Clarkstown Teachers Association Benefits Trust Fund
Clarkstown Teachers Association Benefits Trust Fund shows consistent revenue growth and strong asset accumulation with no executive compensation.
EIN: 133054989 · West Nyack, NY · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $2.4M |
| Total Expenses | $1.3M |
| Program Spending | 100% |
| Net Assets | $2.2M |
| Transparency Score | 95/100 |
Is Clarkstown Teachers Association Benefits Trust Fund Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Clarkstown Teachers Association Benefits Trust Fund directs 100% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Clarkstown Teachers Association Benefits Trust Fund
Clarkstown Teachers Association Benefits Trust Fund (EIN: 133054989) is a nonprofit organization based in West Nyack, NY. The organization reported total revenue of $2.4M and total assets of $3.3M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Clarkstown Teachers Association Benefits Trust Fund's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Clarkstown Teachers Association Benefits Trust Fund is a mid-size nonprofit that has been operating for 43 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 3.1%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $1.8M |
| Total Expenses | $1.3M |
| Surplus / Deficit | +$557K |
| Total Assets | $2.4M |
| Total Liabilities | $218K |
| Net Assets | $2.2M |
| Operating Margin | 30.5% |
| Debt-to-Asset Ratio | 9.1% |
| Months of Reserves | 22.8 months |
Financial Health Grade: A
In 2023, Clarkstown Teachers Association Benefits Trust Fund reported a surplus of $557K with revenue exceeding expenses, holds 22.8 months of operating reserves (strong position), has a debt-to-asset ratio of 9.1% (very low leverage).
Financial Trends
Over 13 years of filings (2011–2023), Clarkstown Teachers Association Benefits Trust Fund's revenue has grown at a compound annual growth rate (CAGR) of 3.1%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | -5.3% | -7.7% | +25.3% |
| 2022 | +19.2% | -2.5% | +23.4% |
| 2021 | +7.9% | +30.2% | +23.2% |
| 2020 | +4.5% | -23.6% | +48.4% |
| 2019 | +7.4% | -5.9% | +2.7% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1983 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Clarkstown Teachers Association Benefits Trust Fund with a Mission Score of 95 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 0%
- programs: 100%
- fundraising: 0%
According to IRS 990 filings, Clarkstown Teachers Association Benefits Trust Fund allocates its expenses as follows: admin: 0%, programs: 100%, fundraising: 0%. With 100% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $557K, with revenue exceeding expenses.
- Debt-to-asset ratio: 9.1%.
Executive Compensation Analysis
Executive compensation is reported as 0% across all available filings, indicating that no officers receive compensation from the organization, which is highly unusual for an organization of this size and suggests a volunteer leadership structure or that compensation is handled through a related entity.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Clarkstown Teachers Association Benefits Trust Fund's IRS 990 filings:
- NTEE Code is Unknown, limiting classification and comparison.
- No breakdown of expenses beyond total, making it difficult to assess specific operational efficiency.
Strengths
The following positive indicators were identified for Clarkstown Teachers Association Benefits Trust Fund:
- Consistent revenue growth over the past decade, from $1,232,997 in 2014 to $1,826,443 in 2023.
- Significant asset accumulation, growing from $1,189,124 in 2014 to $2,412,340 in 2023.
- No reported officer compensation, indicating resources are fully directed to the trust's purpose.
- Positive net income in recent years, demonstrating financial stability and ability to build reserves.
- Manageable liabilities relative to assets, suggesting prudent financial management.
Frequently Asked Questions about Clarkstown Teachers Association Benefits Trust Fund
Is Clarkstown Teachers Association Benefits Trust Fund a legitimate charity?
Based on AI analysis of IRS 990 filings, Clarkstown Teachers Association Benefits Trust Fund (EIN: 133054989) some concerns. Mission Score: 95/100. 2 red flags identified, 5 strengths noted.
How does Clarkstown Teachers Association Benefits Trust Fund spend its money?
Clarkstown Teachers Association Benefits Trust Fund directs 100% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Clarkstown Teachers Association Benefits Trust Fund tax-deductible?
Clarkstown Teachers Association Benefits Trust Fund is registered as a tax-exempt nonprofit (EIN: 133054989). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
Where is Clarkstown Teachers Association Benefits Trust Fund located?
Clarkstown Teachers Association Benefits Trust Fund is headquartered in West Nyack, New York and files with the IRS under EIN 133054989.
How many years of IRS 990 filings does Clarkstown Teachers Association Benefits Trust Fund have?
Clarkstown Teachers Association Benefits Trust Fund has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $2.4M in total revenue.
What specific benefits does the Clarkstown Teachers Association Benefits Trust Fund provide?
The IRS 990 data indicates the organization is a 'Benefits Trust Fund,' but specific details about the types of benefits (e.g., health, retirement, disability) are not available in the provided financial summary.
How does the organization manage its administrative costs given 0% reported for admin and fundraising?
The provided data shows 0% for admin and fundraising, implying that all expenses are categorized as program-related. This could mean administrative functions are either absorbed within program costs, handled by volunteers, or funded through a separate, related entity not reflected in these specific expense categories.
Is the organization's NTEE code 'Unknown' due to its specific trust fund nature?
The NTEE code being 'Unknown' is common for certain types of trusts or benefit funds, as their primary activities may not fit neatly into standard charitable classifications. This doesn't necessarily indicate a problem but limits understanding of its specific sector.
Filing History
IRS 990 filing history for Clarkstown Teachers Association Benefits Trust Fund showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Clarkstown Teachers Association Benefits Trust Fund's revenue has grown by 44.5%, moving from $1.3M to $1.8M. Total assets increased by 85.2% over the same period, from $1.3M to $2.4M. Total functional expenses fell by 2.7%, from $1.3M to $1.3M. In its most recent filing year (2023), Clarkstown Teachers Association Benefits Trust Fund reported a surplus of $557K, with revenue exceeding expenses. The organization holds $218K in liabilities against $2.4M in assets (debt-to-asset ratio: 9.1%), resulting in net assets of $2.2M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $1.8M | $1.3M | $2.4M | $218K | — | View 990 |
| 2022 | $1.9M | $1.4M | $1.9M | $319K | — | View 990 |
| 2021 | $1.6M | $1.4M | $1.6M | $361K | — | View 990 |
| 2020 | $1.5M | $1.1M | $1.3M | $319K | — | View 990 |
| 2019 | $1.4M | $1.4M | $853K | $336K | — | View 990 |
| 2018 | $1.3M | $1.5M | $831K | $334K | — | View 990 |
| 2017 | $1.3M | $1.3M | $987K | $330K | — | — |
| 2016 | $1.2M | $1.4M | $912K | $273K | — | View 990 |
| 2015 | $1.2M | $1.3M | $1.1M | $254K | — | View 990 |
| 2014 | $1.2M | $1.2M | $1.2M | $275K | — | View 990 |
| 2013 | $1.4M | $1.4M | $1.2M | $265K | — | View 990 |
| 2012 | $1.2M | $1.4M | $1.3M | $460K | — | View 990 |
| 2011 | $1.3M | $1.3M | $1.3M | $262K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $1.8M, expenses of $1.3M, and assets of $2.4M (revenue -5.3% year-over-year).
- 2022: Revenue of $1.9M, expenses of $1.4M, and assets of $1.9M (revenue +19.2% year-over-year).
- 2021: Revenue of $1.6M, expenses of $1.4M, and assets of $1.6M (revenue +7.9% year-over-year).
- 2020: Revenue of $1.5M, expenses of $1.1M, and assets of $1.3M (revenue +4.5% year-over-year).
- 2019: Revenue of $1.4M, expenses of $1.4M, and assets of $853K (revenue +7.4% year-over-year).
- 2018: Revenue of $1.3M, expenses of $1.5M, and assets of $831K (revenue +6.4% year-over-year).
- 2017: Revenue of $1.3M, expenses of $1.3M, and assets of $987K (revenue +7.4% year-over-year).
- 2016: Revenue of $1.2M, expenses of $1.4M, and assets of $912K (revenue -3.9% year-over-year).
- 2015: Revenue of $1.2M, expenses of $1.3M, and assets of $1.1M (revenue -1.5% year-over-year).
- 2014: Revenue of $1.2M, expenses of $1.2M, and assets of $1.2M (revenue -13.0% year-over-year).
- 2013: Revenue of $1.4M, expenses of $1.4M, and assets of $1.2M (revenue +15.2% year-over-year).
- 2012: Revenue of $1.2M, expenses of $1.4M, and assets of $1.3M (revenue -2.6% year-over-year).
- 2011: Revenue of $1.3M, expenses of $1.3M, and assets of $1.3M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Clarkstown Teachers Association Benefits Trust Fund:
Data Sources and Methodology
This transparency report for Clarkstown Teachers Association Benefits Trust Fund is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.