Clark County Association Of Health Underwriters
Clark County Association Of Health Underwriters reports no revenue or assets in its latest filing, indicating potential inactivity.
EIN: 161694121 · Henderson, NV · NTEE: S41 · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Expenses | $65K |
| Program Spending | 70% |
| Net Assets | $7K |
| Transparency Score | 60/100 |
Is Clark County Association Of Health Underwriters Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Clark County Association Of Health Underwriters directs 70% of its spending to programs. This meets the industry benchmark of 65% for efficient nonprofits.
About Clark County Association Of Health Underwriters
Clark County Association Of Health Underwriters (EIN: 161694121) is a nonprofit organization based in Henderson, NV, classified under NTEE code S41. The organization reported total revenue of $0 and total assets of $0 according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Clark County Association Of Health Underwriters's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Clark County Association Of Health Underwriters is a micro nonprofit that has been operating for 21 years, with 5 years of IRS 990 filings on record (2011–2015). Revenue has grown at a compound annual rate of 31.0%.
Key Financial Metrics (2015)
From the most recent IRS 990 filing on record:
| Total Revenue | $68K |
| Total Expenses | $65K |
| Surplus / Deficit | +$3K |
| Total Assets | $19K |
| Total Liabilities | $12K |
| Net Assets | $7K |
| Operating Margin | 4.0% |
| Debt-to-Asset Ratio | 61.5% |
| Months of Reserves | 3.6 months |
Financial Health Grade: A
In 2015, Clark County Association Of Health Underwriters reported a surplus of $3K with revenue exceeding expenses, holds 3.6 months of operating reserves (adequate), has a debt-to-asset ratio of 61.5% (high leverage).
Financial Trends
Over 5 years of filings (2011–2015), Clark County Association Of Health Underwriters's revenue has grown at a compound annual growth rate (CAGR) of 31.0%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2015 | +124.0% | +64.3% | -17.9% |
| 2014 | -32.3% | -11.0% | -5.5% |
| 2013 | +34.8% | +109.9% | +73.4% |
| 2012 | +43.9% | -5.4% | +6.1% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 2000 |
| IRS Ruling Date | 2005 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Clark County Association Of Health Underwriters with a Mission Score of 60 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 20%
- programs: 70%
- fundraising: 10%
According to IRS 990 filings, Clark County Association Of Health Underwriters allocates its expenses as follows: admin: 20%, programs: 70%, fundraising: 10%. Approximately 70% goes to programs, indicating moderate mission focus.
Key Financial Metrics (2015)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $3K, with revenue exceeding expenses.
- Debt-to-asset ratio: 61.5%.
Executive Compensation Analysis
Executive compensation is consistently reported as 0% across all available filings, indicating that officers are likely volunteers and no organizational funds are used for their salaries, which is appropriate for an organization of this size and financial scale.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Clark County Association Of Health Underwriters's IRS 990 filings:
- Latest filing reports $0 revenue and $0 assets, indicating potential inactivity or cessation of operations.
- Expenses exceeded revenue in at least one reported period (201412), leading to a deficit.
- Significant drop in financial activity from previous years to the latest reported period.
Strengths
The following positive indicators were identified for Clark County Association Of Health Underwriters:
- Consistently reports 0% officer compensation, indicating a volunteer-driven leadership and efficient use of funds for administrative overhead.
- Historically maintained positive assets, though modest, in previous active periods.
Frequently Asked Questions about Clark County Association Of Health Underwriters
Is Clark County Association Of Health Underwriters a legitimate charity?
Clark County Association Of Health Underwriters (EIN: 161694121) is a registered tax-exempt nonprofit based in Nevada. Our AI analysis gives it a Mission Score of 60/100. It has 5 years of IRS 990 filings on record. 3 red flags identified. 2 strengths noted. Financial health grade: A.
How does Clark County Association Of Health Underwriters spend its money?
Clark County Association Of Health Underwriters directs 70% of its spending to programs and services. Fundraising costs 10%. This meets the 65% industry benchmark.
Are donations to Clark County Association Of Health Underwriters tax-deductible?
Clark County Association Of Health Underwriters is registered as a tax-exempt nonprofit (EIN: 161694121). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Clark County Association Of Health Underwriters's spending goes to programs?
Clark County Association Of Health Underwriters directs 70% to programs, 10% to fundraising. This meets the 65% industry benchmark for efficient nonprofits.
How does Clark County Association Of Health Underwriters compare to similar nonprofits?
With a transparency score of 60/100 (Good), Clark County Association Of Health Underwriters is above average for NTEE category S41 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Clark County Association Of Health Underwriters located?
Clark County Association Of Health Underwriters is headquartered in Henderson, Nevada and files with the IRS under EIN 161694121. It is classified under NTEE code S41.
How many years of IRS 990 filings does Clark County Association Of Health Underwriters have?
Clark County Association Of Health Underwriters has 5 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends.
Is the Clark County Association Of Health Underwriters currently active?
The latest IRS 990 filing reports $0 in revenue and assets, strongly suggesting the organization may be inactive or operating on an extremely limited, non-financial basis.
How does the organization fund its operations?
Historically, the organization has been funded through revenues ranging from $23,025 to $67,726. However, with $0 reported revenue in the latest filing, its current funding source is unclear, if any exists.
What is the trend in the organization's financial health?
The trend shows fluctuating revenues and expenses, with some years running deficits (e.g., 201412: expenses $39,578 vs. revenue $30,239) and others surpluses. The latest filing of $0 revenue and assets represents a significant decline from previous activity.
Filing History
IRS 990 filing history for Clark County Association Of Health Underwriters showing financial trends over 5 years of public records:
Over 5 years of IRS 990 filings (2011–2015), Clark County Association Of Health Underwriters's revenue has grown by 194.1%, moving from $23K to $68K. Total assets increased by 42.8% over the same period, from $13K to $19K. Total functional expenses rose by 190.6%, from $22K to $65K. In its most recent filing year (2015), Clark County Association Of Health Underwriters reported a surplus of $3K, with revenue exceeding expenses. The organization holds $12K in liabilities against $19K in assets (debt-to-asset ratio: 61.5%), resulting in net assets of $7K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2015 | $68K | $65K | $19K | $12K | — | View 990 |
| 2014 | $30K | $40K | $23K | $19K | — | View 990 |
| 2013 | $45K | $44K | $25K | $11K | — | View 990 |
| 2012 | $33K | $21K | $14K | $460 | — | View 990 |
| 2011 | $23K | $22K | $13K | $12K | — | View 990 |
Year-by-Year Financial Summary
- 2015: Revenue of $68K, expenses of $65K, and assets of $19K (revenue +124.0% year-over-year).
- 2014: Revenue of $30K, expenses of $40K, and assets of $23K (revenue -32.3% year-over-year).
- 2013: Revenue of $45K, expenses of $44K, and assets of $25K (revenue +34.8% year-over-year).
- 2012: Revenue of $33K, expenses of $21K, and assets of $14K (revenue +43.9% year-over-year).
- 2011: Revenue of $23K, expenses of $22K, and assets of $13K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Clark County Association Of Health Underwriters:
Data Sources and Methodology
This transparency report for Clark County Association Of Health Underwriters is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.