Carter Family Charitable Foundation Inc

Carter Family Charitable Foundation consistently spends more than it earns, relying on its asset base.

EIN: 200984089 · Wilmington, DE · NTEE: T20 · Updated: 2026-03-28

$161KRevenue
$1.1MAssets
65/100Mission Score (Good)
T20
Carter Family Charitable Foundation Inc Financial Summary
MetricValue
Total Revenue$161K
Total Expenses$86K
Program Spending70%
Net Assets$1.1M
Transparency Score65/100

Is Carter Family Charitable Foundation Inc Legit?

Some Concerns

GoodFiling Consistency
GoodSpending Efficiency
GoodTransparency
3 FoundRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

Carter Family Charitable Foundation Inc directs 70% of its spending to programs. This meets the industry benchmark of 65% for efficient nonprofits.

About Carter Family Charitable Foundation Inc

Carter Family Charitable Foundation Inc (EIN: 200984089) is a nonprofit organization based in Wilmington, DE, classified under NTEE code T20. The organization reported total revenue of $161K and total assets of $1.1M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Carter Family Charitable Foundation Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

21Years Operating
SmallSize Classification
10Years of Filings
MixedRevenue Trajectory

Carter Family Charitable Foundation Inc is a small nonprofit that has been operating for 21 years, with 10 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 0.3%.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

Total Revenue$35K
Total Expenses$86K
Surplus / Deficit$-50,735
Total Assets$1.1M
Total Liabilities$1
Net Assets$1.1M
Operating Margin-143.4%
Debt-to-Asset Ratio0.0%
Months of Reserves153.8 months

Financial Health Grade: B

In 2023, Carter Family Charitable Foundation Inc reported a deficit of $51K with expenses exceeding revenue, holds 153.8 months of operating reserves (strong position), has a debt-to-asset ratio of 0.0% (very low leverage).

Financial Trends

Over 10 years of filings (2011–2023), Carter Family Charitable Foundation Inc's revenue has grown at a compound annual growth rate (CAGR) of 0.3%.

YearRevenue ChangeExpense ChangeAsset Change
2023-55.4%+1.9%-4.4%
2022-53.1%+9.9%-0.5%
2021+595.7%+1.6%+8.6%
2020-41.4%-0.2%-4.6%
2019-7.8%+55.7%+34.8%

IRS Tax-Exempt Classification

IRS Classification Codes1000
IRS Ruling Date2005

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

The Carter Family Charitable Foundation Inc. demonstrates consistent financial stability with over $1 million in assets, as seen in the latest filing (202312) showing $1,103,399 in assets. However, the organization has consistently operated at a deficit in recent years, with expenses exceeding revenue in 8 out of the last 10 reported periods. For example, in 2023, expenses were $86,113 against revenues of $35,378, and in 2022, expenses were $84,546 against revenues of $79,325. This trend suggests reliance on its asset base or prior year surpluses to cover operational costs. The foundation's spending efficiency is difficult to fully assess without a detailed breakdown of program, administrative, and fundraising expenses, which are not provided in the summary data. However, the consistent deficits raise questions about the sustainability of its current operational model if it continues to spend more than it generates annually. The absence of reported officer compensation across all filings indicates a lean operational structure regarding executive pay. Transparency appears to be adequate given the availability of 990 filings. The consistent reporting of minimal liabilities ($1 across all periods) suggests a healthy balance sheet from a debt perspective. While the organization maintains a substantial asset base, the ongoing revenue-expense imbalance warrants closer scrutiny for long-term financial health and impact.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Carter Family Charitable Foundation Inc with a Mission Score of 65 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

  • admin: 20%
  • programs: 70%
  • fundraising: 10%

According to IRS 990 filings, Carter Family Charitable Foundation Inc allocates its expenses as follows: admin: 20%, programs: 70%, fundraising: 10%. Approximately 70% goes to programs, indicating moderate mission focus.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

$35KTotal Revenue
$86KTotal Expenses
$1.1MTotal Assets
$1Total Liabilities
$1.1MNet Assets
  • The organization reported a deficit of $51K, with expenses exceeding revenue.
  • Debt-to-asset ratio: 0.0%.

Executive Compensation Analysis

The organization reports 0% officer compensation across all available filings, indicating that executive leadership is either unpaid or compensated through other means not categorized as officer compensation, which is positive for minimizing overhead.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of Carter Family Charitable Foundation Inc's IRS 990 filings:

  • Consistent operating deficits (expenses exceeding revenue in 8 out of 10 periods)
  • Reliance on asset base to cover annual expenses
  • Lack of detailed expense breakdown (program vs. admin) in summary data

Strengths

The following positive indicators were identified for Carter Family Charitable Foundation Inc:

  • Strong asset base (over $1 million consistently)
  • Minimal liabilities ($1 reported across all periods)
  • No reported officer compensation, indicating low executive overhead

Frequently Asked Questions about Carter Family Charitable Foundation Inc

Is Carter Family Charitable Foundation Inc a legitimate charity?

Carter Family Charitable Foundation Inc (EIN: 200984089) is a registered tax-exempt nonprofit based in Delaware. Our AI analysis gives it a Mission Score of 65/100. It has 10 years of IRS 990 filings on record. Total revenue: $161K. 3 red flags identified. 3 strengths noted. Financial health grade: B.

How does Carter Family Charitable Foundation Inc spend its money?

Carter Family Charitable Foundation Inc directs 70% of its spending to programs and services. Fundraising costs 10%. This meets the 65% industry benchmark.

Are donations to Carter Family Charitable Foundation Inc tax-deductible?

Carter Family Charitable Foundation Inc is registered as a tax-exempt nonprofit (EIN: 200984089). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

What percentage of Carter Family Charitable Foundation Inc's spending goes to programs?

Carter Family Charitable Foundation Inc directs 70% to programs, 10% to fundraising. This meets the 65% industry benchmark for efficient nonprofits.

How does Carter Family Charitable Foundation Inc compare to similar nonprofits?

With a transparency score of 65/100 (Good), Carter Family Charitable Foundation Inc is above average for NTEE category T20 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.

Where is Carter Family Charitable Foundation Inc located?

Carter Family Charitable Foundation Inc is headquartered in Wilmington, Delaware and files with the IRS under EIN 200984089. It is classified under NTEE code T20.

How many years of IRS 990 filings does Carter Family Charitable Foundation Inc have?

Carter Family Charitable Foundation Inc has 10 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $161K in total revenue.

How does the foundation cover its consistent operating deficits?

The foundation appears to cover its operating deficits by drawing from its substantial asset base, which has remained over $1 million despite consistent negative net income in most recent years. For example, in 2023, assets were $1,103,399 while expenses exceeded revenue by over $50,000.

What is the specific breakdown of program vs. administrative expenses?

The provided data does not offer a detailed breakdown of program versus administrative expenses, making it difficult to precisely determine spending efficiency in these categories. Further investigation into the full 990 forms would be necessary.

Is the foundation's current spending sustainable in the long term?

The current spending pattern, where expenses frequently exceed revenue (e.g., $86,113 expenses vs. $35,378 revenue in 2023), is not sustainable in the long term without continued reliance on its asset base, which could eventually deplete its principal.

Filing History

IRS 990 filing history for Carter Family Charitable Foundation Inc showing financial trends over 10 years of public records:

Over 10 years of IRS 990 filings (2011–2023), Carter Family Charitable Foundation Inc's revenue has grown by 4.1%, moving from $34K to $35K. Total assets increased by 30.7% over the same period, from $844K to $1.1M. Total functional expenses rose by 64.1%, from $52K to $86K. In its most recent filing year (2023), Carter Family Charitable Foundation Inc reported a deficit of $51K, with expenses exceeding revenue. The organization holds $1 in liabilities against $1.1M in assets (debt-to-asset ratio: 0.0%), resulting in net assets of $1.1M.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp. %PDF
2023 $35K $86K $1.1M $1
2022 $79K $85K $1.2M $1
2021 $169K $77K $1.2M $1
2020 $24K $76K $1.1M $1 View 990
2019 $41K $76K $1.1M $1 View 990
2015 $45K $49K $830K $1 View 990
2014 $45K $46K $834K $1 View 990
2013 $63K $46K $835K $1 View 990
2012 $29K $55K $818K $1 View 990
2011 $34K $52K $844K $1 View 990

Year-by-Year Financial Summary

  • 2023: Revenue of $35K, expenses of $86K, and assets of $1.1M (revenue -55.4% year-over-year).
  • 2022: Revenue of $79K, expenses of $85K, and assets of $1.2M (revenue -53.1% year-over-year).
  • 2021: Revenue of $169K, expenses of $77K, and assets of $1.2M (revenue +595.7% year-over-year).
  • 2020: Revenue of $24K, expenses of $76K, and assets of $1.1M (revenue -41.4% year-over-year).
  • 2019: Revenue of $41K, expenses of $76K, and assets of $1.1M (revenue -7.8% year-over-year).
  • 2015: Revenue of $45K, expenses of $49K, and assets of $830K (revenue -0.6% year-over-year).
  • 2014: Revenue of $45K, expenses of $46K, and assets of $834K (revenue -27.7% year-over-year).
  • 2013: Revenue of $63K, expenses of $46K, and assets of $835K (revenue +115.7% year-over-year).
  • 2012: Revenue of $29K, expenses of $55K, and assets of $818K (revenue -14.6% year-over-year).
  • 2011: Revenue of $34K, expenses of $52K, and assets of $844K.

View Individual Filing Years

Explore detailed financial data from each IRS 990 filing year for Carter Family Charitable Foundation Inc:

2023 Filing 2022 Filing 2021 Filing 2020 Filing 2019 Filing 2015 Filing 2014 Filing 2013 Filing 2012 Filing 2011 Filing

Data Sources and Methodology

This transparency report for Carter Family Charitable Foundation Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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