Chesco Inc
Chesco Inc shows consistent revenue growth and strong program spending with no reported officer compensation.
EIN: 20390548 · Keene, NH · NTEE: J30Z · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $6.9M |
| Total Expenses | $5.9M |
| Program Spending | 90% |
| CEO/Top Officer Pay | $6 |
| Net Assets | $2.3M |
| Transparency Score | 92/100 |
Search Intent Cockpit
Chesco Inc Form 990, Revenue, CEO Pay, and IRS Filing Signals
Chesco Inc is surfaced here as a decision-ready nonprofit financial profile, not just a charity listing. The page consolidates IRS Form 990 revenue, expenses, assets, tax-exempt classification, executive compensation, mission score, red flags, and year-by-year filing history so donors, researchers, journalists, and grant teams can answer the common search questions around Chesco Inc in one place.
Form 990 Filing Summary
13 filing years are available, with latest revenue of $6.4M and expenses of $5.9M.
Revenue and Expenses
Chesco Inc reported $6.4M in revenue and $5.9M in expenses, a surplus of $541K.
Executive Compensation
Top officer compensation appears as $6 in the stored analysis, with context against revenue and expenses below.
Charity Score and Red Flags
92/100 mission score, 2 red flags, and 5 strengths are shown from structured and AI review.
Is Chesco Inc Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
IRS 990 Data Cockpit
Where the Money Comes From and Where It Goes
Revenue Source Mix
Revenue-source line items are not available on the stored filing yet. Future ingestion now preserves contribution, program-revenue, and investment-income fields when ProPublica provides them.
Expense Deployment
| Program services | $5.3M (90%) |
Across stored filings, Chesco Inc shows contribution history pending. Next enrichment targets: revenue-source fields, IRS BMF classification.
Decision Cockpit
One-Stop Donor, Research, and Peer Context Hub
| Decision Lens | Signal | What to Inspect Next |
|---|---|---|
| Legitimacy | Some Concerns | Good filing record; 2 red flags identified |
| Mission spend | 90% to programs | Excellent |
| Financial durability | Grade A | 13 stored filing years |
| Peer context | Compare with Hellenic Society Paideia Of New Hampshire | New Hampshire and Category J context |
Trust Check
Review legitimacy, deductibility, red flags, and filing consistency.
Open charity check →Peer Benchmark
Compare against real state and category peers.
Compare with Hellenic Society Paideia Of New Hampshire →All New Hampshire nonprofits
All Category J
Local and Sector Spokes
Move into this nonprofit's local market, category, and sector maps.
Keene, NH nonprofitsCategory J in New Hampshire
Human Services in New Hampshire
Follow the Money
Jump into spending, compensation, rankings, and filing-year evidence.
State spending analysisState compensation analysis
Category J spending
Best Category J charities in New Hampshire
Relevant rankings
Donation Decision Flow
From Trust Check to Better Alternatives
Alternative Shopping
Similar Nonprofits Donors Should Compare
Hattie A & Fred C Lynam Trust 64
Concord, NH · $1.5M revenue · Score 95/100
Compare side-by-sideCouch Family Foundation
Hanover, NH · $35.9M revenue · Score 90/100
Compare side-by-sideRed Oak Montessori School Inc
Franklin, NH · $159K revenue · Score 90/100
Compare side-by-sideOrder Of The Eastern Star Of New Hampshire Grand Chapter
Nashua, NH · $1.0M revenue · Score 85/100
Compare side-by-sideNext Best Actions
Keep the Investigation Moving
Chesco Inc directs 90% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Chesco Inc
Chesco Inc (EIN: 20390548) is a nonprofit organization based in Keene, NH, classified under NTEE code J30Z. The organization reported total revenue of $6.9M and total assets of $4.0M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Chesco Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Chesco Inc is a mid-size nonprofit that has been operating for 40 years, with 13 years of IRS 990 filings on record (2012–2024). Revenue has grown at a compound annual rate of 2.2%.
Key Financial Metrics (2024)
From the most recent IRS 990 filing on record:
| Total Revenue | $6.4M |
| Total Expenses | $5.9M |
| Surplus / Deficit | +$541K |
| Total Assets | $3.3M |
| Total Liabilities | $1.0M |
| Net Assets | $2.3M |
| Operating Margin | 8.4% |
| Debt-to-Asset Ratio | 30.2% |
| Months of Reserves | 6.8 months |
Financial Health Grade: A
In 2024, Chesco Inc reported a surplus of $541K with revenue exceeding expenses, holds 6.8 months of operating reserves (strong position), has a debt-to-asset ratio of 30.2% (moderate leverage).
Financial Trends
Over 13 years of filings (2012–2024), Chesco Inc's revenue has grown at a compound annual growth rate (CAGR) of 2.2%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2024 | +14.7% | +5.6% | +20.4% |
| 2023 | -4.9% | +0.9% | +41.6% |
| 2022 | +0.4% | +0.9% | +24.9% |
| 2021 | +10.1% | +0.1% | -11.3% |
| 2020 | +6.5% | +11.3% | +43.2% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1986 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Chesco Inc with a Mission Score of 92 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 7%
- programs: 90%
- fundraising: 3%
According to IRS 990 filings, Chesco Inc allocates its expenses as follows: admin: 7%, programs: 90%, fundraising: 3%. With 90% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2024)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $541K, with revenue exceeding expenses.
- Debt-to-asset ratio: 30.2%.
Executive Compensation Analysis
Chesco Inc consistently reports 0% officer compensation across all available filings, which is highly unusual for an organization of its size with revenue exceeding $6 million. This suggests either a fully volunteer executive leadership, compensation structured in a way not reported as officer compensation on the 990, or a very lean administrative model, which significantly boosts the proportion of funds available for programs.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Chesco Inc's IRS 990 filings:
- Consistent 0% officer compensation reported, which is unusual for an organization of this size and warrants further investigation into how leadership is compensated or structured.
- Increasing liabilities in recent years, from $181,328 in 2021 to $1,003,922 in 2024, which, while still manageable, should be monitored.
Strengths
The following positive indicators were identified for Chesco Inc:
- Strong and consistent revenue growth, from $4.8M in 2015 to $6.4M in 2024.
- Healthy financial surpluses in most years, indicating good operational management (e.g., $540,895 surplus in 2024).
- Significant growth in assets, from $707,917 in 2015 to $3,322,427 in 2024, enhancing long-term stability.
- High program spending efficiency, supported by the 0% reported officer compensation.
- Consistent and timely IRS 990 filings, demonstrating good transparency.
Frequently Asked Questions about Chesco Inc
Is Chesco Inc a legitimate charity?
Chesco Inc (EIN: 20390548) is a registered tax-exempt nonprofit based in New Hampshire. Our AI analysis gives it a Mission Score of 92/100. It has 13 years of IRS 990 filings on record. Total revenue: $6.9M. 2 red flags identified. 5 strengths noted. Financial health grade: A.
How does Chesco Inc spend its money?
Chesco Inc directs 90% of its spending to programs and services. Fundraising costs 3%. This exceeds the 65% industry benchmark.
Are donations to Chesco Inc tax-deductible?
Chesco Inc is registered as a tax-exempt nonprofit (EIN: 20390548). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How much does the Chesco Inc CEO make?
Chesco Inc's highest-compensated officer earns $6 annually. The organization reported $6.9M in total revenue. Executive compensation data is disclosed in IRS 990 filings.
What percentage of Chesco Inc's spending goes to programs?
Chesco Inc directs 90% to programs, 3% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does Chesco Inc compare to similar nonprofits?
With a transparency score of 92/100 (Excellent), Chesco Inc is above average for NTEE category J30Z nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Chesco Inc located?
Chesco Inc is headquartered in Keene, New Hampshire and files with the IRS under EIN 20390548. It is classified under NTEE code J30Z.
How many years of IRS 990 filings does Chesco Inc have?
Chesco Inc has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $6.9M in total revenue.
Is Chesco Inc a good charity?
Based on the available IRS 990 data, Chesco Inc appears to be a very good charity. It demonstrates strong financial health, consistent revenue growth, and a high percentage of spending directed towards its programs, with no reported officer compensation.
How has Chesco Inc's financial health changed over time?
Chesco Inc has shown consistent financial growth and strengthening. Revenue has increased from $4,818,533 in 2015 to $6,428,923 in 2024, and assets have grown significantly from $707,917 to $3,322,427 over the same period, indicating robust financial management.
What is Chesco Inc's program spending efficiency?
Chesco Inc exhibits high program spending efficiency. While specific program expense breakdowns aren't provided in the summary, the consistent surplus of revenue over expenses and the 0% officer compensation suggest a very high proportion of total expenses are dedicated to program services, estimated at around 90%.
Why is officer compensation reported as 0%?
The consistent reporting of 0% officer compensation across all filings is unusual for an organization of this scale. It could mean that executive leadership is entirely volunteer-based, that compensation is paid through a related entity, or that it's categorized differently on the 990 (e.g., as general salaries rather than officer compensation). Further investigation into their detailed 990 forms would be needed to understand this fully.
Filing History
IRS 990 filing history for Chesco Inc showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2012–2024), Chesco Inc's revenue has grown by 30.6%, moving from $4.9M to $6.4M. Total assets increased by 418.1% over the same period, from $641K to $3.3M. Total functional expenses rose by 23.3%, from $4.8M to $5.9M. In its most recent filing year (2024), Chesco Inc reported a surplus of $541K, with revenue exceeding expenses. The organization holds $1.0M in liabilities against $3.3M in assets (debt-to-asset ratio: 30.2%), resulting in net assets of $2.3M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2024 | $6.4M | $5.9M | $3.3M | $1.0M | — | View 990 |
| 2023 | $5.6M | $5.6M | $2.8M | $983K | — | View 990 |
| 2022 | $5.9M | $5.5M | $1.9M | $202K | — | View 990 |
| 2021 | $5.9M | $5.5M | $1.6M | $181K | — | View 990 |
| 2020 | $5.3M | $5.5M | $1.8M | $775K | — | View 990 |
| 2019 | $5.0M | $4.9M | $1.2M | $101K | — | View 990 |
| 2018 | $4.9M | $4.8M | $1.2M | $136K | — | View 990 |
| 2017 | $5.1M | $5.0M | $989K | $85K | — | View 990 |
| 2016 | $5.0M | $4.8M | $959K | $166K | — | View 990 |
| 2015 | $4.8M | $4.8M | $708K | $95K | — | View 990 |
| 2014 | $4.6M | $4.6M | $689K | $123K | — | View 990 |
| 2013 | $4.9M | $4.8M | $709K | $179K | — | View 990 |
| 2012 | $4.9M | $4.8M | $641K | $177K | — | View 990 |
Year-by-Year Financial Summary
- 2024: Revenue of $6.4M, expenses of $5.9M, and assets of $3.3M (revenue +14.7% year-over-year).
- 2023: Revenue of $5.6M, expenses of $5.6M, and assets of $2.8M (revenue -4.9% year-over-year).
- 2022: Revenue of $5.9M, expenses of $5.5M, and assets of $1.9M (revenue +0.4% year-over-year).
- 2021: Revenue of $5.9M, expenses of $5.5M, and assets of $1.6M (revenue +10.1% year-over-year).
- 2020: Revenue of $5.3M, expenses of $5.5M, and assets of $1.8M (revenue +6.5% year-over-year).
- 2019: Revenue of $5.0M, expenses of $4.9M, and assets of $1.2M (revenue +1.9% year-over-year).
- 2018: Revenue of $4.9M, expenses of $4.8M, and assets of $1.2M (revenue -3.1% year-over-year).
- 2017: Revenue of $5.1M, expenses of $5.0M, and assets of $989K (revenue +2.3% year-over-year).
- 2016: Revenue of $5.0M, expenses of $4.8M, and assets of $959K (revenue +2.8% year-over-year).
- 2015: Revenue of $4.8M, expenses of $4.8M, and assets of $708K (revenue +4.1% year-over-year).
- 2014: Revenue of $4.6M, expenses of $4.6M, and assets of $689K (revenue -4.9% year-over-year).
- 2013: Revenue of $4.9M, expenses of $4.8M, and assets of $709K (revenue -1.1% year-over-year).
- 2012: Revenue of $4.9M, expenses of $4.8M, and assets of $641K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Chesco Inc:
Data Sources and Methodology
This transparency report for Chesco Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.