Central Christian University Inc

Central Christian University Inc. shows strong revenue-to-expense ratios but a notable increase in liabilities in its latest filing.

EIN: 203760873 · Orlando, FL · NTEE: B43 · Updated: 2026-03-28

$1.2MRevenue
$1.8MAssets
80/100Mission Score (Excellent)
B43
Central Christian University Inc Financial Summary
MetricValue
Total Revenue$1.2M
Total Expenses$718K
Program Spending85%
CEO/Top Officer Pay$1
Net Assets$1.1M
Transparency Score80/100

Is Central Christian University Inc Legit?

Some Concerns

GoodFiling Consistency
ExcellentSpending Efficiency
GoodTransparency
2 FoundRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

Central Christian University Inc directs 85% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.

About Central Christian University Inc

Central Christian University Inc (EIN: 203760873) is a nonprofit organization based in Orlando, FL, classified under NTEE code B43. The organization reported total revenue of $1.2M and total assets of $1.8M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Central Christian University Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

6Years Operating
Mid-SizeSize Classification
3Years of Filings
MixedRevenue Trajectory

Central Christian University Inc is a mid-size nonprofit that has been operating for 6 years, with 3 years of IRS 990 filings on record (2019–2022). Revenue has grown at a compound annual rate of -5.0%.

Key Financial Metrics (2022)

From the most recent IRS 990 filing on record:

Total Revenue$1.3M
Total Expenses$718K
Surplus / Deficit+$547K
Total Assets$2.2M
Total Liabilities$1.1M
Net Assets$1.1M
Operating Margin43.2%
Debt-to-Asset Ratio51.0%
Months of Reserves36.9 months

Financial Health Grade: A

In 2022, Central Christian University Inc reported a surplus of $547K with revenue exceeding expenses, holds 36.9 months of operating reserves (strong position), has a debt-to-asset ratio of 51.0% (high leverage).

Financial Trends

Over 3 years of filings (2019–2022), Central Christian University Inc's revenue has declined at a compound annual growth rate (CAGR) of -5.0%.

YearRevenue ChangeExpense ChangeAsset Change
2022+30.3%-11.0%+27.9%
2020-34.2%-15.6%+5.2%

IRS Tax-Exempt Classification

IRS Classification Codes1200
IRS Ruling Date2020

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

Central Christian University Inc. demonstrates a generally stable financial position with fluctuating but consistent revenue streams over the past three reported periods. In 2022, the organization reported revenues of $1,265,038 against expenses of $718,201, indicating a significant surplus for that year. While assets have grown from $1,642,195 in 2019 to $2,209,809 in 2022, there has also been a substantial increase in liabilities, from $0 in 2019 to $1,127,765 in 2022, which warrants closer examination. The organization's spending efficiency appears strong, with expenses consistently lower than revenues in recent years, suggesting effective management of operational costs relative to income. The consistent reporting of 0% officer compensation across all filings indicates a commitment to minimizing administrative overhead in this area, contributing positively to its financial health and transparency. However, the significant increase in liabilities in the latest period could impact future financial flexibility.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Central Christian University Inc with a Mission Score of 80 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

  • admin: 10%
  • programs: 85%
  • fundraising: 5%

According to IRS 990 filings, Central Christian University Inc allocates its expenses as follows: admin: 10%, programs: 85%, fundraising: 5%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.

Key Financial Metrics (2022)

From the most recent IRS 990 filing on record:

$1.3MTotal Revenue
$718KTotal Expenses
$2.2MTotal Assets
$1.1MTotal Liabilities
$1.1MNet Assets
  • The organization reported a surplus of $547K, with revenue exceeding expenses.
  • Debt-to-asset ratio: 51.0%.

Executive Compensation Analysis

Executive compensation is reported as 0% across all available filings, indicating that no compensation was paid to officers, directors, trustees, or key employees, which is highly unusual for an organization of this size with over $1 million in revenue and assets.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of Central Christian University Inc's IRS 990 filings:

  • Significant increase in liabilities from $0 in 2019 to $1,127,765 in 2022, which could indicate new debt or financial obligations.
  • Consistent reporting of 0% officer compensation, which is atypical for an organization with over $1 million in revenue and assets and may warrant further inquiry into how leadership is compensated or sustained.

Strengths

The following positive indicators were identified for Central Christian University Inc:

  • Strong program spending efficiency, with expenses consistently lower than revenues in recent periods (e.g., $1,265,038 revenue vs. $718,201 expenses in 2022).
  • Positive net assets growth, increasing from $1,642,195 in 2019 to $2,209,809 in 2022, indicating financial growth.
  • No reported officer compensation, suggesting a potential dedication to minimizing administrative overhead in this area.

Frequently Asked Questions about Central Christian University Inc

Is Central Christian University Inc a legitimate charity?

Central Christian University Inc (EIN: 203760873) is a registered tax-exempt nonprofit based in Florida. Our AI analysis gives it a Mission Score of 80/100. It has 3 years of IRS 990 filings on record. Total revenue: $1.2M. 2 red flags identified. 3 strengths noted. Financial health grade: A.

How does Central Christian University Inc spend its money?

Central Christian University Inc directs 85% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.

Are donations to Central Christian University Inc tax-deductible?

Central Christian University Inc is registered as a tax-exempt nonprofit (EIN: 203760873). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

How much does the Central Christian University Inc CEO make?

Central Christian University Inc's highest-compensated officer earns $1 annually. The organization reported $1.2M in total revenue. Executive compensation data is disclosed in IRS 990 filings.

What percentage of Central Christian University Inc's spending goes to programs?

Central Christian University Inc directs 85% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.

How does Central Christian University Inc compare to similar nonprofits?

With a transparency score of 80/100 (Excellent), Central Christian University Inc is above average for NTEE category B43 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.

Where is Central Christian University Inc located?

Central Christian University Inc is headquartered in Orlando, Florida and files with the IRS under EIN 203760873. It is classified under NTEE code B43.

How many years of IRS 990 filings does Central Christian University Inc have?

Central Christian University Inc has 3 years of IRS 990 filings on record at NonprofitSpending. Additional filing years may become available as the IRS releases new data. The most recent filing shows $1.2M in total revenue.

What caused the significant increase in liabilities to $1,127,765 in 2022?

The IRS 990 data shows a jump in liabilities from $157,489 in 2020 to $1,127,765 in 2022. This substantial increase, from essentially zero in 2019, requires further investigation to understand its nature and potential impact on the organization's long-term financial stability.

How does Central Christian University Inc. manage to operate with 0% officer compensation?

The filings consistently report 0% officer compensation. This could indicate that leadership roles are filled by volunteers, or compensation is structured in a way not reported in this section, which would be unusual for an organization of this scale. Further detail would be needed to understand this operational model.

Is the organization's revenue growth sustainable given the fluctuations?

Revenue has fluctuated from $1,475,250 in 2019 to $970,638 in 2020, then up to $1,265,038 in 2022. While the latest revenue is strong, the variability suggests that revenue streams may not be entirely consistent, warranting a deeper look into their funding sources and strategies for sustainability.

Filing History

IRS 990 filing history for Central Christian University Inc showing financial trends over 3 years of public records:

Over 3 years of IRS 990 filings (2019–2022), Central Christian University Inc's revenue has declined by 14.2%, moving from $1.5M to $1.3M. Total assets increased by 34.6% over the same period, from $1.6M to $2.2M. Total functional expenses fell by 24.8%, from $955K to $718K. In its most recent filing year (2022), Central Christian University Inc reported a surplus of $547K, with revenue exceeding expenses. The organization holds $1.1M in liabilities against $2.2M in assets (debt-to-asset ratio: 51.0%), resulting in net assets of $1.1M.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp. %PDF
2022 $1.3M $718K $2.2M $1.1M View 990
2020 $971K $807K $1.7M $157K
2019 $1.5M $955K $1.6M $0 View 990

Year-by-Year Financial Summary

  • 2022: Revenue of $1.3M, expenses of $718K, and assets of $2.2M (revenue +30.3% year-over-year).
  • 2020: Revenue of $971K, expenses of $807K, and assets of $1.7M (revenue -34.2% year-over-year).
  • 2019: Revenue of $1.5M, expenses of $955K, and assets of $1.6M.

View Individual Filing Years

Explore detailed financial data from each IRS 990 filing year for Central Christian University Inc:

2022 Filing 2020 Filing 2019 Filing

Data Sources and Methodology

This transparency report for Central Christian University Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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