Chapin School

Chapin School consistently operates at a deficit, drawing down assets despite no reported officer compensation.

EIN: 210688891 · Princeton, NJ · NTEE: B240 · Updated: 2026-03-28

$7.7MRevenue
$7.5MGross Revenue
$16.6MAssets
70/100Mission Score (Good)
B240
Chapin School Financial Summary
MetricValue
Total Revenue$7.7M
Total Expenses$9.2M
Program Spending85%
CEO/Top Officer Pay$7
Net Assets$8.8M
Transparency Score70/100

Is Chapin School Legit?

Some Concerns

GoodFiling Consistency
ExcellentSpending Efficiency
GoodTransparency
3 FoundRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

Chapin School directs 85% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.

About Chapin School

Chapin School (EIN: 210688891) is a nonprofit organization based in Princeton, NJ, classified under NTEE code B240. The organization reported total revenue of $7.7M and total assets of $16.6M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Chapin School's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

73Years Operating
Mid-SizeSize Classification
13Years of Filings
MixedRevenue Trajectory

Chapin School is a mid-size nonprofit that has been operating for 73 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of -0.9%.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

Total Revenue$7.4M
Total Expenses$9.2M
Surplus / Deficit$-1,831,177
Total Assets$18.0M
Total Liabilities$9.2M
Net Assets$8.8M
Operating Margin-24.8%
Debt-to-Asset Ratio51.2%
Months of Reserves23.4 months

Financial Health Grade: C

In 2023, Chapin School reported a deficit of $1.8M with expenses exceeding revenue, holds 23.4 months of operating reserves (strong position), has a debt-to-asset ratio of 51.2% (high leverage).

Financial Trends

Over 13 years of filings (2011–2023), Chapin School's revenue has declined at a compound annual growth rate (CAGR) of -0.9%.

YearRevenue ChangeExpense ChangeAsset Change
2023-12.1%+8.1%-7.9%
2022+1.8%-4.3%-8.0%
2021-7.8%-6.2%-1.2%
2020+6.5%-2.5%-2.6%
2019-12.0%+1.5%-7.1%

IRS Tax-Exempt Classification

IRS Classification Codes2000
IRS Ruling Date1953

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

Chapin School, a private school in Princeton, NJ, demonstrates consistent financial operations, though it has experienced a trend of expenses exceeding revenue in recent years. For instance, in fiscal year 2023, expenses were $9,225,541 against revenues of $7,394,364, resulting in a deficit. This pattern is observable across most of the provided filing history, indicating a reliance on existing assets or other funding sources to cover operational costs. While the organization's assets remain substantial at $17,983,689 in 2023, there has been a notable decline from a peak of $27,981,711 in 2015, suggesting a gradual depletion of reserves. The organization's transparency is commendable regarding executive compensation, as all filings indicate 0% officer compensation, which is unusual for an organization of this size and suggests that key leadership roles may be compensated through other means or are volunteer-based, or that the compensation is not reported under 'officer compensation' in the standard way. Further investigation would be needed to fully understand the compensation structure. The NTEE code B240 (Elementary & Secondary Schools) aligns with its mission, and the consistent filing of IRS Form 990s over 13 periods demonstrates a commitment to regulatory compliance. Despite the consistent operational deficits and declining asset base, the organization maintains significant assets relative to its annual revenue, providing a buffer. However, the long-term sustainability of operating with expenses consistently higher than revenue warrants attention. The lack of reported officer compensation, while seemingly positive, could also be a point for further inquiry to ensure full transparency regarding leadership remuneration.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Chapin School with a Mission Score of 70 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

  • admin: 10%
  • programs: 85%
  • fundraising: 5%

According to IRS 990 filings, Chapin School allocates its expenses as follows: admin: 10%, programs: 85%, fundraising: 5%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

$7.4MTotal Revenue
$9.2MTotal Expenses
$18.0MTotal Assets
$9.2MTotal Liabilities
$8.8MNet Assets
  • The organization reported a deficit of $1.8M, with expenses exceeding revenue.
  • Debt-to-asset ratio: 51.2%.

Executive Compensation Analysis

The organization consistently reports 0% officer compensation across all available filings, which is highly unusual for an entity with annual revenues exceeding $7 million. This suggests either a volunteer-led executive team, compensation structured in a way not captured under 'officer compensation' on the 990, or a lack of transparency in this specific reporting line.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of Chapin School's IRS 990 filings:

  • Consistent operational deficits (e.g., $1,831,177 in 2023, $119,041 in 2022, $654,785 in 2021) indicating expenses regularly exceed revenue.
  • Significant decline in total assets over time, from $27,981,711 in 2015 to $17,983,689 in 2023, suggesting a draw-down of reserves.
  • Reporting 0% officer compensation across all filings, which is highly unusual for an organization of this size and could indicate a lack of transparency in leadership remuneration.

Strengths

The following positive indicators were identified for Chapin School:

  • Consistent IRS 990 filing history (13 filings) demonstrates regulatory compliance.
  • Maintains substantial assets ($17,983,689 in 2023) providing a financial buffer despite deficits.
  • Mission-aligned NTEE code (B240 - Elementary & Secondary Schools) indicates clear programmatic focus.

Frequently Asked Questions about Chapin School

Is Chapin School a legitimate charity?

Chapin School (EIN: 210688891) is a registered tax-exempt nonprofit based in New Jersey. Our AI analysis gives it a Mission Score of 70/100. It has 13 years of IRS 990 filings on record. Total revenue: $7.7M. 3 red flags identified. 3 strengths noted. Financial health grade: C.

How does Chapin School spend its money?

Chapin School directs 85% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.

Are donations to Chapin School tax-deductible?

Chapin School is registered as a tax-exempt nonprofit (EIN: 210688891). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

How much does the Chapin School CEO make?

Chapin School's highest-compensated officer earns $7 annually. The organization reported $7.7M in total revenue. Executive compensation data is disclosed in IRS 990 filings.

What percentage of Chapin School's spending goes to programs?

Chapin School directs 85% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.

How does Chapin School compare to similar nonprofits?

With a transparency score of 70/100 (Good), Chapin School is above average for NTEE category B240 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.

Where is Chapin School located?

Chapin School is headquartered in Princeton, New Jersey and files with the IRS under EIN 210688891. It is classified under NTEE code B240.

How many years of IRS 990 filings does Chapin School have?

Chapin School has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $7.7M in total revenue.

How does Chapin School cover its operational deficits?

The consistent deficits, such as the $1,831,177 difference between expenses and revenue in 2023, suggest the school is drawing upon its existing assets or other non-revenue income streams to cover operational costs. This is evidenced by the decline in total assets from $27,981,711 in 2015 to $17,983,689 in 2023.

What is the actual compensation structure for Chapin School's leadership?

Given that all filings report 0% officer compensation, it is unclear how the school's executive leadership is compensated. This could indicate a volunteer leadership model, or that compensation is reported under different categories not explicitly detailed in the provided summary data.

Is the decline in assets a concern for long-term sustainability?

Yes, the trend of declining assets, from $27,981,711 in 2015 to $17,983,689 in 2023, coupled with consistent operational deficits, raises concerns about the long-term financial sustainability if the current spending patterns relative to revenue continue.

Filing History

IRS 990 filing history for Chapin School showing financial trends over 13 years of public records:

Over 13 years of IRS 990 filings (2011–2023), Chapin School's revenue has declined by 10.6%, moving from $8.3M to $7.4M. Total assets increased by 7.2% over the same period, from $16.8M to $18.0M. Total functional expenses rose by 16%, from $8.0M to $9.2M. In its most recent filing year (2023), Chapin School reported a deficit of $1.8M, with expenses exceeding revenue. The organization holds $9.2M in liabilities against $18.0M in assets (debt-to-asset ratio: 51.2%), resulting in net assets of $8.8M.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp. %PDF
2023 $7.4M $9.2M $18.0M $9.2M
2022 $8.4M $8.5M $19.5M $9.3M View 990
2021 $8.3M $8.9M $21.2M $10.4M View 990
2020 $9.0M $9.5M $21.5M $10.7M View 990
2019 $8.4M $9.8M $22.1M $10.4M View 990
2018 $9.6M $9.6M $23.8M $10.3M View 990
2017 $9.5M $10.4M $24.7M $11.3M
2016 $9.7M $10.9M $24.7M $10.7M View 990
2015 $9.9M $9.9M $28.0M $12.4M View 990
2014 $10.8M $9.6M $22.5M $6.8M View 990
2013 $11.0M $9.3M $18.8M $4.7M View 990
2012 $9.1M $8.5M $17.2M $5.1M View 990
2011 $8.3M $8.0M $16.8M $5.3M View 990

Year-by-Year Financial Summary

  • 2023: Revenue of $7.4M, expenses of $9.2M, and assets of $18.0M (revenue -12.1% year-over-year).
  • 2022: Revenue of $8.4M, expenses of $8.5M, and assets of $19.5M (revenue +1.8% year-over-year).
  • 2021: Revenue of $8.3M, expenses of $8.9M, and assets of $21.2M (revenue -7.8% year-over-year).
  • 2020: Revenue of $9.0M, expenses of $9.5M, and assets of $21.5M (revenue +6.5% year-over-year).
  • 2019: Revenue of $8.4M, expenses of $9.8M, and assets of $22.1M (revenue -12.0% year-over-year).
  • 2018: Revenue of $9.6M, expenses of $9.6M, and assets of $23.8M (revenue +0.4% year-over-year).
  • 2017: Revenue of $9.5M, expenses of $10.4M, and assets of $24.7M (revenue -1.8% year-over-year).
  • 2016: Revenue of $9.7M, expenses of $10.9M, and assets of $24.7M (revenue -2.4% year-over-year).
  • 2015: Revenue of $9.9M, expenses of $9.9M, and assets of $28.0M (revenue -7.8% year-over-year).
  • 2014: Revenue of $10.8M, expenses of $9.6M, and assets of $22.5M (revenue -2.4% year-over-year).
  • 2013: Revenue of $11.0M, expenses of $9.3M, and assets of $18.8M (revenue +21.8% year-over-year).
  • 2012: Revenue of $9.1M, expenses of $8.5M, and assets of $17.2M (revenue +9.6% year-over-year).
  • 2011: Revenue of $8.3M, expenses of $8.0M, and assets of $16.8M.

View Individual Filing Years

Explore detailed financial data from each IRS 990 filing year for Chapin School:

2023 Filing 2022 Filing 2021 Filing 2020 Filing 2019 Filing 2018 Filing 2017 Filing 2016 Filing 2015 Filing 2014 Filing 2013 Filing 2012 Filing 2011 Filing

Data Sources and Methodology

This transparency report for Chapin School is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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