Capital Markets Credit Analysts Society Inc
Small nonprofit experiences declining assets and frequent operating deficits, with no officer compensation.
EIN: 133546386 · Fairfield, CT · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $62K |
| Total Expenses | $67K |
| Program Spending | 70% |
| Net Assets | $178K |
| Transparency Score | 65/100 |
Is Capital Markets Credit Analysts Society Inc Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Capital Markets Credit Analysts Society Inc directs 70% of its spending to programs. This meets the industry benchmark of 65% for efficient nonprofits.
About Capital Markets Credit Analysts Society Inc
Capital Markets Credit Analysts Society Inc (EIN: 133546386) is a nonprofit organization based in Fairfield, CT. The organization reported total revenue of $62K and total assets of $166K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Capital Markets Credit Analysts Society Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Capital Markets Credit Analysts Society Inc is a micro nonprofit that has been operating for 36 years, with 13 years of IRS 990 filings on record (2012–2024). Revenue has grown at a compound annual rate of -3.5%.
Key Financial Metrics (2024)
From the most recent IRS 990 filing on record:
| Total Revenue | $56K |
| Total Expenses | $67K |
| Surplus / Deficit | $-10,647 |
| Total Assets | $178K |
| Net Assets | $178K |
| Operating Margin | -19.0% |
| Months of Reserves | 32.0 months |
Financial Health Grade: B
In 2024, Capital Markets Credit Analysts Society Inc reported a deficit of $11K with expenses exceeding revenue, holds 32.0 months of operating reserves (strong position).
Financial Trends
Over 13 years of filings (2012–2024), Capital Markets Credit Analysts Society Inc's revenue has declined at a compound annual growth rate (CAGR) of -3.5%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2024 | +36.3% | +19.8% | -5.6% |
| 2023 | -24.6% | +6.5% | -7.1% |
| 2022 | -8.9% | +0.8% | +1.1% |
| 2021 | -27.0% | -44.1% | +4.2% |
| 2020 | -13.3% | +14.3% | -5.3% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1990 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Capital Markets Credit Analysts Society Inc with a Mission Score of 65 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 20%
- programs: 70%
- fundraising: 10%
According to IRS 990 filings, Capital Markets Credit Analysts Society Inc allocates its expenses as follows: admin: 20%, programs: 70%, fundraising: 10%. Approximately 70% goes to programs, indicating moderate mission focus.
Key Financial Metrics (2024)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $11K, with expenses exceeding revenue.
Executive Compensation Analysis
Executive compensation is reported as 0% across all available filings, indicating that the organization's leadership is either unpaid or compensated through other means not classified as officer compensation, which is highly efficient for an organization of its size.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Capital Markets Credit Analysts Society Inc's IRS 990 filings:
- Frequent operating deficits (6 out of 10 periods)
- Consistent decline in assets since 2019 (from $203,604 to $178,003)
- Revenue has decreased significantly from a high of $107,304 in 2016 to $56,048 in 2024
Strengths
The following positive indicators were identified for Capital Markets Credit Analysts Society Inc:
- Zero liabilities reported across all filings, indicating strong financial solvency.
- No officer compensation reported, demonstrating highly efficient use of funds at the leadership level.
- Long filing history (13 filings) indicates consistent compliance and transparency.
Frequently Asked Questions about Capital Markets Credit Analysts Society Inc
Is Capital Markets Credit Analysts Society Inc a legitimate charity?
Capital Markets Credit Analysts Society Inc (EIN: 133546386) is a registered tax-exempt nonprofit based in Connecticut. Our AI analysis gives it a Mission Score of 65/100. It has 13 years of IRS 990 filings on record. Total revenue: $62K. 3 red flags identified. 3 strengths noted. Financial health grade: B.
How does Capital Markets Credit Analysts Society Inc spend its money?
Capital Markets Credit Analysts Society Inc directs 70% of its spending to programs and services. Fundraising costs 10%. This meets the 65% industry benchmark.
Are donations to Capital Markets Credit Analysts Society Inc tax-deductible?
Capital Markets Credit Analysts Society Inc is registered as a tax-exempt nonprofit (EIN: 133546386). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Capital Markets Credit Analysts Society Inc's spending goes to programs?
Capital Markets Credit Analysts Society Inc directs 70% to programs, 10% to fundraising. This meets the 65% industry benchmark for efficient nonprofits.
Where is Capital Markets Credit Analysts Society Inc located?
Capital Markets Credit Analysts Society Inc is headquartered in Fairfield, Connecticut and files with the IRS under EIN 133546386.
How many years of IRS 990 filings does Capital Markets Credit Analysts Society Inc have?
Capital Markets Credit Analysts Society Inc has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $62K in total revenue.
Is Capital Markets Credit Analysts Society Inc financially sustainable given its operating deficits?
The organization has frequently operated at a deficit, with expenses exceeding revenue in 6 of the last 10 periods. For example, in 2024, expenses were $66,695 against revenues of $56,048. This trend, coupled with declining assets, raises concerns about long-term financial sustainability if not addressed.
What is the reason for the consistent decline in assets since 2019?
Assets have decreased from $203,604 in 2019 to $178,003 in 2024. This decline likely stems from the organization's frequent operating deficits, where expenses have exceeded revenues, drawing down on its reserves.
How does the organization manage to operate without officer compensation?
The filings consistently show 0% officer compensation, suggesting that leadership roles may be filled by volunteers or compensated through non-officer salaries, which is a significant cost-saving measure for the organization.
Filing History
IRS 990 filing history for Capital Markets Credit Analysts Society Inc showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2012–2024), Capital Markets Credit Analysts Society Inc's revenue has declined by 35.1%, moving from $86K to $56K. Total assets increased by 8.8% over the same period, from $164K to $178K. Total functional expenses fell by 27.7%, from $92K to $67K. In its most recent filing year (2024), Capital Markets Credit Analysts Society Inc reported a deficit of $11K, with expenses exceeding revenue.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2024 | $56K | $67K | $178K | $0 | — | — |
| 2023 | $41K | $56K | $189K | $0 | — | — |
| 2022 | $55K | $52K | $203K | $0 | — | — |
| 2021 | $60K | $52K | $201K | $0 | — | — |
| 2020 | $82K | $93K | $193K | $0 | — | View 990 |
| 2019 | $95K | $81K | $204K | $0 | — | View 990 |
| 2018 | $85K | $95K | $184K | $0 | — | View 990 |
| 2017 | $101K | $102K | $194K | $0 | — | View 990 |
| 2016 | $107K | $84K | $195K | $0 | — | View 990 |
| 2015 | $106K | $87K | $172K | $0 | — | View 990 |
| 2014 | $90K | $91K | $152K | $0 | — | View 990 |
| 2013 | $78K | $89K | $153K | $0 | — | View 990 |
| 2012 | $86K | $92K | $164K | $0 | — | View 990 |
Year-by-Year Financial Summary
- 2024: Revenue of $56K, expenses of $67K, and assets of $178K (revenue +36.3% year-over-year).
- 2023: Revenue of $41K, expenses of $56K, and assets of $189K (revenue -24.6% year-over-year).
- 2022: Revenue of $55K, expenses of $52K, and assets of $203K (revenue -8.9% year-over-year).
- 2021: Revenue of $60K, expenses of $52K, and assets of $201K (revenue -27.0% year-over-year).
- 2020: Revenue of $82K, expenses of $93K, and assets of $193K (revenue -13.3% year-over-year).
- 2019: Revenue of $95K, expenses of $81K, and assets of $204K (revenue +11.6% year-over-year).
- 2018: Revenue of $85K, expenses of $95K, and assets of $184K (revenue -16.3% year-over-year).
- 2017: Revenue of $101K, expenses of $102K, and assets of $194K (revenue -5.6% year-over-year).
- 2016: Revenue of $107K, expenses of $84K, and assets of $195K (revenue +1.1% year-over-year).
- 2015: Revenue of $106K, expenses of $87K, and assets of $172K (revenue +17.4% year-over-year).
- 2014: Revenue of $90K, expenses of $91K, and assets of $152K (revenue +16.1% year-over-year).
- 2013: Revenue of $78K, expenses of $89K, and assets of $153K (revenue -9.9% year-over-year).
- 2012: Revenue of $86K, expenses of $92K, and assets of $164K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Capital Markets Credit Analysts Society Inc:
Data Sources and Methodology
This transparency report for Capital Markets Credit Analysts Society Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.