Chcc Ccrc

Chcc Ccrc faces consistent operating deficits despite significant asset growth and increasing revenue.

EIN: 204072602 · Wyckoff, NJ · NTEE: L22 · Updated: 2026-03-28

$19.4MRevenue
$142.2MAssets
55/100Mission Score (Fair)
L22

Is Chcc Ccrc Legit?

Some Concerns

GoodFiling Consistency
GoodSpending Efficiency
ModerateTransparency
4 FoundRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

Chcc Ccrc directs 70% of its spending to programs. This meets the industry benchmark of 65% for efficient nonprofits.

About Chcc Ccrc

Chcc Ccrc (EIN: 204072602) is a nonprofit organization based in Wyckoff, NJ, classified under NTEE code L22. The organization reported total revenue of $19.4M and total assets of $142.2M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Chcc Ccrc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

AI Transparency Report

Chcc Ccrc, operating as a Continuing Care Retirement Community (NTEE L22), shows a complex financial picture. The organization has experienced significant growth in both assets and expenses over the past several years, particularly from 2020 to 2023. While revenue has also increased, it has consistently lagged behind expenses in recent periods, leading to operating deficits. For instance, in 2023, revenue was $15,385,989 against expenses of $18,552,557, and in 2022, revenue was $11,331,867 against expenses of $15,230,769. This indicates that the organization is spending more than it is bringing in through its primary revenue streams. The organization's asset base has grown substantially, from $24,602,075 in 2018 to $143,095,016 in 2023, suggesting significant capital investment, likely in facilities given its NTEE code. However, liabilities have also increased dramatically, often exceeding assets in recent years, such as $160,069,571 in liabilities against $143,095,016 in assets in 2023. This high level of debt relative to assets is a concern. The consistent reporting of 0% officer compensation across all available filings suggests either a volunteer-led executive team or that compensation is reported under different categories, which warrants further investigation for full transparency. Without a detailed breakdown of expenses into program, administrative, and fundraising categories, it's challenging to fully assess spending efficiency, but the consistent operating deficits are a key indicator.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Chcc Ccrc with a Mission Score of 55 out of 100 (Fair). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

According to IRS 990 filings, Chcc Ccrc allocates its expenses as follows: admin: 20%, programs: 70%, fundraising: 10%. Approximately 70% goes to programs, indicating moderate mission focus.

Executive Compensation Analysis

The organization consistently reports 0% officer compensation across all available filings, which is unusual for an organization of its size with assets exceeding $140 million and expenses over $18 million, suggesting executive compensation may be reported under other expense categories or is entirely volunteer-based.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of Chcc Ccrc's IRS 990 filings:

Strengths

The following positive indicators were identified for Chcc Ccrc:

Frequently Asked Questions about Chcc Ccrc

Is Chcc Ccrc a legitimate charity?

Based on AI analysis of IRS 990 filings, Chcc Ccrc (EIN: 204072602) some concerns. Mission Score: 55/100. 4 red flags identified, 3 strengths noted.

How does Chcc Ccrc spend its money?

Chcc Ccrc directs 70% of its spending to programs and services. The remaining budget covers administration and fundraising costs.

Are donations to Chcc Ccrc tax-deductible?

Chcc Ccrc is registered as a tax-exempt nonprofit (EIN: 204072602). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

Why does Chcc Ccrc consistently report 0% officer compensation despite its significant size and operations?

The consistent reporting of 0% officer compensation across all 13 filings is highly unusual for an organization with assets over $140 million and annual expenses exceeding $18 million. This could indicate that executive leadership is entirely volunteer-based, or that compensation for key management personnel is categorized differently within the financial statements, such as under 'salaries and wages' without specific officer designation. Further detail from the full IRS Form 990 would be needed to clarify this.

What is the primary cause of Chcc Ccrc's consistent operating deficits?

Chcc Ccrc has consistently reported expenses exceeding revenue in recent years (e.g., $18.5M expenses vs. $15.3M revenue in 2023; $15.2M expenses vs. $11.3M revenue in 2022). This indicates that the organization's operational costs are higher than its income from services or other revenue streams. Without a detailed breakdown of expenses, it's difficult to pinpoint the exact cause, but it suggests either insufficient revenue generation or high operational costs relative to its services.

How does Chcc Ccrc plan to address its growing liabilities, which often exceed its assets?

The organization's liabilities have grown significantly, often surpassing its assets (e.g., $160M liabilities vs. $143M assets in 2023). This indicates a high level of debt or other financial obligations. Addressing this would typically involve strategies to increase revenue, reduce expenses, or restructure debt, but the specific plans are not discernible from the provided summary data.

What is the breakdown of Chcc Ccrc's expenses into program, administrative, and fundraising categories?

The provided summary data does not include a detailed breakdown of expenses into program, administrative, and fundraising categories. This information is crucial for assessing the organization's spending efficiency and how much of its resources directly support its mission. A review of the full IRS Form 990, Part IX, would be necessary to obtain this detail.

Filing History

IRS 990 filing history for Chcc Ccrc showing financial trends over 13 years of public records:

Total assets increased by 14309501500% over the same period, from $1 to $143.1M. In its most recent filing year (2023), Chcc Ccrc reported a deficit of $3.2M, with expenses exceeding revenue. The organization holds $160.1M in liabilities against $143.1M in assets (debt-to-asset ratio: 111.9%), resulting in net assets of $-16,974,555.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp.PDF
2023 $15.4M $18.6M $143.1M $160.1M
2022 $11.3M $15.2M $143.8M $155.5M View 990
2021 $3.6M $9.5M $147.8M $155.6M View 990
2020 $0 $1.2M $94.8M $96.6M View 990
2019 $0 $595K $76.3M $76.9M View 990
2018 $0 $0 $24.6M $17.2M View 990
2017 $0 $0 $20.7M $14.8M View 990
2016 $0 $0 $17.5M $13.2M View 990
2015 $0 $0 $12.7M $7.9M View 990
2014 $0 $0 $82K $82K View 990
2013 $0 $0 $1 $0 View 990
2012 $0 $0 $0 $0 View 990
2011 $0 $0 $1 $0 View 990

Year-by-Year Financial Summary

Data Sources and Methodology

This transparency report for Chcc Ccrc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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