Filing 2018 Filing 2017 Filing 2016 Filing 2015 Filing 2014 Filing 2013 Filing 2012 Filing 2011 Filing

Data Sources and Methodology

This transparency report for Capital For Kids is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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